X0202 4 2005-02-15 0000814184 TCF FINANCIAL CORP TCB 0001238607 EVANS ROBERT ENGLES 200 LAKE STREET EAST WAYZATA MN 55391-1693 1 0 0 0 Common Stock 2005-02-15 4 F 0 12000 28.153 D 321291.1901 I Deferred Comp. Plan Common Stock 262771 D Common Stock 126810 I By Spouse The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned. The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan. Reflects the transfer of 24,251 shares from the Deferred Comp Plan to directly-owned shares on February 15, 2005. Robert E. Evans By POA Douglas L. Young 2005-02-17