X0202 4 2004-10-04 0000814184 TCF FINANCIAL CORP TCB 0001238607 EVANS ROBERT ENGLES 200 LAKE STREET EAST WAYZATA MN 55391-1693 1 0 0 0 Common Stock 2004-10-04 4 A 0 226.9254 30.84 A 355146.645 I Deferred Comp. Plan Common Stock 239210 D Common Stock 127500 I By Spouse The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned. The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan. Reflects a doubling of the number of shares due to a 100% stock dividend effective 9/3/04. Robert E. Evans By POA Douglas L. Young 2004-10-06