NATIONWIDE

VLI SEPARATE

ACCOUNT-6

Annual Report

to

Contract Owners

December 31, 2012

NATIONWIDE LIFE INSURANCE COMPANY

HOME OFFICE: COLUMBUS, OHIO

Report of Independent Registered Public Accounting Firm

The Board of Directors of Nationwide Life Insurance Company and Subsidiaries and

Contract Owners of Nationwide VLI Separate Account-6:

We have audited the accompanying statement of assets, liabilities and contract owners’ equity of Nationwide VLI Separate Account-6 (comprised of the sub-accounts listed in note 1(b), (collectively, “the Accounts”)) as of December 31, 2012, and the related statements of operations for the period then ended, the statements of changes in contract owners’ equity for each of the periods in the two-year period then ended, and the financial highlights for each of the periods in the five-year period then ended. These financial statements and financial highlights are the responsibility of the Accounts’ management. Our responsibility is to express an opinion on these financial statements and financial highlights based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements and financial highlights are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. Our procedures included confirmation of securities owned as of December 31, 2012, by correspondence with the transfer agents of the underlying mutual funds. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements and financial highlights referred to above present fairly, in all material respects, the financial position of the Accounts as of December 31, 2012, the results of their operations for the period then ended, the changes in contract owners’ equity for each of the periods in the two-year period then ended, and the financial highlights for each of the periods in the five-year period then ended, in conformity with U.S. generally accepted accounting principles.

/s/ KPMG LLP

Columbus, Ohio

March 13, 2013

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2012

Assets:
Investments at fair value:
Federated NVIT High Income Bond Fund - Class III (HIBF3)
	560,404 shares (cost $3,988,444)	$	3,866,786
NVIT Nationwide Fund - Class II (TRF2)
	36 shares (cost $291)		367
NVIT Nationwide Fund - Class III (TRF3)
	991 shares (cost $8,875)		10,139
NVIT Government Bond Fund - Class I (GBF)
	697 shares (cost $8,152)		8,108
NVIT Government Bond Fund - Class III (GBF3)
	72,164 shares (cost $873,236)		839,272
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)
	9 shares (cost $70)		88
NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)
	158,124 shares (cost $1,455,855)		1,570,175
NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)
	122,698 shares (cost $1,259,796)		1,271,156
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)
	280 shares (cost $3,188)		3,147
NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)
	70,565 shares (cost $713,396)		791,028
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)
	1,889 shares (cost $20,592)		21,085
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)
	63,283 shares (cost $619,060)		701,805
NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)
	19,487 shares (cost $196,076)		213,188
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)
	112 shares (cost $805)		1,187
NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)
	0.40 shares (cost $6)		7
NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)
	1,129 shares (cost $17,099)		19,522
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)
	74 shares (cost $792)		863
NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)
	2,790 shares (cost $25,938)		32,977
NVIT Multi-Manager Small Company Fund - Class II (SCF2)
	972 shares (cost $19,401)		18,537
NVIT Multi-Manager Small Company Fund - Class III (SCF3)
	4,919 shares (cost $90,100)		96,468
NVIT Money Market Fund - Class II (NVMM2)
	21,214,345 shares (cost $21,214,345)		21,214,345
VP Income & Growth Fund - Class II (ACVIG2)
	861 shares (cost $6,095)		5,942
VP Income & Growth Fund - Class III (ACVIG3)
	18,761 shares (cost $123,130)		129,453
VP Ultra(R) Fund - Class II (ACVU2)
	1,418 shares (cost $13,974)		15,106
VP Ultra(R) Fund - Class III (ACVU3)
	5,756 shares (cost $49,184)		62,106
VP Value Fund - Class II (ACVV2)
	3,742 shares (cost $25,791)		24,434
VP Value Fund - Class III (ACVV3)
	55,652 shares (cost $307,518)		362,848

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2012

Contrafund Portfolio - Service Class 2 (FC2)
	1,419 shares (cost $39,324)	36,890
VIP Contrafund Portfolio - Service Class 2 R (FC2R)
	63,313 shares (cost $1,515,458)	1,643,601
VIP Equity-Income Portfolio - Service Class 2 (FEI2)
	1,304 shares (cost $29,639)	25,579
VIP Equity-Income Portfolio - Service Class 2 R (FEI2R)
	32,605 shares (cost $599,921)	636,784
VIP Growth Portfolio - Service Class 2 (FG2)
	161 shares (cost $5,662)	6,701
VIP Growth Portfolio - Service Class 2 R (FG2R)
	2,991 shares (cost $120,680)	124,281
Variable Fund - U.S. Long Short Momentum (RSRF)
	23,036 shares (cost $305,297)	287,718
Variable Trust - Banking Fund (RBKF)
	16,238 shares (cost $214,184)	217,594
Variable Trust - Basic Materials Fund (RBMF)
	10,097 shares (cost $257,469)	263,326
Variable Trust - Biotechnology Fund (RBF)
	12,579 shares (cost $470,969)	471,577
Variable Trust - Commodities Strategy Fund (RVCMD)
	18,959 shares (cost $219,775)	212,535
Variable Trust - Consumer Products Fund (RCPF)
	7,908 shares (cost $353,697)	355,927
Variable Trust - Dow 2x Strategy Fund (RVLDD)
	2,731 shares (cost $289,719)	285,328
Variable Trust - Electronics Fund (RELF)
	61,177 shares (cost $166,673)	176,190
Variable Trust - Energy Fund (RENF)
	20,543 shares (cost $574,692)	524,263
Variable Trust - Energy Services Fund (RESF)
	27,322 shares (cost $564,914)	505,458
Variable Trust - Europe 1.25x Strategy Fund (RLCE)
	19,685 shares (cost $276,301)	297,838
Variable Trust - Financial Services Fund (RFSF)
	11,318 shares (cost $176,219)	178,945
Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)
	30,255 shares (cost $458,672)	459,877
Variable Trust - Health Care Fund (RHCF)
	12,131 shares (cost $421,707)	418,996
Variable Trust - Internet Fund (RINF)
	17,326 shares (cost $280,095)	251,053
Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)
	52,205 shares (cost $409,965)	405,632
Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)
	15,026 shares (cost $139,881)	138,836
Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)
	517 shares (cost $8,835)	8,855
Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)
	4,783 shares (cost $41,770)	41,326
Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)
	1,078 shares (cost $17,349)	16,910
Variable Trust - Inverse S&P 500 Strategy Fund (RUF)
	5,718 shares (cost $155,623)	151,810
Variable Trust - Japan 2x Strategy Fund (RLCJ)
	8,864 shares (cost $143,349)	162,568
Variable Trust - Leisure Fund (RLF)
	3,415 shares (cost $224,500)	230,249

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2012

Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)
	15,818 shares (cost $352,946)		373,461
Variable Fund - Multi-Hedge Strategies (RVARS)
	7,850 shares (cost $173,008)		175,683
Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)
	17,328 shares (cost $466,527)		480,857
Variable Trust - NASDAQ-100(R) Fund (ROF)
	40,513 shares (cost $919,795)		913,968
Variable Trust - Nova Fund (RNF)
	1,699 shares (cost $144,727)		150,229
Variable Trust - Precious Metals Fund (RPMF)
	93,201 shares (cost $1,234,697)		1,171,542
Variable Trust - Real Estate Fund (RREF)
	16,328 shares (cost $490,082)		492,299
Variable Trust - Retailing Fund (RRF)
	4,239 shares (cost $69,644)		70,831
Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)
	15,341 shares (cost $476,600)		500,892
Variable Trust - S&P 500 2x Strategy Fund (RTF)
	5,271 shares (cost $722,855)		736,859
Variable Trust - S&P 500 Pure Growth Fund (RVLCG)
	18,869 shares (cost $626,867)		635,682
Variable Trust - S&P 500 Pure Value Fund (RVLCV)
	3,795 shares (cost $328,768)		363,664
Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)
	23,395 shares (cost $869,474)		810,877
Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)
	5,341 shares (cost $445,539)		460,851
Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)
	13,759 shares (cost $463,742)		470,547
Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)
	4,536 shares (cost $484,526)		504,218
Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)
	2,377 shares (cost $27,884)		28,027
Variable Trust - Technology Fund (RTEC)
	11,248 shares (cost $124,669)		107,422
Variable Trust - Telecommunications Fund (RTEL)
	17,764 shares (cost $159,447)		163,430
Variable Trust - Transportation Fund (RTRF)
	3,091 shares (cost $47,471)		50,840
Variable Trust - Utilities Fund (RUTL)
	9,720 shares (cost $191,263)		185,949
Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)
	993 shares (cost $23,497)		24,347
Total Investments		$	48,689,261
Accounts Receivable-NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)			5
Accounts Receivable-NVIT Nationwide Fund - Class II (TRF2)			1
Other Accounts Payable			(266	)
Accounts Payable-NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)			(9	)
Accounts Payable-Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)			(109	)
Accounts Payable-NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)			(7	)
		$	48,688,876
Contract Owners’ Equity:
Accumulation units			48,688,876
Total Contract Owners’ Equity (note 8)		$	48,688,876

See accompanying notes to financial statements.

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2012

Investment Activity:	Total		HIBF3			TRF2		TRF3			GBF			GBF3			GVIDA		GVIDA6
Reinvested dividends	$	478,160		296,681			6		157			224			18,918			1		24,290
Net investment income (loss)		478,160		296,681			6		157			224			18,918			1		24,290
Realized gain (loss) on investments		314,982		309,325			48		3,956			359			24,514			1		19,971
Change in unrealized gain (loss) on investments		310,768		(134,337	)		205		(468	)		(757	)		(33,069	)		10		177,055
Net gain (loss) on investments		625,750		174,988			253		3,488			(398	)		(8,555	)		11		197,026
Reinvested capital gains		1,471,821		-			-		-			949			32,872			-		-
Net increase (decrease) in contract owners’ equity resulting from operations	$	2,575,731		471,669			259		3,645			775			43,235			12		221,316
Investment Activity:	GVIDC6		GVIDM			GVIDM6		GVDMA			GVDMA6			GVDMC6			NVMMG1		SCGF2
Reinvested dividends	$	21,820		52			12,776		340			11,354			3,614			-		-
Net investment income (loss)		21,820		52			12,776		340			11,354			3,614			-		-
Realized gain (loss) on investments		20,259		-			3,939		(291	)		9,942			2,187			21		-
Change in unrealized gain (loss) on investments		15,532		256			60,700		2,719			58,160			9,187			28		1
Net gain (loss) on investments		35,791		256			64,639		2,428			68,102			11,374			49		1
Reinvested capital gains		18,151		-			-		-			-			880			110		-
Net increase (decrease) in contract owners’ equity resulting from operations	$	75,762		308			77,415		2,768			79,456			15,868			159		1

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2012

Investment Activity:	SCGF3			SCVF2			SCVF3		SCF2			SCF3		ACVIG2			ACVIG3		ACVU2
Reinvested dividends	$	-			5			282		-			158		109			2,843		-
Net investment income (loss)		-			5			282		-			158		109			2,843		-
Realized gain (loss) on investments		(2	)		(6	)		32		(233	)		3,764		(71	)		12,967		21
Change in unrealized gain (loss) on investments		1,885			152			4,780		2,803			8,304		761			3,102		1,852
Net gain (loss) on investments		1,883			146			4,812		2,570			12,068		690			16,069		1,873
Reinvested capital gains		-			-			-		-			-		-			-		-
Net increase (decrease) in contract owners’ equity resulting from operations	$	1,883			151			5,094		2,570			12,226		799			18,912		1,873
Investment Activity:	ACVU3			ACVV2			ACVV3		FC2			FC2R		FEI2			FEI2R		FG2
Reinvested dividends	$	-			427			6,698		409			18,104		727			18,263		24
Net investment income (loss)		-			427			6,698		409			18,104		727			18,263		24
Realized gain (loss) on investments		(153	)		(439	)		12,805		(822	)		871		(389	)		16,035		49
Change in unrealized gain (loss) on investments		7,717			3,271			21,587		6,072			176,681		2,062			9		810
Net gain (loss) on investments		7,564			2,832			34,392		5,250			177,552		1,673			16,044		859
Reinvested capital gains		-			-			-		-			-		1,622			34,850		-
Net increase (decrease) in contract owners’ equity resulting from operations	$	7,564			3,259			41,090		5,659			195,656		4,022			69,157		883

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2012

Investment Activity:	FG2R			RSRF			RBKF			RBMF		RBF			RVCMD			RCPF			RVLDD
Reinvested dividends	$	576			-			308			-		-			-			2,009			-
Net investment income (loss)		576			-			308			-		-			-			2,009			-
Realized gain (loss) on investments		13,455			(7,221	)		153,602			83,203		161,843			53,208			(9,199	)		106,363
Change in unrealized gain (loss) on investments		7,381			19,730			1,500			827		(21,408	)		(6,378	)		(6,300	)		(14,081	)
Net gain (loss) on investments		20,836			12,509			155,102			84,030		140,435			46,830			(15,499	)		92,282
Reinvested capital gains		-			-			186			23,050		-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	21,412			12,509			155,596			107,080		140,435			46,830			(13,490	)		92,282
Investment Activity:	RELF			RENF			RESF			RLCE		RFSF			RUGB			RHCF			RINF
Reinvested dividends	$	-			-			-			2,459		215			13,864			-			-
Net investment income (loss)		-			-			-			2,459		215			13,864			-			-
Realized gain (loss) on investments		(16,917	)		(10,519	)		41,794			31,025		15,320			(1,047,906	)		64,413			(10,724	)
Change in unrealized gain (loss) on investments		37,559			(47,263	)		(55,346	)		30,873		2,076			(13,754	)		(14,512	)		(27,566	)
Net gain (loss) on investments		20,642			(57,782	)		(13,552	)		61,898		17,396			(1,061,660	)		49,901			(38,290	)
Reinvested capital gains		-			69,288			82,702			-		-			918,830			-			62,139
Net increase (decrease) in contract owners’ equity resulting from operations	$	20,642			11,506			69,150			64,357		17,611			(128,966	)		49,901			23,849

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2012

Investment Activity:	RVIDD			RJNF			RVIMC		RAF			RVISC			RUF			RLCJ			RLF
Reinvested dividends	$	-			-			-		-			-			-			-			-
Net investment income (loss)		-			-			-		-			-			-			-			-
Realized gain (loss) on investments		(47,933	)		6,819			21,650		(26,560	)		(2,179	)		(77,427	)		5,924			57,783
Change in unrealized gain (loss) on investments		(1,230	)		1,508			188		(703	)		747			7,525			20,508			(3,358	)
Net gain (loss) on investments		(49,163	)		8,327			21,838		(27,263	)		(1,432	)		(69,902	)		26,432			54,425
Reinvested capital gains		-			-			-		-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	(49,163	)		8,327			21,838		(27,263	)		(1,432	)		(69,902	)		26,432			54,425
Investment Activity:	RMED			RVARS			RVF		ROF			RNF			RPMF			RREF			RRF
Reinvested dividends	$	-			1,253			-		-			-			-			5,793			-
Net investment income (loss)		-			1,253			-		-			-			-			5,793			-
Realized gain (loss) on investments		79,778			7,069			75,889		127,056			42,857			(114,154	)		86,845			(283,981	)
Change in unrealized gain (loss) on investments		6,629			(2,328	)		108,593		2,528			(4,347	)		(96,915	)		(18,434	)		6,220
Net gain (loss) on investments		86,407			4,741			184,482		129,584			38,510			(211,069	)		68,411			(277,761	)
Reinvested capital gains		-			-			-		-			-			115,042			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	86,407			5,994			184,482		129,584			38,510			(96,027	)		74,204			(277,761	)

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2012

Investment Activity:	RMEK			RTF			RVLCG			RVLCV			RVMCG			RVMCV			RVSCG			RVSCV
Reinvested dividends	$	-			-			-			1,749			-			-			-			-
Net investment income (loss)		-			-			-			1,749			-			-			-			-
Realized gain (loss) on investments		(230,899	)		135,392			65,827			55,244			52,248			49,483			82,965			49,897
Change in unrealized gain (loss) on investments		12,652			9,126			8,036			34,233			(22,548	)		13,148			(30,244	)		4,880
Net gain (loss) on investments		(218,247	)		144,518			73,863			89,477			29,700			62,631			52,721			54,777
Reinvested capital gains		-			-			2,181			-			80,415			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	(218,247	)		144,518			76,044			91,226			110,115			62,631			52,721			54,777
Investment Activity:	RVSDL			RTEC			RTEL			RTRF			RUTL			RVWDL
Reinvested dividends	$	-			-			5,238			-			6,414			-
Net investment income (loss)		-			-			5,238			-			6,414			-
Realized gain (loss) on investments		(16,841	)		222			(813	)		24,417			31,280			(3,276	)
Change in unrealized gain (loss) on investments		(2,633	)		(4,737	)		5,342			(7,064	)		(31,484	)		4,522
Net gain (loss) on investments		(19,474	)		(4,515	)		4,529			17,353			(204	)		1,246
Reinvested capital gains		-			28,554			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	(19,474	)		24,039			9,767			17,353			6,210			1,246

See accompanying notes to financial statements.

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2012 and 2011

	Total						HIBF3						TRF2						TRF3
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	478,160			555,671			296,681			178,994			6			20			157			300
Realized gain (loss) on investments		314,982			(862,728	)		309,325			111,343			48			(1,035	)		3,956			2,435
Change in unrealized gain (loss) on investments		310,768			(1,451,128	)		(134,337	)		(62,267	)		205			1,090			(468	)		(761	)
Reinvested capital gains		1,471,821			302,042			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		2,575,731			(1,456,143	)		471,669			228,070			259			75			3,645			1,974
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		2,219,634			2,502,282			256,579			165,996			-			-			610			815
Transfers between funds		-			-			(1,316,774	)		540,213			(1,822	)		-			(42,536	)		39,815
Surrenders (note 6)		(2,389,160	)		(3,594,321	)		(33,445	)		(68,517	)		-			(3,777	)		-			(31,561	)
Death Benefits (note 4)		(2,660,504	)		(27,999	)		(46,614	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		1,774,119			147,326			(20,769	)		(56,021	)		-			-			-			-
Deductions for surrender charges (note 2d)		(91,915	)		(194,221	)		(568	)		(1,250	)		-			(334	)		-			(2,770	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(2,633,658	)		(2,768,457	)		(149,928	)		(139,086	)		(173	)		(247	)		(768	)		(1,192	)
Asset charges (note 3)		(173,254	)		(184,250	)		(12,570	)		(10,369	)		(9	)		(15	)		(70	)		(107	)
Adjustments to maintain reserves		(1,713	)		5,192			9			5			4			(1	)		2			5
Net equity transactions		(3,956,451	)		(4,114,448	)		(1,324,080	)		430,971			(2,000	)		(4,374	)		(42,762	)		5,005
Net change in contract owners’ equity		(1,380,720	)		(5,570,591	)		(852,411	)		659,041			(1,741	)		(4,299	)		(39,117	)		6,979
Contract owners’ equity beginning of period		50,069,596			55,640,187			4,719,192			4,060,151			2,109			6,408			49,258			42,279
Contract owners’ equity end of period	$	48,688,876			50,069,596			3,866,781			4,719,192			368			2,109			10,141			49,258
CHANGES IN UNITS:
Beginning units		4,342,533			4,813,948			346,142			309,139			163			497			4,276			3,699
Units purchased		1,111,177			1,468,193			18,028			56,951			-			-			49			3,601
Units redeemed		(1,303,207	)		(1,939,608	)		(116,917	)		(19,948	)		(138	)		(334	)		(3,555	)		(3,024	)
Ending units		4,150,503			4,342,533			247,253			346,142			25			163			770			4,276

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2012 and 2011

	GBF						GBF3						GVIDA						GVIDA6
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	224			882			18,918			48,122			1			1			24,290			26,248
Realized gain (loss) on investments		359			15			24,514			8			1			-			19,971			83,820
Change in unrealized gain (loss) on investments		(757	)		1,111			(33,069	)		27,325			10			2			177,055			(182,123	)
Reinvested capital gains		949			88			32,872			6,326			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		775			2,096			43,235			81,781			12			3			221,316			(72,055	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		-			-			76,459			69,295			-			54			124,134			231,401
Transfers between funds		(20,854	)		-			(845,863	)		1,138,533			-			-			(24,191	)		281,175
Surrenders (note 6)		-			-			(12,634	)		(56,211	)		-			-			(41,741	)		(22,528	)
Death Benefits (note 4)		-			-			(15,712	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		-			-			(18,438	)		(31,860	)		-			-			5,074			(2,211	)
Deductions for surrender charges (note 2d)		-			-			(540	)		(3,065	)		-			-			(7,299	)		(3,823	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(1,665	)		(1,878	)		(110,503	)		(101,124	)		(2	)		(1	)		(129,973	)		(110,958	)
Asset charges (note 3)		(123	)		(150	)		(5,732	)		(4,991	)		-			-			(7,196	)		(6,612	)
Adjustments to maintain reserves		(8	)		1			12			(6	)		3			(4	)		(7	)		(2	)
Net equity transactions		(22,650	)		(2,027	)		(932,951	)		1,010,571			1			49			(81,199	)		366,442
Net change in contract owners’ equity		(21,875	)		69			(889,716	)		1,092,352			13			52			140,117			294,387
Contract owners’ equity beginning of period		29,975			29,906			1,728,993			636,641			80			28			1,430,056			1,135,669
Contract owners’ equity end of period	$	8,100			29,975			839,277			1,728,993			93			80			1,570,173			1,430,056
CHANGES IN UNITS:
Beginning units		1,983			2,122			123,671			48,843			6			2			116,346			88,758
Units purchased		-			-			6,466			88,718			-			4			10,138			38,971
Units redeemed		(1,463	)		(139	)		(71,877	)		(13,890	)		-			-			(16,284	)		(11,383	)
Ending units		520			1,983			58,260			123,671			6			6			110,200			116,346
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	GVIDC6						GVIDM						GVIDM6						GVDMA
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	21,820			41,263			52			61			12,776			11,993			340			538
Realized gain (loss) on investments		20,259			(26,994	)		-			-			3,939			6,891			(291	)		(638	)

(Continued)

Change in unrealized gain (loss) on investments		15,532			(13,148	)		256			(63	)		60,700			(27,816	)		2,719			(610	)
Reinvested capital gains		18,151			1,122			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		75,762			2,243			308			(2	)		77,415			(8,932	)		2,768			(710	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		23,854			15,213			-			-			44,971			47,976			-			-
Transfers between funds		(555,128	)		1,726,101			-			-			11,150			813,694			-			-
Surrenders (note 6)		(26,259	)		(13,542	)		-			-			(79,423	)		(72,615	)		-			7
Death Benefits (note 4)		(73,111	)		(8,452	)		-			-			-			-			(47	)		-
Net policy repayments (loans) (note 5)		(31,399	)		(68,179	)		-			-			101,660			(506,781	)		(3,696	)		(4,238	)
Deductions for surrender charges (note 2d)		(5,136	)		(2,275	)		-			-			(6,182	)		(2,346	)		-			(10	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(78,586	)		(63,781	)		-			-			(72,208	)		(54,041	)		(651	)		(821	)
Asset charges (note 3)		(4,790	)		(3,785	)		-			-			(3,403	)		(2,537	)		(79	)		(108	)
Adjustments to maintain reserves		2			2			(1	)		1			(4	)		6			9			3
Net equity transactions		(750,553	)		1,581,302			(1	)		1			(3,439	)		223,356			(4,464	)		(5,167	)
Net change in contract owners’ equity		(674,791	)		1,583,545			307			(1	)		73,976			214,424			(1,696	)		(5,877	)
Contract owners’ equity beginning of period		1,945,947			362,402			2,840			2,841			717,054			502,630			22,787			28,664
Contract owners’ equity end of period	$	1,271,156			1,945,947			3,147			2,840			791,030			717,054			21,091			22,787
CHANGES IN UNITS:
Beginning units		150,326			28,819			208			208			55,775			39,081			1,674			2,061
Units purchased		2,238			133,997			-			-			8,279			68,686			-			-
Units redeemed		(59,184	)		(12,490	)		-			-			(8,544	)		(51,992	)		(312	)		(387	)
Ending units		93,380			150,326			208			208			55,510			55,775			1,362			1,674
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	GVDMA6						GVDMC6						NVMMG1						SCGF2
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	11,354			12,326			3,614			4,527			-			-			-			-
Realized gain (loss) on investments		9,942			35,410			2,187			2,418			21			824			-			1
Change in unrealized gain (loss) on investments		58,160			(61,933	)		9,187			(2,452	)		28			(964	)		1			(1	)
Reinvested capital gains		-			-			880			-			110			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		79,456			(14,197	)		15,868			4,493			159			(140	)		1			-
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		113,778			100,787			13,918			13,898			-			-			-			-
Transfers between funds		36,342			3,655			14,397			(12,998	)		-			(2,195	)		-			-

(Continued)

Surrenders (note 6)		(3,554	)		(112,387	)		(11,774	)		(893	)		-			-			-			-
Death Benefits (note 4)		(1,075	)		-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(19,816	)		(16,755	)		(1,834	)		(592	)		-			-			-			-
Deductions for surrender charges (note 2d)		(1,073	)		(8,791	)		(1,559	)		-			-			-			-			-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(53,853	)		(54,490	)		(12,086	)		(11,727	)		(47	)		(173	)		-			-
Asset charges (note 3)		(2,945	)		(2,883	)		(790	)		(739	)		(7	)		(20	)		-			-
Adjustments to maintain reserves		(2	)		(10	)		3			4			(13	)		8			(13	)		-
Net equity transactions		67,802			(90,874	)		275			(13,047	)		(67	)		(2,380	)		(13	)		-
Net change in contract owners’ equity		147,258			(105,071	)		16,143			(8,554	)		92			(2,520	)		(12	)		-
Contract owners’ equity beginning of period		554,547			659,618			197,047			205,601			1,086			3,606			12			12
Contract owners’ equity end of period	$	701,805			554,547			213,190			197,047			1,178			1,086			-			12
CHANGES IN UNITS:
Beginning units		43,904			51,103			15,076			16,071			72			229			1			1
Units purchased		11,325			8,301			2,108			1,066			-			-			-			-
Units redeemed		(6,378	)		(15,500	)		(2,076	)		(2,061	)		(4	)		(157	)		(1	)		-
Ending units		48,851			43,904			15,108			15,076			68			72			-			1
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	SCGF3						SCVF2						SCVF3						SCF2
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			5			2			282			95			-			85
Realized gain (loss) on investments		(2	)		(56	)		(6	)		(13	)		32			(15	)		(233	)		(145	)
Change in unrealized gain (loss) on investments		1,885			50			152			(34	)		4,780			(1,260	)		2,803			(1,007	)
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		1,883			(6	)		151			(45	)		5,094			(1,180	)		2,570			(1,067	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		1,566			457			-			-			2,178			1,262			-			-
Transfers between funds		3,627			-			-			-			3,627			-			-			-
Surrenders (note 6)		-			(504	)		-			-			-			-			(687	)		-
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		167			-			-			-			167			-			(146	)		(162	)
Deductions for surrender charges (note 2d)		-			(43	)		-			-			-			-			(15	)		-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(225	)		(177	)		(39	)		(46	)		(620	)		(554	)		(329	)		(354	)
Asset charges (note 3)		(71	)		(52	)		(4	)		(4	)		(116	)		(93	)		(71	)		(71	)
Adjustments to maintain reserves		7			(3	)		7			(13	)		(11	)		10			10			(8	)
Net equity transactions		5,071			(322	)		(36	)		(63	)		5,225			625			(1,238	)		(595	)

(Continued)

Net change in contract owners’ equity		6,954			(328	)		115			(108	)		10,319			(555	)		1,332			(1,662	)
Contract owners’ equity beginning of period		12,571			12,899			748			856			22,651			23,206			17,207			18,869
Contract owners’ equity end of period	$	19,525			12,571			863			748			32,970			22,651			18,539			17,207
CHANGES IN UNITS:
Beginning units		1,084			1,105			49			53			1,762			1,712			1,062			1,097
Units purchased		424			39			-			-			416			98			-			-
Units redeemed		(23	)		(60	)		(2	)		(4	)		(51	)		(48	)		(69	)		(35	)
Ending units		1,485			1,084			47			49			2,127			1,762			993			1,062
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	SCF3						NVMM2						ACVIG2						ACVIG3
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	158			558			-			11			109			78			2,843			1,549
Realized gain (loss) on investments		3,764			4,825			-			-			(71	)		(121	)		12,967			6,841
Change in unrealized gain (loss) on investments		8,304			(18,267	)		-			-			761			209			3,102			(9,969	)
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		12,226			(12,884	)		-			11			799			166			18,912			(1,579	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		6,723			7,047			594,044			963,944			-			-			8,162			7,925
Transfers between funds		24,293			(4,484	)		4,045,638			4,159,430			-			-			22,439			3,571
Surrenders (note 6)		(20,263	)		(1,854	)		(1,168,589	)		(2,403,235	)		-			-			(10,565	)		(34	)
Death Benefits (note 4)		-			-			(1,970,174	)		(968	)		-			-			-			-
Net policy repayments (loans) (note 5)		5,743			164			1,809,084			1,825,023			(362	)		(319	)		(751	)		(730	)
Deductions for surrender charges (note 2d)		(1,015	)		(138	)		(33,360	)		(116,330	)		-			-			(227	)		-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(5,313	)		(5,865	)		(857,271	)		(939,773	)		(211	)		(205	)		(7,808	)		(6,814	)
Asset charges (note 3)		(465	)		(478	)		(55,975	)		(63,943	)		(19	)		(20	)		(612	)		(491	)
Adjustments to maintain reserves		4			2			(3	)		(1	)		(3	)		(7	)		2			(3	)
Net equity transactions		9,707			(5,606	)		2,363,394			3,424,147			(595	)		(551	)		10,640			3,424
Net change in contract owners’ equity		21,933			(18,490	)		2,363,394			3,424,158			204			(385	)		29,552			1,845
Contract owners’ equity beginning of period		74,538			93,028			18,850,948			15,426,790			5,734			6,119			99,899			98,054
Contract owners’ equity end of period	$	96,471			74,538			21,214,342			18,850,948			5,938			5,734			129,451			99,899
CHANGES IN UNITS:
Beginning units		5,647			6,657			1,885,091			1,542,677			420			461			8,715			8,820
Units purchased		2,172			567			556,146			608,215			-			-			2,730			636
Units redeemed		(1,490	)		(1,577	)		(319,807	)		(265,801	)		(40	)		(41	)		(1,603	)		(741	)
Ending units		6,329			5,647			2,121,430			1,885,091			380			420			9,842			8,715

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2012 and 2011

	ACVU2						ACVU3						ACVV2						ACVV3
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			427			434			6,698			6,480
Realized gain (loss) on investments		21			(14	)		(153	)		(663	)		(439	)		(378	)		12,805			(6,426	)
Change in unrealized gain (loss) on investments		1,852			145			7,717			1,388			3,271			140			21,587			963
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		1,873			131			7,564			725			3,259			196			41,090			1,017
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		-			-			3,748			3,695			-			-			30,311			31,651
Transfers between funds		-			-			1,527			3,917			(657	)		-			26,971			(50,106	)
Surrenders (note 6)		-			-			(41	)		(2,069	)		-			-			(1,408	)		(38,033	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(124	)		(116	)		21			(2,244	)		(127	)		(126	)		335			(8,691	)
Deductions for surrender charges (note 2d)		-			-			(62	)		(119	)		-			(10	)		(84	)		(2,719	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(265	)		(271	)		(4,663	)		(4,620	)		(717	)		(768	)		(25,578	)		(24,919	)
Asset charges (note 3)		(57	)		(54	)		(322	)		(301	)		(103	)		(101	)		(1,714	)		(1,639	)
Adjustments to maintain reserves		(7	)		(4	)		5			(4	)		(5	)		-			(5	)		1
Net equity transactions		(453	)		(445	)		213			(1,745	)		(1,609	)		(1,005	)		28,828			(94,455	)
Net change in contract owners’ equity		1,420			(314	)		7,777			(1,020	)		1,650			(809	)		69,918			(93,438	)
Contract owners’ equity beginning of period		13,680			13,994			54,334			55,354			22,783			23,592			292,930			386,368
Contract owners’ equity end of period	$	15,100			13,680			62,111			54,334			24,433			22,783			362,848			292,930
CHANGES IN UNITS:
Beginning units		1,070			1,104			4,552			4,687			1,530			1,598			23,956			31,918
Units purchased		-			-			429			649			-			-			4,166			2,663
Units redeemed		(32	)		(34	)		(414	)		(784	)		(98	)		(68	)		(2,223	)		(10,625	)
Ending units		1,038			1,070			4,567			4,552			1,432			1,530			25,899			23,956
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	FC2						FC2R						FEI2						FEI2R
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	409			298			18,104			4,004			727			570			18,263			6,081
Realized gain (loss) on investments		(822	)		(477	)		871			109,134			(389	)		(186	)		16,035			34,329

(Continued)

Change in unrealized gain (loss) on investments		6,072			(833	)		176,681			(167,267	)		2,062			(211	)		9			(39,454	)
Reinvested capital gains		-			-			-			-			1,622			-			34,850			-
Net increase (decrease) in contract owners’ equity resulting from operations		5,659			(1,012	)		195,656			(54,129	)		4,022			173			69,157			956
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		-			-			55,376			86,455			-			-			34,524			26,894
Transfers between funds		(2,680	)		-			972,289			27,937			(1,427	)		-			294,251			(56,504	)
Surrenders (note 6)		-			-			(5,680	)		(51,884	)		-			-			(800	)		(36,001	)
Death Benefits (note 4)		-			-			(1,836	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		(729	)		(678	)		(21,229	)		(132,814	)		(118	)		(118	)		822			31
Deductions for surrender charges (note 2d)		-			(11	)		(768	)		(1,592	)		-			-			(57	)		(2,622	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(906	)		(968	)		(47,260	)		(40,662	)		(768	)		(778	)		(20,217	)		(20,037	)
Asset charges (note 3)		(140	)		(143	)		(5,022	)		(3,025	)		(91	)		(90	)		(1,873	)		(1,387	)
Adjustments to maintain reserves		(1	)		(9	)		(2	)		11			(11	)		4			7			1
Net equity transactions		(4,456	)		(1,809	)		945,868			(115,574	)		(2,415	)		(982	)		306,657			(89,625	)
Net change in contract owners’ equity		1,203			(2,821	)		1,141,524			(169,703	)		1,607			(809	)		375,814			(88,669	)
Contract owners’ equity beginning of period		35,684			38,505			502,082			671,785			23,965			24,774			260,974			349,643
Contract owners’ equity end of period	$	36,887			35,684			1,643,606			502,082			25,572			23,965			636,788			260,974
CHANGES IN UNITS:
Beginning units		2,101			2,204			36,387			47,329			1,753			1,824			22,746			30,689
Units purchased		-			-			72,733			6,002			-			-			27,931			2,381
Units redeemed		(231	)		(103	)		(6,568	)		(16,944	)		(155	)		(71	)		(3,262	)		(10,324	)
Ending units		1,870			2,101			102,552			36,387			1,598			1,753			47,415			22,746
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	FG2						FG2R						RSRF						RBKF
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	24			8			576			131			-			-			308			657
Realized gain (loss) on investments		49			23			13,455			32,925			(7,221	)		65,047			153,602			115,522
Change in unrealized gain (loss) on investments		810			(46	)		7,381			(35,337	)		19,730			(91,004	)		1,500			(6,605	)
Reinvested capital gains		-			23			-			484			-			-			186			-
Net increase (decrease) in contract owners’ equity resulting from operations		883			8			21,412			(1,797	)		12,509			(25,957	)		155,596			109,574
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		-			-			7,930			8,047			44,230			73,303			1,262			1,190
Transfers between funds		-			-			13,824			10,418			(17,299	)		(145,896	)		(575,156	)		407,312

(Continued)

Surrenders (note 6)		-			-			(13,699	)		(20,232	)		(979	)		(26,862	)		(121	)		(6,127	)
Death Benefits (note 4)		-			-			(2,030	)		-			(434	)		-			(2,008	)		-
Net policy repayments (loans) (note 5)		-			-			(1,326	)		(6,825	)		(18,887	)		(70,349	)		(377	)		(9	)
Deductions for surrender charges (note 2d)		-			-			(413	)		(740	)		(255	)		(1,502	)		(134	)		(597	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(320	)		(353	)		(11,230	)		(10,155	)		(24,068	)		(28,283	)		(11,042	)		(8,240	)
Asset charges (note 3)		(30	)		(30	)		(808	)		(725	)		(1,217	)		(1,840	)		(711	)		(745	)
Adjustments to maintain reserves		9			(8	)		(1	)		3			(1	)		(1	)		2			27
Net equity transactions		(341	)		(391	)		(7,753	)		(20,209	)		(18,910	)		(201,430	)		(588,285	)		392,811
Net change in contract owners’ equity		542			(383	)		13,659			(22,006	)		(6,401	)		(227,387	)		(432,689	)		502,385
Contract owners’ equity beginning of period		6,164			6,547			110,621			132,627			294,119			521,506			650,285			147,900
Contract owners’ equity end of period	$	6,706			6,164			124,280			110,621			287,718			294,119			217,596			650,285
CHANGES IN UNITS:
Beginning units		469			498			8,728			10,462			20,609			34,144			127,578			22,566
Units purchased		-			-			1,938			1,257			3,719			5,968			303			107,629
Units redeemed		(23	)		(29	)		(2,095	)		(2,991	)		(5,023	)		(19,503	)		(93,514	)		(2,617	)
Ending units		446			469			8,571			8,728			19,305			20,609			34,367			127,578
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RBMF						RBF						RVCMD						RCPF
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			164,203			2,009			3,900
Realized gain (loss) on investments		83,203			(156,478	)		161,843			44,896			53,208			(300,299	)		(9,199	)		32,886
Change in unrealized gain (loss) on investments		827			(20,685	)		(21,408	)		(92,031	)		(6,378	)		(19,101	)		(6,300	)		6,235
Reinvested capital gains		23,050			35,962			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		107,080			(141,201	)		140,435			(47,135	)		46,830			(155,197	)		(13,490	)		43,021
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		19,506			21,450			13,954			22,056			4,932			(4,217	)		7,769			11,477
Transfers between funds		(643,216	)		382,849			171,926			(3,003,871	)		(72,158	)		15,502			185,196			176,626
Surrenders (note 6)		(4,781	)		(17,632	)		(564	)		(2,936	)		(871	)		(46,168	)		(145,082	)		(12,128	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		1,931			2,489			(80,571	)		(4,597	)		118			(2,108	)		(29,449	)		(464	)
Deductions for surrender charges (note 2d)		(2,542	)		(3,418	)		(37	)		(629	)		(367	)		(316	)		(1,062	)		(1,807	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(15,359	)		(31,431	)		(38,192	)		(26,600	)		(9,959	)		(19,654	)		(26,143	)		(15,827	)
Asset charges (note 3)		(989	)		(2,042	)		(1,542	)		(1,802	)		(806	)		(1,804	)		(2,304	)		(977	)
Adjustments to maintain reserves		4			(1,910	)		(5	)		(11	)		(3	)		(1,588	)		(3	)		4
Net equity transactions		(645,446	)		350,355			64,969			(3,018,390	)		(79,114	)		(60,353	)		(11,078	)		156,904

(Continued)

Net change in contract owners’ equity		(538,366	)		209,154			205,404			(3,065,525	)		(32,284	)		(215,550	)		(24,568	)		199,925
Contract owners’ equity beginning of period		801,686			592,532			266,168			3,331,693			244,817			460,367			380,487			180,562
Contract owners’ equity end of period	$	263,320			801,686			471,572			266,168			212,533			244,817			355,919			380,487
CHANGES IN UNITS:
Beginning units		37,125			22,923			17,870			247,371			42,577			74,744			19,553			10,556
Units purchased		952			16,376			12,585			1,596			931			1,979			7,231			10,680
Units redeemed		(27,064	)		(2,174	)		(7,172	)		(231,097	)		(6,018	)		(34,146	)		(10,011	)		(1,683	)
Ending units		11,013			37,125			23,283			17,870			37,490			42,577			16,773			19,553
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RVLDD						RELF						RENF						RESF
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		106,363			73,870			(16,917	)		11,683			(10,519	)		38,355			41,794			(171,358	)
Change in unrealized gain (loss) on investments		(14,081	)		(501	)		37,559			(27,979	)		(47,263	)		(133,309	)		(55,346	)		(15,003	)
Reinvested capital gains		-			-			-			54,975			69,288			3,193			82,702			48,198
Net increase (decrease) in contract owners’ equity resulting from operations		92,282			73,369			20,642			38,679			11,506			(91,761	)		69,150			(138,163	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		11,852			14,341			974			(2,429	)		23,589			35,577			23,738			30,431
Transfers between funds		(523,607	)		614,460			(34,831	)		154,939			74,150			(258,894	)		(338,447	)		321,993
Surrenders (note 6)		(15,979	)		(20,670	)		(62	)		(3,123	)		(19,324	)		(10,679	)		(7,088	)		(42,828	)
Death Benefits (note 4)		-			-			(1,612	)		(1,966	)		(1,916	)		-			-			-
Net policy repayments (loans) (note 5)		(102,059	)		(39,497	)		(624	)		225			(3,675	)		(9,461	)		(4,549	)		(3,697	)
Deductions for surrender charges (note 2d)		(845	)		(1,498	)		-			(259	)		(3,403	)		(1,512	)		(891	)		(1,340	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(38,340	)		(23,207	)		(9,216	)		(6,187	)		(25,813	)		(33,881	)		(23,076	)		(30,988	)
Asset charges (note 3)		(1,665	)		(1,208	)		(533	)		(314	)		(2,105	)		(2,723	)		(1,782	)		(2,678	)
Adjustments to maintain reserves		(4	)		(6	)		-			(8,103	)		17			431			(20	)		248
Net equity transactions		(670,647	)		542,715			(45,904	)		132,783			41,520			(281,142	)		(352,115	)		271,141
Net change in contract owners’ equity		(578,365	)		616,084			(25,262	)		171,462			53,026			(372,903	)		(282,965	)		132,978
Contract owners’ equity beginning of period		863,689			247,605			201,454			29,992			471,241			844,144			788,414			655,436
Contract owners’ equity end of period	$	285,324			863,689			176,192			201,454			524,267			471,241			505,449			788,414
CHANGES IN UNITS:
Beginning units		82,190			25,704			29,590			3,679			18,202			30,699			31,885			24,044
Units purchased		1,016			64,704			237			27,396			3,750			1,184			973			11,179
Units redeemed		(60,028	)		(8,218	)		(4,217	)		(1,485	)		(2,177	)		(13,681	)		(12,499	)		(3,338	)
Ending units		23,178			82,190			25,610			29,590			19,775			18,202			20,359			31,885

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RLCE						RFSF						RUGB						RHCF
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	2,459			-			215			97			13,864			21,503			-			-
Realized gain (loss) on investments		31,025			8,498			15,320			18,650			(1,047,906	)		346,658			64,413			(44,927	)
Change in unrealized gain (loss) on investments		30,873			(61,807	)		2,076			(1,660	)		(13,754	)		22,925			(14,512	)		7,557
Reinvested capital gains		-			-			-			-			918,830			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		64,357			(53,309	)		17,611			17,087			(128,966	)		391,086			49,901			(37,370	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		38,265			40,607			6,012			4,755			37,680			51,614			16,996			28,589
Transfers between funds		(98,472	)		(550,008	)		111,650			(45,664	)		240,192			(46,860	)		216,332			98,502
Surrenders (note 6)		(32,175	)		(16,022	)		(68	)		(3,095	)		(32,776	)		(26,300	)		(121,802	)		(25,998	)
Death Benefits (note 4)		-			-			-			-			(117,517	)		-			(691	)		-
Net policy repayments (loans) (note 5)		31,196			(9,548	)		(1,427	)		(1,870	)		(29,297	)		(146,270	)		(27,851	)		(242	)
Deductions for surrender charges (note 2d)		(208	)		(1,315	)		-			(2	)		(6,968	)		(247	)		(1,251	)		(1,323	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(21,405	)		(32,572	)		(3,868	)		(4,452	)		(67,453	)		(50,612	)		(24,268	)		(22,009	)
Asset charges (note 3)		(1,253	)		(2,322	)		(353	)		(411	)		(4,972	)		(3,598	)		(1,532	)		(1,432	)
Adjustments to maintain reserves		1			(22	)		(9	)		8			(1,627	)		13,873			4			5
Net equity transactions		(84,051	)		(571,202	)		111,937			(50,731	)		17,262			(208,400	)		55,937			76,092
Net change in contract owners’ equity		(19,694	)		(624,511	)		129,548			(33,644	)		(111,704	)		182,686			105,838			38,722
Contract owners’ equity beginning of period		317,534			942,045			49,392			83,036			571,320			388,634			313,166			274,444
Contract owners’ equity end of period	$	297,840			317,534			178,940			49,392			459,616			571,320			419,004			313,166
CHANGES IN UNITS:
Beginning units		29,606			74,540			6,447			9,221			28,718			27,639			21,352			19,589
Units purchased		3,451			3,365			13,253			677			6,507			3,517			15,776			5,305
Units redeemed		(10,231	)		(48,299	)		(662	)		(3,451	)		(12,796	)		(2,438	)		(12,745	)		(3,542	)
Ending units		22,826			29,606			19,038			6,447			22,429			28,718			24,383			21,352
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RINF						RVIDD						RJNF						RVIMC
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		(10,724	)		2,938			(47,933	)		(42,459	)		6,819			(54,047	)		21,650			(292,041	)

(Continued)

Change in unrealized gain (loss) on investments		(27,566	)		547			(1,230	)		11,030			1,508			1,652			188			217,853
Reinvested capital gains		62,139			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		23,849			3,485			(49,163	)		(31,429	)		8,327			(52,395	)		21,838			(74,188	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		1,653			(1,516	)		1,483			2,516			6,370			15,256			700			593
Transfers between funds		206,984			(94,886	)		397,908			(79,521	)		63,001			(45,541	)		(20,395	)		(1,672,573	)
Surrenders (note 6)		(75	)		(5,875	)		(933	)		(350	)		(2,604	)		(10,574	)		(143	)		(428	)
Death Benefits (note 4)		-			(1,947	)		-			-			(155	)		(1,914	)		-			-
Net policy repayments (loans) (note 5)		(982	)		2,044			(1,834	)		(64,104	)		(6,503	)		(30,051	)		10			(14	)
Deductions for surrender charges (note 2d)		-			(840	)		(2	)		-			(29	)		-			(5	)		(9	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(7,051	)		(9,004	)		(20,769	)		(18,508	)		(11,633	)		(12,259	)		(7,012	)		(5,579	)
Asset charges (note 3)		(308	)		(505	)		(1,031	)		(719	)		(1,187	)		(876	)		(784	)		(432	)
Adjustments to maintain reserves		8			(46	)		(1	)		(5	)		(111	)		(4	)		(12	)		(7,879	)
Net equity transactions		200,229			(112,575	)		374,821			(160,691	)		47,149			(85,963	)		(27,641	)		(1,686,321	)
Net change in contract owners’ equity		224,078			(109,090	)		325,658			(192,120	)		55,476			(138,358	)		(5,803	)		(1,760,509	)
Contract owners’ equity beginning of period		26,978			136,068			79,973			272,093			83,251			221,609			14,657			1,775,166
Contract owners’ equity end of period	$	251,056			26,978			405,631			79,973			138,727			83,251			8,854			14,657
CHANGES IN UNITS:
Beginning units		1,745			7,752			27,584			68,440			20,404			37,782			3,192			358,241
Units purchased		12,346			89			163,309			812			22,761			3,248			195			137
Units redeemed		(482	)		(6,096	)		(10,471	)		(41,668	)		(6,920	)		(20,626	)		(1,025	)		(355,186	)
Ending units		13,609			1,745			180,422			27,584			36,245			20,404			2,362			3,192
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RAF						RVISC						RUF						RLCJ
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		(26,560	)		51,358			(2,179	)		390,969			(77,427	)		(73,856	)		5,924			(129,285	)
Change in unrealized gain (loss) on investments		(703	)		61			747			(1,880	)		7,525			(6,315	)		20,508			(41,844	)
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(27,263	)		51,419			(1,432	)		389,089			(69,902	)		(80,171	)		26,432			(171,129	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		3,430			8,136			3,475			(169,222	)		2,954			1,846			21,223			14,590
Transfers between funds		(6,194	)		6,335			(39,478	)		(191,650	)		(152,763	)		32,206			60,799			(42,670	)

(Continued)

Surrenders (note 6)		(3,475	)		(10,001	)		(5,154	)		(5,029	)		(17,071	)		(656	)		(277	)		(1,906	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(820	)		(436	)		(93	)		(2,984	)		(35,895	)		(23,023	)		(190	)		(3,518	)
Deductions for surrender charges (note 2d)		(232	)		(2,373	)		(1,017	)		(1,293	)		(360	)		(617	)		(95	)		(949	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(7,414	)		(13,561	)		(11,249	)		(33,888	)		(14,902	)		(17,882	)		(7,547	)		(14,067	)
Asset charges (note 3)		(446	)		(711	)		(501	)		(1,709	)		(1,183	)		(1,123	)		(441	)		(909	)
Adjustments to maintain reserves		2			-			(1	)		1,294			-			(5	)		3			273
Net equity transactions		(15,149	)		(12,611	)		(54,018	)		(404,481	)		(219,220	)		(9,254	)		73,475			(49,156	)
Net change in contract owners’ equity		(42,412	)		38,808			(55,450	)		(15,392	)		(289,122	)		(89,425	)		99,907			(220,285	)
Contract owners’ equity beginning of period		83,739			44,931			72,361			87,753			440,929			530,354			62,663			282,948
Contract owners’ equity end of period	$	41,327			83,739			16,911			72,361			151,807			440,929			162,570			62,663
CHANGES IN UNITS:
Beginning units		18,740			9,042			16,782			18,802			76,141			83,300			6,841			21,949
Units purchased		918			15,489			928			1,008			571			-			9,291			1,565
Units redeemed		(8,290	)		(5,791	)		(12,918	)		(3,028	)		(45,136	)		(7,159	)		(1,355	)		(16,673	)
Ending units		11,368			18,740			4,792			16,782			31,576			76,141			14,777			6,841
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RLF						RMED						RVARS						RVF
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			1,253			-			-			-
Realized gain (loss) on investments		57,783			(18,413	)		79,778			12,818			7,069			25,769			75,889			43,867
Change in unrealized gain (loss) on investments		(3,358	)		7,756			6,629			(58,006	)		(2,328	)		(766	)		108,593			(167,023	)
Reinvested capital gains		-			-			-			-			-			-			-			83,208
Net increase (decrease) in contract owners’ equity resulting from operations		54,425			(10,657	)		86,407			(45,188	)		5,994			25,003			184,482			(39,948	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		2,108			9,342			31,513			41,568			38,483			33,821			24,112			43,910
Transfers between funds		(67,108	)		(475,097	)		(621,352	)		573,103			(118,699	)		133,984			(206,193	)		(3,028,958	)
Surrenders (note 6)		(487	)		(2,508	)		(1,199	)		(31,783	)		(1,016	)		(17,118	)		(8,653	)		(6,659	)
Death Benefits (note 4)		(1,495	)		-			(745	)		-			(1,497	)		-			(1,424	)		(2,992	)
Net policy repayments (loans) (note 5)		(605	)		1,786			1,299			(5,565	)		714			(3,020	)		(9,461	)		(13,552	)
Deductions for surrender charges (note 2d)		(133	)		(314	)		(31	)		(2,496	)		(231	)		(1,001	)		(999	)		(914	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(17,295	)		(15,623	)		(29,026	)		(34,432	)		(16,442	)		(15,004	)		(41,743	)		(63,812	)
Asset charges (note 3)		(767	)		(647	)		(1,550	)		(1,953	)		(881	)		(856	)		(2,707	)		(3,494	)
Adjustments to maintain reserves		12			(50	)		(2	)		(9	)		3			2			(11	)		271
Net equity transactions		(85,770	)		(483,111	)		(621,093	)		538,433			(99,566	)		130,808			(247,079	)		(3,076,200	)

(Continued)

Net change in contract owners’ equity		(31,345	)		(493,768	)		(534,686	)		493,245			(93,572	)		155,811			(62,597	)		(3,116,148	)
Contract owners’ equity beginning of period		261,600			755,368			908,142			414,897			269,254			113,443			543,446			3,659,594
Contract owners’ equity end of period	$	230,255			261,600			373,456			908,142			175,682			269,254			480,849			543,446
CHANGES IN UNITS:
Beginning units		17,836			52,764			57,011			24,069			29,185			12,712			39,883			266,759
Units purchased		128			115			1,873			37,351			4,145			20,533			1,402			6,160
Units redeemed		(5,024	)		(35,043	)		(40,027	)		(4,409	)		(14,702	)		(4,060	)		(14,974	)		(233,036	)
Ending units		12,940			17,836			18,857			57,011			18,628			29,185			26,311			39,883
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	ROF						RNF						RPMF						RREF
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			97			-			1,308			5,793			9,491
Realized gain (loss) on investments		127,056			(30,135	)		42,857			(43,649	)		(114,154	)		(594,703	)		86,845			(109,387	)
Change in unrealized gain (loss) on investments		2,528			(11,714	)		(4,347	)		4,850			(96,915	)		(18,528	)		(18,434	)		94
Reinvested capital gains		-			-			-			-			115,042			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		129,584			(41,849	)		38,510			(38,702	)		(96,027	)		(611,923	)		74,204			(99,802	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		33,680			36,583			8,371			12,466			69,014			58,248			40,908			41,536
Transfers between funds		199,663			144,761			(37,580	)		20,398			134,142			(252,133	)		53,324			(110,166	)
Surrenders (note 6)		(65,981	)		(8,618	)		(767	)		(4,048	)		(16,596	)		(50,883	)		(21,135	)		(3,551	)
Death Benefits (note 4)		-			-			-			-			(569	)		-			-			-
Net policy repayments (loans) (note 5)		42,969			(24,417	)		(6	)		(4,300	)		(2,999	)		4,805			(20,115	)		(2,195	)
Deductions for surrender charges (note 2d)		(682	)		(310	)		-			(1,094	)		(1,565	)		(4,770	)		(634	)		(57	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(44,522	)		(40,480	)		(15,025	)		(16,833	)		(68,387	)		(77,348	)		(35,997	)		(31,140	)
Asset charges (note 3)		(3,138	)		(2,786	)		(857	)		(1,130	)		(5,360	)		(6,513	)		(2,199	)		(1,830	)
Adjustments to maintain reserves		(13	)		181			(3	)		1,126			(4	)		549			12			(8	)
Net equity transactions		161,976			104,914			(45,867	)		6,585			107,676			(328,045	)		14,164			(107,411	)
Net change in contract owners’ equity		291,560			63,065			(7,357	)		(32,117	)		11,649			(939,968	)		88,368			(207,213	)
Contract owners’ equity beginning of period		622,403			559,338			157,587			189,704			1,159,891			2,099,859			403,936			611,149
Contract owners’ equity end of period	$	913,963			622,403			150,230			157,587			1,171,540			1,159,891			492,304			403,936
CHANGES IN UNITS:
Beginning units		39,565			36,327			13,222			15,731			64,737			88,888			26,597			41,152
Units purchased		21,412			8,232			700			-			9,509			3,224			6,699			2,802
Units redeemed		(11,222	)		(4,994	)		(3,611	)		(2,509	)		(6,065	)		(27,375	)		(5,905	)		(17,357	)
Ending units		49,755			39,565			10,311			13,222			68,181			64,737			27,391			26,597

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RRF						RMEK						RTF						RVLCG
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			-
Realized gain (loss) on investments		(283,981	)		105,304			(230,899	)		(202,600	)		135,392			77,903			65,827			13,541
Change in unrealized gain (loss) on investments		6,220			(5,033	)		12,652			33,500			9,126			(181,712	)		8,036			(109,089	)
Reinvested capital gains		-			-			-			-			-			-			2,181			-
Net increase (decrease) in contract owners’ equity resulting from operations		(277,761	)		100,271			(218,247	)		(169,100	)		144,518			(103,809	)		76,044			(95,548	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		5,988			(25	)		36,144			(61,194	)		29,062			27,669			23,678			42,330
Transfers between funds		(168,294	)		42,864			223,951			(738,830	)		266,501			(753,143	)		(153,102	)		(212,994	)
Surrenders (note 6)		(223,595	)		(32,079	)		(9,845	)		(76,272	)		(51,597	)		(3,484	)		(3,898	)		(28,906	)
Death Benefits (note 4)		-			-			(3,256	)		-			(416,586	)		-			-			-
Net policy repayments (loans) (note 5)		(232	)		(194	)		(12,536	)		(102,558	)		274,895			(91,181	)		(2,938	)		(17,702	)
Deductions for surrender charges (note 2d)		(404	)		(879	)		(2,278	)		(1,561	)		(1,505	)		(701	)		(59	)		(1,284	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(23,842	)		(12,094	)		(57,593	)		(81,420	)		(59,057	)		(67,950	)		(24,381	)		(42,143	)
Asset charges (note 3)		(2,293	)		(1,315	)		(3,269	)		(4,935	)		(3,389	)		(3,418	)		(1,945	)		(3,467	)
Adjustments to maintain reserves		12			(10	)		(4	)		6,520			9			11			-			28
Net equity transactions		(412,660	)		(3,732	)		171,314			(1,060,250	)		38,333			(892,197	)		(162,645	)		(264,138	)
Net change in contract owners’ equity		(690,421	)		96,539			(46,933	)		(1,229,350	)		182,851			(996,006	)		(86,601	)		(359,686	)
Contract owners’ equity beginning of period		761,258			664,719			547,826			1,777,176			554,013			1,550,019			722,282			1,081,968
Contract owners’ equity end of period	$	70,837			761,258			500,893			547,826			736,864			554,013			635,681			722,282
CHANGES IN UNITS:
Beginning units		53,095			48,818			41,700			118,795			55,118			148,122			56,176			83,235
Units purchased		365			7,556			-			3,200			26,785			2,967			1,763			3,247
Units redeemed		(49,229	)		(3,279	)		(10,474	)		(80,295	)		(25,244	)		(95,971	)		(14,306	)		(30,306	)
Ending units		4,231			53,095			31,226			41,700			56,659			55,118			43,633			56,176
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RVLCV						RVMCG						RVMCV						RVSCG
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	1,749			124			-			-			-			-			-			-
Realized gain (loss) on investments		55,244			(90,126	)		52,248			(69,439	)		49,483			(69,317	)		82,965			(112,690	)

(Continued)

Change in unrealized gain (loss) on investments		34,233			(32,131	)		(22,548	)		(59,817	)		13,148			(32,164	)		(30,244	)		53,375
Reinvested capital gains		-			-			80,415			60,341			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		91,226			(122,133	)		110,115			(68,915	)		62,631			(101,481	)		52,721			(59,315	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		34,218			33,043			46,583			69,945			32,898			32,536			19,444			34,290
Transfers between funds		(180,582	)		168,653			(108,246	)		(10,002	)		(13,614	)		191,241			(281,620	)		(692,684	)
Surrenders (note 6)		(12,628	)		(28,292	)		(53,866	)		(6,771	)		(367	)		(340	)		(42,217	)		(23,753	)
Death Benefits (note 4)		-			(3,891	)		-			-			-			(3,913	)		-			-
Net policy repayments (loans) (note 5)		9,584			(2,774	)		20,531			(93,871	)		(10,936	)		(67,306	)		12,149			(8,878	)
Deductions for surrender charges (note 2d)		(392	)		(1,079	)		(1,045	)		(1,039	)		(62	)		(61	)		(1,529	)		(542	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(18,412	)		(20,640	)		(39,010	)		(57,300	)		(18,399	)		(21,718	)		(25,454	)		(40,079	)
Asset charges (note 3)		(1,515	)		(1,724	)		(2,822	)		(4,129	)		(1,372	)		(1,407	)		(1,773	)		(3,069	)
Adjustments to maintain reserves		5			(9	)		(13	)		19			6			5			1			9
Net equity transactions		(169,722	)		143,287			(137,888	)		(103,148	)		(11,846	)		129,037			(320,999	)		(734,706	)
Net change in contract owners’ equity		(78,496	)		21,154			(27,773	)		(172,063	)		50,785			27,556			(268,278	)		(794,021	)
Contract owners’ equity beginning of period		442,161			421,007			838,642			1,010,705			410,071			382,515			738,825			1,532,846
Contract owners’ equity end of period	$	363,665			442,161			810,869			838,642			460,856			410,071			470,547			738,825
CHANGES IN UNITS:
Beginning units		37,447			34,526			47,003			56,274			30,218			26,172			48,869			104,953
Units purchased		2,675			7,824			2,933			4,101			2,860			10,661			1,295			2,349
Units redeemed		(14,924	)		(4,903	)		(10,776	)		(13,372	)		(4,049	)		(6,615	)		(22,025	)		(58,433	)
Ending units		25,198			37,447			39,160			47,003			29,029			30,218			28,139			48,869
NATIONWIDE VLI SEPARATE ACCOUNT-6
STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY
Years Ended December 31, 2012 and 2011
	RVSCV						RVSDL						RTEC						RTEL
	2012			2011			2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			5,238			261
Realized gain (loss) on investments		49,897			(58,894	)		(16,841	)		(11,701	)		222			(9,847	)		(813	)		(27,200	)
Change in unrealized gain (loss) on investments		4,880			(44,641	)		(2,633	)		7,113			(4,737	)		(16,213	)		5,342			(2,540	)
Reinvested capital gains		-			-			-			-			28,554			7,380			-			742
Net increase (decrease) in contract owners’ equity resulting from operations		54,777			(103,535	)		(19,474	)		(4,588	)		24,039			(18,680	)		9,767			(28,737	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		12,189			16,793			4,120			1,413			4,484			6,936			2,373			3,540
Transfers between funds		54,098			(5,807	)		(92,924	)		(29,796	)		(594	)		(67,507	)		134,074			(90,667	)

(Continued)

Surrenders (note 6)		(643	)	(53	)	(1,654	)	(125	)	(14,796	)	(25,993	)	(27	)	(42	)
Death Benefits (note 4)		-		-		-		-		-		(1,956	)	-		-
Net policy repayments (loans) (note 5)		766		(1,483	)	(6,844	)	(1,646	)	(2,325	)	906		68		(620	)
Deductions for surrender charges (note 2d)		(31	)	(1,423	)	(39	)	-		(829	)	(1,895	)	-		-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(18,333	)	(18,957	)	(9,625	)	(8,061	)	(6,825	)	(13,745	)	(9,280	)	(3,725	)
Asset charges (note 3)		(1,396	)	(1,450	)	(582	)	(585	)	(537	)	(1,152	)	(288	)	(356	)
Adjustments to maintain reserves		13		-		6		1		5		5		5		(6	)
Net equity transactions		46,663		(12,380	)	(107,542	)	(38,799	)	(21,417	)	(104,401	)	126,925		(91,876	)
Net change in contract owners’ equity		101,440		(115,915	)	(127,016	)	(43,387	)	2,622		(123,081	)	136,692		(120,613	)
Contract owners’ equity beginning of period		402,786		518,701		155,046		198,433		104,806		227,887		26,740		147,353
Contract owners’ equity end of period	$	504,226		402,786		28,030		155,046		107,428		104,806		163,432		26,740
CHANGES IN UNITS:
Beginning units		33,392		38,941		21,732		26,628		9,388		18,535		2,356		11,113
Units purchased		2,922		1,423		583		210		371		576		12,177		284
Units redeemed		(1,589	)	(6,972	)	(18,123	)	(5,106	)	(1,166	)	(9,723	)	(801	)	(9,041	)
Ending units		34,725		33,392		4,192		21,732		8,593		9,388		13,732		2,356

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2012 and 2011

	RTRF						RUTL						RVWDL
	2012			2011			2012			2011			2012			2011
Investment activity:
Net investment income (loss)	$	-			-			6,414			8,371			-			-
Realized gain (loss) on investments		24,417			(74,500	)		31,280			44,752			(3,276	)		5,258
Change in unrealized gain (loss) on investments		(7,064	)		8,974			(31,484	)		23,478			4,522			(5,627	)
Reinvested capital gains		-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		17,353			(65,526	)		6,210			76,601			1,246			(369	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		8,820			5,108			18,570			21,839			1,962			6,830
Transfers between funds		(175,306	)		(50,257	)		(699,385	)		610,750			(5,719	)		(22,575	)
Surrenders (note 6)		(20	)		(4,364	)		(1,344	)		(782	)		(14,863	)		(6,640	)
Death Benefits (note 4)		-			-			-			-			-			-
Net policy repayments (loans) (note 5)		982			3,267			(11,222	)		(399	)		-			(51	)
Deductions for surrender charges (note 2d)		(133	)		(836	)		(34	)		(325	)		(1,239	)		(806	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(7,891	)		(8,044	)		(26,184	)		(16,791	)		(973	)		(5,589	)
Asset charges (note 3)		(332	)		(324	)		(1,319	)		(1,438	)		(111	)		(429	)
Adjustments to maintain reserves		7			31			(3	)		(39	)		2			(2	)
Net equity transactions		(173,873	)		(55,419	)		(720,921	)		612,815			(20,941	)		(29,262	)

(Continued)

Net change in contract owners’ equity		(156,520)	(120,945	)	(714,711	)	689,416		(19,695	)	(29,631	)
Contract owners’ equity beginning of period		207,364	328,309		900,656		211,240		44,042		73,673
Contract owners’ equity end of period	$	50,844	207,364		185,945		900,656		24,347		44,042
CHANGES IN UNITS:
Beginning units		15,370	21,629		46,975		12,812		4,182		6,738
Units purchased		677	654		998		37,418		186		601
Units redeemed		(12,842)	(6,913	)	(38,382	)	(3,255	)	(2,074	)	(3,157	)
Ending units		3,205	15,370		9,591		46,975		2,294		4,182

See accompanying notes to financial statements.

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

(1) Background and Summary of Significant Accounting Policies

(a) Organization and Nature of Operations

The Nationwide VLI Separate Account-6 (the Account) was established pursuant to a resolution of the Board of Directors of Nationwide Life Insurance Company (the Company) on July, 10 2001, and commenced operations on November 30, 2003. The Account is registered as a unit investment trust under the Investment Company Act of 1940. The Company offers Flexible Premium Variable Universal Life Insurance Policies through the Account. The primary distribution for contracts is through wholesalers and brokers.

(b) The Contracts

Only policies with a front-end sales charge and certain other fees are offered for purchase. See note 2 for a discussion of policy charges and note 3 for asset charges.

With certain exceptions, contract owners may invest in the following:

NATIONWIDE FUNDS GROUP

Federated NVIT High Income Bond Fund - Class III (HIBF3)

NVIT Nationwide Fund - Class II (TRF2)

NVIT Nationwide Fund - Class III (TRF3)

NVIT Government Bond Fund - Class I (GBF)

NVIT Government Bond Fund - Class III (GBF3)

NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)

NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)

NVIT Investor Destinations Conservative Fund - Class II (GVIDC)*

NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)

NVIT Investor Destinations Moderate Fund - Class II (GVIDM)

NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)

NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)

NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)

NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)*

NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)

NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)

NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)*

NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)

NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)

NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)

NVIT Multi-Manager Small Company Fund - Class II (SCF2)

NVIT Multi-Manager Small Company Fund - Class III (SCF3)

NVIT Money Market Fund - Class II (NVMM2)

PORTFOLIOS OF THE AMERICAN CENTURY VARIABLE PORTFOLIOS, INC.

VP Income & Growth Fund - Class II (ACVIG2)

VP Income & Growth Fund - Class III (ACVIG3)

VP Ultra(R) Fund - Class II (ACVU2)

VP Ultra(R) Fund - Class III (ACVU3)

VP Value Fund - Class II (ACVV2)

VP Value Fund - Class III (ACVV3)

PORTFOLIOS OF THE FIDELITY(R) VARIABLE INSURANCE PRODUCTS

Contrafund Portfolio - Service Class 2 (FC2)

VIP Contrafund Portfolio - Service Class 2 R (FC2R)

VIP Equity-Income Portfolio - Service Class 2 (FEI2)

VIP Equity-Income Portfolio - Service Class 2 R (FEI2R)

VIP Growth Portfolio - Service Class 2 (FG2)

VIP Growth Portfolio - Service Class 2 R (FG2R)

RYDEX FUNDS

Variable Fund - U.S. Long Short Momentum (RSRF)

Variable Trust - Banking Fund (RBKF)

Variable Trust - Basic Materials Fund (RBMF)

Variable Trust - Biotechnology Fund (RBF)

Variable Trust - Commodities Strategy Fund (RVCMD)

Variable Trust - Consumer Products Fund (RCPF)

Variable Trust - Dow 2x Strategy Fund (RVLDD)

Variable Trust - Electronics Fund (RELF)

Variable Trust - Energy Fund (RENF)

Variable Trust - Energy Services Fund (RESF)

Variable Trust - Europe 1.25x Strategy Fund (RLCE)

Variable Trust - Financial Services Fund (RFSF)

Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)

Variable Trust - Health Care Fund (RHCF)

Variable Trust - Internet Fund (RINF)

Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)

Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)

Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)

Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)

Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)

Variable Trust - Inverse S&P 500 Strategy Fund (RUF)

Variable Trust - Japan 2x Strategy Fund (RLCJ)

Variable Trust - Leisure Fund (RLF)

Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)

Variable Fund - Multi-Hedge Strategies (RVARS)

Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)

Variable Trust - NASDAQ-100(R) Fund (ROF)

Variable Trust - Nova Fund (RNF)

Variable Trust - Precious Metals Fund (RPMF)

Variable Trust - Real Estate Fund (RREF)

Variable Trust - Retailing Fund (RRF)

Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)

Variable Trust - S&P 500 2x Strategy Fund (RTF)

Variable Trust - S&P 500 Pure Growth Fund (RVLCG)

Variable Trust - S&P 500 Pure Value Fund (RVLCV)

Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)

Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)

Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)

Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)

Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)

Variable Trust - Technology Fund (RTEC)

Variable Trust - Telecommunications Fund (RTEL)

Variable Trust - Transportation Fund (RTRF)

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

Variable Trust - Utilities Fund (RUTL)

Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)

* At December 31, 2012, contract owners were not invested in this fund.

The contract owners’ equity is affected by the investment results of each fund, equity transactions by contract owners and certain policy and asset charges (see notes 2 and 3). The accompanying financial statements include only contract owners’ purchase payments pertaining to the variable portions of their contracts and exclude any purchase payments for fixed dollar benefits, the latter being included in the Accounts of the Company.

A contract owner may choose from among a number of different underlying mutual fund options. The underlying mutual fund options are not available to the general public directly. The underlying mutual funds are available as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies or, in some cases, through participation in certain qualified pension or retirement plans.

Some of the underlying mutual funds have been established by investment advisers which manage publicly traded mutual funds having similar names and investment objectives. While some of the underlying mutual funds may be similar to, and may in fact be modeled after, publicly traded mutual funds, the underlying mutual funds are not otherwise directly related to any publicly traded mutual fund. Consequently, the investment performance of publicly traded mutual funds and any corresponding underlying mutual funds may differ substantially.

A purchase payment could be presented as a negative equity transaction in the Statements of Changes in Contract Owners’ Equity if a prior period purchase payment is refunded to a contract owner due to a contract cancellation during the free look period, and/or if a gain is realized by the contract owner during the free look period.

The Company allocates purchase payments to sub-accounts and/or the fixed account as instructed by the contract owner. Shares of the sub-accounts are purchased at Net Asset Value, then converted into accumulation units. Certain transactions may be subject to conditions imposed by the underlying mutual funds, as well as those set forth in the contract.

(c) Security Valuation, Transactions and Related Investment Income

Investments in underlying mutual funds are valued at the closing net asset value per share at December 31, 2012 of such funds. The cost of investments sold is determined on a first in - first out basis. Investment transactions are accounted for on the trade date (date the order to buy or sell is executed), and dividends and capital gain distributions are accrued as of the ex-dividend date and are reinvested in the underlying mutual funds.

(d) Federal Income Taxes

Operations of the Account form a part of, and are taxed with, operations of the Company, which is taxed as a life insurance company under the provisions of the Internal Revenue Code. The Company does not provide for income taxes within the Account. Taxes are generally the responsibility of the contract owner upon termination or withdrawal.

(e) Use of Estimates in the Preparation of Financial Statements

The preparation of financial statements in conformity with U.S. generally accepted accounting principles may require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities, if any, at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

(f) Recently Issued Accounting Standards

There are no recently issued accounting standards applicable to the Account.

(g) Subsequent Events

The Company evaluated subsequent events through the date the financial statements were issued with the SEC.

(2) Policy Charges

(a) Deductions from Premiums

The Company deducts a premium load charge to cover sales loads and state premium taxes. The sales load portion of the premium load charge is $5 per $1,000 of premium and covers sales expenses incurred by the Company. The premium tax portion of the premium load charge is $35 per $1,000 of premium and is used to reimburse the Company for state and local premium taxes (at the estimated rate of 2.25%), and for federal premium taxes (at the estimated rate of 1.25%). For the periods ended December 31, 2012 and 2011, total front-end sales charge deductions were $92,183 and $118,366, respectively and were recognized as a reduction of purchase payments on the Statement of Changes in Contract Owners’ Equity.

(b) Cost of Insurance

A cost of insurance charge is assessed monthly against each contract by liquidating units. The amount of the charge varies widely and is based upon age, sex, rate class, and net amount at risk (death benefit less total contract value).

(c) Administrative Charges

The Company currently deducts $10 per month through the first year from the policy date, which is also the maximum guaranteed administrative charge. Thereafter, the Company will deduct $5 per month, and the maximum guaranteed administrative charge is $7.50 per month. These charges are assessed against each contract monthly by liquidating units.

(d) Surrender Charges

Policy surrenders result in a redemption of the contract value from the Account and payment of the surrender proceeds to the contract owner or designee. The surrender proceeds consist of the contract value, less any outstanding policy loans and less a surrender charge if applicable. The amount of the charge is based upon a specified percentage of the initial surrender charge which varies by age, sex and rate class. The surrender charge is 100% of the initial surrender charge in the first and second years, and declines in specified percentages each year thereafter. After the ninth year, the charge is 0%. Surrender charges are assessed by liquidating units. The Company may wave the surrender charge for certain contracts in which sales expenses normally associated with the distribution of a contract are not incurred. The charges are assessed against each contract by liquidating units.

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

(3) Asset Charges

The Company deducts a charge related to the assumption of mortality and expense risk.

This charge is $0.50 per $1,000 on the first $25,000 of cash value. During the first through fifteenth years from the policy date, the charge is $0.25 per $1,000 of cash value on amounts between $25,001 and $250,000 of cash value. Otherwise, the charge is $0.17 per $1,000 of cash value thereafter. This charge is assessed monthly against each contract by liquidating units.

(4) Death Benefits

Death benefit proceeds result in the redemption of the contract value from the Account and payment of those proceeds, less any outstanding policy loans (and policy charges), to the legal beneficiary. The contracts have a minimum required death benefit. The minimum required death benefit is the lowest benefit that will qualify the policy as life insurance under Section 7702 of the Internal Revenue Code.

There are three options a contract owner may choose when determining the death benefit:

1) The death benefit will be the greater of the Specified Amount or minimum required death benefit;

2) The death benefit will be the greater of the Specified Amount plus the cash value as of the date of death, or the minimum required death benefit;

3) The death benefit will be the Specified Amount plus the accumulated premium account (which consists of all premium payments minus all partial surrenders to the date of death) or the minimum required death benefit.

For any death benefit option, the calculation of the minimum required death benefit is shown on the Policy Data Page. Not all death benefit options are available in all states. In the event that the guaranteed death benefit exceeds the contract value on the date of death, the excess is paid by the Company’s general account.

(5) Policy Loans (Net of Repayments)

Contract provisions allow contract owners to borrow 90.0% of a policy’s variable cash surrender value plus 100.0% of a policy’s fixed cash surrender value less the applicable value of any surrender charges. Interest is charged on the outstanding loans and is due and payable in advance on the policy anniversary. In certain circumstances a contract owner may elect to use a Preferred Policy Loan. In this case, the loan value cannot exceed 5% of the policy’s cash surrender value as of the beginning of the year from the policy date. The contract is charged 3.9% interest on the outstanding loan.

At the time the loan is granted, the amount of the loan is transferred from the Account to the Company’s general account as collateral for the outstanding loan. Collateral amounts in the general account are credited with the stated rate of interest in effect at the time the loan is made, subject to a guaranteed minimum rate. Interest credited is paid by the Company’s general account to the Account. Loan repayments result in a transfer of collateral including interest credited back to the Account.

(6) Related Party Transactions

The Company performs various services on behalf of the mutual fund companies in which the Account invests and may receive fees for the services performed. These services include, among other things, shareholder communications, postage, fund transfer agency and various other record keeping and customer service functions. These fees are paid to an affiliate of the Company.

Contract owners may, with certain restrictions, transfer their assets between the Account and a fixed dollar contract (fixed account) maintained in the accounts of the Company. These transfers are the result of the contract owner executing fund exchanges. Fund exchanges from the Account to the fixed account are included in surrenders, and fund exchanges from the fixed account to the Account are included in purchase payments received from contract owners, as applicable, on the accompanying Statements of Change in Contract Owners’ Equity. Policy loan transactions (note 5), executed at the direction of the contract owner, also result in transfers between the Account and the fixed account of the Company, but are included in Net Policy (Loans) Repayments. The fixed account assets are not reflected in the accompanying financial statements. For the periods ended December 31, 2012 and 2011, total transfers into the Account from the fixed account were $3,700,297 and $2,702,222, respectively, and total transfers from the Account to the fixed account were $1,926,180 and $2,554,891, respectively.

(7) Fair Value Measurement

FASB ASC 820, Fair Value Measurements and Disclosures, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Account generally uses the market approach as the valuation technique due to the nature of the mutual fund investments offered in the Account. This technique maximizes the use of observable inputs and minimizes the use of unobservable inputs.

In accordance with FASB ASC 820, the Account categorized its financial instruments into a three level hierarchy based on the priority of the inputs to the valuation technique. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure fair value fall within different levels of the hierarchy, the category level is based on the lowest priority level input that is significant to the fair value measurement of the instrument in its entirety.

The Account categorizes financial assets recorded at fair value as follows:

• Level 1 – Unadjusted quoted prices accessible in active markets and mutual funds where the value per share (unit) is determined and published and is the basis for current transactions for identical assets or liabilities at the measurement date.

• Level 2 – Unadjusted quoted prices for similar assets or liabilities in active markets or inputs (other than quoted prices) that are observable or that are derived principally from or corroborated by observable market data through correlation or other means.

• Level 3 – Prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Inputs reflect management’s best estimate about the assumptions market participants would use at the measurement date in pricing the asset or liability. Consideration is given to the risk inherent in both the method of valuation and the valuation inputs.

The Account recognizes transfers between fair value hierarchy levels at the reporting period end. There were no transfers between Level 1 and 2 as of December 31, 2012.

The following table summarizes assets measured at fair value on a recurring basis as of December 31, 2012:

	Level 1	Level 2	Level 3	Total
Separate Account Investments	$48,689,261	$0	$0	$48,689,261

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

The cost of purchases and proceeds from sales of Investments for the year ended December 31, 2012 are as follows:

	Purchases of Investments		Sales of Investments
Federated NVIT High Income Bond Fund - Class III (HIBF3)	$	4,371,544	$	5,398,940
NVIT Nationwide Fund - Class II (TRF2)		6		2,005
NVIT Nationwide Fund - Class III (TRF3)		1,383		43,990
NVIT Government Bond Fund - Class I (GBF)		1,173		22,642
NVIT Government Bond Fund - Class III (GBF3)		1,249,576		2,130,748
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)		1		3
NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)		170,036		226,939
NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)		357,021		1,067,605
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)		52		0
NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)		85,337		75,996
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)		340		4,473
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)		145,235		66,078
NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)		30,314		25,548
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)		110		54
NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)		5,326		263
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)		5		42
NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)		5,968		450
NVIT Multi-Manager Small Company Fund - Class II (SCF2)		0		1,248
NVIT Multi-Manager Small Company Fund - Class III (SCF3)		35,832		25,970
NVIT Money Market Fund - Class II (NVMM2)		128,226,775		125,863,380
VP Income & Growth Fund - Class II (ACVIG2)		109		591
VP Income & Growth Fund - Class III (ACVIG3)		97,935		84,452
VP Ultra(R) Fund - Class II (ACVU2)		0		446
VP Ultra(R) Fund - Class III (ACVU3)		4,668		4,459
VP Value Fund - Class II (ACVV2)		429		1,606
VP Value Fund - Class III (ACVV3)		92,431		56,901
Contrafund Portfolio - Service Class 2 (FC2)		409		4,455
VIP Contrafund Portfolio - Service Class 2 R (FC2R)		1,030,572		66,598
VIP Equity-Income Portfolio - Service Class 2 (FEI2)		2,351		2,407
VIP Equity-Income Portfolio - Service Class 2 R (FEI2R)		401,245		41,481
VIP Growth Portfolio - Service Class 2 (FG2)		24		350
VIP Growth Portfolio - Service Class 2 R (FG2R)		126,885		134,059
Variable Fund - U.S. Long Short Momentum (RSRF)		58,282		77,191
Variable Trust - Banking Fund (RBKF)		7,600,335		8,188,128
Variable Trust - Basic Materials Fund (RBMF)		13,458,575		14,080,974
Variable Trust - Biotechnology Fund (RBF)		6,192,773		6,127,799
Variable Trust - Commodities Strategy Fund (RVCMD)		8,231,234		8,310,347
Variable Trust - Consumer Products Fund (RCPF)		68,969,946		68,979,011
Variable Trust - Dow 2x Strategy Fund (RVLDD)		5,658,720		6,329,364
Variable Trust - Electronics Fund (RELF)		2,769,988		2,815,893
Variable Trust - Energy Fund (RENF)		1,209,929		1,099,137
Variable Trust - Energy Services Fund (RESF)		2,753,940		3,023,333
Variable Trust - Europe 1.25x Strategy Fund (RLCE)		428,092		509,686
Variable Trust - Financial Services Fund (RFSF)		3,080,318		2,968,159
Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)		50,153,656		49,189,814
Variable Trust - Health Care Fund (RHCF)		15,147,955		15,092,022
Variable Trust - Internet Fund (RINF)		859,623		597,264
Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)		2,821,311		2,446,489
Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)		14,409,334		14,362,075
Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)		4,196,862		4,224,425
Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)		5,150,838		5,165,990
Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)		2,603,185		2,657,203
Variable Trust - Inverse S&P 500 Strategy Fund (RUF)		1,377,766		1,596,985
Variable Trust - Japan 2x Strategy Fund (RLCJ)		698,101		624,628
Variable Trust - Leisure Fund (RLF)		4,451,980		4,537,761
Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)		2,846,284		3,467,374
Variable Fund - Multi-Hedge Strategies (RVARS)		53,507		151,822
Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)		2,985,295		3,232,363
Variable Trust - NASDAQ-100(R) Fund (ROF)		6,172,967		6,010,979
Variable Trust - Nova Fund (RNF)		484,823		530,687
Variable Trust - Precious Metals Fund (RPMF)		3,897,126		3,674,404
Variable Trust - Real Estate Fund (RREF)		21,513,715		21,493,770
Variable Trust - Retailing Fund (RRF)		71,827,193		72,239,865
Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)		11,765,373		11,594,055
Variable Trust - S&P 500 2x Strategy Fund (RTF)		3,984,161		3,945,836
Variable Trust - S&P 500 Pure Growth Fund (RVLCG)		959,849		1,120,313
Variable Trust - S&P 500 Pure Value Fund (RVLCV)		8,449,227		8,617,205
Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)		1,327,567		1,385,029
Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)		1,099,392		1,111,245
Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)		670,052		991,050
Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)		523,774		477,124
Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)		3,728,609		3,836,157
Variable Trust - Technology Fund (RTEC)		1,644,456		1,637,323
Variable Trust - Telecommunications Fund (RTEL)		802,725		670,567
Variable Trust - Transportation Fund (RTRF)		1,878,017		2,051,898
Variable Trust - Utilities Fund (RUTL)		7,685,743		8,400,247
Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)		121,227		142,170
Total	$	513,146,917	$	515,139,343

(8) Financial Highlights

The following tabular presentation is a summary of units, unit fair values, contract owners’ equity outstanding and contract expense rates for variable life contracts as of December 31, 2012, and the investment income ratio and total return for each of the periods in the five year period ended December 31, 2012. Total return and investment income ratio for periods with no ending contract owners’ equity were considered to be irrelevant, and therefore are not presented.

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*		Units		Unit Fair Value		Contract Owners’ Equity		Investment  Income Ratio**		Total   Return***		Inception   Date****
Federated NVIT High Income Bond Fund - Class III (HIBF3)
2012		0.00%		247,253	$	15.638966	$	3,866,781		7.97%		14.71%
2011		0.00%		346,142		13.633689		4,719,192		5.22%		3.81%
2010		0.00%		309,139		13.133739		4,060,151		8.28%		13.16%
2009		0.00%		279,704		11.606343		3,246,341		8.77%		46.08%
2008		0.00%		274,948		7.945275		2,184,538		9.94%		-28.10%
NVIT Nationwide Fund - Class II (TRF2)
2012		0.00%		25		14.733251		368		0.31%		13.85%
2011		0.00%		163		12.941261		2,109		0.63%		0.38%
2010		0.00%		497		12.892491		6,408		0.73%		13.22%
2009		0.00%		653		11.386836		7,436		1.10%		25.56%
2008		0.00%		745		9.069070		6,756		1.18%		-41.61%
NVIT Nationwide Fund - Class III (TRF3)
2012		0.00%		770		13.169915		10,141		0.95%		14.33%
2011		0.00%		4,276		11.519574		49,258		1.30%		0.79%
2010		0.00%		3,699		11.429731		42,279		1.12%		13.47%
2009		0.00%		3,457		10.072787		34,822		1.35%		26.16%
2008		0.00%		2,677		7.983847		21,373		3.17%		-41.54%
NVIT Government Bond Fund - Class I (GBF)
2012		0.00%		520		15.577849		8,100		0.91%		3.06%
2011		0.00%		1,983		15.115772		29,975		2.95%		7.25%
2010		0.00%		2,122		14.093370		29,906		2.92%		4.78%
2009		0.00%		2,273		13.450226		30,572		3.41%		2.69%
2008		0.00%		2,449		13.098136		32,077		4.22%		7.72%
NVIT Government Bond Fund - Class III (GBF3)
2012		0.00%		58,260		14.405718		839,277		1.32%		3.04%
2011		0.00%		123,671		13.980584		1,728,993		4.09%		7.26%
2010		0.00%		48,843		13.034427		636,641		3.05%		4.79%
2009		0.00%		100,792		12.438610		1,253,712		3.49%		2.69%
2008		0.00%		129,103		12.112370		1,563,743		4.98%		7.73%
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)
2012		0.00%		6		15.419338		93		1.57%		15.90%
2011		0.00%		6		13.303663		80		2.02%		-3.93%
2010		0.00%		2		13.848012		28		1.64%		14.63%
2009		0.00%		2		12.080820		24		1.42%		27.21%
2008		0.00%		395		9.497063		3,751		2.04%		-36.84%
NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)
2012		0.00%		110,200		14.248395		1,570,173		1.58%		15.92%
2011		0.00%		116,346		12.291406		1,430,056		1.86%		-3.94%
2010		0.00%		88,758		12.795118		1,135,669		1.46%		14.57%
2009		0.00%		38,031		11.168245		424,740		0.95%		27.37%
2008		0.00%		24,979		8.768562		219,030		1.45%		-36.89%
NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)
2012		0.00%		93,380		13.612727		1,271,156		1.40%		5.16%
2011		0.00%		150,326		12.944848		1,945,947		3.00%		2.94%
2010		0.00%		28,819		12.575102		362,402		2.04%		5.93%
2009		0.00%		13,818		11.871028		164,034		1.75%		9.25%
2008		0.00%		16,092		10.866345		174,861		3.51%		-6.18%
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)
2012		0.00%		208		15.131415		3,147		1.71%		10.81%
2011		0.00%		208		13.655036		2,840		2.13%		-0.04%
2010		0.00%		208		13.660579		2,841		2.09%		10.91%
2009		0.00%		297		12.316469		3,658		1.55%		19.14%
2008		0.00%		305		10.338217		3,153		1.66%		-23.20%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract   Expense  Rate*		Units		Unit Fair Value		Contract Owners’ Equity		Investment  Income Ratio**		Total   Return***		Inception   Date****
NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)
2012		0.00%		55,510	$	14.250222	$	791,030		1.68%		10.84%
2011		0.00%		55,775		12.856189		717,054		2.12%		-0.04%
2010		0.00%		39,081		12.861227		502,630		1.99%		10.86%
2009		0.00%		40,018		11.601785		464,280		1.55%		19.37%
2008		0.00%		46,082		9.718804		447,862		2.89%		-23.37%
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)
2012		0.00%		1,362		15.485229		21,091		1.64%		13.76%
2011		0.00%		1,674		13.612197		22,787		2.01%		-2.13%
2010		0.00%		2,061		13.907940		28,664		2.00%		12.83%
2009		0.00%		2,981		12.326065		36,744		1.31%		24.39%
2008		0.00%		3,221		9.909016		31,917		2.45%		-31.39%
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)
2012		0.00%		48,851		14.366235		701,805		1.79%		13.74%
2011		0.00%		43,904		12.630898		554,547		2.00%		-2.14%
2010		0.00%		51,103		12.907625		659,618		1.86%		12.92%
2009		0.00%		53,728		11.431162		614,173		1.45%		24.27%
2008		0.00%		35,715		9.198575		328,527		2.06%		-31.39%
NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)
2012		0.00%		15,108		14.111096		213,190		1.76%		7.96%
2011		0.00%		15,076		13.070245		197,047		2.35%		2.16%
2010		0.00%		16,071		12.793288		205,601		1.60%		8.46%
2009		0.00%		3,341		11.794941		39,407		2.72%		14.63%
2008		0.00%		1,966		10.289483		20,229		2.32%		-15.03%
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)
2012		0.00%		68		17.326956		1,178		0.00%		14.90%
2011		0.00%		72		15.079522		1,086		0.00%		-4.23%
2010		0.00%		229		15.745451		3,606		0.00%		26.82%
2009		0.00%		1,542		12.415831		19,145		0.00%		24.16%		4/24/2009
NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)
2012		0.00%		0		13.511541		0		0.00%		13.09%
2011		0.00%		1		11.947304		12		0.00%		-0.86%
2010		0.00%		1		12.051057		12		0.00%		25.10%
2009		0.00%		1		9.632865		10		0.00%		27.19%
2008		0.00%		176		7.573815		1,333		0.00%		-46.54%
NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)
2012		0.00%		1,485		13.148286		19,525		0.00%		13.38%
2011		0.00%		1,084		11.596954		12,571		0.00%		-0.65%
2010		0.00%		1,105		11.672997		12,899		0.00%		25.41%
2009		0.00%		895		9.307981		8,331		0.00%		27.63%
2008		0.00%		1,017		7.292775		7,417		0.00%		-46.45%
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)
2012		0.00%		47		18.370475		863		0.55%		20.30%
2011		0.00%		49		15.270004		748		0.30%		-5.45%
2010		0.00%		53		16.150662		856		0.36%		26.47%
2009		0.00%		57		12.769979		728		0.45%		25.86%
2008		0.00%		218		10.146116		2,212		0.91%		-32.30%
NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)
2012		0.00%		2,127		15.500637		32,970		1.02%		20.58%
2011		0.00%		1,762		12.855071		22,651		0.41%		-5.16%
2010		0.00%		1,712		13.554789		23,206		0.64%		26.57%
2009		0.00%		2,118		10.709743		22,683		0.52%		26.33%
2008		0.00%		2,067		8.477744		17,523		1.13%		-32.21%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*		Units		Unit Fair Value		Contract Owners’ Equity		Investment  Income Ratio**		Total   Return***		Inception   Date****
NVIT Multi-Manager Small Company Fund - Class II (SCF2)
2012		0.00%		993	$	18.669946	$	18,539		0.00%		15.23%
2011		0.00%		1,062		16.202810		17,207		0.46%		-5.80%
2010		0.00%		1,097		17.200915		18,869		0.06%		24.98%
2009		0.00%		1,133		13.763093		15,594		0.17%		34.43%
2008		0.00%		1,555		10.238139		15,920		0.61%		-38.35%
NVIT Multi-Manager Small Company Fund - Class III (SCF3)
2012		0.00%		6,329		15.242762		96,471		0.17%		15.48%
2011		0.00%		5,647		13.199640		74,538		0.59%		-5.54%
2010		0.00%		6,657		13.974516		93,028		0.18%		25.35%
2009		0.00%		38,518		11.148548		429,420		0.20%		34.73%
2008		0.00%		7,017		8.274662		58,063		0.69%		-38.16%
NVIT Money Market Fund - Class II (NVMM2)
2012		0.00%		2,121,430		10.000020		21,214,342		0.00%		0.00%
2011		0.00%		1,885,091		10.000020		18,850,948		0.00%		0.00%
2010		0.00%		1,542,677		10.000013		15,426,790		0.00%		0.00%
2009		0.00%		2,571,518		10.000000		25,715,180		0.00%		0.00%		12/11/2009
VP Income & Growth Fund - Class II (ACVIG2)
2012		0.00%		380		15.625531		5,938		1.84%		14.46%
2011		0.00%		420		13.651866		5,734		1.30%		2.86%
2010		0.00%		461		13.272724		6,119		1.27%		13.86%
2009		0.00%		494		11.657064		5,759		4.37%		17.77%
2008		0.00%		517		9.897787		5,117		1.70%		-34.73%
VP Income & Growth Fund - Class III (ACVIG3)
2012		0.00%		9,842		13.152948		129,451		2.24%		14.74%
2011		0.00%		8,715		11.462922		99,899		1.46%		3.11%
2010		0.00%		8,820		11.117198		98,054		1.51%		14.15%
2009		0.00%		11,879		9.739449		115,695		4.90%		18.10%
2008		0.00%		11,835		8.246990		97,603		2.40%		-34.59%
VP Ultra(R) Fund - Class II (ACVU2)
2012		0.00%		1,038		14.546825		15,100		0.00%		13.78%
2011		0.00%		1,070		12.784814		13,680		0.00%		0.86%
2010		0.00%		1,104		12.675540		13,994		0.36%		15.82%
2009		0.00%		1,138		10.944258		12,455		0.21%		34.52%
2008		0.00%		1,574		8.135719		12,806		0.00%		-41.65%
VP Ultra(R) Fund - Class III (ACVU3)
2012		0.00%		4,567		13.599982		62,111		0.00%		13.94%
2011		0.00%		4,552		11.936225		54,334		0.00%		1.07%
2010		0.00%		4,687		11.810174		55,354		0.61%		16.10%
2009		0.00%		6,956		10.172081		70,757		0.31%		34.54%
2008		0.00%		7,813		7.560823		59,073		0.00%		-41.52%
VP Value Fund - Class II (ACVV2)
2012		0.00%		1,432		17.061833		24,433		1.78%		14.58%
2011		0.00%		1,530		14.891090		22,783		1.86%		0.86%
2010		0.00%		1,598		14.763593		23,592		1.98%		13.04%
2009		0.00%		2,046		13.060975		26,723		5.69%		19.72%
2008		0.00%		2,572		10.909345		28,059		2.28%		-26.80%
VP Value Fund - Class III (ACVV3)
2012		0.00%		25,899		14.010110		362,848		1.93%		14.58%
2011		0.00%		23,956		12.227834		292,930		1.95%		1.01%
2010		0.00%		31,918		12.105010		386,368		2.27%		13.42%
2009		0.00%		29,962		10.672512		319,770		5.59%		19.86%
2008		0.00%		29,398		8.904231		261,767		2.62%		-26.78%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*	Units	Unit Fair Value	Contract Owners’ Equity	Investment  Income Ratio**	Total   Return***	Inception   Date****
Contrafund Portfolio - Service Class 2 (FC2)
2012	0.00%	1,870	$    19.725429	$          36,887	1.08%	16.14%
2011	0.00%	2,101	16.984118	35,684	0.78%	-2.78%
2010	0.00%	2,204	17.470468	38,505	0.97%	16.93%
2009	0.00%	2,923	14.941493	43,674	1.13%	35.47%
2008	0.00%	4,369	11.029518	48,188	0.78%	-42.69%
VIP Contrafund Portfolio - Service Class 2 R (FC2R)
2012	0.00%	102,552	16.027052	1,643,606	1.21%	16.15%
2011	0.00%	36,387	13.798392	502,082	0.56%	-2.79%
2010	0.00%	47,329	14.193940	671,785	0.99%	16.94%
2009	0.00%	74,682	12.137523	906,454	1.41%	35.46%
2008	0.00%	59,096	8.960063	529,504	0.60%	-42.69%
VIP Equity-Income Portfolio - Service Class 2 (FEI2)
2012	0.00%	1,598	16.002642	25,572	2.85%	17.05%
2011	0.00%	1,753	13.671063	23,965	2.29%	0.66%
2010	0.00%	1,824	13.582085	24,774	1.48%	14.92%
2009	0.00%	2,832	11.819074	33,472	2.02%	29.88%
2008	0.00%	4,127	9.099694	37,554	2.24%	-42.81%
VIP Equity-Income Portfolio - Service Class 2 R (FEI2R)
2012	0.00%	47,415	13.430088	636,788	3.69%	17.05%
2011	0.00%	22,746	11.473394	260,974	2.00%	0.70%
2010	0.00%	30,689	11.393092	349,643	1.74%	14.90%
2009	0.00%	25,943	9.915421	257,236	1.53%	29.95%
2008	0.00%	29,744	7.630455	226,960	2.57%	-42.82%
VIP Growth Portfolio - Service Class 2 (FG2)
2012	0.00%	446	15.035268	6,706	0.36%	14.40%
2011	0.00%	469	13.142471	6,164	0.13%	-0.03%
2010	0.00%	498	13.146754	6,547	0.03%	23.86%
2009	0.00%	799	10.614127	8,481	0.20%	27.97%
2008	0.00%	893	8.294550	7,407	0.56%	-47.31%
VIP Growth Portfolio - Service Class 2 R (FG2R)
2012	0.00%	8,571	14.500009	124,280	0.37%	14.41%
2011	0.00%	8,728	12.674215	110,621	0.09%	-0.02%
2010	0.00%	10,462	12.677004	132,627	0.07%	23.86%
2009	0.00%	14,179	10.235132	145,124	0.18%	27.98%
2008	0.00%	15,682	7.997632	125,419	0.24%	-47.31%
Variable Fund - U.S. Long Short Momentum (RSRF)
2012	0.00%	19,305	14.903803	287,718	0.00%	4.43%
2011	0.00%	20,609	14.271377	294,119	0.00%	-6.56%
2010	0.00%	34,144	15.273713	521,506	0.00%	11.21%
2009	0.00%	53,493	13.734401	734,694	0.14%	27.29%
2008	0.00%	45,909	10.789544	495,337	0.00%	-40.73%
Variable Trust - Banking Fund (RBKF)
2012	0.00%	34,367	6.331551	217,596	0.12%	24.22%
2011	0.00%	127,578	5.097156	650,285	0.22%	-22.23%
2010	0.00%	22,566	6.554119	147,900	1.42%	13.04%
2009	0.00%	29,488	5.798144	170,976	4.66%	-3.43%
2008	0.00%	8,143	6.004219	48,892	0.10%	-41.16%
Variable Trust - Basic Materials Fund (RBMF)
2012	0.00%	11,013	23.909908	263,320	0.00%	10.72%
2011	0.00%	37,125	21.594225	801,686	0.00%	-16.46%
2010	0.00%	22,923	25.848784	592,532	0.68%	26.67%
2009	0.00%	23,381	20.405965	477,112	0.32%	55.46%
2008	0.00%	17,231	13.126195	226,178	0.64%	-45.40%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*	Units	Unit Fair Value	Contract Owners’ Equity	Investment  Income Ratio**	Total   Return***	Inception   Date****
Variable Trust - Biotechnology Fund (RBF)
2012	0.00%	23,283	$    20.253939	$          471,572	0.00%	35.98%
2011	0.00%	17,870	14.894667	266,168	0.00%	10.59%
2010	0.00%	247,371	13.468405	3,331,693	0.00%	10.70%
2009	0.00%	164,194	12.166406	1,997,651	0.00%	18.34%
2008	0.00%	16,986	10.280937	174,632	0.00%	-11.78%
Variable Trust - Commodities Strategy Fund (RVCMD)
2012	0.00%	37,490	5.669065	212,533	0.00%	-1.41%
2011	0.00%	42,577	5.749984	244,817	30.08%	-6.64%
2010	0.00%	74,744	6.159247	460,367	0.00%	8.03%
2009	0.00%	62,454	5.701499	356,081	2.05%	11.56%
2008	0.00%	32,869	5.110532	167,978	1.83%	-49.02%
Variable Trust - Consumer Products Fund (RCPF)
2012	0.00%	16,773	21.219762	355,919	0.18%	9.05%
2011	0.00%	19,553	19.459262	380,487	1.23%	13.76%
2010	0.00%	10,556	17.105174	180,562	2.14%	17.28%
2009	0.00%	4,256	14.584742	62,073	1.70%	19.12%
2008	0.00%	7,423	12.243999	90,888	0.08%	-23.39%
Variable Trust - Dow 2x Strategy Fund (RVLDD)
2012	0.00%	23,178	12.310132	285,324	0.00%	17.15%
2011	0.00%	82,190	10.508449	863,689	0.00%	9.09%
2010	0.00%	25,704	9.632940	247,605	0.48%	24.58%
2009	0.00%	31,456	7.732093	243,221	0.00%	36.87%
2008	0.00%	31,734	5.649202	179,272	2.38%	-61.71%
Variable Trust - Electronics Fund (RELF)
2012	0.00%	25,610	6.879831	176,192	0.00%	1.05%
2011	0.00%	29,590	6.808170	201,454	0.00%	-16.49%
2010	0.00%	3,679	8.152184	29,992	0.00%	9.55%
2009	0.00%	8,908	7.441265	66,287	0.00%	71.85%
2008	0.00%	1,021	4.330161	4,421	0.00%	-50.11%
Variable Trust - Energy Fund (RENF)
2012	0.00%	19,775	26.511589	524,267	0.00%	2.40%
2011	0.00%	18,202	25.889512	471,241	0.00%	-5.85%
2010	0.00%	30,699	27.497441	844,144	0.64%	19.05%
2009	0.00%	25,302	23.096917	584,398	0.00%	38.50%
2008	0.00%	25,628	16.676466	427,384	0.00%	-46.03%
Variable Trust - Energy Services Fund (RESF)
2012	0.00%	20,359	24.826814	505,449	0.00%	0.40%
2011	0.00%	31,885	24.726809	788,414	0.00%	-9.29%
2010	0.00%	24,044	27.259863	655,436	0.00%	26.05%
2009	0.00%	17,721	21.626679	383,246	0.00%	62.42%
2008	0.00%	25,844	13.315356	344,123	0.00%	-57.60%
Variable Trust - Europe 1.25x Strategy Fund (RLCE)
2012	0.00%	22,826	13.048276	297,840	0.71%	21.66%
2011	0.00%	29,606	10.725316	317,534	0.00%	-15.14%
2010	0.00%	74,540	12.638111	942,045	2.23%	-10.78%
2009	0.00%	33,190	14.164397	470,116	2.31%	35.65%
2008	0.00%	18,240	10.441772	190,458	0.42%	-54.86%
Variable Trust - Financial Services Fund (RFSF)
2012	0.00%	19,038	9.399117	178,940	0.17%	22.68%
2011	0.00%	6,447	7.661270	49,392	0.06%	-14.92%
2010	0.00%	9,221	9.005133	83,036	2.20%	14.36%
2009	0.00%	10,023	7.874150	78,923	2.29%	19.68%
2008	0.00%	21,952	6.579123	144,426	0.00%	-48.04%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*	Units	Unit Fair Value	Contract Owners’ Equity	Investment  Income Ratio**	Total   Return***	Inception   Date****
Variable Trust - Government Long Bond 1.2x Strategy Fund (RUGB)
2012	0.00%	22,429	$    20.492057	$          459,616	0.73%	3.01%
2011	0.00%	28,718	19.894155	571,320	1.62%	41.48%
2010	0.00%	27,639	14.061067	388,634	2.76%	10.10%
2009	0.00%	22,432	12.770863	286,476	1.92%	-31.54%
2008	0.00%	56,096	18.655020	1,046,472	2.48%	44.82%
Variable Trust - Health Care Fund (RHCF)
2012	0.00%	24,383	17.184257	419,004	0.00%	17.16%
2011	0.00%	21,352	14.666817	313,166	0.00%	4.69%
2010	0.00%	19,589	14.010098	274,444	0.29%	6.77%
2009	0.00%	13,761	13.121974	180,571	0.00%	24.65%
2008	0.00%	28,141	10.527344	296,250	0.00%	-24.86%
Variable Trust - Internet Fund (RINF)
2012	0.00%	13,609	18.447767	251,056	0.00%	19.33%
2011	0.00%	1,745	15.459905	26,978	0.00%	-11.92%
2010	0.00%	7,752	17.552692	136,068	0.00%	20.77%
2009	0.00%	1,840	14.533743	26,742	0.00%	65.85%
2008	0.00%	2,828	8.762996	24,782	0.00%	-44.87%
Variable Trust - Inverse Dow 2x Strategy Fund (RVIDD)
2012	0.00%	180,422	2.248235	405,631	0.00%	-22.46%
2011	0.00%	27,584	2.899270	79,973	0.00%	-27.07%
2010	0.00%	68,440	3.975645	272,093	0.00%	-30.29%
2009	0.00%	29,170	5.703055	166,358	0.00%	-44.65%
2008	0.00%	19,225	10.303693	198,088	0.07%	60.84%
Variable Trust - Inverse Government Long Bond Strategy Fund (RJNF)
2012	0.00%	36,245	3.827474	138,727	0.00%	-6.19%
2011	0.00%	20,404	4.080149	83,251	0.00%	-30.44%
2010	0.00%	37,782	5.865469	221,609	0.00%	-12.81%
2009	0.00%	18,408	6.727068	123,832	0.00%	19.41%
2008	0.00%	64,889	5.633507	365,553	0.41%	-30.21%
Variable Trust - Inverse Mid-Cap Strategy Fund (RVIMC)
2012	0.00%	2,362	3.748713	8,854	0.00%	-18.36%
2011	0.00%	3,192	4.591736	14,657	0.00%	-7.34%
2010	0.00%	358,241	4.955228	1,775,166	0.00%	-25.29%
2009	0.00%	169,355	6.632508	1,123,248	0.00%	-35.28%
2008	0.00%	5,867	10.247647	60,123	0.22%	34.42%
Variable Trust - Inverse NASDAQ-100(R) Strategy Fund (RAF)
2012	0.00%	11,368	3.635356	41,327	0.00%	-18.64%
2011	0.00%	18,740	4.468460	83,739	0.00%	-10.08%
2010	0.00%	9,042	4.969160	44,931	0.00%	-21.27%
2009	0.00%	7,045	6.311386	44,464	0.01%	-40.08%
2008	0.00%	13,360	10.532667	140,716	0.07%	48.02%
Variable Trust - Inverse Russell 2000(R) Strategy Fund (RVISC)
2012	0.00%	4,792	3.529099	16,911	0.00%	-18.15%
2011	0.00%	16,782	4.311845	72,361	0.00%	-7.61%
2010	0.00%	18,802	4.667230	87,753	0.00%	-27.62%
2009	0.00%	20,984	6.448641	135,318	0.00%	-32.86%
2008	0.00%	194,213	9.604362	1,865,292	0.84%	24.69%
Variable Trust - Inverse S&P 500 Strategy Fund (RUF)
2012	0.00%	31,576	4.807686	151,807	0.00%	-16.98%
2011	0.00%	76,141	5.790953	440,929	0.00%	-9.04%
2010	0.00%	83,300	6.366789	530,354	0.00%	-16.96%
2009	0.00%	31,555	7.666947	241,931	0.00%	-27.55%
2008	0.00%	40,032	10.582340	423,632	0.17%	39.25%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*	Units	Unit Fair Value	Contract Owners’ Equity	Investment  Income Ratio**	Total   Return***	Inception   Date****
Variable Trust - Japan 2x Strategy Fund (RLCJ)
2012	0.00%	14,777	$    11.001571	$          162,570	0.00%	20.10%
2011	0.00%	6,841	9.159973	62,663	0.00%	-28.94%
2010	0.00%	21,949	12.891151	282,948	0.00%	15.72%
2009	0.00%	17,004	11.139540	189,417	0.62%	23.68%
2008	0.00%	12,134	9.007103	109,292	0.54%	-32.97%
Variable Trust - Leisure Fund (RLF)
2012	0.00%	12,940	17.794020	230,255	0.00%	21.32%
2011	0.00%	17,836	14.666939	261,600	0.00%	2.45%
2010	0.00%	52,764	14.315965	755,368	0.10%	30.34%
2009	0.00%	4,926	10.983316	54,104	0.00%	36.72%
2008	0.00%	451	8.033169	3,623	0.00%	-49.09%
Variable Trust - Mid-Cap 1.5x Strategy Fund (RMED)
2012	0.00%	18,857	19.804613	373,456	0.00%	24.33%
2011	0.00%	57,011	15.929249	908,142	0.00%	-7.59%
2010	0.00%	24,069	17.237806	414,897	0.00%	37.55%
2009	0.00%	44,146	12.532015	553,238	0.09%	52.40%
2008	0.00%	31,809	8.223375	261,577	0.00%	-54.83%
Variable Fund - Multi-Hedge Strategies (RVARS)
2012	0.00%	18,628	9.431074	175,682	0.49%	2.23%
2011	0.00%	29,185	9.225774	269,254	0.00%	3.38%
2010	0.00%	12,712	8.924117	113,443	0.00%	6.18%
2009	0.00%	43,872	8.404584	368,726	1.37%	-3.28%
2008	0.00%	14,173	8.689885	123,162	0.33%	-18.72%
Variable Trust - NASDAQ-100(R) 2x Strategy Fund (RVF)
2012	0.00%	26,311	18.275576	480,849	0.00%	34.12%
2011	0.00%	39,883	13.626011	543,446	0.00%	-0.68%
2010	0.00%	266,759	13.718727	3,659,594	0.00%	36.90%
2009	0.00%	234,893	10.021130	2,353,893	0.00%	117.80%
2008	0.00%	63,731	4.600967	293,224	0.04%	-72.60%
Variable Trust - NASDAQ-100(R) Fund (ROF)
2012	0.00%	49,755	18.369274	913,963	0.00%	16.77%
2011	0.00%	39,565	15.731139	622,403	0.00%	2.17%
2010	0.00%	36,327	15.397297	559,338	0.00%	18.48%
2009	0.00%	98,137	12.995293	1,275,319	0.00%	52.00%
2008	0.00%	147,663	8.549537	1,262,450	0.03%	-41.91%
Variable Trust - Nova Fund (RNF)
2012	0.00%	10,311	14.569879	150,230	0.00%	22.25%
2011	0.00%	13,222	11.918568	157,587	0.04%	-1.17%
2010	0.00%	15,731	12.059271	189,704	0.10%	19.96%
2009	0.00%	40,801	10.052347	410,146	1.16%	35.51%
2008	0.00%	24,503	7.418303	181,771	0.24%	-54.47%
Variable Trust - Precious Metals Fund (RPMF)
2012	0.00%	68,181	17.182792	1,171,540	0.00%	-4.10%
2011	0.00%	64,737	17.916970	1,159,891	0.09%	-24.16%
2010	0.00%	88,888	23.623650	2,099,859	0.01%	38.08%
2009	0.00%	77,742	17.109193	1,330,103	0.00%	49.24%
2008	0.00%	120,975	11.464027	1,386,861	0.00%	-38.56%
Variable Trust - Real Estate Fund (RREF)
2012	0.00%	27,391	17.973207	492,304	1.13%	18.34%
2011	0.00%	26,597	15.187279	403,936	1.47%	2.26%
2010	0.00%	41,152	14.851026	611,149	3.30%	24.86%
2009	0.00%	17,884	11.893825	212,709	3.26%	25.27%
2008	0.00%	23,348	9.494752	221,683	0.72%	-41.64%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*	Units	Unit Fair Value	Contract Owners’ Equity	Investment  Income Ratio**	Total   Return***	Inception   Date****
Variable Trust - Retailing Fund (RRF)
2012	0.00%	4,231	$    16.742288	$          70,837	0.00%	16.77%
2011	0.00%	53,095	14.337655	761,258	0.00%	5.30%
2010	0.00%	48,818	13.616270	664,719	0.00%	25.14%
2009	0.00%	7,109	10.881002	77,353	0.00%	44.22%
2008	0.00%	2,887	7.544562	21,781	0.00%	-32.95%
Variable Trust - Russell 2000(R) 1.5x Strategy Fund (RMEK)
2012	0.00%	31,226	16.040881	500,893	0.00%	22.10%
2011	0.00%	41,700	13.137311	547,826	0.00%	-12.18%
2010	0.00%	118,795	14.960021	1,777,176	0.00%	37.85%
2009	0.00%	143,052	10.852768	1,552,510	0.00%	33.31%
2008	0.00%	28,290	8.140814	230,304	0.06%	-51.36%
Variable Trust - S&P 500 2x Strategy Fund (RTF)
2012	0.00%	56,659	13.005236	736,864	0.00%	29.39%
2011	0.00%	55,118	10.051404	554,013	0.00%	-3.95%
2010	0.00%	148,122	10.464476	1,550,019	0.00%	25.47%
2009	0.00%	192,146	8.340509	1,602,595	0.81%	46.38%
2008	0.00%	30,314	5.697971	172,728	0.00%	-67.98%
Variable Trust - S&P 500 Pure Growth Fund (RVLCG)
2012	0.00%	43,633	14.568821	635,681	0.00%	13.31%
2011	0.00%	56,176	12.857482	722,282	0.00%	-1.09%
2010	0.00%	83,235	12.998953	1,081,968	0.00%	25.03%
2009	0.00%	32,661	10.396588	339,563	0.00%	47.24%
2008	0.00%	36,824	7.061111	260,018	0.00%	-39.82%
Variable Trust - S&P 500 Pure Value Fund (RVLCV)
2012	0.00%	25,198	14.432288	363,665	0.42%	22.23%
2011	0.00%	37,447	11.807637	442,161	0.02%	-3.17%
2010	0.00%	34,526	12.193922	421,007	0.91%	20.32%
2009	0.00%	24,930	10.134944	252,664	2.48%	51.26%
2008	0.00%	7,606	6.700509	50,964	0.90%	-48.65%
Variable Trust - S&P MidCap 400 Pure Growth Fund (RVMCG)
2012	0.00%	39,160	20.706555	810,869	0.00%	16.05%
2011	0.00%	47,003	17.842303	838,642	0.00%	-0.66%
2010	0.00%	56,274	17.960420	1,010,705	0.00%	32.58%
2009	0.00%	29,948	13.547085	405,708	0.00%	56.82%
2008	0.00%	22,604	8.638795	195,271	0.00%	-36.14%
Variable Trust - S&P MidCap 400 Pure Value Fund (RVMCV)
2012	0.00%	29,029	15.875696	460,856	0.00%	16.99%
2011	0.00%	30,218	13.570421	410,071	0.00%	-7.15%
2010	0.00%	26,172	14.615431	382,515	0.78%	20.13%
2009	0.00%	43,407	12.166397	528,107	1.51%	55.25%
2008	0.00%	12,832	7.836481	100,557	0.00%	-43.63%
Variable Trust - S&P SmallCap 600 Pure Growth Fund (RVSCG)
2012	0.00%	28,139	16.722244	470,547	0.00%	10.61%
2011	0.00%	48,869	15.118471	738,825	0.00%	3.52%
2010	0.00%	104,953	14.605070	1,532,846	0.00%	25.40%
2009	0.00%	22,776	11.646893	265,270	0.00%	33.97%
2008	0.00%	7,515	8.693613	65,333	0.00%	-34.32%
Variable Trust - S&P SmallCap 600 Pure Value Fund (RVSCV)
2012	0.00%	34,725	14.520541	504,226	0.00%	20.38%
2011	0.00%	33,392	12.062362	402,786	0.00%	-9.44%
2010	0.00%	38,941	13.320181	518,701	0.00%	25.10%
2009	0.00%	19,640	10.647792	209,123	2.07%	62.27%
2008	0.00%	16,432	6.561795	107,823	1.09%	-43.50%
Variable Trust - Strengthening Dollar 2x Strategy Fund (RVSDL)
2012	0.00%	4,192	6.686429	28,030	0.00%	-6.28%
2011	0.00%	21,732	7.134469	155,046	0.00%	-4.26%
2010	0.00%	26,628	7.452053	198,433	0.00%	-4.51%
2009	0.00%	22,977	7.803674	179,305	0.00%	-15.84%
2008	0.00%	10,248	9.272246	95,022	0.00%	5.56%

(Continued)

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2012

	Contract  Expense Rate*	Units	Unit Fair Value	Contract Owners’ Equity	Investment  Income Ratio**	Total   Return***	Inception   Date****
Variable Trust - Technology Fund (RTEC)
2012	0.00%	8,593	$    12.501761	$          107,428	0.00%	11.98%
2011	0.00%	9,388	11.163839	104,806	0.00%	-9.20%
2010	0.00%	18,535	12.294931	227,887	0.00%	12.03%
2009	0.00%	16,853	10.974406	184,952	0.00%	55.60%
2008	0.00%	6,064	7.052840	42,768	0.00%	-45.41%
Variable Trust - Telecommunications Fund (RTEL)
2012	0.00%	13,732	11.901543	163,432	6.12%	4.86%
2011	0.00%	2,356	11.349932	26,740	0.24%	-14.40%
2010	0.00%	11,113	13.259497	147,353	4.28%	14.51%
2009	0.00%	1,756	11.579354	20,333	0.28%	28.68%
2008	0.00%	10,244	8.998273	92,178	0.47%	-45.34%
Variable Trust - Transportation Fund (RTRF)
2012	0.00%	3,205	15.863813	50,844	0.00%	17.58%
2011	0.00%	15,370	13.491469	207,364	0.00%	-11.12%
2010	0.00%	21,629	15.179116	328,309	0.00%	24.13%
2009	0.00%	10,728	12.228150	131,184	0.62%	17.39%
2008	0.00%	11,708	10.416860	121,961	0.00%	-25.26%
Variable Trust - Utilities Fund (RUTL)
2012	0.00%	9,591	19.387440	185,945	1.49%	1.12%
2011	0.00%	46,975	19.173097	900,656	2.31%	16.29%
2010	0.00%	12,812	16.487660	211,240	3.36%	6.88%
2009	0.00%	9,411	15.426213	145,176	5.41%	13.80%
2008	0.00%	9,772	13.556034	132,469	0.25%	-29.57%
Variable Trust - Weakening Dollar 2x Strategy Fund (RVWDL)
2012	0.00%	2,294	10.613527	24,347	0.00%	0.78%
2011	0.00%	4,182	10.531252	44,042	0.00%	-3.68%
2010	0.00%	6,738	10.933970	73,673	0.00%	-5.61%
2009	0.00%	12,129	11.583505	140,496	0.04%	6.61%
2008	0.00%	60,277	10.865629	654,948	0.00%	-12.24%
NVIT Mid Cap Growth Fund - Class I (obsolete) (SGRF)
2008	0.00%	239	8.721409	2,084	0.00%	-46.11%
NVIT Mid Cap Growth Fund - Class III (obsolete) (SGRF3)
2008	0.00%	2,358	7.574446	17,861	0.00%	-46.10%
NVIT Money Market Fund II (obsolete) (SAM2)
2008	0.00%	3,034,772	11.286810	34,252,895	1.16%	1.24%
Variable Trust: Multi-Cap Core Equity Fund (obsolete) (RVCEQ)
2009	0.00%	4,656	7.787403	36,258	0.00%	26.98%
2008	0.00%	3,055	6.132847	18,736	5.09%	-38.96%
Variable Trust: Hedged Equity Fund (obsolete) (RVHEQ)
2008	0.00%	12,746	8.029164	102,340	0.89%	-23.84%
2012	Contract owners equity:				$  48,688,876
2011	Contract owners equity:				$  50,069,596
2010	Contract owners equity:				$  55,640,187
2009	Contract owners equity:				$  55,248,594
2008	Contract owners equity:				$  54,076,325

*	This represents the annual contract expense rate of the variable account at the period end indicated and includes only those expenses that are charged through a reduction in the unit values. Excluded are expenses of the underlying mutual funds and charges made directly to contract owner accounts through the redemption of units.
**	This represents the ratio of dividends for the period indicated, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by monthly average net assets (excluding months where net assets are zero). The investment income ratio for subaccounts initially funded during the period presented has not been annualized. The ratios exclude those expenses that result in direct reductions to the contract owner accounts through reductions in unit values. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccounts invest.
***	This represents the total return for the period. The total returns do not include any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Total return is not annualized if the underlying mutual fund option is initially offered, funded, or both during the period presented.
****	This represents the date the underlying mutual fund option was initially added and funded.