2.2.0.25falsefalse0205 - Disclosure - Loans and Credit Qualitytruefalsefalse1falsefalseUSDfalsefalse1/1/2011 - 3/31/2011 USD ($) USD ($) / shares $FROM_Jan01_2011_TO_Mar31_2011http://www.sec.gov/CIK0001241199duration2011-01-01T00:00:002011-03-31T00:00:00USDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170EPSDividehttp://www.xbrl.org/2003/iso4217USDiso4217http://www.xbrl.org/2003/instancesharesxbrli0SharesStandardhttp://www.xbrl.org/2003/instancesharesxbrli0USDUSD$2true0cse_LoansAndCreditQualityAbstractcsefalsenadurationLoans and credit quality.falsefalsefalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalsefalsefalseOtherxbrli:stringItemTypestringLoans and credit quality.falsefalseLoans And Credit Quality [Abstract]3false0us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlockus-gaaptruenadurationNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00Note 5. Loans and Credit Quality As of March 31, 2011 and December 31, 2010, our outstanding loan balance was $6.1 billion and $6.4 billion, respectively. Included in these amounts were loans held for sale and loans held for investment. As of March 31, 2011 and December 31, 2010, interest and fee receivables totaled $53.6 million and $52.7 million, respectively.Loans Held for Sale Loans held for sale are recorded at the lower of cost or fair value in our consolidated balance sheets.  Our analysis to determine when to sell a loan is performed on a loan-by-loan basis and considers several factors, including the credit quality of the loan, any financing secured by the loan and any requirements related to the release of liens and use of sales proceeds, the potential sale price relative to our loan valuation, our liquidity needs, and the resources necessary to ensure an adequate recovery if we continued to hold the loan. When our analysis indicates that the proper strategy is to sell a loan, we initiate the sale process and designate the loan as held for sale. During the three months ended March 31, 2011 and 2010, we transferred impaired loans with a carrying value of $30.3 million and $29.0 million, from held for investment to held for sale. These transfers were based on our decision to sell these loans as part of overall portfolio management and workout strategies. We did not incur any losses due to valuation adjustments at the time of transfer for the three months ended March 31, 2011 and 2010, respectively. We reclassified $28.6 million and $10.5 million of loans from held for sale to held for investment during the three months ended March 31, 2011 and 2010, respectively, based upon our intent to retain these loans for investment. During the three months ended March 31, 2011 and 2010, we recognized net pre-tax gains of $1.3 million and $0.1 million, respectively, on the sale of loans.  As of March 31, 2011 and December 31, 2010, loans held for sale with an outstanding balance of $11.5 million and $14.7 million, respectively, were classified as non-accrual loans. We did not record any fair value write-downs on non-accrual loans held for sale during the three months ended March 31, 2011 and 2010, respectively. Loans Held for Investment Loans held for investment are recorded at the principal amount outstanding, net of deferred loan costs or fees and any discounts received or premiums paid on purchased loans. We maintain an allowance for loan and lease losses for loans held for investment, which is calculated based on management's estimate of incurred loan losses inherent in our loan portfolio as of the balance sheet date. This methodology is used consistently to develop our allowance for loan losses for all loans in our loan portfolio, and, as such, we maintain a single portfolio segment. The loans in our portfolio are grouped into seven loan classes, based on the level that we use to assess and monitor the risk and performance of the portfolio, including the nature of the borrower, collateral and lending arrangement. As of March 31, 2011 and December 31, 2010, CapitalSource Bank pledged loans held for investment with an unpaid principal balance of $170.8 million and $166.1 million, respectively, to the Federal Home Loan Bank of San Francisco (“FHLB SF”) as collateral for its financing facility.  Non-performing loans are loans accounted for on a non-accrual basis, accruing loans which are contractually past due 90 days or more as to principal or interest payments and other loans identified as troubled debt restructurings (“TDRs”) as defined by GAAP. During the three months ended March 31, 2011, we purchased loans held for investment with an unpaid principal balance of $31.53 million. As of March 31, 2011 and December 31, 2010, the carrying value of each class of loans held for investment, separated by performing and non-performing categories, was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 17px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="8" style="width: 280px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:280px;">March 31, 2011</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="8" style="width: 285px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:285px;">December 31, 2010</td></tr><tr style="height: 18px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Class</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:82px;">Performing</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 92px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:92px;">Non-Performing</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:82px;">Total</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 87px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:87px;">Performing</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 92px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:92px;">Non-Performing</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:82px;">Total</td></tr><tr style="height: 6px"><td style="width: 131px; text-align:center;border-color:#000000;min-width:131px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:70px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:70px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:75px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:70px;"> </td></tr><tr style="height: 16px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="17" style="width: 577px; text-align:center;border-color:#000000;min-width:577px;">($ in thousands)</td></tr><tr style="height: 16px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:center;border-color:#000000;min-width:70px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:center;border-color:#000000;min-width:70px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:left;border-color:#000000;min-width:75px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:left;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;"> </td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Asset-based</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,446,200</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 111,769</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,557,969</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"> 1,352,039</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 194,625</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,546,664</td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Cash flow</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,376,622</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 266,963</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,643,585</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"> 1,558,783</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 264,786</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,823,569</td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Healthcare asset-based</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 240,025</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 2,345</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 242,370</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"> 269,339</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 2,925</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 272,264</td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Healthcare real estate</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 768,644</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 32,249</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 800,893</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"> 841,774</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 28,866</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 870,640</td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Multi-family</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 582,928</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 10,693</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 593,621</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"> 328,300</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 11,010</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 339,310</td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Real estate</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 650,646</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 356,382</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,007,028</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"> 725,972</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 356,087</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"> 1,082,059</td></tr><tr style="height: 20px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Small business</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"> 118,236</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;"> 10,511</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"> 128,747</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 75px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:75px;"> 101,761</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;"> 10,171</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"> 111,932</td></tr><tr style="height: 21px"><td style="width: 131px; text-align:left;border-color:#000000;min-width:131px;">Total(1)</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:70px;"> 5,183,301</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;"> 790,912</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:70px;"> 5,974,213</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 75px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:75px;"> 5,177,968</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;"> 868,470</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:70px;"> 6,046,438</td></tr></table></div>___________(1)       Excludes loans held for sale. Balances are net of deferred loan fees and discounts. Credit risk within our loan portfolio is the risk of loss arising from adverse changes in a client's or counterparty's ability to meet its financial obligations under agreed-upon terms. The degree of credit risk will vary based on many factors including the size of the asset or transaction, the credit characteristics of the client, the contractual terms of the agreement and the availability and quality of collateral. We use a variety of tools to continuously monitor a client's ability to perform under its obligations. Additionally, we syndicate loan exposure to other lenders, sell loans and use other risk mitigation techniques to manage the size and risk profile of our loan portfolio. Credit risk management for the loan portfolio begins with an assessment of the credit risk profile of a client based on an analysis of the client's payment performance, cash flow and financial position. As part of the overall credit risk assessment of a client, each commercial credit exposure is assigned an internal risk rating that is subject to approval based on defined credit approval standards. While rating criteria vary by product, each loan rating focuses on the same two factors: financial performance and collateral. Subsequent to loan origination, risk ratings are monitored on an ongoing basis. If necessary, risk ratings are adjusted to reflect changes in the client's financial condition, cash flow or financial position. We use risk rating aggregations to measure and evaluate concentrations within the loan portfolio. In making decisions regarding credit, we consider risk rating, collateral and industry concentration limits. We believe that the likelihood of not being paid according to the contractual terms of a loan is, in large part, dependent upon the assessed level of risk associated with the loan. The internal rating that is assigned to a loan provides a view as to the relative risk of each loan. We employ an internal risk rating scale to establish a view of the credit quality of each loan. This scale is based on the credit classifications of assets as prescribed by government regulations and industry standards and is separated into the following groups: <ul><li style="margin-left:46.8px;list-style:disc;">Pass – Loans with standard, acceptable levels of credit risk; </li><li style="margin-left:46.8px;list-style:disc;">Special mention – Loans that have potential weaknesses that deserve close attention, and which, if left uncorrected, may result in a loss or deterioration of our credit position;</li><li style="margin-left:46.8px;list-style:disc;">Substandard – Loans that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified must have a well-defined weakness or weaknesses and are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected; and</li><li style="margin-left:46.8px;list-style:disc;">Doubtful – Loans that have all the weaknesses inherent in one classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.</li></ul> As of March 31, 2011 and December 31, 2010, the carrying value of each class of loans held for investment, by internal risk rating, was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="11" style="width: 443px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:443px;">Internal Risk Rating</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:left;border-color:#000000;min-width:79px;"> </td></tr><tr style="height: 8px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:77px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td colspan="2" style="width: 103px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:103px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:82px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:87px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:left;border-color:#000000;min-width:79px;"> </td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Class</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 92px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:92px;">Pass</td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td colspan="2" style="width: 103px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:103px;">Special Mention</td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td colspan="2" style="width: 99px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:99px;">Substandard</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td colspan="2" style="width: 104px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:104px;">Doubtful</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 94px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:94px;">Total</td></tr><tr style="height: 6px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:77px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:86px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:82px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:87px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:79px;"> </td></tr><tr style="height: 17px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="14" style="width: 551px; text-align:center;border-color:#000000;min-width:551px;">($ in thousands)</td></tr><tr style="height: 17px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">As of March 31, 2011:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:center;border-color:#000000;min-width:77px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:center;border-color:#000000;min-width:86px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:center;border-color:#000000;min-width:82px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:center;border-color:#000000;min-width:87px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:center;border-color:#000000;min-width:79px;"> </td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 1,187,296</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 151,677</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 146,129</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 72,867</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 1,557,969</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 950,691</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 190,193</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 378,663</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 124,038</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 1,643,585</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 193,683</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 31,085</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 15,257</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 2,345</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 242,370</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 702,875</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 43,949</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 38,821</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 15,248</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 800,893</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 549,146</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 33,782</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 8,735</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 1,958</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 593,621</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 367,595</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 111,892</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 453,607</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 73,934</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 1,007,028</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:77px;"> 113,146</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:86px;"> 6,248</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"> 5,227</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:87px;"> 4,126</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:79px;"> 128,747</td></tr><tr style="height: 21px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Total(1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 77px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:77px;"> 4,064,432</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 86px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:86px;"> 568,826</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:82px;"> 1,046,439</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 87px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:87px;"> 294,516</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 79px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:79px;"> 5,974,213</td></tr><tr style="height: 21px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:77px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:86px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:82px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:87px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:79px;"> </td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">As of December 31, 2010:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:left;border-color:#000000;min-width:77px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:left;border-color:#000000;min-width:86px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:left;border-color:#000000;min-width:82px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:left;border-color:#000000;min-width:87px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:left;border-color:#000000;min-width:79px;"> </td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;">$</td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 1,207,990</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">$</td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 39,612</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">$</td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 169,986</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">$</td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 129,076</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;">$</td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 1,546,664</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 1,110,779</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 216,399</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 350,287</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 146,104</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 1,823,569</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 245,486</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 9,243</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 15,509</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 2,026</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 272,264</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 773,955</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 37,730</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 47,090</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 11,865</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 870,640</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 330,017</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> -</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 8,919</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 374</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 339,310</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 396,044</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; text-align:right;border-color:#000000;min-width:86px;"> 98,401</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"> 470,034</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; text-align:right;border-color:#000000;min-width:87px;"> 117,580</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; text-align:right;border-color:#000000;min-width:79px;"> 1,082,059</td></tr><tr style="height: 20px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:77px;"> 97,444</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 86px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:86px;"> 6,278</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"> 5,514</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 87px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:87px;"> 2,696</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 79px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:79px;"> 111,932</td></tr><tr style="height: 21px"><td style="width: 153px; text-align:left;border-color:#000000;min-width:153px;">Total(1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:15px;">$</td><td style="width: 77px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:77px;"> 4,161,715</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:17px;">$</td><td style="width: 86px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:86px;"> 407,663</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:17px;">$</td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:82px;"> 1,067,339</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:17px;">$</td><td style="width: 87px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:87px;"> 409,721</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:15px;">$</td><td style="width: 79px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:79px;"> 6,046,438</td></tr></table></div>___________(1)       Excludes loans held for sale. Balances are net of deferred loan fees and discounts. Non-Accrual and Past Due Loans We will place a loan on non-accrual status if there is substantial doubt about the borrower's ability to service its debt and other obligations or if the loan is 90 or more days past due and is not well-secured and in the process of collection. When a loan is placed on non-accrual status, accrued and unpaid interest is reversed and the recognition of interest and fee income on that loan will stop until factors indicating doubtful collection no longer exist and the loan has been brought current. Payments received on non-accrual loans are generally first applied to principal. A loan may be returned to accrual status when its interest or principal is current, repayment of the remaining contractual principal and interest is expected or when the loan otherwise becomes well-secured and is in the process of collection. Cash payments received from the borrower and applied to the principal balance of the loan while the loan was on non-accrual status are not reversed if a loan is returned to accrual status. As of March 31, 2011 and December 31, 2010, the carrying value of non-accrual loans was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;"> </td><td colspan="2" style="width: 112px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:112px;">March 31, 2011</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 117px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:117px;">December 31, 2010</td><td style="width: 50px; text-align:center;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 6px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:100px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:105px;"> </td><td style="width: 50px; text-align:center;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 17px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;"> </td><td colspan="5" style="width: 241px; text-align:center;border-color:#000000;min-width:241px;">($ in thousands)</td><td style="width: 50px; text-align:center;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Asset-based</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 100px; text-align:right;border-color:#000000;min-width:100px;"> 71,870</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 105px; text-align:right;border-color:#000000;min-width:105px;"> 142,847</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Cash flow</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; text-align:right;border-color:#000000;min-width:100px;"> 180,276</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; text-align:right;border-color:#000000;min-width:105px;"> 183,606</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Healthcare asset-based</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; text-align:right;border-color:#000000;min-width:100px;"> 2,345</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; text-align:right;border-color:#000000;min-width:105px;"> 2,925</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Healthcare real estate</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; text-align:right;border-color:#000000;min-width:100px;"> 32,249</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; text-align:right;border-color:#000000;min-width:105px;"> 28,866</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Multi-family</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; text-align:right;border-color:#000000;min-width:100px;"> 10,693</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; text-align:right;border-color:#000000;min-width:105px;"> 11,010</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Real estate</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; text-align:right;border-color:#000000;min-width:100px;"> 205,044</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; text-align:right;border-color:#000000;min-width:105px;"> 265,615</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 20px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Small business</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 100px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:100px;"> 5,086</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 105px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:105px;"> 4,980</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr><tr style="height: 21px"><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td><td style="width: 384px; text-align:left;border-color:#000000;min-width:384px;">Total(1)</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 100px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:100px;"> 507,563</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 105px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:105px;"> 639,849</td><td style="width: 50px; text-align:left;border-color:#000000;min-width:50px;"> </td></tr></table></div>___________(1)       Excludes loans held for sale and purchased credit impaired loans. Balances are net of deferred loan fees and discounts. As of March 31, 2011 and December 31, 2010, the delinquency status of loans in our loan portfolio was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 46px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 69px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:69px;">30-89 Days Past Due</td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 94px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:94px;">Greater than 90 Days Past Due</td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td colspan="2" style="width: 86px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:86px;">Total Past Due</td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td colspan="2" style="width: 77px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:77px;">Current</td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td colspan="2" style="width: 73px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:73px;">Total Loans</td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td colspan="2" style="width: 96px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:96px;">Greater than 90 Days Past Due and Accruing</td></tr><tr style="height: 7px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:54px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:72px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:63px;"> </td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:61px;"> </td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:84px;"> </td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">As of March 31, 2011:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="17" style="width: 555px; text-align:center;border-color:#000000;min-width:555px;">($ in thousands)</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 38,000</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 22,792</td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 60,792</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 1,488,017</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 1,548,809</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> 2,264</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 3,587</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 64,587</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 68,174</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 1,575,411</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 1,643,585</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> -</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> -</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 242,370</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 242,370</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> -</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 21,681</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 21,681</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 772,317</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 793,998</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 564</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 9,096</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 9,660</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 583,961</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 593,621</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 10</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 132,783</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 132,793</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 869,400</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 1,002,193</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> 44,596</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:54px;"> 3,683</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;"> 4,113</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:72px;"> 7,796</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"> 115,527</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"> 123,323</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 21px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Total(1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 54px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:54px;"> 45,844</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;"> 255,052</td><td style="width: 11px; text-align:center;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 72px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:72px;"> 300,896</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:63px;"> 5,647,003</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:61px;"> 5,947,899</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 84px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:84px;"> 46,860</td></tr><tr style="height: 21px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:54px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:80px;"> </td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:72px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:63px;"> </td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:61px;"> </td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; border-top-style:double;border-top-width:3px;text-align:left;border-color:#000000;min-width:84px;"> </td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">As of December 31, 2010:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:left;border-color:#000000;min-width:54px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:left;border-color:#000000;min-width:80px;"> </td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:left;border-color:#000000;min-width:72px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;"> </td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;"> </td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:left;border-color:#000000;min-width:84px;"> </td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;">$</td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 8,074</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 27,130</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 35,204</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 1,500,537</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 1,535,741</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> 3,244</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 10,573</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 60,644</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 71,217</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 1,752,352</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 1,823,569</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> -</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> -</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 272,264</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 272,264</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> -</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 25,887</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 25,887</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 840,527</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 866,414</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 2,324</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 9,293</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 11,617</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 327,692</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 339,309</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"> 54</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 148,197</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; text-align:right;border-color:#000000;min-width:72px;"> 148,251</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> 924,590</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"> 1,072,841</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; text-align:right;border-color:#000000;min-width:84px;"> 45,783</td></tr><tr style="height: 20px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 54px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:54px;"> 4,317</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;"> 4,981</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 72px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:72px;"> 9,298</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"> 97,444</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"> 106,742</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 84px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:84px;"> -</td></tr><tr style="height: 21px"><td style="width: 136px; text-align:left;border-color:#000000;min-width:136px;">Total(1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:15px;">$</td><td style="width: 54px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:54px;"> 25,342</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;"> 276,132</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 72px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:72px;"> 301,474</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:63px;"> 5,715,406</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:61px;"> 6,016,880</td><td style="width: 11px; text-align:left;border-color:#000000;min-width:11px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 84px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:84px;"> 49,027</td></tr></table></div>___________(1)       Excludes loans held for sale and purchased credit impaired loans. Balances are net of deferred loan fees and discounts. Impaired LoansWe consider a loan to be impaired when, based on current information, we determine that it is probable that we will be unable to collect all amounts due in accordance with the contractual terms of the original loan agreement. In this regard, impaired loans include loans where we expect to encounter a significant delay in the collection of, and/or a shortfall in the amount of contractual payments due to us.Assessing the likelihood that a loan will not be paid according to its contractual terms involves the consideration of all relevant facts and circumstances and requires a significant amount of judgment. For such purposes, factors that are considered include:<ul><li style="margin-left:36px;list-style:disc;">The current performance of the borrower;</li><li style="margin-left:36px;list-style:disc;">The current economic environment and financial capacity of the borrower to preclude a default;</li><li style="margin-left:36px;list-style:disc;">The willingness of the borrower to provide the support necessary to preclude a default (including the potential for successful resolution of a potential problem through modification of terms); and</li><li style="margin-left:36px;list-style:disc;">The borrower's equity position in the underlying collateral, if applicable, based on our best estimate of the fair value of the collateral.</li></ul>In assessing the adequacy of available evidence, we consider whether the receipt of payments is dependent on the fiscal health of the borrower or the sale, refinancing or foreclosure of the loan. We continue to recognize interest income on loans that have been identified as impaired, but that have not been placed on non-accrual status. If the loan is placed on non-accrual status, accrued and unpaid interest is reversed and the recognition of interest and fee income on that loan will stop until factors indicating doubtful collection no longer exist, and the loan has been brought current. As of and for the three months ended March 31, 2011, information pertaining to our impaired loans was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 33px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 81px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:81px;">Carrying Value(1)</td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td colspan="2" style="width: 90px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:90px;">Legal Principal Balance(2)</td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td colspan="2" style="width: 78px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:78px;">Related Allowance</td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td colspan="2" style="width: 76px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:76px;">Average Balance</td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 92px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:92px;">Interest Income Recognized</td></tr><tr style="height: 8px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:63px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:77px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="14" style="width: 472px; text-align:center;border-color:#000000;min-width:472px;">($ in thousands)</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">With no related allowance recorded:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:center;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:center;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:center;border-color:#000000;min-width:63px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:center;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:center;border-color:#000000;min-width:77px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 68,180</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 119,958</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 79,808</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 770</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 129,366</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 192,915</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 131,014</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 1,220</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 1,945</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 2,004</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 819</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 19,460</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 21,597</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 19,026</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 9,096</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 13,396</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 10,498</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 260,634</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 361,886</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 308,633</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 1,676</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 10,387</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 17,889</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 10,338</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Total (1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 499,068</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 729,645</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:63px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 560,136</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:77px;"> 3,666</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:left;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:left;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:left;border-color:#000000;min-width:77px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">With allowance recorded:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:left;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:left;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:left;border-color:#000000;min-width:77px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 43,589</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 54,043</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> (5,906)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 77,586</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 137,597</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 208,356</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> (40,875)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 148,574</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> 832</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 400</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 11,260</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> (964)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 1,790</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 12,789</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 14,430</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> (2,688)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 10,663</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 1,597</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 2,288</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> (147)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 399</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 34,004</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 46,274</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"> (10,549)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 57,319</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 124</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 132</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"> (58)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 141</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:77px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Total (1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 230,100</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 336,783</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:63px;"> (61,187)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 296,472</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:77px;"> 832</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:63px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 77px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:77px;"> </td></tr><tr style="height: 21px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Total impaired loans</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:64px;"> 729,168</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 74px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:74px;"> 1,066,428</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:63px;"> (61,187)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 62px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:62px;"> 856,608</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 77px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:77px;"> 4,498</td></tr></table></div>____________<ul><li style="margin-left:36px;list-style:decimal;">Carrying value of impaired loans before applying specific reserves. Excludes loans held for sale. Balances are net of deferred loan fees and discounts.</li><li style="margin-left:36px;list-style:decimal;">Represents the contractual amounts owed to us by borrowers.</li></ul> As of and for the year ended December 31, 2010, information pertaining to our impaired loans was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 52px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 81px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:81px;">Carrying Value(1)</td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td colspan="2" style="width: 90px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:90px;">Legal Principal Balance(2)</td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td colspan="2" style="width: 72px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:72px;">Related Allowance</td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td colspan="2" style="width: 76px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:76px;">Average Balance</td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td colspan="2" style="width: 100px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:100px;">Interest Income Recognized</td></tr><tr style="height: 8px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:57px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td colspan="14" style="width: 474px; text-align:center;border-color:#000000;min-width:474px;">($ in thousands)</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">With no related allowance recorded:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:center;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:center;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:center;border-color:#000000;min-width:57px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:center;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:center;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 96,514</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 180,659</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 147,560</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 5,158</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 128,658</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 205,454</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 181,308</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 6,487</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 463</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 825</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 1,575</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 132</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 18,881</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 19,892</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 20,119</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 11</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 11,010</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 15,402</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 2,655</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 35</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 323,292</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 407,423</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 190,510</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 5,770</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 9,861</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 17,708</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 4,317</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:85px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Total(1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 588,679</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 847,363</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 548,044</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:85px;"> 17,593</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:left;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:left;border-color:#000000;min-width:57px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:left;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:left;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">With allowance recorded:</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:left;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:left;border-color:#000000;min-width:57px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:left;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:left;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 98,762</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 112,732</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> (21,684)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 60,580</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 23</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Cash flow</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 142,171</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 191,172</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> (33,069)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 109,825</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 1,901</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare asset-based</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 2,462</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 11,614</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> (675)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:right;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 4,908</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Healthcare real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 9,984</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 11,278</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> (2,323)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 9,101</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 179</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Multi-family</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> -</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> -</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 13,425</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Real estate</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"> 69,128</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; text-align:right;border-color:#000000;min-width:74px;"> 92,833</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; text-align:right;border-color:#000000;min-width:57px;"> (21,076)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"> 407,720</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; text-align:right;border-color:#000000;min-width:85px;"> 1,624</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Small business</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 310</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 359</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:57px;"> (141)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 1,096</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:85px;"> -</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Total(1)</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"> 322,817</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:74px;"> 419,988</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:57px;"> (78,968)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:62px;"> 606,655</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:85px;"> 3,727</td></tr><tr style="height: 20px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;"> </td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:64px;"> </td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 74px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:74px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 57px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:57px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:62px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 85px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:85px;"> </td></tr><tr style="height: 21px"><td style="width: 223px; text-align:left;border-color:#000000;min-width:223px;">Total impaired loans</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:17px;">$</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:64px;"> 911,496</td><td style="width: 15px; text-align:left;border-color:#000000;min-width:15px;"> </td><td style="width: 16px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 74px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:74px;"> 1,267,351</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 57px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:57px;"> (78,968)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:14px;">$</td><td style="width: 62px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:62px;"> 1,154,699</td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:15px;">$</td><td style="width: 85px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:85px;"> 21,320</td></tr></table></div>____________<ul><li style="margin-left:36px;list-style:decimal;">Carrying value of impaired loans before applying specific reserves. Excludes loans held for sale. Balances are net of deferred loan fees and discounts.</li><li style="margin-left:36px;list-style:decimal;">Represents the contractual amounts owed to us by borrowers.</li></ul>  As of March 31, 2011 and December 31, 2010, the carrying value of impaired loans with no related allowance recorded was $499.1 million and $588.7 million, respectively. Of these amounts, $236.0 million and $222.4 million, respectively, related to loans that were charged off to their carrying values. These charge offs were primarily the result of collateral dependent loans for which ultimate collection depends solely on the sale of the collateral. The remaining $263.1 million and $366.3 million related to loans that had no recorded charge offs or specific reserves as of March 31, 2011 and December 31, 2010, respectively, based on our estimates that we ultimately will collect all interest and principal amounts due.The average balances of impaired loans during the three months ended March 31, 2011 and 2010 were $856.6 million and $1.1 billion, respectively. The total amounts of interest income that were recognized on impaired loans during the three months ended March 31, 2011 and 2010 were $4.5 million and $5.1 million, respectively. The amounts of cash basis interest income that were recognized on impaired loans during the three months ended March 31, 2011 and 2010 were $0.1 million in both periods. If our non-accrual loans had performed in accordance with their original terms, interest income would have been increased by $33.0 million and $39.5 million for the three months ended March 31, 2011 and 2010, respectively.Allowance for Loan LossesOur allowance for loan losses represents management's estimate of incurred loan losses inherent in our loan and lease portfolio as of the balance sheet date. The estimation of the allowance for loan losses is based on a variety of factors, including past loan loss experience, the current credit profile of our borrowers, adverse situations that have occurred that may affect the borrowers' ability to repay, the estimated value of underlying collateral and general economic conditions. Provisions for loan losses are recognized when available information indicates that it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. We perform quarterly and systematic detailed reviews of our loan portfolio to identify credit risks and to assess the overall collectability of the portfolio. The allowance on certain pools of loans with similar characteristics is estimated using reserve factors that are reflective of historical loss rates. Our portfolio is reviewed regularly, and, on a periodic basis, individual loans are reviewed and assigned a risk rating. Loans subject to individual reviews are analyzed and segregated by risk according to our internal risk rating scale. These risk ratings, in conjunction with an analysis of historical loss experience, current economic conditions, industry performance trends, and any other pertinent information, including individual valuations on impaired loans, are factored in the estimation of the allowance for loan losses. The historical loss experience is updated quarterly to incorporate the most recent data reflective of the current economic environment. If the recorded investment in an impaired loan exceeds the present value of payments expected to be received, the fair value of the collateral or the loan's observable market price, a specific allowance is established as a component of the allowance for loan losses. When available information confirms that specific loans or portions thereof are uncollectible, these amounts are charged off against the allowance for loan losses. To the extent we later collect amounts previously charged off, we will recognize a recovery by increasing the allowance for loan losses for the amount received. We also consider whether losses may have been incurred in connection with unfunded commitments to lend. In making this assessment, we exclude from consideration those commitments for which funding is subject to our approval based on the adequacy of underlying collateral that is required to be presented by a borrower or other terms and conditions. Reserves for losses related to unfunded commitments are included within other liabilities on our audited consolidated balance sheets. Activity in the allowance for loan losses related to our loans held for investment for the three months ended March 31, 2011 and 2010, respectively, was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;"> </td><td colspan="5" style="width: 205px; text-align:center;border-color:#000000;min-width:205px;">Three Months Ended</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;"> </td><td colspan="5" style="width: 205px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:205px;">March 31,</td><td style="width: 52px; text-align:center;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;"> </td><td colspan="2" style="width: 96px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:96px;">2011</td><td style="width: 13px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:13px;"> </td><td colspan="2" style="width: 96px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:96px;">2010</td><td style="width: 52px; text-align:center;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 6px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;"> </td><td style="width: 13px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:83px;"> </td><td style="width: 13px; text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:83px;"> </td><td style="width: 52px; text-align:center;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;"> </td><td colspan="5" style="width: 205px; text-align:center;border-color:#000000;min-width:205px;">($ in thousands)</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Balance as of beginning of period </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;">$</td><td style="width: 83px; text-align:right;border-color:#000000;min-width:83px;"> 329,122</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;">$</td><td style="width: 83px; text-align:right;border-color:#000000;min-width:83px;"> 586,696</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Charge offs</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; text-align:right;border-color:#000000;min-width:83px;"> (96,462)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; text-align:right;border-color:#000000;min-width:83px;"> (111,262)</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Recoveries</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:83px;"> 13,413</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; text-align:right;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:83px;"> 6</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Net charge offs</td><td style="width: 13px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:83px;"> (83,049)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:83px;"> (111,256)</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Charge offs upon transfer to held for sale</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; text-align:right;border-color:#000000;min-width:83px;"> (7,608)</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; text-align:right;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; text-align:right;border-color:#000000;min-width:83px;"> (8,187)</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Provision for loan losses</td><td style="width: 13px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:83px;"> 44,809</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:13px;"> </td><td style="width: 83px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:83px;"> 218,940</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr><tr style="height: 17px"><td style="width: 39px; text-align:left;border-color:#000000;min-width:39px;"> </td><td style="width: 400px; text-align:left;border-color:#000000;min-width:400px;">Balance as of end of period </td><td style="width: 13px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:13px;">$</td><td style="width: 83px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:83px;"> 283,274</td><td style="width: 13px; text-align:left;border-color:#000000;min-width:13px;"> </td><td style="width: 13px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:13px;">$</td><td style="width: 83px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:83px;"> 686,193</td><td style="width: 52px; text-align:left;border-color:#000000;min-width:52px;"> </td></tr></table></div>As of March 31, 2011 and December 31, 2010, the balances of the allowance for loan losses and the carrying value of loans held for investment disaggregated by impairment methodology were as follows: <div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 18px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;"> </td><td colspan="5" style="width: 211px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:211px;">March 31, 2011</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="5" style="width: 211px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:211px;">December 31, 2010</td></tr><tr style="height: 19px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td colspan="2" rowspan="2" style="width: 107px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:107px;">Allowance for Loan Losses</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" rowspan="2" style="width: 107px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:107px;">Allowance for Loan Losses</td></tr><tr style="height: 16px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;"> </td><td colspan="2" style="width: 92px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:92px;">Loans</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:95px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 92px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:92px;">Loans</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:95px;"> </td></tr><tr style="height: 6px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:95px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:80px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:95px;"> </td></tr><tr style="height: 20px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;"> </td><td colspan="11" style="width: 434px; text-align:center;border-color:#000000;min-width:434px;">($ in thousands)</td></tr><tr style="height: 20px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;">Individually evaluated for impairment</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 721,204</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 95px; text-align:right;border-color:#000000;min-width:95px;"> 61,187</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 904,466</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 95px; text-align:right;border-color:#000000;min-width:95px;"> 78,019</td></tr><tr style="height: 20px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;">Collectively evaluated for impairment</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 5,320,203</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; text-align:right;border-color:#000000;min-width:95px;"> 222,087</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"> 5,217,393</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; text-align:right;border-color:#000000;min-width:95px;"> 249,912</td></tr><tr style="height: 20px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;">Acquired loans with deteriorated credit quality</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;"> 26,319</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:95px;"> -</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 80px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:80px;"> 31,017</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 95px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:95px;"> 1,191</td></tr><tr style="height: 21px"><td style="width: 286px; text-align:left;border-color:#000000;min-width:286px;">Total</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;"> 6,067,726</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 95px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:95px;"> 283,274</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 80px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:80px;"> 6,152,876</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:12px;">$</td><td style="width: 95px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:95px;"> 329,122</td></tr></table></div>Troubled Debt Restructurings During the three months ended March 31, 2011 and 2010, loans with an aggregate carrying value, which includes principal, deferred fees and accrued interest, of $154.8 million and $200.8 million, respectively, as of their respective restructuring dates, were involved in TDRs. Loans involved in these TDRs are assessed as impaired, generally for a period of at least one year following the restructuring. A loan that has been involved in a TDR might no longer be assessed as impaired one year subsequent to the restructuring, assuming the loan performs under the restructured terms and the restructured terms were at market. As of March 31, 2011, one loan with an aggregate carrying value of $23.5 million that had been previously restructured in a TDR was not classified as impaired as it performed in accordance with the restructured terms for twelve consecutive months. As of December 31, 2010, all of our loans restructured in TDRs were classified as impaired loans.  The aggregate carrying values of loans that had been restructured in TDRs as of March 31, 2011 and December 31, 2010 were as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 17px"><td style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td colspan="2" style="width: 154px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:154px;">March 31, 2011</td><td style="width: 22px; text-align:left;border-color:#000000;min-width:22px;"> </td><td colspan="2" style="width: 154px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:154px;">December 31, 2010</td></tr><tr style="height: 7px"><td style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 140px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:140px;"> </td><td style="width: 22px; text-align:left;border-color:#000000;min-width:22px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:14px;"> </td><td style="width: 140px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:140px;"> </td></tr><tr style="height: 17px"><td style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td colspan="5" style="width: 330px; text-align:center;border-color:#000000;min-width:330px;">($ in thousands)</td></tr><tr style="height: 17px"><td style="width: 342px; text-align:left;border-color:#000000;min-width:342px;">Non-accrual</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 140px; text-align:right;border-color:#000000;min-width:140px;"> 309,699</td><td style="width: 22px; text-align:left;border-color:#000000;min-width:22px;"> </td><td style="width: 14px; text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 140px; text-align:right;border-color:#000000;min-width:140px;"> 400,851</td></tr><tr style="height: 17px"><td style="width: 342px; text-align:left;border-color:#000000;min-width:342px;">Accruing</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 140px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:140px;"> 218,767</td><td style="width: 22px; text-align:left;border-color:#000000;min-width:22px;"> </td><td style="width: 14px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:14px;"> </td><td style="width: 140px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:140px;"> 154,262</td></tr><tr style="height: 18px"><td style="width: 342px; text-align:left;border-color:#000000;min-width:342px;">Total</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 140px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:140px;"> 528,466</td><td style="width: 22px; text-align:left;border-color:#000000;min-width:22px;"> </td><td style="width: 14px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:left;border-color:#000000;min-width:14px;">$</td><td style="width: 140px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:140px;"> 555,113</td></tr></table></div>We recorded charge offs related to these restructured loans of $70.7 million and $28.2 million for the three months ended March 31, 2011 and 2010, respectively. The specific reserves related to these loans were $50.2 million and $35.5 million as of March 31, 2011 and December 31, 2010, respectively. For a loan that accrues interest immediately after that loan is restructured in a TDR, we generally do not charge off a portion of the loan as part of the restructuring. If a portion of a loan has been charged off, we will not accrue interest on the remaining portion of the loan if the charged off portion is still contractually due from the borrower. However, if the charged off portion of the loan is legally forgiven through concessions to the borrower, then the restructured loan may be placed on accrual status if the remaining contractual amounts due on the loan are reasonably assured of collection. In addition, for certain TDRs, especially those involving a commercial real estate loan, we may split the loan into an A note and a B note, placing the performing A note on accrual and charging off the B note. For an amortizing loan with monthly payments, the borrower is required to demonstrate sustained payment performance for a minimum of six months to return a non-accrual restructured loan to accrual status.  Our evaluation of whether collection of interest and principal is reasonably assured is based on the facts and circumstances of each individual borrower and our assessment of the borrower's ability and intent to repay in accordance with the revised loan terms. We generally consider such factors as historical operating performance and payment history of the borrower, indications of support by sponsors and other interest holders, the terms of the modified loan, the value of any collateral securing the loan and projections of future performance of the borrower as part of this evaluation. Foreclosed Assets Real Estate Owned (“REO”) When we foreclose on a real estate asset that collateralizes a loan, we record the asset at its estimated fair value less costs to sell at the time of foreclosure if the related REO is classified as held for sale. Upon foreclosure, we evaluate the asset's fair value as compared to the loan's carrying amount and record a charge off when the carrying amount of the loan exceeds fair value less costs to sell. For REO determined to be held for sale, subsequent valuation adjustments are recorded as a valuation allowance, which is recorded as a component of net expense of real estate owned and other foreclosed assets in our consolidated statements of operations. REO that does not meet the criteria of held for sale is classified as held for use and initially recorded at its fair value. The real estate asset is subsequently depreciated over its estimated useful life. Fair value adjustments on REO held for use are recorded only if the carrying amount of an asset is not recoverable and exceeds its fair value. As of March 31, 2011 and December 31, 2010, we had $70.1 million and $92.3 million, respectively, of REO classified as held for sale, which was recorded in other assets in our consolidated balance sheets. Activity related to REO held for sale for the three months ended March 31, 2011 and 2010 was as follows:<div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;"> </td><td colspan="5" style="width: 252px; text-align:center;border-color:#000000;min-width:252px;">Three Months Ended</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;"> </td><td colspan="5" style="width: 252px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:252px;">March 31,</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;"> </td><td colspan="2" style="width: 122px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:122px;">2011</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td colspan="2" style="width: 118px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:118px;">2010</td></tr><tr style="height: 7px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 110px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:110px;"> </td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 106px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:106px;"> </td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;"> </td><td colspan="5" style="width: 252px; text-align:center;border-color:#000000;min-width:252px;">($ in thousands)</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;">Balance as of beginning of period </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 110px; text-align:right;border-color:#000000;min-width:110px;"> 92,265</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 106px; text-align:right;border-color:#000000;min-width:106px;"> 101,401</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;">Transfers from loans held for investment and other assets</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 110px; text-align:right;border-color:#000000;min-width:110px;"> 4,749</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 106px; text-align:right;border-color:#000000;min-width:106px;"> 54,566</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;">Fair value adjustments </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 110px; text-align:right;border-color:#000000;min-width:110px;"> (2,044)</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 106px; text-align:right;border-color:#000000;min-width:106px;"> (16,048)</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;">Transfers from REO held for use</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 110px; text-align:right;border-color:#000000;min-width:110px;"> -</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 106px; text-align:right;border-color:#000000;min-width:106px;"> 2,850</td></tr><tr style="height: 17px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;">Real estate sold </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 110px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:110px;"> (24,920)</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 106px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:106px;"> (6,492)</td></tr><tr style="height: 18px"><td style="width: 422px; text-align:left;border-color:#000000;min-width:422px;">Balance as of end of period </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 110px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:110px;"> 70,050</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:12px;">$</td><td style="width: 106px; border-top-style:solid;border-top-width:1px;border-bottom-style:double;border-bottom-width:3px;text-align:right;border-color:#000000;min-width:106px;"> 136,277</td></tr></table></div>During the three months ended March 31, 2011 and 2010, we recognized a gain of $0.3 million and a loss of $0.3 million, respectively, on the sales of REO held for sale as a component of net expense of real estate owned and other foreclosed assets in our consolidated statements of operations.  As of both March 31, 2011 and December 31, 2010, we had $1.4 million of REO classified as held for use, which was recorded in other assets in our consolidated balance sheets. We did not recognize any impairment losses during the three months ended March 31, 2011. During the three months ended March 31, 2010, we recognized impairment losses of $4.6 million on REO held for use as a component of net expense of real estate owned and other foreclosed assets in our consolidated statements of operations.  Other Foreclosed Assets When we foreclose on a borrower whose underlying collateral consists of loans, we record the acquired loans at the estimated fair value less costs to sell at the time of foreclosure. At the time of foreclosure, we record charge offs when the carrying amount of the original loan exceeds the estimated fair value of the acquired loans. As of March 31, 2011 and December 31, 2010, we had $25.3 million and $55.8 million, respectively, of loans acquired through foreclosure, net of valuation allowances of $0.8 million and $3.2 million, respectively, which were recorded in other assets in our consolidated balance sheets. We recorded a provision for losses of $7.8 million and $15.2 million, respectively, related to loans acquired through foreclosure as a component of net expense of real estate owned and other foreclosed assets in our consolidated statements of operations for the three months ended March 31, 2011 and 2010. During the three months ended March 31, 2011, we recognized a gain of $1.7 million on the sales of loans acquired through foreclosure as a component of net expense of real estate owned and other foreclosed assets in our consolidated statements of operations. There were no such sales during the three months ended March 31, 2010.Note 5. Loans and Credit Quality As of March 31, 2011 and December 31, 2010, our outstanding loan balance was $6.1 billion andfalsefalsefalsefalsefalseOtherus-types:textBlockItemTypestringIncludes disclosure of claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph k -Article 4 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d falsefalseLoans and Credit Quality12Loans and Credit QualityUnKnownUnKnownUnKnownUnKnownfalsetrue