X0201 42003-10-16 0000814184 TCF FINANCIAL CORP TCB 0001238607 EVANS ROBERT ENGLES 200 LAKE STREET EAST WAYZATA MN 55391-1693 1000Common Stock173551.6134IDeferred Comp. PlanCommon Stock2003-10-164S020050.34D205975DCommon Stock2003-10-164S0480050.50D201175DCommon Stock2003-10-164S0600050.75D195175DCommon Stock2003-10-164S020050.85D194975DCommon Stock2003-10-164S050050.84D194475DCommon Stock2003-10-164S030050.82D194175DCommon Stock2003-10-164S0260050.81D191575DCommon Stock2003-10-164S0340050.80D188175DCommon Stock2003-10-164S080050.90D187375DCommon Stock2003-10-164S0302050.63D184355DCommon Stock2660IBy IRA SpouseCommon Stock15000IBy SpouseThe filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934, the beneficial owner of any equity securities covered by this statement other than those owned directly by the undersigned.The shares noted are derivative securities based on the Reporting Person's benefits under a non-qualified plan.Robert E. Evans By POA Pam Hulwi2003-10-20