X0201 42004-01-05 0000814184 TCF FINANCIAL CORP TCB 0001238607 EVANS ROBERT ENGLES 200 LAKE STREET EAST WAYZATA MN 55391-1693 1000Common Stock2004-01-054A0138.192450.64A173737.7572IDeferred Comp. PlanCommon Stock184355DCommon Stock15000IBy SpouseThe filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned.The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan.Robert E. Evans By POA Douglas L. Young2004-01-07