X0201 4 2004-02-05 0000814184 TCF FINANCIAL CORP TCB 0001238607 EVANS ROBERT ENGLES 200 LAKE STREET EAST WAYZATA MN 55391-1693 1 0 0 0 Common Stock 174984.0885 I Deferred Comp. Plan Common Stock 2004-02-05 5 G 0 16000 D 119605 D Common Stock 63750 I By Spouse The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned. The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan. Price not applicable. Reflects the transfer of 48,750 shares from Direct to Indirect Ownership. Robert E. Evans By POA Douglas L. Young 2004-03-18