2.2.0.25falsefalse0209 - Disclosure - Depositstruefalsefalse1falsefalseUSDfalsefalse1/1/2011 - 3/31/2011 USD ($) USD ($) / shares $FROM_Jan01_2011_TO_Mar31_2011http://www.sec.gov/CIK0001241199duration2011-01-01T00:00:002011-03-31T00:00:00USDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170EPSDividehttp://www.xbrl.org/2003/iso4217USDiso4217http://www.xbrl.org/2003/instancesharesxbrli0SharesStandardhttp://www.xbrl.org/2003/instancesharesxbrli0USDUSD$2true0us-gaap_DepositsAbstractus-gaaptruenadurationNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalsefalsefalseOtherxbrli:stringItemTypestringNo definition available.falsefalseDeposits [Abstract]3false0us-gaap_DepositLiabilitiesDisclosuresTextBlockus-gaaptruenadurationNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00Note 8.  Deposits As of March 31, 2011 and December 31, 2010, CapitalSource Bank had $4.7 billion and $4.6 billion, respectively, in deposits insured up to the maximum limit by the Federal Deposit Insurance Corporation (“FDIC”). As of March 31, 2011 and December 31, 2010, CapitalSource Bank had $1.8 billion and $1.7 billion, respectively, of certificates of deposit in the amount of $100,000 or more. As of March 31, 2011 and December 31, 2010, CapitalSource Bank had $283.7 million and $266.7 million, respectively, of certificates of deposit in the amount of $250,000 or more. As of March 31, 2011 and December 31, 2010, the weighted-average interest rates for savings and money market deposit accounts were 0.84% and 0.83%, respectively, and for certificates of deposit were 1.23% and 1.27%, respectively. The weighted-average interest rates for all deposits as of March 31, 2011 and December 31, 2010 were 1.15% and 1.18%, respectively. As of March 31, 2011 and December 31, 2010, interest-bearing deposits at CapitalSource Bank were as follows: <div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 15px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> </td><td colspan="2" rowspan="2" style="width: 92px; text-align:center;border-color:#000000;min-width:92px;">March 31, 2011</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" rowspan="2" style="width: 92px; text-align:center;border-color:#000000;min-width:92px;">December 31, 2010</td></tr><tr style="height: 15px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td></tr><tr style="height: 8px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td></tr><tr style="height: 16px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="4" style="width: 184px; text-align:center;border-color:#000000;min-width:184px;">($ in thousands)</td></tr><tr style="height: 17px"><td colspan="2" style="width: 520px; text-align:left;border-color:#000000;min-width:520px;">Interest-bearing deposits:</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:left;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:left;border-color:#000000;min-width:80px;"> </td></tr><tr style="height: 17px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> Money market </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;">236,649</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;">236,811</td></tr><tr style="height: 17px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> Savings </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;">726,481</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;">694,157</td></tr><tr style="height: 17px"><td style="width: 3px; text-align:left;border-color:#000000;min-width:3px;"> </td><td style="width: 517px; text-align:left;border-color:#000000;min-width:517px;"> Certificates of deposit </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;">3,745,219</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;">3,690,305</td></tr><tr style="height: 18px"><td colspan="2" style="width: 520px; text-align:left;border-color:#000000;min-width:520px;">Total interest-bearing deposits </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;">4,708,349</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;">4,621,273</td></tr></table></div>As of March 31, 2011, certificates of deposit at CapitalSource Bank detailed by maturity were as follows ($ in thousands):<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 17px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">Maturing by:</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:left;border-color:#000000;min-width:75px;"> </td></tr><tr style="height: 17px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">March 31, 2012</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;">3,079,769</td></tr><tr style="height: 17px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">March 31, 2013</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;">564,969</td></tr><tr style="height: 17px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">March 31, 2014</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;">27,683</td></tr><tr style="height: 17px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">March 31, 2015</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;">42,445</td></tr><tr style="height: 17px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">March 31, 2016</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:75px;">30,353</td></tr><tr style="height: 18px"><td style="width: 387px; text-align:left;border-color:#000000;min-width:387px;">Total </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 75px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:75px;">3,745,219</td></tr></table></div>For the three months ended March 31, 2011 and 2010, interest expense on deposits was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 14px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;"> </td><td colspan="5" rowspan="2" style="width: 206px; text-align:center;border-color:#000000;min-width:206px;">Three Months Ended March 31,</td></tr><tr style="height: 17px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:85px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 17px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;"> </td><td colspan="2" style="width: 97px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:97px;">2011</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 97px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:97px;">2010</td></tr><tr style="height: 7px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:85px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 17px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;"> </td><td colspan="5" style="width: 206px; text-align:center;border-color:#000000;min-width:206px;">($ in thousands)</td></tr><tr style="height: 17px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;">Savings and money market </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;">1,944</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;">2,265</td></tr><tr style="height: 17px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;">Certificates of deposit </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;">11,495</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;">14,146</td></tr><tr style="height: 17px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;">Fees for early withdrawal </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:85px;">(56)</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:85px;">(53)</td></tr><tr style="height: 18px"><td style="width: 514px; text-align:left;border-color:#000000;min-width:514px;">Total interest expense on deposits</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 85px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:85px;">13,383</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 85px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:85px;">16,358</td></tr></table></div>Note 8.  Deposits As of March 31, 2011 and December 31, 2010, CapitalSource Bank had $4.7 billion and $4.6 billion, respectively,falsefalsefalsefalsefalseOtherus-types:textBlockItemTypestringThis element may be used as a single block of text to encapsulate the entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 14 -Subparagraph e falsefalseDeposits12DepositsUnKnownUnKnownUnKnownUnKnownfalsetrue