NATIONWIDE

VLI SEPARATE

ACCOUNT-6

Annual Report

to

Contract Owners

December 31, 2010

NATIONWIDE LIFE INSURANCE COMPANY

HOME OFFICE: COLUMBUS, OHIO

Report of Independent Registered Public Accounting Firm

The Board of Directors of Nationwide Life Insurance Company and

Contract Owners of Nationwide VLI Separate Account-6:

We have audited the accompanying statement of assets, liabilities and contract owners’ equity of Nationwide VLI Separate Account-6 (comprised of the sub-accounts listed in note 1(b) (collectively, “the Accounts”)) as of December 31, 2010, and the related statements of operations for the year then ended, the statements of changes in contract owners’ equity for each of the years in the two-year period then ended, and the financial highlights for each of the years in the five-year period then ended. These financial statements and financial highlights are the responsibility of the Accounts’ management. Our responsibility is to express an opinion on these financial statements and financial highlights based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements and financial highlights are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. Our procedures included confirmation of securities owned as of December 31, 2010, by correspondence with the transfer agents of the underlying mutual funds. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements and financial highlights referred to above present fairly, in all material respects, the financial position of the Accounts as of December 31, 2010, the results of their operations for the year then ended, the changes in contract owners’ equity for each of the years in the two-year period then ended, and the financial highlights for each of the years in the five-year period then ended, in conformity with accounting principles generally accepted in the United States of America.

/s/    KPMG LLP

Columbus, Ohio

March 9, 2011

2

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2010

Assets:
Investments at fair value:
Federated NVIT High Income Bond Fund - Class III (HIBF3)
593,591 shares (cost $3,985,214)	$	4,060,160
NVIT Fund -Class II (TRF2)
707 shares (cost $7,630)		6,412
NVIT Fund - Class III (TRF3)
4,626 shares (cost $39,791)		42,284
NVIT Government Bond Fund - Class I (GBF)
2,603 shares (cost $30,306)		29,907
NVIT Government Bond Fund - Class III (GBF3)
55,408 shares (cost $664,861)		636,641
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)
2 shares (cost $17)		22
NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)
123,041 shares (cost $1,016,277)		1,135,665
NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)
35,705 shares (cost $353,430)		362,407
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)
269 shares (cost $3,075)		2,841
NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)
47,824 shares (cost $457,883)		502,630
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)
2,757 shares (cost $30,285)		28,669
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)
63,792 shares (cost $573,095)		659,613
NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)
19,827 shares (cost $195,230)		205,607
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)
339 shares (cost $2,293)		3,610
NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)
0.44 shares (cost $6)		7
NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)
841 shares (cost $12,413)		12,902
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)
82 shares (cost $895)		850
NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)
2,217 shares (cost $19,692)		23,210
NVIT Multi-Manager Small Company Fund - Class II (SCF2)
1,069 shares (cost $21,530)		18,869
NVIT Multi-Manager Small Company Fund - Class III (SCF3)
5,140 shares (cost $76,700)		93,032
VP Income & Growth Fund - Class II (ACVIG2)
1,010 shares (cost $7,235)		6,112
VP Income & Growth Fund - Class III (ACVIG3)
16,207 shares (cost $84,863)		98,054
VP Ultra (R) Fund - Class II (ACVU2)
1,507 shares (cost $14,853)		13,988

(Continued)

3

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2010

VP Ultra (R) Fund - Class III (ACVU3)
5,907 shares (cost $51,533)	55,350
VP Value Fund - Class II (ACVV2)
4,025 shares (cost $28,356)	23,588
VP Value Fund - Class III (ACVV3)
65,933 shares (cost $353,586)	386,366
Contrafund Portfolio - Service Class 2 (FC2)
1,639 shares (cost $46,172)	38,499
VIP Fund - Contrafund Portfolio - Service Class 2 R (FC2R)
28,660 shares (cost $553,060)	671,789
VIP Fund - Equity-Income Portfolio - Service Class 2 (FEI2)
1,321 shares (cost $30,685)	24,775
VIP Fund - Equity-Income Portfolio - Service Class 2 R (FEI2R)
18,738 shares (cost $273,338)	349,645
VIP Fund - Growth Portfolio - Service Class 2 (FG2)
178 shares (cost $6,269)	6,544
VIP Fund - Growth Portfolio - Service Class 2 R (FG2R)
3,620 shares (cost $101,072)	132,629
Variable Trust: All-Cap Opportunity Fund (RSRF)
40,742 shares (cost $467,808)	521,503
Variable Trust: Banking Fund (RBKF)
10,580 shares (cost $139,386)	147,902
Variable Trust: Basic Materials Fund (RBMF)
16,093 shares (cost $566,819)	592,533
Variable Trust: Biotechnology Fund (RBF)
133,642 shares (cost $3,217,642)	3,331,688
Variable Trust: Commodities Strategy Fund (RVCMD)
33,876 shares (cost $442,131)	460,371
Variable Trust: Consumer Products Fund (RCPF)
4,837 shares (cost $178,264)	180,559
Variable Trust: Dow 2x Strategy Fund (RVLDD)
3,029 shares (cost $237,409)	247,600
Variable Trust: Electronics Fund (RELF)
3,180 shares (cost $30,054)	29,990
Variable Trust: Energy Fund (RENF)
27,021 shares (cost $713,996)	844,138
Variable Trust: Energy Services Fund (RESF)
23,679 shares (cost $644,555)	655,448
Variable Trust: Europe 1.25x Strategy Fund (RLCE)
63,651 shares (cost $889,569)	942,040
Variable Trust: Financial Services Fund (RFSF)
5,466 shares (cost $80,723)	83,033
Variable Trust: Government Long Bond 1.2x Strategy Fund (RUGB)
51,949 shares (cost $376,802)	368,836
Variable Trust: Health Care Fund (RHCF)
9,746 shares (cost $270,199)	274,443
Variable Trust: Internet Fund (RINF)
6,903 shares (cost $138,087)	136,064
Variable Trust: Inverse Dow 2x Strategy Fund (RVIDD)
19,803 shares (cost $286,225)	272,092

(Continued)

4

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2010

Variable Trust: Inverse Government Long Bond Strategy Fund (RJNF)
15,646 shares (cost $225,753)	221,549
Variable Trust: Inverse Mid-Cap Strategy Fund (RVIMC)
65,897 shares (cost $1,709,261)	1,491,241
Variable Trust: Inverse NASDAQ-100 (R) Strategy Fund (RAF)
3,805 shares (cost $44,735)	44,933
Variable Trust: Inverse Russell 2000 (R) Strategy Fund (RVISC)
4,229 shares (cost $87,059)	87,753
Variable Trust: Inverse S&P 500 Strategy Fund (RUF)
15,084 shares (cost $535,377)	530,354
Variable Trust: Japan 2x Strategy Fund (RLCJ)
13,167 shares (cost $242,400)	282,954
Variable Trust: Leisure Fund (RLF)
13,924 shares (cost $754,023)	755,373
Variable Trust: Mid-Cap 1.5x Strategy Fund (RMED)
20,189 shares (cost $342,998)	414,890
Variable Trust: Multi-Hedge Strategies Fund (RVARS)
5,326 shares (cost $107,678)	113,447
Variable Trust: NASDAQ-100 (R) 2x Strategy Fund (RVF)
149,676 shares (cost $3,586,830)	3,659,589
Variable Trust: NASDAQ-100 (R) Fund (ROF)
29,579 shares (cost $555,975)	559,333
Variable Trust: Nova Fund (RNF)
2,591 shares (cost $184,704)	189,702
Variable Trust: Precious Metals Fund (RPMF)
110,286 shares (cost $2,047,567)	2,099,854
Variable Trust: Real Estate Fund (RREF)
23,335 shares (cost $590,589)	611,146
Variable Trust: Retailing Fund (RRF)
48,912 shares (cost $664,715)	664,715
Variable Trust: Russell 2000 (R) 1.5x Strategy Fund (RMEK)
58,364 shares (cost $1,799,033)	1,777,172
Variable Trust: S&P 500 2x Strategy Fund (RTF)
13,780 shares (cost $1,363,432)	1,550,020
Variable Trust: S&P 500 Pure Growth Fund (RVLCG)
35,685 shares (cost $972,105)	1,081,973
Variable Trust: S&P 500 Pure Value Fund (RVLCV)
5,173 shares (cost $388,209)	421,003
Variable Trust: S&P MidCap 400 Pure Growth Fund (RVMCG)
25,790 shares (cost $986,937)	1,010,705
Variable Trust: S&P MidCap 400 Pure Value Fund (RVMCV)
4,815 shares (cost $348,195)	382,523
Variable Trust: S&P SmallCap 600 Pure Growth Fund (RVSCG)
51,317 shares (cost $1,549,167)	1,532,841
Variable Trust: S&P SmallCap 600 Pure Value Fund (RVSCV)
5,086 shares (cost $459,254)	518,707
Variable Trust: Strengthening Dollar 2x Strategy Fund (RVSDL)
30,203 shares (cost $202,774)	198,436
Variable Trust: Technology Fund (RTEC)
18,543 shares (cost $224,187)	227,890

(Continued)

5

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF ASSETS, LIABILITIES AND CONTRACT OWNERS’ EQUITY

December 31, 2010

Variable Trust: Telecommunications Fund (RTEL)
13,347 shares (cost $146,168)		147,350
Variable Trust: Transportation Fund (RTRF)
20,859 shares (cost $326,854)		328,314
Variable Trust: Utilities Fund (RUTL)
12,397 shares (cost $208,549)		211,240
Variable Trust: Weakening Dollar 2x Strategy Fund (RVWDL)
2,918 shares (cost $71,717)		73,672
NVIT Money Market Fund - Class II (NVMM2)
15,426,789 shares (cost $15,426,789)		15,426,789
Total Investments	$	55,336,385
Accounts receivable - Variable Trust: Inverse Mid-Cap Strategy Fund (RVIMC)		283,925
Other Accounts Receivable		19,877
	$	55,640,187
Contract Owners’ Equity:
Accumulation units		55,640,187
Total Contract Owners’ Equity (note 8)	$	55,640,187

See acompanying notes to financial statements.

6

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2010

Investment Activity:	Total		HIBF3			TRF2			TRF3			GBF			GBF3			GVIDA			GVIDA6
Reinvested dividends	$	458,834		293,378			46			395			898			37,169			-			7,344
Net investment income (loss)		458,834		293,378			46			395			898			37,169			-			7,344
Realized gain (loss) on investments		1,280,729		499,679			(642	)		(3,207	)		67			32,828			-			33,617
Change in unrealized gain (loss) on investments		292,286		(347,473	)		1,389			7,681			(641	)		(17,327	)		2			96,400
Net gain (loss) on investments		1,573,015		152,206			747			4,474			(574	)		15,501			2			130,017
Reinvested capital gains		31,119		-			-			-			1,125			23,609			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	2,062,968		445,584			793			4,869			1,449			76,279			2			137,361
Investment Activity:	GVIDC6		GVIDM			GVIDM6			GVDMA			GVDMA6			GVDMC6			NVMMG1			SCGF2
Reinvested dividends	$	5,231		64			9,404			636			10,391			2,016			-			-
Net investment income (loss)		5,231		64			9,404			636			10,391			2,016			-			-
Realized gain (loss) on investments		2,931		(177	)		(50,753	)		(2,543	)		39,477			2,523			3,511			-
Change in unrealized gain (loss) on investments		6,034		423			88,233			4,975			23,929			8,813			(2,408	)		1
Net gain (loss) on investments		8,965		246			37,480			2,432			63,406			11,336			1,103			1
Reinvested capital gains		620		-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	14,816		310			46,884			3,068			73,797			13,352			1,103			1

(Continued)

7

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2010

Investment Activity:	SCGF3			SCVF2			SCVF3			SCF2			SCF3			ACVIG2			ACVIG3			ACVU2
Reinvested dividends	$	-			3			141			10			267			72			1,647			44
Net investment income (loss)		-			3			141			10			267			72			1,647			44
Realized gain (loss) on investments		(67	)		(21	)		(3,090	)		(240	)		21,170			(136	)		(30,176	)		(81	)
Change in unrealized gain (loss) on investments		2,613			199			8,020			4,027			(16,612	)		824			41,834			1,954
Net gain (loss) on investments		2,546			178			4,930			3,787			4,558			688			11,658			1,873
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	2,546			181			5,071			3,797			4,825			760			13,305			1,917
Investment Activity:	ACVU3			ACVV2			ACVV3			FC2			FC2R			FEI2			FEI2R			FG2
Reinvested dividends	$	363			452			7,999			362			6,260			377			5,123			2
Net investment income (loss)		363			452			7,999			362			6,260			377			5,123			2
Realized gain (loss) on investments		(4,982	)		(2,311	)		(29,388	)		(2,536	)		(67,153	)		(4,239	)		23,496			(191	)
Change in unrealized gain (loss) on investments		12,527			4,658			67,519			8,538			138,736			7,816			19,430			1,749
Net gain (loss) on investments		7,545			2,347			38,131			6,002			71,583			3,577			42,926			1,558
Reinvested capital gains		-			-			-			16			284			-			-			22
Net increase (decrease) in contract owners’ equity resulting from operations	$	7,908			2,799			46,130			6,380			78,127			3,954			48,049			1,582

(Continued)

8

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2010

Investment Activity:	FG2R			RSRF		RBKF			RBMF			RBF			RVCMD			RCPF			RVLDD
Reinvested dividends	$	98			-		1,872			2,563			-			-			1,921			1,158
Net investment income (loss)		98			-		1,872			2,563			-			-			1,921			1,158
Realized gain (loss) on investments		(16,370	)		6,682		(9,210	)		109,124			26,321			51,325			4,892			1,347
Change in unrealized gain (loss) on investments		42,806			55,446		8,401			(18,197	)		126,795			12,215			(1,275	)		(6,776	)
Net gain (loss) on investments		26,436			62,128		(809	)		90,927			153,116			63,540			3,617			(5,429	)
Reinvested capital gains		440			-		-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	26,974			62,128		1,063			93,490			153,116			63,540			5,538			(4,271	)
Investment Activity:	RELF			RENF		RESF			RLCE			RFSF			RUGB			RHCF			RINF
Reinvested dividends	$	-			3,797		-			12,498			1,750			14,592			637			-
Net investment income (loss)		-			3,797		-			12,498			1,750			14,592			637			-
Realized gain (loss) on investments		190,778			23,350		159,082			(167,251	)		(60,998	)		(150,364	)		10,946			(15,285	)
Change in unrealized gain (loss) on investments		(5,179	)		100,814		12,975			12,952			2,299			15,037			(14,049	)		(3,150	)
Net gain (loss) on investments		185,599			124,164		172,057			(154,299	)		(58,699	)		(135,327	)		(3,103	)		(18,435	)
Reinvested capital gains		5,003			-		-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	190,602			127,961		172,057			(141,801	)		(56,949	)		(120,735	)		(2,466	)		(18,435	)

(Continued)

9

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2010

Investment Activity:	RVIDD			RJNF			RVIMC			RAF			RVISC			RUF			RLCJ			RLF
Reinvested dividends	$	-			-			-			-			-			-			-			185
Net investment income (loss)		-			-			-			-			-			-			-			185
Realized gain (loss) on investments		(176,706	)		(21,048	)		(81,028	)		(396,101	)		(125,332	)		(107,551	)		15,651			17,041
Change in unrealized gain (loss) on investments		(2,738	)		(9,222	)		(229,189	)		1,046			3,267			(5,593	)		30,187			(1,824	)
Net gain (loss) on investments		(179,444	)		(30,270	)		(310,217	)		(395,055	)		(122,065	)		(113,144	)		45,838			15,217
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	(179,444	)		(30,270	)		(310,217	)		(395,055	)		(122,065	)		(113,144	)		45,838			15,402
Investment Activity:	RMED			RVCEQ			RVARS			RVF			ROF			RNF			RPMF			RREF
Reinvested dividends	$	-			168			-			-			-			373			222			11,960
Net investment income (loss)		-			168			-			-			-			373			222			11,960
Realized gain (loss) on investments		69,702			9,426			(4,374	)		50,014			29,998			97,287			885,104			153
Change in unrealized gain (loss) on investments		48,693			(5,216	)		9,685			(24,926	)		(31,410	)		(35,294	)		(24,254	)		1,481
Net gain (loss) on investments		118,395			4,210			5,311			25,088			(1,412	)		61,993			860,850			1,634
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	118,395			4,378			5,311			25,088			(1,412	)		62,366			861,072			13,594

(Continued)

10

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENT OF OPERATIONS

Year Ended December 31, 2010

Investment Activity:	RRF			RMEK			RTF			RVLCG		RVLCV			RVMCG			RVMCV			RVSCG
Reinvested dividends	$	-			-			-			-		3,058			-			3,619			-
Net investment income (loss)		-			-			-			-		3,058			-			3,619			-
Realized gain (loss) on investments		(14,471	)		(113,773	)		34,905			53,592		9,034			218,643			18,139			172,929
Change in unrealized gain (loss) on investments		(1,678	)		(112,555	)		112,460			67,564		19,089			(42,854	)		7,895			(41,548	)
Net gain (loss) on investments		(16,149	)		(226,328	)		147,365			121,156		28,123			175,789			26,034			131,381
Reinvested capital gains		-			-			-			-		-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	(16,149	)		(226,328	)		147,365			121,156		31,181			175,789			29,653			131,381
Investment Activity:	RVSCV			RVSDL			RTEC			RTEL		RTRF			RUTL			RVWDL			NVMM2
Reinvested dividends	$	-			-			-			2,800		-			5,434			-			35
Net investment income (loss)		-			-			-			2,800		-			5,434			-			35
Realized gain (loss) on investments		(53,214	)		14,492			49,004			13,093		5,911			7,022			(18,548	)		-
Change in unrealized gain (loss) on investments		72,631			(13,880	)		(23,762	)		1,223		(916	)		(383	)		9,330			-
Net gain (loss) on investments		19,417			612			25,242			14,316		4,995			6,639			(9,218	)		-
Reinvested capital gains		-			-			-			-		-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations	$	19,417			612			25,242			17,116		4,995			12,073			(9,218	)		35

See accompanying notes to financial statements.

11

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	Total						HIBF3						TRF2						TRF3
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	458,834			464,296			293,378			246,818			46			73			395			341
Realized gain (loss) on investments		1,280,729			(666,154	)		499,679			185,194			(642	)		(583	)		(3,207	)		(4,228	)
Change in unrealized gain (loss) on investments		292,286			3,775,257			(347,473	)		688,969			1,389			2,057			7,681			10,111
Reinvested capital gains		31,119			1,098,236			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		2,062,968			4,671,635			445,584			1,120,981			793			1,547			4,869			6,224
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		4,500,727			5,498,809			444,386			420,541			-			-			8,252			10,439
Transfers between funds		-			-			375,268			(272,440	)		(1,148	)		-			(1,941	)		1,323
Surrenders (note 6)		(2,281,291	)		(3,080,027	)		(65,882	)		(50,384	)		-			-			-			(595	)
Death Benefits (note 4)		(34,504	)		(2,890	)		-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(864,632	)		(2,217,650	)		(214,509	)		7,746			-			-			-			-
Deductions for surrender charges (note 2d)		(207,371	)		(319,997	)		(3,561	)		(953	)		-			-			-			(433	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(3,013,791	)		(3,192,905	)		(160,359	)		(154,079	)		(631	)		(842	)		(3,520	)		(3,368	)
Asset charges (note 3):		(187,931	)		(188,054	)		(11,244	)		(9,628	)		(34	)		(38	)		(197	)		(147	)
Adjustments to maintain reserves		417,418			3,348			4,127			19			(8	)		13			(6	)		6
Net equity transactions		(1,671,375	)		(3,499,366	)		368,226			(59,178	)		(1,821	)		(867	)		2,588			7,225
Net change in contract owners’ equity		391,593			1,172,269			813,810			1,061,803			(1,028	)		680			7,457			13,449
Contract owners’ equity beginning of period		55,248,594			54,076,325			3,246,341			2,184,538			7,436			6,756			34,822			21,373
Contract owners’ equity end of period	$	55,640,187			55,248,594			4,060,151			3,246,341			6,408			7,436			42,279			34,822
CHANGES IN UNITS:
Beginning units		5,280,709			5,161,552			279,704			274,948			653			745			3,457			2,677
Units purchased		1,608,596			4,343,585			63,942			43,699			-			-			800			1,349
Units redeemed		(2,075,357	)		(4,224,428	)		(34,507	)		(38,943	)		(156	)		(92	)		(558	)		(569	)
Ending units		4,813,948			5,280,709			309,139			279,704			497			653			3,699			3,457

(Continued)

12

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	GBF						GBF3						GVIDA						GVIDA6
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	898			1,067			37,169			52,151			-			31			7,344			2,502
Realized gain (loss) on investments		67			55			32,828			21,488			-			(1,906	)		33,617			(85,502	)
Change in unrealized gain (loss) on investments		(641	)		(747	)		(17,327	)		(55,694	)		2			2,357			96,400			134,635
Reinvested capital gains		1,125			451			23,609			25,192			-			1			-			12,863
Net increase (decrease) in contract owners’ equity resulting from operations		1,449			826			76,279			43,137			2			483			137,361			64,498
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		-			-			284,611			383,049			-			-			91,035			31,805
Transfers between funds		-			-			(777,182	)		(596,548	)		-			-			580,407			224,303
Surrenders (note 6)		-			-			(118,502	)		(7,289	)		-			(2,600	)		(32,126	)		(60,135	)
Death Benefits (note 4)		-			-			(431	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		-			-			(3,639	)		(37,034	)		-			-			226			(670	)
Deductions for surrender charges (note 2d)		-			-			(6,344	)		(11,468	)		-			(1,285	)		(10,986	)		(11,439	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(1,960	)		(2,178	)		(67,383	)		(79,168	)		(1	)		(319	)		(52,585	)		(41,239	)
Asset charges (note 3):		(156	)		(162	)		(4,483	)		(4,716	)		-			(14	)		(2,398	)		(1,428	)
Adjustments to maintain reserves		1			9			3			6			3			8			(5	)		15
Net equity transactions		(2,115	)		(2,331	)		(693,350	)		(353,168	)		2			(4,210	)		573,568			141,212
Net change in contract owners’ equity		(666	)		(1,505	)		(617,071	)		(310,031	)		4			(3,727	)		710,929			205,710
Contract owners’ equity beginning of period		30,572			32,077			1,253,712			1,563,743			24			3,751			424,740			219,030
Contract owners’ equity end of period	$	29,906			30,572			636,641			1,253,712			28			24			1,135,669			424,740
CHANGES IN UNITS:
Beginning units		2,273			2,449			100,792			129,103			2			395			38,031			24,979
Units purchased		-			-			22,061			31,257			-			-			59,374			25,182
Units redeemed		(151	)		(176	)		(74,010	)		(59,568	)		-			(393	)		(8,647	)		(12,130	)
Ending units		2,122			2,273			48,843			100,792			2			2			88,758			38,031

(Continued)

13

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	GVIDC6						GVIDM						GVIDM6						GVDMA
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	5,231			2,723			64			51			9,404			7,007			636			427
Realized gain (loss) on investments		2,931			(7,608	)		(177	)		(28	)		(50,753	)		(72,369	)		(2,543	)		(968	)
Change in unrealized gain (loss) on investments		6,034			15,943			423			493			88,233			136,655			4,975			6,414
Reinvested capital gains		620			801			-			76			-			10,181			-			1,395
Net increase (decrease) in contract owners’ equity resulting from operations		14,816			11,859			310			592			46,884			81,474			3,068			7,268
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		13,258			10,105			-			-			59,062			62,904			-			-
Transfers between funds		256,845			666			(1,098	)		-			12,836			(58,688	)		-			-
Surrenders (note 6)		(36,285	)		(11,977	)		-			-			(13,253	)		(1,457	)		(8,121	)		-
Death Benefits (note 4)		-			-			-			-			-			-			-			(24	)
Net policy repayments (loans) (note 5)		(9,524	)		(1,507	)		-			-			(12,908	)		(11,851	)		(323	)		(397	)
Deductions for surrender charges (note 2d)		(5,678	)		(1,095	)		-			-			(2,673	)		(656	)		(1,232	)		38
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(33,841	)		(18,097	)		(29	)		(86	)		(49,299	)		(53,158	)		(1,316	)		(1,903	)
Asset charges (note 3):		(1,217	)		(784	)		(3	)		(6	)		(2,270	)		(2,148	)		(147	)		(166	)
Adjustments to maintain reserves		(6	)		3			3			5			(29	)		(2	)		(9	)		11
Net equity transactions		183,552			(22,686	)		(1,127	)		(87	)		(8,534	)		(65,056	)		(11,148	)		(2,441	)
Net change in contract owners’ equity		198,368			(10,827	)		(817	)		505			38,350			16,418			(8,080	)		4,827
Contract owners’ equity beginning of period		164,034			174,861			3,658			3,153			464,280			447,862			36,744			31,917
Contract owners’ equity end of period	$	362,402			164,034			2,841			3,658			502,630			464,280			28,664			36,744
CHANGES IN UNITS:
Beginning units		13,818			16,092			297			305			40,018			46,082			2,981			3,221
Units purchased		21,979			727			-			-			5,997			6,331			-			-
Units redeemed		(6,978	)		(3,001	)		(89	)		(8	)		(6,934	)		(12,395	)		(920	)		(240	)
Ending units		28,819			13,818			208			297			39,081			40,018			2,061			2,981

(Continued)

14

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	GVDMA6						GVDMC6						NVMMG1						SCGF2
	2010			2009			2010			2009			2010			2009			2010		2009
Investment activity:
Net investment income (loss)	$	10,391			7,288			2,016			1,431			-			-			-		-
Realized gain (loss) on investments		39,477			(147,678	)		2,523			(3,066	)		3,511			32			-		(594	)
Change in unrealized gain (loss) on investments		23,929			245,847			8,813			4,942			(2,408	)		3,725			1		519
Reinvested capital gains		-			30,388			-			662			-			-			-		-
Net increase (decrease) in contract owners’ equity resulting from operations		73,797			135,845			13,352			3,969			1,103			3,757			1		(75	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		100,250			148,181			20,275			40,051			-			-			-		-
Transfers between funds		(30,603	)		83,626			144,833			(9,670	)		-			15,916			-		-
Surrenders (note 6)		(37,469	)		(24,938	)		(57	)		(245	)		(15,228	)		-			-		(1,062	)
Death Benefits (note 4)		-			(2,866	)		-			-			-			-			-		-
Net policy repayments (loans) (note 5)		3,248			19,066			(289	)		-			-			-			-		-
Deductions for surrender charges (note 2d)		(5,161	)		(4,421	)		-			-			(1,183	)		-			-		(190	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(55,806	)		(66,263	)		(11,356	)		(14,657	)		(209	)		(475	)		-		(6	)
Asset charges (note 3):		(2,727	)		(2,584	)		(532	)		(274	)		(19	)		(53	)		-		-
Adjustments to maintain reserves		(84	)		-			(32	)		4			(3	)		-			11		-
Net equity transactions		(28,352	)		149,801			152,842			15,209			(16,642	)		15,388			11		(1,258	)
Net change in contract owners’ equity		45,445			285,646			166,194			19,178			(15,539	)		19,145			12		(1,333	)
Contract owners’ equity beginning of period		614,173			328,527			39,407			20,229			19,145			-			-		1,333
Contract owners’ equity end of period	$	659,618			614,173			205,601			39,407			3,606			19,145			12		-
CHANGES IN UNITS:
Beginning units		53,728			35,715			3,341			1,966			1,542			-			-		176
Units purchased		9,036			26,680			13,731			3,706			-			1,590			1		-
Units redeemed		(11,661	)		(8,667	)		(1,001	)		(2,331	)		(1,313	)		(48	)		-		(176	)
Ending units		51,103			53,728			16,071			3,341			229			1,542			1		-

(Continued)

15

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	SCGF3						SCVF2						SCVF3						SCF2
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			3			3			141			92			10			24
Realized gain (loss) on investments		(67	)		(1,588	)		(21	)		(1,455	)		(3,090	)		(2,303	)		(240	)		(4,631	)
Change in unrealized gain (loss) on investments		2,613			3,175			199			1,447			8,020			6,639			4,027			8,588
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		2,546			1,587			181			(5	)		5,071			4,428			3,797			3,981
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		1,887			1,287			-			-			2,686			2,348			-			-
Transfers between funds		373			(272	)		-			-			(6,380	)		856			-			-
Surrenders (note 6)		-			(1,253	)		-			(1,192	)		(1	)		(1,333	)		-			(1,114	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		-			-			-			-			-			-			(137	)		(2,964	)
Deductions for surrender charges (note 2d)		-			(229	)		-			(213	)		-			(243	)		-			-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(193	)		(175	)		(54	)		(74	)		(751	)		(821	)		(319	)		(182	)
Asset charges (note 3):		(43	)		(31	)		(4	)		(4	)		(97	)		(83	)		(65	)		(57	)
Adjustments to maintain reserves		(2	)		-			5			4			(5	)		8			(1	)		10
Net equity transactions		2,022			(673	)		(53	)		(1,479	)		(4,548	)		732			(522	)		(4,307	)
Net change in contract owners’ equity		4,568			914			128			(1,484	)		523			5,160			3,275			(326	)
Contract owners’ equity beginning of period		8,331			7,417			728			2,212			22,683			17,523			15,594			15,920
Contract owners’ equity end of period	$	12,899			8,331			856			728			23,206			22,683			18,869			15,594
CHANGES IN UNITS:
Beginning units		895			1,017			57			218			2,118			2,067			1,133			1,555
Units purchased		234			157			-			-			234			361			-			-
Units redeemed		(24	)		(279	)		(4	)		(161	)		(640	)		(310	)		(36	)		(422	)
Ending units		1,105			895			53			57			1,712			2,118			1,097			1,133

(Continued)

16

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	SCF3						ACVIG2						ACVIG3						ACVU2
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	267			427			72			221			1,647			4,641			44			24
Realized gain (loss) on investments		21,170			17,711			(136	)		(144	)		(30,176	)		(23,358	)		(81	)		(2,219	)
Change in unrealized gain (loss) on investments		(16,612	)		74,988			824			790			41,834			34,461			1,954			5,490
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		4,825			93,126			760			867			13,305			15,744			1,917			3,295
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		9,431			10,845			-			-			18,597			9,798			-			-
Transfers between funds		(309,336	)		281,671			-			-			(21,666	)		3,726			-			-
Surrenders (note 6)		(25,748	)		(576	)		(174	)		-			(19,080	)		(10,826	)		-			(960	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(3,616	)		(906	)		-			-			(493	)		8,743			(98	)		(2,514	)
Deductions for surrender charges (note 2d)		(3,932	)		-			-			-			(652	)		(954	)		-			-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(7,421	)		(11,963	)		(210	)		(217	)		(7,134	)		(7,707	)		(236	)		(129	)
Asset charges (note 3):		(594	)		(848	)		(20	)		(19	)		(517	)		(444	)		(49	)		(46	)
Adjustments to maintain reserves		(1	)		8			4			11			(1	)		12			5			3
Net equity transactions		(341,217	)		278,231			(400	)		(225	)		(30,946	)		2,348			(378	)		(3,646	)
Net change in contract owners’ equity		(336,392	)		371,357			360			642			(17,641	)		18,092			1,539			(351	)
Contract owners’ equity beginning of period		429,420			58,063			5,759			5,117			115,695			97,603			12,455			12,806
Contract owners’ equity end of period	$	93,028			429,420			6,119			5,759			98,054			115,695			13,994			12,455
CHANGES IN UNITS:
Beginning units		38,518			7,017			494			517			11,879			11,835			1,138			1,574
Units purchased		842			33,097			-			-			1,836			1,483			-			-
Units redeemed		(32,703	)		(1,596	)		(33	)		(23	)		(4,895	)		(1,439	)		(34	)		(436	)
Ending units		6,657			38,518			461			494			8,820			11,879			1,104			1,138

(Continued)

17

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	ACVU3						ACVV2						ACVV3						FC2
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	363			185			452			1,401			7,999			14,695			362			447
Realized gain (loss) on investments		(4,982	)		(9,286	)		(2,311	)		(4,358	)		(29,388	)		(38,903	)		(2,536	)		(11,839	)
Change in unrealized gain (loss) on investments		12,527			27,276			4,658			7,071			67,519			74,727			8,538			22,465
Reinvested capital gains		-			-			-			-			-			-			16			11
Net increase (decrease) in contract owners’ equity resulting from operations		7,908			18,175			2,799			4,114			46,130			50,519			6,380			11,084
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		5,138			4,590			-			-			36,048			39,451			-			-
Transfers between funds		(14,027	)		(1,683	)		(4,836	)		(92	)		21,251			(1,865	)		(1,576	)		(1,896	)
Surrenders (note 6)		(2,823	)		(1,392	)		-			(1,116	)		(5,376	)		(13,000	)		(8,284	)		(6,986	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(4,922	)		(684	)		(111	)		(2,913	)		(2,373	)		11,116			(171	)		(4,350	)
Deductions for surrender charges (note 2d)		(978	)		(273	)		-			(7	)		(889	)		(2,085	)		(332	)		(942	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(5,386	)		(6,728	)		(887	)		(1,209	)		(26,452	)		(24,824	)		(1,046	)		(1,255	)
Asset charges (note 3):		(318	)		(329	)		(103	)		(118	)		(1,728	)		(1,310	)		(146	)		(171	)
Adjustments to maintain reserves		5			8			7			5			(13	)		1			6			2
Net equity transactions		(23,311	)		(6,491	)		(5,930	)		(5,450	)		20,468			7,484			(11,549	)		(15,598	)
Net change in contract owners’ equity		(15,403	)		11,684			(3,131	)		(1,336	)		66,598			58,003			(5,169	)		(4,514	)
Contract owners’ equity beginning of period		70,757			59,073			26,723			28,059			319,770			261,767			43,674			48,188
Contract owners’ equity end of period	$	55,354			70,757			23,592			26,723			386,368			319,770			38,505			43,674
CHANGES IN UNITS:
Beginning units		6,956			7,813			2,046			2,572			29,962			29,398			2,923			4,369
Units purchased		527			902			-			-			5,328			4,647			-			-
Units redeemed		(2,796	)		(1,759	)		(448	)		(526	)		(3,372	)		(4,083	)		(719	)		(1,446	)
Ending units		4,687			6,956			1,598			2,046			31,918			29,962			2,204			2,923

(Continued)

18

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	FC2R						FEI2						FEI2R						FG2
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	6,260			8,731			377			613			5,123			4,655			2			15
Realized gain (loss) on investments		(67,153	)		(131,645	)		(4,239	)		(10,819	)		23,496			(134,272	)		(191	)		(295	)
Change in unrealized gain (loss) on investments		138,736			300,169			7,816			17,231			19,430			240,473			1,749			2,147
Reinvested capital gains		284			222			-			-			-			-			22			7
Net increase (decrease) in contract owners’ equity resulting from operations		78,127			177,477			3,954			7,025			48,049			110,856			1,582			1,874
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		70,475			81,818			-			-			36,029			32,560			-			-
Transfers between funds		(274,949	)		206,163			(4,837	)		(1,100	)		68,370			(67,707	)		-			(87	)
Surrenders (note 6)		(58,696	)		(27,844	)		(6,397	)		(5,167	)		(37,654	)		(14,701	)		(2,966	)		(120	)
Death Benefits (note 4)		(806	)		-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(997	)		(9,961	)		(101	)		(2,537	)		2,822			(2,433	)		-			-
Deductions for surrender charges (note 2d)		(6,421	)		(670	)		(265	)		(746	)		(2,863	)		(3,676	)		(123	)		(23	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(38,578	)		(47,282	)		(954	)		(1,423	)		(20,948	)		(23,219	)		(395	)		(536	)
Asset charges (note 3):		(2,822	)		(2,766	)		(99	)		(137	)		(1,380	)		(1,413	)		(31	)		(39	)
Adjustments to maintain reserves		(2	)		15			1			3			(18	)		9			(1	)		5
Net equity transactions		(312,796	)		199,473			(12,652	)		(11,107	)		44,358			(80,580	)		(3,516	)		(800	)
Net change in contract owners’ equity		(234,669	)		376,950			(8,698	)		(4,082	)		92,407			30,276			(1,934	)		1,074
Contract owners’ equity beginning of period		906,454			529,504			33,472			37,554			257,236			226,960			8,481			7,407
Contract owners’ equity end of period	$	671,785			906,454			24,774			33,472			349,643			257,236			6,547			8,481
CHANGES IN UNITS:
Beginning units		74,682			59,096			2,832			4,127			25,943			29,744			799			893
Units purchased		8,268			26,003			-			-			10,638			5,318			-			-
Units redeemed		(35,621	)		(10,417	)		(1,008	)		(1,295	)		(5,892	)		(9,119	)		(301	)		(94	)
Ending units		47,329			74,682			1,824			2,832			30,689			25,943			498			799

(Continued)

19

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	FG2R						RSRF						RBKF						RBMF
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	98			241			-			625			1,872			7,114			2,563			957
Realized gain (loss) on investments		(16,370	)		(33,681	)		6,682			(94,174	)		(9,210	)		32,460			109,124			74,227
Change in unrealized gain (loss) on investments		42,806			67,865			55,446			188,967			8,401			(1,003	)		(18,197	)		36,005
Reinvested capital gains		440			135			-			-			-			-			-			14,089
Net increase (decrease) in contract owners’ equity resulting from operations		26,974			34,560			62,128			95,418			1,063			38,571			93,490			125,278
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		12,022			18,040			90,725			81,591			2,591			3,562			25,863			28,524
Transfers between funds		(30,677	)		(7,269	)		(302,452	)		185,733			(15,353	)		131,974			81,092			168,795
Surrenders (note 6)		(8,267	)		(11,070	)		(23,301	)		(68,321	)		(3,084	)		(29,455	)		(30,054	)		(19,885	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(289	)		569			(912	)		6,702			(372	)		(421	)		(14,373	)		(8,391	)
Deductions for surrender charges (note 2d)		(1,003	)		(2,322	)		(3,865	)		(10,876	)		(135	)		(9,513	)		(3,512	)		(2,988	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(10,609	)		(12,154	)		(33,406	)		(48,911	)		(7,190	)		(11,853	)		(35,190	)		(39,095	)
Asset charges (note 3):		(646	)		(653	)		(2,103	)		(1,992	)		(594	)		(789	)		(1,749	)		(1,306	)
Adjustments to maintain reserves		(2	)		4			(2	)		12			(2	)		8			(147	)		2
Net equity transactions		(39,471	)		(14,855	)		(275,316	)		143,938			(24,139	)		83,513			21,930			125,656
Net change in contract owners’ equity		(12,497	)		19,705			(213,188	)		239,356			(23,076	)		122,084			115,420			250,934
Contract owners’ equity beginning of period		145,124			125,419			734,694			495,338			170,976			48,892			477,112			226,178
Contract owners’ equity end of period	$	132,627			145,124			521,506			734,694			147,900			170,976			592,532			477,112
CHANGES IN UNITS:
Beginning units		14,179			15,682			53,493			45,909			29,488			8,143			23,381			17,231
Units purchased		1,149			2,437			6,647			24,853			483			30,924			3,996			10,410
Units redeemed		(4,866	)		(3,940	)		(25,996	)		(17,269	)		(7,405	)		(9,579	)		(4,454	)		(4,260	)
Ending units		10,462			14,179			34,144			53,493			22,566			29,488			22,923			23,381

(Continued)

20

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RBF						RVCMD						RCPF						RVLDD
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			-			6,167			1,921			974			1,158			-
Realized gain (loss) on investments		26,321			7,153			51,325			(77,034	)		4,892			(452	)		1,347			55,903
Change in unrealized gain (loss) on investments		126,795			(13,570	)		12,215			131,340			(1,275	)		1,991			(6,776	)		15,957
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		153,116			(6,417	)		63,540			60,473			5,538			2,513			(4,271	)		71,860
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		19,734			20,347			19,726			112,158			31,326			7,718			38,307			55,614
Transfers between funds		1,250,099			1,830,159			50,678			41,929			113,895			(31,630	)		28,019			(16,388	)
Surrenders (note 6)		(10,664	)		(225	)		(9,501	)		(1,824	)		(20,839	)		(2	)		(14,300	)		(20,681	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(1,426	)		(6,694	)		(1,505	)		(4,035	)		(1,485	)		(1,222	)		(12,986	)		3,111
Deductions for surrender charges (note 2d)		(1,127	)		(164	)		(566	)		(302	)		(145	)		(470	)		(1,665	)		(9,186	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(71,017	)		(13,334	)		(16,719	)		(19,157	)		(9,446	)		(5,482	)		(27,778	)		(19,397	)
Asset charges (note 3):		(4,865	)		(678	)		(1,374	)		(1,143	)		(366	)		(244	)		(1,086	)		(989	)
Adjustments to maintain reserves		192			25			7			4			11			4			144			5
Net equity transactions		1,180,926			1,829,436			40,746			127,630			112,951			(31,328	)		8,655			(7,911	)
Net change in contract owners’ equity		1,334,042			1,823,019			104,286			188,103			118,489			(28,815	)		4,384			63,949
Contract owners’ equity beginning of period		1,997,651			174,632			356,081			167,978			62,073			90,888			243,221			179,272
Contract owners’ equity end of period	$	3,331,693			1,997,651			460,367			356,081			180,562			62,073			247,605			243,221
CHANGES IN UNITS:
Beginning units		164,194			16,986			62,454			32,869			4,256			7,423			31,456			31,734
Units purchased		90,133			149,210			18,748			34,805			8,277			599			2,088			11,282
Units redeemed		(6,956	)		(2,002	)		(6,458	)		(5,220	)		(1,977	)		(3,766	)		(7,840	)		(11,560	)
Ending units		247,371			164,194			74,744			62,454			10,556			4,256			25,704			31,456

(Continued)

21

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RELF						RENF						RESF						RLCE
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			3,797			-			-			-			12,498			11,131
Realized gain (loss) on investments		190,778			12,276			23,350			68,987			159,082			(53,481	)		(167,251	)		69,264
Change in unrealized gain (loss) on investments		(5,179	)		4,662			100,814			4,729			12,975			187,395			12,952			206,749
Reinvested capital gains		5,003			-			-			39,826			-			19,891			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		190,602			16,938			127,961			113,542			172,057			153,805			(141,801	)		287,144
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		1,842			3,402			45,326			106,611			37,450			40,702			46,705			54,786
Transfers between funds		(216,894	)		49,121			172,863			(1,342	)		129,789			(99,467	)		618,130			(11,256	)
Surrenders (note 6)		(8,304	)		(132	)		(39,192	)		(896	)		(33,165	)		(2,933	)		(16,644	)		(10,657	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		561			(4,864	)		(1,706	)		(14,657	)		(1,882	)		(9,538	)		(955	)		(4,932	)
Deductions for surrender charges (note 2d)		(137	)		(26	)		(2,429	)		(571	)		(1,803	)		(556	)		(1,672	)		-
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(3,775	)		(2,381	)		(39,744	)		(43,848	)		(28,585	)		(41,176	)		(29,780	)		(33,363	)
Asset charges (note 3):		(192	)		(219	)		(2,413	)		(1,856	)		(1,668	)		(1,731	)		(1,981	)		(2,076	)
Adjustments to maintain reserves		2			27			(920	)		31			(3	)		17			(73	)		12
Net equity transactions		(226,897	)		44,928			131,785			43,472			100,133			(114,682	)		613,730			(7,486	)
Net change in contract owners’ equity		(36,295	)		61,866			259,746			157,014			272,190			39,123			471,929			279,658
Contract owners’ equity beginning of period		66,287			4,421			584,398			427,384			383,246			344,123			470,116			190,458
Contract owners’ equity end of period	$	29,992			66,287			844,144			584,398			655,436			383,246			942,045			470,116
CHANGES IN UNITS:
Beginning units		8,908			1,021			25,302			25,628			17,721			25,844			33,190			18,240
Units purchased		338			9,223			9,128			7,724			9,225			1,995			45,509			5,265
Units redeemed		(5,567	)		(1,336	)		(3,731	)		(8,050	)		(2,902	)		(10,118	)		(4,159	)		9,685
Ending units		3,679			8,908			30,699			25,302			24,044			17,721			74,540			33,190

(Continued)

22

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RFSF						RUGB						RHCF						RINF
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	1,750			2,145			14,592			34,625			637			-			-			-
Realized gain (loss) on investments		(60,998	)		(13,626	)		(150,364	)		(1,443,515	)		10,946			(24,334	)		(15,285	)		24,448
Change in unrealized gain (loss) on investments		2,299			8,354			15,037			(96,821	)		(14,049	)		51,296			(3,150	)		3,226
Reinvested capital gains		-			-			-			907,438			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(56,949	)		(3,127	)		(120,735	)		(598,273	)		(2,466	)		26,962			(18,435	)		27,674
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		5,965			29,498			21,524			47,854			19,379			19,770			4,548			6,716
Transfers between funds		67,872			(81,614	)		252,798			(105,452	)		121,695			(128,872	)		132,707			(14,635	)
Surrenders (note 6)		(7,620	)		(281	)		(14,880	)		(24,252	)		(35,225	)		(5,920	)		(3,054	)		(8,920	)
Death Benefits (note 4)		-			-			(403	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		(567	)		(4,126	)		(19,353	)		(6,685	)		7,223			(8,807	)		(668	)		(4,164	)
Deductions for surrender charges (note 2d)		-			(434	)		(2,319	)		(6,295	)		(1,496	)		(3,500	)		(48	)		(585	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(4,261	)		(5,100	)		(32,137	)		(62,855	)		(14,566	)		(14,532	)		(5,487	)		(3,905	)
Asset charges (note 3):		(329	)		(330	)		(2,294	)		(3,949	)		(888	)		(803	)		(240	)		(221	)
Adjustments to maintain reserves		2			11			19,957			(89	)		217			23			3			-
Net equity transactions		61,062			(62,376	)		222,893			(161,723	)		96,339			(142,641	)		127,761			(25,714	)
Net change in contract owners’ equity		4,113			(65,503	)		102,158			(759,996	)		93,873			(115,679	)		109,326			1,960
Contract owners’ equity beginning of period		78,923			144,426			286,476			1,046,472			180,571			296,250			26,742			24,782
Contract owners’ equity end of period	$	83,036			78,923			388,634			286,476			274,444			180,571			136,068			26,742
CHANGES IN UNITS:
Beginning units		10,023			21,952			22,432			56,096			13,761			28,141			1,840			2,828
Units purchased		2,645			3,554			10,153			4,400			9,190			1,972			6,503			595
Units redeemed		(3,447	)		(15,483	)		(4,946	)		(38,064	)		(3,362	)		(16,352	)		(591	)		(1,583	)
Ending units		9,221			10,023			27,639			22,432			19,589			13,761			7,752			1,840

(Continued)

23

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RVIDD						RJNF						RVIMC						RAF
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			-			-			81
Realized gain (loss) on investments		(176,706	)		(121,841	)		(21,048	)		36,487			(81,028	)		(57,574	)		(396,101	)		(565,374	)
Change in unrealized gain (loss) on investments		(2,738	)		1,720			(9,222	)		8,989			(229,189	)		11,372			1,046			4,998
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(179,444	)		(120,121	)		(30,270	)		45,476			(310,217	)		(46,202	)		(395,055	)		(560,295	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		240			3,802			14,468			13,749			(348,088	)		1,209			71,589			126,753
Transfers between funds		394,967			102,435			134,398			(273,530	)		1,077,729			1,116,139			428,045			436,651
Surrenders (note 6)		(64	)		(2,977	)		(3,609	)		(5,462	)		(4,720	)		(352	)		(26,244	)		(735	)
Death Benefits (note 4)		-			-			-			-			-			-			(276	)		-
Net policy repayments (loans) (note 5)		(70,794	)		(4,578	)		(5,926	)		(5,223	)		(1,344	)		(2,195	)		15,258			(3,628	)
Deductions for surrender charges (note 2d)		(1	)		(135	)		(262	)		(485	)		(671	)		-			(5,999	)		(2,372	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(38,332	)		(9,305	)		(12,049	)		(15,249	)		(41,326	)		(5,175	)		(87,553	)		(88,785	)
Asset charges (note 3):		(1,265	)		(862	)		(812	)		(1,027	)		(3,271	)		(301	)		(4,501	)		(3,847	)
Adjustments to maintain reserves		428			11			1,839			30			283,826			2			5,203			6
Net equity transactions		285,179			88,391			128,047			(287,197	)		962,135			1,109,327			395,522			464,043
Net change in contract owners’ equity		105,735			(31,730	)		97,777			(241,721	)		651,918			1,063,125			467			(96,252	)
Contract owners’ equity beginning of period		166,358			198,088			123,832			365,553			1,123,248			60,123			44,464			140,716
Contract owners’ equity end of period	$	272,093			166,358			221,609			123,832			1,775,166			1,123,248			44,931			44,464
CHANGES IN UNITS:
Beginning units		29,170			19,225			18,408			64,889			169,355			5,867			7,045			13,360
Units purchased		61,980			12,057			23,541			2,689			197,510			164,495			19,982			4,157
Units redeemed		(22,710	)		(2,112	)		(4,167	)		(49,170	)		(8,624	)		(1,007	)		(17,985	)		(10,472	)
Ending units		68,440			29,170			37,782			18,408			358,241			169,355			9,042			7,045

(Continued)

24

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RVISC						RUF						RLCJ						RLF
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			868			185			-
Realized gain (loss) on investments		(125,332	)		(455,787	)		(107,551	)		79,401			15,651			(19,178	)		17,041			(10,063	)
Change in unrealized gain (loss) on investments		3,267			26,258			(5,593	)		15,671			30,187			51,845			(1,824	)		6,356
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(122,065	)		(429,529	)		(113,144	)		95,072			45,838			33,535			15,402			(3,707	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		5,832			(108,192	)		8,584			15,377			21,485			8,638			50,426			2,679
Transfers between funds		115,645			(1,163,772	)		475,134			(159,000	)		65,609			52,440			652,222			54,709
Surrenders (note 6)		(24,010	)		(4,970	)		(5,547	)		(7,986	)		(11,650	)		(3,174	)		(3,590	)		(43	)
Death Benefits (note 4)		(415	)		-			(577	)		-			-			-			-			-
Net policy repayments (loans) (note 5)		(1,571	)		(3,201	)		(45,332	)		(75,536	)		676			689			(131	)		(571	)
Deductions for surrender charges (note 2d)		(1,006	)		(2,135	)		(603	)		(3,134	)		(1,131	)		(466	)		(149	)		(855	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(19,300	)		(16,624	)		(28,656	)		(43,718	)		(21,118	)		(10,926	)		(12,370	)		(1,623	)
Asset charges (note 3):		(922	)		(1,552	)		(1,696	)		(2,748	)		(1,188	)		(621	)		(537	)		(117	)
Adjustments to maintain reserves		247			1			260			(28	)		(4,990	)		10			(9	)		9
Net equity transactions		74,500			(1,300,445	)		401,567			(276,773	)		47,693			46,590			685,862			54,188
Net change in contract owners’ equity		(47,565	)		(1,729,974	)		288,423			(181,701	)		93,531			80,125			701,264			50,481
Contract owners’ equity beginning of period		135,318			1,865,292			241,931			423,632			189,417			109,292			54,104			3,623
Contract owners’ equity end of period	$	87,753			135,318			530,354			241,931			282,948			189,417			755,368			54,104
CHANGES IN UNITS:
Beginning units		20,984			194,213			31,555			40,032			17,004			12,134			4,926			451
Units purchased		6,584			2,150			63,038			1,600			8,066			6,498			49,173			4,837
Units redeemed		(8,766	)		(175,379	)		(11,293	)		(10,077	)		(3,121	)		(1,628	)		(1,335	)		(362	)
Ending units		18,802			20,984			83,300			31,555			21,949			17,004			52,764			4,926

(Continued)

25

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RMED						RVCEQ						RVARS						RVF
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			278			168			-			-			3,980			-			-
Realized gain (loss) on investments		69,702			(38,191	)		9,426			689			(4,374	)		4,591			50,014			935,146
Change in unrealized gain (loss) on investments		48,693			141,019			(5,216	)		5,206			9,685			(7,146	)		(24,926	)		82,026
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		118,395			103,106			4,378			5,895			5,311			1,425			25,088			1,017,172
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		46,331			58,066			287			1,170			35,129			35,136			148,292			312,163
Transfers between funds		(237,749	)		193,594			(40,266	)		12,151			(258,914	)		232,618			1,242,912			923,678
Surrenders (note 6)		(23,537	)		(23,622	)		-			-			(19,301	)		(3,002	)		(32,153	)		(35,667	)
Death Benefits (note 4)		-			-			-			-			(694	)		-			-			-
Net policy repayments (loans) (note 5)		(3,164	)		(3,644	)		-			-			(154	)		574			274			235
Deductions for surrender charges (note 2d)		(2,224	)		901			-			-			(3,572	)		(641	)		(3,687	)		(566	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(34,468	)		(35,343	)		(614	)		(1,592	)		(12,405	)		(19,379	)		(111,256	)		(150,137	)
Asset charges (note 3):		(1,751	)		(1,407	)		(44	)		(101	)		(684	)		(1,165	)		(5,548	)		(6,226	)
Adjustments to maintain reserves		(174	)		10			1			(1	)		1			(2	)		41,779			17
Net equity transactions		(256,736	)		188,555			(40,636	)		11,627			(260,594	)		244,139			1,280,613			1,043,497
Net change in contract owners’ equity		(138,341	)		291,661			(36,258	)		17,522			(255,283	)		245,564			1,305,701			2,060,669
Contract owners’ equity beginning of period		553,238			261,577			36,258			18,736			368,726			123,162			2,353,893			293,224
Contract owners’ equity end of period	$	414,897			553,238			-			36,258			113,443			368,726			3,659,594			2,353,893
CHANGES IN UNITS:
Beginning units		44,146			31,809			4,656			3,055			43,872			14,173			234,893			63,731
Units purchased		3,784			19,302			38			1,866			4,170			32,587			47,397			200,290
Units redeemed		(23,861	)		(6,965	)		(4,694	)		(265	)		(35,330	)		(2,888	)		(15,531	)		(29,128	)
Ending units		24,069			44,146			-			4,656			12,712			43,872			266,759			234,893

(Continued)

26

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	ROF						RNF						RPMF						RREF
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			373			4,084			222			-			11,960			4,312
Realized gain (loss) on investments		29,998			439,069			97,287			(42,470	)		885,104			589,727			153			(39,703	)
Change in unrealized gain (loss) on investments		(31,410	)		31,124			(35,294	)		144,031			(24,254	)		(206,234	)		1,481			61,668
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(1,412	)		470,193			62,366			105,645			861,072			383,493			13,594			26,277
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		79,292			210,202			28,176			(659	)		65,549			23,331			98,888			50,213
Transfers between funds		(719,441	)		(449,648	)		(273,924	)		168,673			53,443			(335,440	)		334,592			(68,836	)
Surrenders (note 6)		(17,772	)		(108,428	)		(12,310	)		(4,776	)		(87,799	)		(15,893	)		(9,701	)		(4,267	)
Death Benefits (note 4)		-			-			-			-			(584	)		-			-			-
Net policy repayments (loans) (note 5)		(1,150	)		(11,915	)		(683	)		(4,199	)		(16,155	)		(22,114	)		(9,136	)		(1,455	)
Deductions for surrender charges (note 2d)		(2,633	)		(14,002	)		(1,999	)		(1,586	)		(7,201	)		(6,434	)		(691	)		(1,116	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(49,467	)		(81,820	)		(20,885	)		(33,318	)		(91,247	)		(78,821	)		(27,531	)		(9,246	)
Asset charges (note 3):		(2,914	)		(4,498	)		(1,417	)		(1,411	)		(7,269	)		(4,886	)		(1,672	)		(568	)
Adjustments to maintain reserves		(484	)		2,785			234			6			(53	)		6			97			24
Net equity transactions		(714,569	)		(457,324	)		(282,808	)		122,730			(91,316	)		(440,251	)		384,846			(35,251	)
Net change in contract owners’ equity		(715,981	)		12,869			(220,442	)		228,375			769,756			(56,758	)		398,440			(8,974	)
Contract owners’ equity beginning of period		1,275,319			1,262,450			410,146			181,771			1,330,103			1,386,861			212,709			221,683
Contract owners’ equity end of period	$	559,338			1,275,319			189,704			410,146			2,099,859			1,330,103			611,149			212,709
CHANGES IN UNITS:
Beginning units		98,137			147,663			40,801			24,503			77,742			120,975			17,884			23,348
Units purchased		5,654			18,275			2,864			22,145			23,824			7,900			26,925			5,330
Units redeemed		(67,464	)		(67,801	)		(27,934	)		(5,847	)		(12,678	)		(51,133	)		(3,657	)		(10,794	)
Ending units		36,327			98,137			15,731			40,801			88,888			77,742			41,152			17,884

(Continued)

27

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RRF						RMEK						RTF						RVLCG
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			-			-			-			-			6,828			-			-
Realized gain (loss) on investments		(14,471	)		19,153			(113,773	)		(288,072	)		34,905			515,190			53,592			75,914
Change in unrealized gain (loss) on investments		(1,678	)		1,615			(112,555	)		75,691			112,460			65,068			67,564			52,179
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		(16,149	)		20,768			(226,328	)		(212,381	)		147,365			587,086			121,156			128,093
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		7,970			4,402			59,879			(52,880	)		22,905			19,425			26,280			23,013
Transfers between funds		614,406			65,764			537,687			1,858,967			(146,855	)		1,034,582			757,489			(9,299	)
Surrenders (note 6)		(16,824	)		(168	)		(95,749	)		(149,592	)		(17,689	)		(132,756	)		(142,412	)		(10,847	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		15,687			(31,987	)		4,838			(2,809	)		(5,746	)		(3,914	)		15,065			(25,507	)
Deductions for surrender charges (note 2d)		(35	)		(195	)		(1,316	)		(2,884	)		(1,024	)		7,308			(5,536	)		(2,893	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(17,269	)		(2,848	)		(93,515	)		(110,827	)		(69,744	)		(78,403	)		(27,691	)		(21,857	)
Asset charges (note 3):		(428	)		(167	)		(6,272	)		(5,399	)		(3,581	)		(3,467	)		(1,954	)		(1,168	)
Adjustments to maintain reserves		8			3			45,442			12			21,793			6			8			9
Net equity transactions		603,515			34,804			450,994			1,534,588			(199,941	)		842,781			621,249			(48,549	)
Net change in contract owners’ equity		587,366			55,572			224,666			1,322,207			(52,576	)		1,429,867			742,405			79,544
Contract owners’ equity beginning of period		77,353			21,781			1,552,510			230,303			1,602,595			172,728			339,563			260,019
Contract owners’ equity end of period	$	664,719			77,353			1,777,176			1,552,510			1,550,019			1,602,595			1,081,968			339,563
CHANGES IN UNITS:
Beginning units		7,109			2,887			143,052			28,290			192,146			30,314			32,661			36,824
Units purchased		43,151			8,130			-			146,950			7,987			195,145			64,768			7,133
Units redeemed		(1,442	)		(3,908	)		(24,257	)		(32,188	)		(52,011	)		(33,313	)		(14,194	)		(11,296	)
Ending units		48,818			7,109			118,795			143,052			148,122			192,146			83,235			32,661

(Continued)

28

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RVLCV						RVMCG						RVMCV						RVSCG
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	3,058			3,398			-			-			3,619			3,207			-			-
Realized gain (loss) on investments		9,034			41,787			218,643			66,170			18,139			(4,836	)		172,929			62,831
Change in unrealized gain (loss) on investments		19,089			17,276			(42,854	)		141,941			7,895			105,780			(41,548	)		24,778
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		31,181			62,461			175,789			208,111			29,653			104,151			131,381			87,609
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		40,366			28,606			60,987			49,454			83,194			31,953			34,091			26,077
Transfers between funds		123,706			128,104			427,560			16,414			(198,466	)		320,992			1,137,998			125,559
Surrenders (note 6)		(8,212	)		(593	)		(9,754	)		(18,731	)		(20,357	)		(1,158	)		(5,355	)		(10,020	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(156	)		(5,868	)		(2,265	)		(3,380	)		(2,816	)		(7,928	)		(2,132	)		(8,747	)
Deductions for surrender charges (note 2d)		(321	)		(389	)		(2,077	)		(4,822	)		(1,705	)		(521	)		-			(2,008	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(16,781	)		(10,027	)		(42,518	)		(34,854	)		(33,546	)		(19,033	)		(26,515	)		(17,532	)
Asset charges (note 3):		(1,314	)		(602	)		(2,731	)		(1,755	)		(1,757	)		(922	)		(1,917	)		(998	)
Adjustments to maintain reserves		(126	)		8			6			-			208			16			25			(3	)
Net equity transactions		137,162			139,239			429,208			2,326			(175,245	)		323,399			1,136,195			112,328
Net change in contract owners’ equity		168,343			201,700			604,997			210,437			(145,592	)		427,550			1,267,576			199,937
Contract owners’ equity beginning of period		252,664			50,964			405,708			195,271			528,107			100,557			265,270			65,333
Contract owners’ equity end of period	$	421,007			252,664			1,010,705			405,708			382,515			528,107			1,532,846			265,270
CHANGES IN UNITS:
Beginning units		24,930			7,606			29,948			22,604			43,407			12,832			22,776			7,515
Units purchased		13,189			19,505			34,234			13,281			6,135			33,658			88,054			19,186
Units redeemed		(3,593	)		(2,181	)		(7,908	)		(5,937	)		(23,370	)		(3,083	)		(5,877	)		(3,925	)
Ending units		34,526			24,930			56,274			29,948			26,172			43,407			104,953			22,776

(Continued)

29

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RVSCV						RVSDL						RTEC						RTEL
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			5,222			-			-			-			-			2,800			141
Realized gain (loss) on investments		(53,214	)		76,114			14,492			(70,983	)		49,004			37,126			13,093			17,167
Change in unrealized gain (loss) on investments		72,631			30,860			(13,880	)		23,540			(23,762	)		25,862			1,223			(5,548	)
Reinvested capital gains		-			-			-			34,607			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		19,417			112,196			612			(12,836	)		25,242			62,988			17,116			11,760
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		21,910			21,037			4,785			3,559			8,385			3,381			12,363			51
Transfers between funds		298,506			10,806			42,082			102,534			47,127			102,088			107,667			(76,802	)
Surrenders (note 6)		(5,851	)		(8,037	)		(7,706	)		(989	)		(20,599	)		(9,411	)		(9,145	)		(2,720	)
Death Benefits (note 4)		-			-			-			-			-			-			-			-
Net policy repayments (loans) (note 5)		(321	)		(2,474	)		(8,875	)		(120	)		(6,726	)		(4,132	)		4,293			(12	)
Deductions for surrender charges (note 2d)		(276	)		(1,302	)		(338	)		(89	)		-			(2,478	)		(6	)		(1,250	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(21,375	)		(29,851	)		(9,971	)		(7,455	)		(9,867	)		(9,690	)		(4,978	)		(2,680	)
Asset charges (note 3):		(1,643	)		(1,077	)		(704	)		(334	)		(637	)		(570	)		(295	)		(199	)
Adjustments to maintain reserves		(789	)		1			(757	)		13			10			8			5			7
Net equity transactions		290,161			(10,897	)		18,516			97,119			17,693			79,196			109,904			(83,605	)
Net change in contract owners’ equity		309,578			101,299			19,128			84,283			42,935			142,184			127,020			(71,845	)
Contract owners’ equity beginning of period		209,123			107,824			179,305			95,022			184,952			42,768			20,333			92,178
Contract owners’ equity end of period	$	518,701			209,123			198,433			179,305			227,887			184,952			147,353			20,333
CHANGES IN UNITS:
Beginning units		19,640			16,432			22,977			10,248			16,853			6,064			1,756			10,244
Units purchased		26,611			8,163			7,025			16,412			5,190			13,574			10,211			128
Units redeemed		(7,310	)		(4,955	)		(3,374	)		(3,683	)		(3,508	)		(2,785	)		(854	)		(8,616	)
Ending units		38,941			19,640			26,628			22,977			18,535			16,853			11,113			1,756

(Continued)

30

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	RTRF						RUTL						RVWDL						NVMM2
	2010			2009			2010			2009			2010			2009			2010			2009
Investment activity:
Net investment income (loss)	$	-			418			5,434			5,765			-			58			35			-
Realized gain (loss) on investments		5,911			(20,777	)		7,022			(6,355	)		(18,548	)		(32,795	)					-
Change in unrealized gain (loss) on investments		(916	)		12,744			(383	)		823			9,330			(6,246	)		-			-
Reinvested capital gains		-			-			-			-			-			-			-			-
Net increase (decrease) in contract owners’ equity resulting from operations		4,995			(7,615	)		12,073			233			(9,218	)		(38,983	)		35			-
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		72,387			12,741			18,465			15,963			19,666			8,156			2,056,115			134,434
Transfers between funds		147,942			15,038			61,051			28,342			(68,497	)		(466,393	)		(9,774,487	)		25,708,333
Surrenders (note 6)		(11,781	)		(2,811	)		(33,115	)		(254	)		(66	)		(5,004	)		(822,447	)		(7,269	)
Death Benefits (note 4)		-			-			-			-			-			-			(30,318	)		-
Net policy repayments (loans) (note 5)		5,471			1,607			24,538			(18,362	)		(714	)		(799	)		(518,632	)		(44,657	)
Deductions for surrender charges (note 2d)		(13	)		(2,371	)		(1,668	)		(2,147	)		-			(2,632	)		(86,032	)		(8,732	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(21,006	)		(7,074	)		(14,541	)		(10,603	)		(7,576	)		(8,313	)		(1,042,133	)		(62,862	)
Asset charges (note 3):		(888	)		(301	)		(722	)		(485	)		(455	)		(491	)		(70,493	)		(4,065	)
Adjustments to maintain reserves		18			9			(17	)		20			37			7			2			(2	)
Net equity transactions		192,130			16,838			53,991			12,474			(57,605	)		(475,469	)		(10,288,425	)		25,715,180
Net change in contract owners’ equity		197,125			9,223			66,064			12,707			(66,823	)		(514,452	)		(10,288,390	)		25,715,180
Contract owners’ equity beginning of period		131,184			121,961			145,176			132,469			140,496			654,948			25,715,180			-
Contract owners’ equity end of period	$	328,309			131,184			211,240			145,176			73,673			140,496			15,426,790			25,715,180
CHANGES IN UNITS:
Beginning units		10,728			11,708			9,411			9,772			12,129			60,277			2,571,518			-
Units purchased		13,434			1,685			5,081			2,927			1,893			731			282,295			2,585,505
Units redeemed		(2,533	)		(2,665	)		(1,680	)		(3,288	)		(7,284	)		(48,879	)		(1,311,136	)		(13,987	)
Ending units		21,629			10,728			12,812			9,411			6,738			12,129			1,542,677			2,571,518

(Continued)

31

NATIONWIDE VLI SEPARATE ACCOUNT-6

STATEMENTS OF CHANGES IN CONTRACT OWNERS’ EQUITY

Years Ended December 31, 2010 and 2009

	SAM2						SGRF					SGRF3					RVHEQ
	2010			2009			2010		2009			2010		2009			2010		2009
Investment activity:
Net investment income (loss)	$	-			2,855			-		-			-		-			-		738
Realized gain (loss) on investments		-			-			-		(623	)		-		(9,777	)		-		(5,573	)
Change in unrealized gain (loss) on investments		-			-			-		604			-		10,457			-		(1,575	)
Reinvested capital gains		-			-			-		-			-		-			-		-
Net increase (decrease) in contract owners’ equity resulting from operations		-			2,855			-		(19	)		-		680			-		(6,410	)
Equity transactions:
Purchase payments received from contract owners (notes 2a and 6)		46			2,483,835			-		-			-		751			-		4,549
Transfers between funds		(24,183	)		(31,410,186	)		-		(611	)		-		(17,439	)		-		(95,643	)
Surrenders (note 6)		(6	)		(2,040,533	)		-		(1,211	)		-		(1,287	)		-		(1,566	)
Death Benefits (note 4)		-			-			-		-			-		-			-		-
Net policy repayments (loans) (note 5)		51,801			(1,820,933	)		-		-			-		-			-		1,337
Deductions for surrender charges (note 2d)		-			(169,050	)		-		(216	)		-		(235	)		-		(314	)
Redemptions to pay cost of insurance charges and administration charges (notes 2b and 2c)		(27,239	)		(1,213,347	)		-		(33	)		-		(313	)		-		(4,117	)
Asset charges (note 3):		(418	)		(85,564	)		-		(2	)		-		(26	)		-		(183	)
Adjustments to maintain reserves		(1	)		28			-		8			-		8			-		7
Net equity transactions		-			(34,255,750	)		-		(2,065	)		-		(18,541	)		-		(95,930	)
Net change in contract owners’ equity		-			(34,252,895	)		-		(2,084	)		-		(17,861	)		-		(102,340	)
Contract owners’ equity beginning of period		-			34,252,895			-		2,084			-		17,861			-		102,340
Contract owners’ equity end of period	$	-			-			-		-			-		-			-		-
CHANGES IN UNITS:
Beginning units		-			3,034,772			-		239			-		2,358			-		12,746
Units purchased		5,768			252,834			-		-			-		102			-		621
Units redeemed		(5,768	)		(3,287,606	)		-		(239	)		-		(2,460	)		-		(13,367	)
Ending units		-			-			-		-			-		-			-		-

See accompanying notes to financial statements.

32

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

(1) Background and Summary of Significant Accounting Policies

(a) Organization and Nature of Operations

The Nationwide VLI Separate Account-6 (the Account) was established pursuant to a resolution of the Board of Directors of Nationwide Life Insurance Company (the Company) on July, 10 2001, and commenced operations on November 30, 2003. The Account is registered as a unit investment trust under the Investment Company Act of 1940. The Company offers Flexible Premium Variable Universal Life Insurance Policies through the Account. The primary distribution for contracts is through wholesalers and brokers.

(b) The Contracts

Only policies with a front-end sales charge and certain other fees are offered for purchase. See note 2 for a discussion of policy charges and note 3 for asset charges. Policy owners may invest in the following:

With certain exceptions, contract owners may invest in the following:

NATIONWIDE FUNDS GROUP

Federated NVIT High Income Bond Fund - Class III (HIBF3)

NVIT Fund - Class II (TRF2)

NVIT Fund - Class III (TRF3)

NVIT Government Bond Fund - Class I (GBF)

NVIT Government Bond Fund - Class III (GBF3)

NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)

NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)

NVIT Investor Destinations Conservative Fund - Class II (GVIDC)*

NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)

NVIT Investor Destinations Moderate Fund - Class II (GVIDM)

NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)

NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)

NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)

NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)*

NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)

NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)

NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)

NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)

NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)

NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)

NVIT Multi-Manager Small Company Fund - Class II (SCF2)

NVIT Multi-Manager Small Company Fund - Class III (SCF3)

PORTFOLIOS OF THE AMERICAN CENTURY VARIABLE PORTFOLIOS, INC.

VP Income & Growth Fund - Class II (ACVIG2)

VP Income & Growth Fund - Class III (ACVIG3)

VP Ultra(R) Fund - Class II (ACVU2)

VP Ultra(R) Fund - Class III (ACVU3)

VP Value Fund - Class II (ACVV2)

VP Value Fund - Class III (ACVV3)

PORTFOLIOS OF THE FIDELITY(R) VARIABLE INSURANCE PRODUCTS

Contrafund Portfolio - Service Class 2 (FC2)

VIP Fund - Contrafund Portfolio - Service Class 2 R (FC2R)

VIP Fund - Equity-Income Portfolio - Service Class 2 (FEI2)

VIP Fund - Equity-Income Portfolio - Service Class 2 R (FEI2R)

VIP Fund - Growth Portfolio - Service Class 2 (FG2)

VIP Fund - Growth Portfolio - Service Class 2 R (FG2R)

RYDEX FUNDS

Variable Trust: All-Cap Opportunity Fund (RSRF)

Variable Trust: Banking Fund (RBKF)

Variable Trust: Basic Materials Fund (RBMF)

Variable Trust: Biotechnology Fund (RBF)

Variable Trust: Commodities Strategy Fund (RVCMD)

Variable Trust: Consumer Products Fund (RCPF)

Variable Trust: Dow 2x Strategy Fund (RVLDD)

Variable Trust: Electronics Fund (RELF)

Variable Trust: Energy Fund (RENF)

Variable Trust: Energy Services Fund (RESF)

Variable Trust: Europe 1.25x Strategy Fund (RLCE)

Variable Trust: Financial Services Fund (RFSF)

Variable Trust: Government Long Bond 1.2x Strategy Fund (RUGB)

Variable Trust: Health Care Fund (RHCF)

Variable Trust: Internet Fund (RINF)

Variable Trust: Inverse Dow 2x Strategy Fund (RVIDD)

Variable Trust: Inverse Government Long Bond Strategy Fund (RJNF)

Variable Trust: Inverse Mid-Cap Strategy Fund (RVIMC)

Variable Trust: Inverse NASDAQ-100(R) Strategy Fund (RAF)

Variable Trust: Inverse Russell 2000(R) Strategy Fund (RVISC)

Variable Trust: Inverse S&P 500 Strategy Fund (RUF)

Variable Trust: Japan 2x Strategy Fund (RLCJ)

Variable Trust: Leisure Fund (RLF)

Variable Trust: Mid-Cap 1.5x Strategy Fund (RMED)

Variable Trust: Multi-Hedge Strategies Fund (RVARS)

Variable Trust: NASDAQ-100(R) 2x Strategy Fund (RVF)

Variable Trust: NASDAQ-100(R) Fund (ROF)

Variable Trust: Nova Fund (RNF)

Variable Trust: Precious Metals Fund (RPMF)

Variable Trust: Real Estate Fund (RREF)

Variable Trust: Retailing Fund (RRF)

(Continued)

33

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

Variable Trust: Russell 2000(R) 1.5x Strategy Fund (RMEK)

Variable Trust: S&P 500 2x Strategy Fund (RTF)

Variable Trust: S&P 500 Pure Growth Fund (RVLCG)

Variable Trust: S&P 500 Pure Value Fund (RVLCV)

Variable Trust: S&P MidCap 400 Pure Growth Fund (RVMCG)

Variable Trust: S&P MidCap 400 Pure Value Fund (RVMCV)

Variable Trust: S&P SmallCap 600 Pure Growth Fund (RVSCG)

Variable Trust: S&P SmallCap 600 Pure Value Fund (RVSCV)

Variable Trust: Strengthening Dollar 2x Strategy Fund (RVSDL)

Variable Trust: Technology Fund (RTEC)

Variable Trust: Telecommunications Fund (RTEL)

Variable Trust: Transportation Fund (RTRF)

Variable Trust: Utilities Fund (RUTL)

Variable Trust: Weakening Dollar 2x Strategy Fund (RVWDL)

Z CLOSED FUNDS

NVIT Money Market Fund - Class II (NVMM2)

* At December 31, 2010, contract owners were not invested in this fund.

The contract owners’ equity is affected by the investment results of each fund, equity transactions by contract owners and certain policy and asset charges (see notes 2 and 3). The accompanying financial statements include only contract owners’ purchase payments pertaining to the variable portions of their contracts and exclude any purchase payments for fixed dollar benefits, the latter being included in the Accounts of the Company.

A contract owner may choose from among a number of different underlying mutual fund options. The underlying mutual fund options are not available to the general public directly. The underlying mutual funds are available as investment options in variable life insurance policies or variable annuity contracts issued by life insurance companies or, in some cases, through participation in certain qualified pension or retirement plans.

Some of the underlying mutual funds have been established by investment advisers which manage publicly traded mutual funds having similar names and investment objectives. While some of the underlying mutual funds may be similar to, and may in fact be modeled after, publicly traded mutual funds, the underlying mutual funds are not otherwise directly related to any publicly traded mutual fund. Consequently, the investment performance of publicly traded mutual funds and any corresponding underlying mutual funds may differ substantially.

A purchase payment could be presented as a negative equity transaction in the Statements of Changes in Contract Owners’ Equity if a prior period purchase payment is refunded to a contract owner due to a contract cancellation during the free look period, and/or if a gain is realized by the contract owner during the free look period.

The Company allocates purchase payments to sub-accounts and/or the fixed account as instructed by the contract owner. Shares of the sub-accounts are purchased at Net Asset Value, then converted into accumulation units. Certain transactions may be subject to conditions imposed by the underlying mutual funds, as well as those set forth in the contract.

(c) Security Valuation, Transactions and Related Investment Income

Investments in underlying mutual funds are valued at the closing net asset value per share at December 31, 2010 of such funds, which represents fair value. The cost of investments sold is determined on a first in - first out basis. Investment transactions are accounted for on the trade date (date the order to buy or sell is executed), and dividends and capital gain distributions are accrued as of the ex-dividend date and are reinvested in the underlying mutual funds.

(d) Federal Income Taxes

Operations of the Account form a part of, and are taxed with, operations of the Company, which is taxed as a life insurance company under the provisions of the Internal Revenue Code. The Company does not provide for income taxes within the Account. Taxes are generally the responsibility of the contract owner upon termination or withdrawal.

(e) Use of Estimates in the Preparation of Financial Statements

The preparation of financial statements in conformity with U.S. generally accepted accounting principles may require management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities, if any, at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

(f) Recently Issued Accounting Standards

In September 2006, the FASB issued FASB ASC 820, Fair Value Measurements and Disclosures (SFAS No. 157, Fair Value Measurements). FASB ASC 820 provides enhanced guidance for using fair value to measure assets and liabilities and requires new disclosures about fair value measurements and also provides guidance regarding the extent to which companies measure assets and liabilities at fair value, the information used to measure fair value, and the effect of fair value measurements on earnings. For assets and liabilities that are measured at fair value on a recurring basis in periods subsequent to initial recognition, the reporting entity shall disclose information that enables financial statement users to assess the inputs used to develop those measurements. FASB ASC 820 applies whenever other standards require (or permit) assets or liabilities to be measured at fair value but does not expand the use of fair value in any new circumstances.

FASB ASC 820 was effective for fiscal years beginning after November 15, 2007, and interim periods within those fiscal years, with early adoption permitted. The Account adopted FASB ASC 820 effective January 1, 2008. The adoption of FASB ASC 820 did not have a material impact on the Account’s financial position or results of operations.

In September 2009 the FASB issued ASU 2009-12, which amends FASB ASC 820, Fair Value Measurements and Disclosures. This guidance applies to reporting entities that hold an investment that is required or permitted to be measured or disclosed at fair value on a recurring or nonrecurring basis if the investment does not have a readily determinable fair value and the investee has attributes of an investment company. For these investments, this update allows, as a practical expedient, the use of net asset value (NAV) as the basis to estimate fair value as long as it is not probable, as of the measurement date that the investment will be sold and NAV is not the value that will be used in the sale. The NAVs must be calculated consistent with the American Institute of Certified Public Accountants Audit and Accounting Guide, Investment Companies, which generally requires these investments to be measured at fair value. Additionally, the guidance provided updated disclosures for investments within its scope and noted that if the investor can redeem the investment with the investee on the measurement date at NAV, the investment should likely be classified as Level 2 in the fair value hierarchy. Investments that cannot be redeemed with the investee at NAV would generally be classified as Level 3 in the fair value hierarchy. If the investment is not redeemable with the investee on the measurement date, but will be at a future date, the length of time until the investment is redeemable should be considered in determining classification as Level 2 or 3. This guidance is effective for interim and annual periods ending after December 15, 2009 with early adoption permitted. The Account adopted this guidance effective the period ending December 31, 2009. The adoption of this guidance did not have a material impact on the financial statements of the Account.

(Continued)

34

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

In January 2010, the FASB issued ASU 2010-06, which amends FASB ASC 820, Fair Value Measurement and Disclosures. This guidance requires new disclosures and provides amendments to clarify existing disclosures. The new requirements include disclosing transfers in and out of Levels 1 and 2 fair value measurements, the reasons for the transfers, and further disaggregating activity in level 3 fair value measurements. The clarification of existing disclosure guidance includes further disaggregation of fair value measurement disclosures for each class of assets and liabilities and providing disclosures about the valuation techniques and inputs used to measure fair value for both recurring and nonrecurring fair value measurements. This guidance is effective for interim and annual reporting periods beginning after December 15, 2009, except for the new disclosures regarding the activity in Level 3 measurements, which shall be effective for fiscal years beginning after December 15, 2010, and for interim periods within those fiscal years. The Company adopted this guidance effective January 1, 2010, except for the new disclosure regarding the activity in Level 3 measurements, which the Company will adopt for the fiscal period beginning January 1, 2011.

(g) Subsequent Events

The Company evaluated subsequent events through the date the financial statements were issued with the SEC.

(2) Policy Charges

(a) Deductions from Premiums

The Company deducts a premium load charge to cover sales loads and state premium taxes. The sales load portion of the premium load charge is $5 per $1,000 of premium and covers sales expenses incurred by the Company. The premium tax portion of the premium load charge is $35 per $1,000 of premium and is used to reimburse the Company for state and local premium taxes (at the estimated rate of 2.25%), and for federal premium taxes (at the estimated rate of 1.25%). For the periods ended December 31, 2010 and 2009, total front-end sales charge deductions were $200,836 and $238,723, respectively and were recognized as a reduction of purchase payments on the Statement of Changes in Contract Owners’ Equity.

(b) Cost of Insurance

A cost of insurance charge is assessed monthly against each contract by liquidating units. The amount of the charge varies widely and is based upon age, sex, rate class, and net amount at risk (death benefit less total contract value).

(c) Administrative Charges

The Company currently deducts $10 per month through the first year from the policy date, which is also the maximum guaranteed administrative charge. Thereafter, the Company will deduct $5 per month, and the maximum guaranteed administrative charge is $7.50 per month. These charges are assessed against each contract monthly by liquidating units.

(d) Surrender Charges

Policy surrenders result in a redemption of the contract value from the Account and payment of the surrender proceeds to the contract owner or designee. The surrender proceeds consist of the contract value, less any outstanding policy loans and less a surrender charge if applicable. The amount of the charge is based upon a specified percentage of the initial surrender charge which varies by age, sex and rate class. The surrender charge is 100% of the initial surrender charge in the first year, and declines in specified percentages each year. After the ninth year, the charge is 0%. Surrender charges are assessed by liquidating units. The Company may wave the surrender charge for certain contracts in which sales expenses normally associated with the distribution of a contract are not incurred. The charges are assessed against each contract by liquidating units.

(3) Asset Charges

The Company deducts a charge related to the assumption of mortality and expense risk.

This charge is $0.50 per $1,000 on the first $25,000 of cash value. During the first through fifteenth years from the policy date, the charge is $0.25 per $1,000 of cash value on amounts between $25,000 and $250,000 of cash value. Otherwise, the charge is $0.17 per $1,000 of cash value thereafter. This charge is assessed monthly against each contract by liquidating units.

(4) Death Benefits

Death benefit proceeds result in the redemption of the contract value from the Account and payment of those proceeds, less any outstanding policy loans (and policy charges), to the legal beneficiary. The contracts have a minimum required death benefit. The minimum required death benefit is the lowest benefit that will qualify the policy as life insurance under Section 7702 of the Internal Revenue Code.

There are three options a contract owner may choose when determining the death benefit:

1) The death benefit will be the greater of the Specified Amount or minimum required death benefit;

2) The death benefit will be the greater of the Specified Amount plus the cash value as of the date of death, or the minimum required death benefit;

3) The death benefit will be the Specified Amount plus the accumulated premium account (which consists of all premium payments minus all partial surrenders to the date of death) or the minimum required death benefit.

For any death benefit option, the calculation of the minimum required death benefit is shown on the Policy Data Page. Not all death benefit options are available in all states. In the event that the guaranteed death benefit exceeds the contract value on the date of death, the excess is paid by the Company’s general account.

(5) Policy Loans (Net of Repayments)

Contract provisions allow contract owners to borrow 90.0% of a policy’s variable cash surrender value plus 100.0% of a policy’s fixed cash surrender value less the applicable value of any surrender charges. Interest is charged on the outstanding loans and is due and payable in advance on the policy anniversary. In certain circumstances a contract owner may elect to use a Preferred Policy Loan. In this case, the loan value cannot exceed 5% of the policy’s cash surrender value as of the beginning of the year from the policy date. The contract is charged 3.9% interest on the outstanding loan.

At the time the loan is granted, the amount of the loan is transferred from the Account to the Company’s general account as collateral for the outstanding loan. Collateral amounts in the general account are credited with the stated rate of interest in effect at the time the loan is made, subject to a guaranteed minimum rate. Interest credited is paid by the Company’s general account to the Account. Loan repayments result in a transfer of collateral including interest credited back to the Account.

(6) Related Party Transactions

The Company performs various services on behalf of the mutual fund companies in which the Account invests and may receive fees for the services performed. These services include, among other things, shareholder communications, postage, fund transfer agency and various other record keeping and customer service functions. These fees are paid to an affiliate of the Company.

(Continued)

35

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

Contract owners may, with certain restrictions, transfer their assets between the Account and a fixed dollar contract (fixed account) maintained in the accounts of the Company. These transfers are the result of the contract owner executing fund exchanges. Fund exchanges from the Account to the fixed account are included in surrenders, and fund exchanges from the fixed account to the Account are included in purchase payments received from contract owners, as applicable, on the accompanying Statements of Change in Contract Owners’ Equity. Policy loan transactions (note 5), executed at the direction of the contract owner, also result in transfers between the Account and the fixed account of the Company, but are included in Net Policy (Loans) Repayments. The fixed account assets are not reflected in the accompanying financial statements. For the periods ended December 31, 2010 and 2009, total transfers into the Account from the fixed account were $1,297,330 and $821,471, respectively, and total transfers from the Account to the fixed account were $2,161,963 and $3,039,120, respectively.

(7) Fair Value Measurement

FASB ASC 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. In determining fair value, the Account generally uses the market approach as the valuation technique due to the nature of the mutual fund investments offered in the Account. This technique maximizes the use of observable inputs and minimizes the use of unobservable inputs.

In accordance with FASB ASC 820, the Account categorized its financial instruments into a three level hierarchy based on the priority of the inputs to the valuation technique. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure fair value fall within different levels of the hierarchy, the category level is based on the lowest priority level input that is significant to the fair value measurement of the instrument in its entirety.

The Account categorizes financial assets recorded at fair value as follows:

• Level 1 – Unadjusted quoted prices accessible in active markets for identical assets at the measurement date. The assets utilizing Level 1 valuations represent investments in publicly-traded registered mutual funds with quoted market prices.

• Level 2 – Unadjusted quoted prices for similar assets in active markets or inputs (other than quoted prices) that are observable or that are derived principally from or corroborated by observable market data through correlation or other means. The assets utilizing Level 2 valuations represent investments in privately-traded registered mutual funds only offered through insurance products. These funds have no unfunded commitments or restrictions and the Account always has the ability to redeem its interest in the funds with the investee at NAV daily. The investment objectives of these mutual funds are described by the fund name in note 1(b) and in more detail in the applicable product prospectus.

• Level 3 – Prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. The Account invests only in funds with fair value measurements in the first two levels of the fair value hierarchy.

The Account recognizes significant transfers between fair value hierarchy levels at the reporting period end. There were no significant transfers between Level 1 and 2 as of December 31, 2010.

The following table summarizes assets measured at fair value on a recurring basis as of December 31, 2010:

	Level 1		Level 2		Level 3		Total
Separate Account Investments		0	$	55,336,385		0	$	55,336,385

The Account did not have any assets or liabilities reported at fair value on a nonrecurring basis required to be disclosed under FASB ASC 820.

The cost of purchases and proceeds from sales of Investments for the year ended December 31,2010 are as follows:

	Purchases of Investments		Sales of Investments
Federated NVIT High Income Bond Fund - Class III (HIBF3)	$	7,550,373	$	8,050,052
NVIT Fund - Class II (TRF2)		2,455		1,813
NVIT Fund - Class III (TRF3)		8,668		5,461
NVIT Government Bond Fund - Class I (GBF)		2,048		2,115
NVIT Government Bond Fund - Class III (GBF3)		1,429,393		1,462,221
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)		1		1
NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)		404,108		437,725
NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)		239,169		242,100
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)		1,307		1,130
NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)		380,880		330,127
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)		13,834		11,291
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)		216,376		255,853
NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)		53,440		55,963
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)		13,127		16,638
NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)		-		-
NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)		284		217
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)		78		57
NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)		10,125		7,035
NVIT Multi-Manager Small Company Fund - Class II (SCF2)		760		520
NVIT Multi-Manager Small Company Fund - Class III (SCF3)		362,356		383,526
VP Income & Growth Fund - Class II (ACVIG2)		540		404
VP Income & Growth Fund - Class III (ACVIG3)		92,375		62,199
VP Ultra(R) Fund - Class II (ACVU2)		464		383
VP Ultra(R) Fund - Class III (ACVU3)		32,427		27,445
VP Value Fund - Class II (ACVV2)		8,248		5,937
VP Value Fund - Class III (ACVV3)		119,234		89,846
Contrafund Portfolio - Service Class 2 (FC2)		14,090		11,554
VIP Fund - Contrafund Portfolio - Service Class 2 R (FC2R)		515,956		448,803
VIP Fund - Equity-Income Portfolio - Service Class 2 (FEI2)		16,892		12,653
VIP Fund - Equity-Income Portfolio - Service Class 2 R (FEI2R)		61,245		84,741
VIP Fund - Growth Portfolio - Service Class 2 (FG2)		3,707		3,516
VIP Fund - Growth Portfolio - Service Class 2 R (FG2R)		93,480		77,110
Variable Trust: All-Cap Opportunity Fund (RSRF)		504,172		510,854
Variable Trust: Banking Fund (RBKF)		682,964		673,754
Variable Trust: Basic Materials Fund (RBMF)		10,811,726		10,920,850

(Continued)

36

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

Variable Trust: Biotechnology Fund (RBF)		2,106,820		2,133,141
Variable Trust: Commodities Strategy Fund (RVCMD)		6,981,183		7,032,508
Variable Trust: Consumer Products Fund (RCPF)		14,521,652		14,526,544
Variable Trust: Dow 2x Strategy Fund (RVLDD)		3,113,578		3,114,925
Variable Trust: Electronics Fund (RELF)		20,198,007		20,388,785
Variable Trust: Energy Fund (RENF)		848,697		872,047
Variable Trust: Energy Services Fund (RESF)		9,584,748		9,743,830
Variable Trust: Europe 1.25x Strategy Fund (RLCE)		3,162,879		2,995,628
Variable Trust: Financial Services Fund (RFSF)		8,559,425		8,498,427
Variable Trust: Government Long Bond 1.2x Strategy Fund (RUGB)		8,609,561		8,459,197
Variable Trust: Health Care Fund (RHCF)		5,621,187		5,632,133
Variable Trust: Internet Fund (RINF)		6,393,638		6,378,353
Variable Trust: Inverse Dow 2x Strategy Fund (RVIDD)		4,812,076		4,635,370
Variable Trust: Inverse Government Long Bond Strategy Fund (RJNF)		4,891,700		4,870,652
Variable Trust: Inverse Mid-Cap Strategy Fund (RVIMC)		7,384,409		7,303,381
Variable Trust: Inverse NASDAQ-100(R) Strategy Fund (RAF)		31,014,195		30,618,094
Variable Trust: Inverse Russell 2000(R) Strategy Fund (RVISC)		27,975,717		27,850,385
Variable Trust: Inverse S&P 500 Strategy Fund (RUF)		5,138,118		5,030,567
Variable Trust: Japan 2x Strategy Fund (RLCJ)		4,935,297		4,950,948
Variable Trust: Leisure Fund (RLF)		1,411,371		1,428,412
Variable Trust: Mid-Cap 1.5x Strategy Fund (RMED)		1,490,994		1,560,696
Variable Trust: Multi-Cap Core Equity Fund (RVCEQ)		43,976		53,402
Variable Trust: Multi-Hedge Strategies Fund (RVARS)		297,632		293,258
Variable Trust: NASDAQ-100(R) 2x Strategy Fund (RVF)		78,588,346		78,638,360
Variable Trust: NASDAQ-100(R) Fund (ROF)		9,192,747		9,222,745
Variable Trust: Nova Fund (RNF)		1,095,667		1,192,954
Variable Trust: Precious Metals Fund (RPMF)		37,356,919		38,242,023
Variable Trust: Real Estate Fund (RREF)		14,236,090		14,236,243
Variable Trust: Retailing Fund (RRF)		8,662,542		8,648,071
Variable Trust: Russell 2000(R) 1.5x Strategy Fund (RMEK)		86,792,318		86,678,545
Variable Trust: S&P 500 2x Strategy Fund (RTF)		4,661,434		4,696,339
Variable Trust: S&P 500 Pure Growth Fund (RVLCG)		1,055,380		1,108,972
Variable Trust: S&P 500 Pure Value Fund (RVLCV)		880,686		889,720
Variable Trust: S&P MidCap 400 Pure Growth Fund (RVMCG)		1,664,706		1,883,349
Variable Trust: S&P MidCap 400 Pure Value Fund (RVMCV)		1,308,731		1,326,870
Variable Trust: S&P SmallCap 600 Pure Growth Fund (RVSCG)		4,397,617		4,570,546
Variable Trust: S&P SmallCap 600 Pure Value Fund (RVSCV)		1,752,630		1,699,416
Variable Trust: Strengthening Dollar 2x Strategy Fund (RVSDL)		4,226,176		4,240,668
Variable Trust: Technology Fund (RTEC)		2,577,656		2,626,660
Variable Trust: Telecommunications Fund (RTEL)		3,080,878		3,093,971
Variable Trust: Transportation Fund (RTRF)		3,478,318		3,484,229
Variable Trust: Utilities Fund (RUTL)		500,839		507,861
Variable Trust: Weakening Dollar 2x Strategy Fund (RVWDL)		714,398		695,850
NVIT Money Market Fund - Class II (NVMM2)		187,691,106		187,691,106
Total	$	656,658,346	$	657,939,075

(8) Financial Highlights

The following tabular presentation is a summary of units, unit fair values and contract owners’ equity outstanding for variable life contracts as of the end of the periods indicated, and the contract expense rate, investment income ratio and total return for each of the periods in the five year period ended December 31, 2010.

(Continued)

37

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Federated NVIT High Income Bond Fund - Class III (HIBF3)
2010		0.00%		309,139	$	13.133739	$	4,060,151		8.28%		13.16%
2009		0.00%		279,704		11.606343		3,246,341		8.77%		46.08%
2008		0.00%		274,948		7.945275		2,184,538		9.94%		-28.10%
2007		0.00%		11,908		11.050073		131,584		5.31%		3.17%
2006		0.00%		5,192		10.710781		55,610		5.76%		7.11%	5/1/2006
NVIT Fund - Class II (TRF2)
2010		0.00%		497		12.892491		6,408		0.73%		13.22%
2009		0.00%		653		11.386836		7,436		1.10%		25.56%
2008		0.00%		745		9.069070		6,756		1.18%		-41.61%
2007		0.00%		850		15.531959		13,202		0.83%		7.89%
2006		0.00%		966		14.395658		13,906		0.92%		13.40%
NVIT Fund - Class III (TRF3)
2010		0.00%		3,699		11.429731		42,279		1.12%		13.47%
2009		0.00%		3,457		10.072787		34,822		1.35%		26.16%
2008		0.00%		2,677		7.983847		21,373		3.17%		-41.54%
2007		0.00%		1,890		13.657504		25,813		1.76%		8.22%
2006		0.00%		2,316		12.620064		29,228		1.16%		13.71%
NVIT Government Bond Fund - Class I (GBF)
2010		0.00%		2,122		14.093370		29,906		2.92%		4.78%
2009		0.00%		2,273		13.450226		30,572		3.41%		2.69%
2008		0.00%		2,449		13.098136		32,077		4.22%		7.72%
2007		0.00%		2,614		12.159545		31,785		4.42%		7.16%
2006		0.00%		2,848		11.347304		32,317		4.06%		3.34%
NVIT Government Bond Fund - Class III (GBF3)
2010		0.00%		48,843		13.034427		636,641		3.05%		4.79%
2009		0.00%		100,792		12.438610		1,253,712		3.49%		2.69%
2008		0.00%		129,103		12.112370		1,563,743		4.98%		7.73%
2007		0.00%		40,388		11.243704		454,111		4.65%		7.15%
2006		0.00%		17,056		10.493015		178,969		4.84%		3.35%
NVIT Investor Destinations Aggressive Fund - Class II (GVIDA)
2010		0.00%		2		13.848012		28		1.64%		14.63%
2009		0.00%		2		12.080820		24		1.42%		27.21%
2008		0.00%		395		9.497063		3,751		2.04%		-36.84%
2007		0.00%		450		15.037103		6,767		1.92%		5.96%
2006		0.00%		486		14.191530		6,897		1.97%		16.87%
NVIT Investor Destinations Aggressive Fund - Class VI (GVIDA6)
2010		0.00%		88,758		12.795118		1,135,669		1.46%		14.57%
2009		0.00%		38,031		11.168245		424,740		0.95%		27.37%
2008		0.00%		24,979		8.768562		219,030		1.45%		-36.89%
2007		0.00%		196,210		13.893242		2,725,993		4.87%		5.97%
2006		0.00%		11,738		13.110997		153,897		3.10%		16.92%
NVIT Investor Destinations Conservative Fund - Class VI (GVIDC6)
2010		0.00%		28,819		12.575102		362,402		2.04%		5.93%
2009		0.00%		13,818		11.871028		164,034		1.75%		9.25%
2008		0.00%		16,092		10.866345		174,861		3.51%		-6.18%
2007		0.00%		9,988		11.581503		115,676		4.29%		5.43%
2006		0.00%		2,544		10.985285		27,947		2.88%		6.13%
NVIT Investor Destinations Moderate Fund - Class II (GVIDM)
2010		0.00%		208		13.660579		2,841		2.09%		10.91%
2009		0.00%		297		12.316469		3,658		1.55%		19.14%
2008		0.00%		305		10.338217		3,153		1.66%		-23.20%
2007		0.00%		1,346		13.460367		18,118		2.30%		5.66%
2006		0.00%		2,734		12.739401		34,830		2.04%		11.35%

(Continued)

38

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
NVIT Investor Destinations Moderate Fund - Class VI (GVIDM6)
2010		0.00%		39,081	$	12.861227	$	502,630		1.99%		10.86%
2009		0.00%		40,018		11.601785		464,280		1.55%		19.37%
2008		0.00%		46,082		9.718804		447,862		2.89%		-23.37%
2007		0.00%		44,914		12.682135		569,605		3.04%		5.70%
2006		0.00%		27,930		11.997767		335,098		2.71%		11.44%
NVIT Investor Destinations Moderately Aggressive Fund - Class II (GVDMA)
2010		0.00%		2,061		13.907940		28,664		2.00%		12.83%
2009		0.00%		2,981		12.326065		36,744		1.31%		24.39%
2008		0.00%		3,221		9.909016		31,917		2.45%		-31.39%
2007		0.00%		3,506		14.442614		50,636		2.07%		6.15%
2006		0.00%		6,138		13.605809		83,512		2.13%		14.54%
NVIT Investor Destinations Moderately Aggressive Fund - Class VI (GVDMA6)
2010		0.00%		51,103		12.907625		659,618		1.86%		12.92%
2009		0.00%		53,728		11.431162		614,173		1.45%		24.27%
2008		0.00%		35,715		9.198575		328,527		2.06%		-31.39%
2007		0.00%		85,062		13.406873		1,140,415		3.02%		6.16%
2006		0.00%		25,380		12.629205		320,529		2.85%		14.56%
NVIT Investor Destinations Moderately Conservative Fund - Class II (GVDMC)
2007		0.00%		212		12.780655		2,709		3.05%		5.86%
2006		0.00%		216		12.073257		2,608		2.74%		8.42%
NVIT Investor Destinations Moderately Conservative Fund - Class VI (GVDMC6)
2010		0.00%		16,071		12.793288		205,601		1.60%		8.46%
2009		0.00%		3,341		11.794941		39,407		2.72%		14.63%
2008		0.00%		1,966		10.289483		20,229		2.32%		-15.03%
2007		0.00%		19,792		12.108905		239,659		3.59%		5.82%
2006		0.00%		2,712		11.442941		31,033		2.56%		8.39%
NVIT Multi-Manager Mid Cap Growth Fund - Class I (NVMMG1)
2010		0.00%		229		15.745451		3,606		0.00%		26.82%
2009		0.00%		1,542		12.415831		19,145		0.00%		24.16%	4/24/2009
NVIT Multi-Manager Small Cap Growth Fund - Class II (SCGF2)
2010		0.00%		1		12.051057		12		0.00%		25.10%
2009		0.00%		1		9.632865		10		0.00%		27.19%
2008		0.00%		176		7.573815		1,333		0.00%		-46.54%
2007		0.00%		192		14.165991		2,720		0.00%		9.50%
2006		0.00%		204		12.936937		2,639		0.00%		2.99%
NVIT Multi-Manager Small Cap Growth Fund - Class III (SCGF3)
2010		0.00%		1,105		11.672997		12,899		0.00%		25.41%
2009		0.00%		895		9.307981		8,331		0.00%		27.63%
2008		0.00%		1,017		7.292775		7,417		0.00%		-46.45%
2007		0.00%		844		13.619779		11,495		0.00%		9.81%
2006		0.00%		102		12.403041		1,265		0.00%		3.23%
NVIT Multi-Manager Small Cap Value Fund - Class II (SCVF2)
2010		0.00%		53		16.150662		856		0.36%		26.47%
2009		0.00%		57		12.769979		728		0.45%		25.86%
2008		0.00%		218		10.146116		2,212		0.91%		-32.30%
2007		0.00%		238		14.986718		3,567		0.97%		-7.23%
2006		0.00%		256		16.154401		4,136		0.15%		17.10%
NVIT Multi-Manager Small Cap Value Fund - Class III (SCVF3)
2010		0.00%		1,712		13.554789		23,206		0.64%		26.57%
2009		0.00%		2,118		10.709743		22,683		0.52%		26.33%
2008		0.00%		2,067		8.477744		17,523		1.13%		-32.21%
2007		0.00%		1,882		12.505138		23,535		1.15%		-6.92%
2006		0.00%		2,216		13.435365		29,773		0.47%		17.37%

(Continued)

39

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
NVIT Multi-Manager Small Company Fund - Class II (SCF2)
2010		0.00%		1,097	$	17.200915	$	18,869		0.06%		24.98%
2009		0.00%		1,133		13.763093		15,594		0.17%		34.43%
2008		0.00%		1,555		10.238139		15,920		0.61%		-38.35%
2007		0.00%		1,648		16.607844		27,370		0.00%		1.89%
2006		0.00%		1,682		16.298982		27,415		0.05%		11.75%
NVIT Multi-Manager Small Company Fund - Class III (SCF3)
2010		0.00%		6,657		13.974516		93,028		0.18%		25.35%
2009		0.00%		38,518		11.148548		429,420		0.20%		34.73%
2008		0.00%		7,017		8.274662		58,063		0.69%		-38.16%
2007		0.00%		4,660		13.381102		62,356		0.02%		2.11%
2006		0.00%		4,922		13.104467		64,500		0.33%		12.07%
VP Income & Growth Fund - Class II (ACVIG2)
2010		0.00%		461		13.272724		6,119		1.27%		13.86%
2009		0.00%		494		11.657064		5,759		4.37%		17.77%
2008		0.00%		517		9.897787		5,117		1.70%		-34.73%
2007		0.00%		718		15.163917		10,888		1.60%		-0.43%
2006		0.00%		750		15.229877		11,422		1.44%		16.81%
VP Income & Growth Fund - Class III (ACVIG3)
2010		0.00%		8,820		11.117198		98,054		1.51%		14.15%
2009		0.00%		11,879		9.739449		115,695		4.90%		18.10%
2008		0.00%		11,835		8.246990		97,603		2.40%		-34.59%
2007		0.00%		17,228		12.607351		217,199		1.48%		-0.07%
2006		0.00%		11,246		12.615826		141,878		1.36%		17.09%
VP Ultra(R) Fund - Class II (ACVU2)
2010		0.00%		1,104		12.675540		13,994		0.36%		15.82%
2009		0.00%		1,138		10.944258		12,455		0.21%		34.52%
2008		0.00%		1,574		8.135719		12,806		0.00%		-41.65%
2007		0.00%		1,664		13.942182		23,200		0.00%		20.84%
2006		0.00%		4,954		11.537562		57,157		0.00%		-3.39%
VP Ultra(R) Fund - Class III (ACVU3)
2010		0.00%		4,687		11.810174		55,354		0.61%		16.10%
2009		0.00%		6,956		10.172081		70,757		0.31%		34.54%
2008		0.00%		7,813		7.560823		59,073		0.00%		-41.52%
2007		0.00%		7,520		12.928640		97,223		0.00%		21.04%
2006		0.00%		6,486		10.681571		69,281		0.00%		-3.28%
VP Value Fund - Class II (ACVV2)
2010		0.00%		1,598		14.763593		23,592		1.98%		13.04%
2009		0.00%		2,046		13.060975		26,723		5.69%		19.72%
2008		0.00%		2,572		10.909345		28,059		2.28%		-26.80%
2007		0.00%		2,872		14.904082		42,805		1.73%		-5.31%
2006		0.00%		4,474		15.739668		70,419		1.21%		18.46%
VP Value Fund - Class III (ACVV3)
2010		0.00%		31,918		12.105010		386,368		2.27%		13.42%
2009		0.00%		29,962		10.672512		319,770		5.59%		19.86%
2008		0.00%		29,398		8.904231		261,767		2.62%		-26.78%
2007		0.00%		40,622		12.160229		493,973		1.35%		-5.14%
2006		0.00%		28,188		12.818874		361,338		1.21%		18.65%
Contrafund Portfolio - Service Class 2 (FC2)
2010		0.00%		2,204		17.470468		38,505		0.97%		16.93%
2009		0.00%		2,923		14.941493		43,674		1.13%		35.47%
2008		0.00%		4,369		11.029518		48,188		0.78%		-42.69%
2007		0.00%		4,758		19.245347		91,569		0.57%		17.30%
2006		0.00%		9,232		16.406598		151,466		0.90%		11.43%

(Continued)

40

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
VIP Fund - Contrafund Portfolio - Service Class 2 R (FC2R)
2010		0.00%		47,329	$	14.193940	$	671,785		0.99%		16.94%
2009		0.00%		74,682		12.137523		906,454		1.41%		35.46%
2008		0.00%		59,096		8.960063		529,504		0.60%		-42.69%
2007		0.00%		102,134		15.633758		1,596,738		1.01%		17.30%
2006		0.00%		51,338		13.328329		684,250		1.17%		11.43%
VIP Fund - Equity-Income Portfolio - Service Class 2 (FEI2)
2010		0.00%		1,824		13.582085		24,774		1.48%		14.92%
2009		0.00%		2,832		11.819074		33,472		2.02%		29.88%
2008		0.00%		4,127		9.099694		37,554		2.24%		-42.81%
2007		0.00%		4,452		15.911679		70,839		1.19%		1.27%
2006		0.00%		8,350		15.711721		131,193		3.01%		19.93%
VIP Fund - Equity-Income Portfolio - Service Class 2 R (FEI2R)
2010		0.00%		30,689		11.393092		349,643		1.74%		14.90%
2009		0.00%		25,943		9.915421		257,236		1.53%		29.95%
2008		0.00%		29,744		7.630455		226,960		2.57%		-42.82%
2007		0.00%		24,786		13.343675		330,736		1.76%		1.27%
2006		0.00%		18,672		13.176169		246,025		3.37%		19.89%
VIP Fund - Growth Portfolio - Service Class 2 (FG2)
2010		0.00%		498		13.146754		6,547		0.03%		23.86%
2009		0.00%		799		10.614127		8,481		0.20%		27.97%
2008		0.00%		893		8.294550		7,407		0.56%		-47.31%
2007		0.00%		1,094		15.741342		17,221		0.51%		26.66%
2006		0.00%		2,334		12.428116		29,007		0.16%		6.57%
VIP Fund - Growth Portfolio - Service Class 2 R (FG2R)
2010		0.00%		10,462		12.677004		132,627		0.07%		23.86%
2009		0.00%		14,179		10.235132		145,124		0.18%		27.98%
2008		0.00%		15,682		7.997632		125,419		0.24%		-47.31%
2007		0.00%		41,960		15.178221		636,878		0.40%		26.66%
2006		0.00%		5,890		11.983852		70,585		0.21%		6.58%
Variable Trust: All-Cap Opportunity Fund (RSRF)
2010		0.00%		34,144		15.273713		521,506		0.00%		11.21%
2009		0.00%		53,493		13.734401		734,694		0.14%		27.29%
2008		0.00%		45,909		10.789544		495,337		0.00%		-40.73%
2007		0.00%		57,518		18.205576		1,047,148		0.00%		22.75%
2006		0.00%		35,262		14.831991		523,006		0.00%		11.39%
Variable Trust: Banking Fund (RBKF)
2010		0.00%		22,566		6.554119		147,900		1.42%		13.04%
2009		0.00%		29,488		5.798144		170,976		4.66%		-3.43%
2008		0.00%		8,143		6.004219		48,892		0.10%		-41.16%
2007		0.00%		2,542		10.204559		25,940		1.72%		-27.08%
2006		0.00%		22,686		13.994135		317,471		2.27%		11.25%
Variable Trust: Basic Materials Fund (RBMF)
2010		0.00%		22,923		25.848784		592,532		0.68%		26.67%
2009		0.00%		23,381		20.405965		477,112		0.32%		55.46%
2008		0.00%		17,231		13.126195		226,178		0.64%		-45.40%
2007		0.00%		29,380		24.039646		706,285		0.14%		33.97%
2006		0.00%		17,404		17.944662		312,309		1.41%		22.29%
Variable Trust: Biotechnology Fund (RBF)
2010		0.00%		247,371		13.468405		3,331,693		0.00%		10.70%
2009		0.00%		164,194		12.166406		1,997,651		0.00%		18.34%
2008		0.00%		16,986		10.280937		174,632		0.00%		-11.78%
2007		0.00%		15,098		11.653173		175,940		0.00%		4.40%
2006		0.00%		6,516		11.161543		72,729		0.00%		-3.32%

(Continued)

41

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Variable Trust: Commodities Strategy Fund (RVCMD)
2010		0.00%		74,744	$	6.159247	$	460,367		0.00%		8.03%
2009		0.00%		62,454		5.701499		356,081		2.05%		11.56%
2008		0.00%		32,869		5.110532		167,978		1.83%		-49.02%
2007		0.00%		33,836		10.025298		339,216		0.00%		31.02%
2006		0.00%		7,690		7.651770		58,842		0.00%		-23.48%	5/1/2006
Variable Trust: Consumer Products Fund (RCPF)
2010		0.00%		10,556		17.105174		180,562		2.14%		17.28%
2009		0.00%		4,256		14.584742		62,073		1.70%		19.12%
2008		0.00%		7,423		12.243999		90,888		0.08%		-23.39%
2007		0.00%		17,676		15.982190		282,501		2.69%		11.08%
2006		0.00%		23,366		14.388183		336,194		1.29%		17.42%
Variable Trust: Dow 2x Strategy Fund (RVLDD)
2010		0.00%		25,704		9.632940		247,605		0.48%		24.58%
2009		0.00%		31,456		7.732093		243,221		0.00%		36.87%
2008		0.00%		31,734		5.649202		179,272		2.38%		-61.71%
2007		0.00%		53,504		14.755247		789,465		1.17%		8.15%
2006		0.00%		42,684		13.643242		582,348		0.63%		30.54%
Variable Trust: Electronics Fund (RELF)
2010		0.00%		3,679		8.152184		29,992		0.00%		9.55%
2009		0.00%		8,908		7.441265		66,287		0.00%		71.85%
2008		0.00%		1,021		4.330161		4,421		0.00%		-50.11%
2007		0.00%		4,126		8.679366		35,811		0.00%		-2.50%
2006		0.00%		3,472		8.901590		30,906		0.00%		2.49%
Variable Trust: Energy Fund (RENF)
2010		0.00%		30,699		27.497441		844,144		0.64%		19.05%
2009		0.00%		25,302		23.096917		584,398		0.00%		38.50%
2008		0.00%		25,628		16.676466		427,384		0.00%		-46.03%
2007		0.00%		34,604		30.901881		1,069,329		0.00%		33.22%
2006		0.00%		13,530		23.196806		313,853		0.00%		11.93%
Variable Trust: Energy Services Fund (RESF)
2010		0.00%		24,044		27.259863		655,436		0.00%		26.05%
2009		0.00%		17,721		21.626679		383,246		0.00%		62.42%
2008		0.00%		25,844		13.315356		344,123		0.00%		-57.60%
2007		0.00%		34,200		31.405533		1,074,069		0.00%		37.10%
2006		0.00%		8,584		22.907246		196,636		0.00%		10.98%
Variable Trust: Europe 1.25x Strategy Fund (RLCE)
2010		0.00%		74,540		12.638111		942,045		2.23%		-10.78%
2009		0.00%		33,190		14.164397		470,116		2.31%		35.65%
2008		0.00%		18,240		10.441772		190,458		0.42%		-54.86%
2007		0.00%		52,820		23.131559		1,221,809		2.46%		13.06%
2006		0.00%		47,634		20.459178		974,552		3.26%		29.51%
Variable Trust: Financial Services Fund (RFSF)
2010		0.00%		9,221		9.005133		83,036		2.20%		14.36%
2009		0.00%		10,023		7.874150		78,923		2.29%		19.68%
2008		0.00%		21,952		6.579123		144,426		0.00%		-48.04%
2007		0.00%		7,612		12.662369		96,386		1.72%		-18.80%
2006		0.00%		9,832		15.594448		153,325		1.39%		16.73%
Variable Trust: Government Long Bond 1.2x Strategy Fund (RUGB)
2010		0.00%		27,639		14.061067		388,634		2.76%		10.10%
2009		0.00%		22,432		12.770863		286,476		1.92%		-31.54%
2008		0.00%		56,096		18.655020		1,046,472		2.48%		44.82%
2007		0.00%		35,794		12.881083		461,065		8.75%		9.74%
2006		0.00%		11,224		11.738115		131,749		4.62%		-3.15%

(Continued)

42

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Variable Trust: Health Care Fund (RHCF)
2010		0.00%		19,589	$	14.010098	$	274,444		0.29%		6.77%
2009		0.00%		13,761		13.121974		180,571		0.00%		24.65%
2008		0.00%		28,141		10.527344		296,250		0.00%		-24.86%
2007		0.00%		15,064		14.009933		211,046		0.00%		6.02%
2006		0.00%		29,212		13.213853		386,003		0.00%		5.11%
Variable Trust: Internet Fund (RINF)
2010		0.00%		7,752		17.552692		136,068		0.00%		20.77%
2009		0.00%		1,840		14.533743		26,742		0.00%		65.85%
2008		0.00%		2,828		8.762996		24,782		0.00%		-44.87%
2007		0.00%		4,208		15.896277		66,892		0.00%		10.39%
2006		0.00%		12,320		14.400151		177,410		0.00%		9.70%
Variable Trust: Inverse Dow 2x Strategy Fund (RVIDD)
2010		0.00%		68,440		3.975645		272,093		0.00%		-30.29%
2009		0.00%		29,170		5.703055		166,358		0.00%		-44.65%
2008		0.00%		19,225		10.303693		198,088		0.07%		60.84%
2007		0.00%		202,906		6.406198		1,299,856		0.65%		-8.99%
2006		0.00%		18,194		7.038825		128,064		1.53%		-21.77%
Variable Trust: Inverse Government Long Bond Strategy Fund (RJNF)
2010		0.00%		37,782		5.865469		221,609		0.00%		-12.81%
2009		0.00%		18,408		6.727068		123,832		0.00%		19.41%
2008		0.00%		64,889		5.633507		365,553		0.41%		-30.21%
2007		0.00%		20,956		8.071965		169,156		5.19%		-4.51%
2006		0.00%		100,194		8.453350		846,975		4.68%		8.11%
Variable Trust: Inverse Mid-Cap Strategy Fund (RVIMC)
2010		0.00%		358,241		4.955228		1,775,166		0.00%		-25.29%
2009		0.00%		169,355		6.632508		1,123,248		0.00%		-35.28%
2008		0.00%		5,867		10.247647		60,123		0.22%		34.42%
2007		0.00%		20,476		7.623663		156,102		3.24%		-1.98%
2006		0.00%		22,088		7.778040		171,801		0.77%		-3.83%
Variable Trust: Inverse NASDAQ-100(R) Strategy Fund (RAF)
2010		0.00%		9,042		4.969160		44,931		0.00%		-21.27%
2009		0.00%		7,045		6.311386		44,464		0.01%		-40.08%
2008		0.00%		13,360		10.532667		140,716		0.07%		48.02%
2007		0.00%		43,324		7.115591		308,276		2.13%		-11.28%
2006		0.00%		42,542		8.020429		341,205		3.46%		-1.40%
Variable Trust: Inverse Russell 2000(R) Strategy Fund (RVISC)
2010		0.00%		18,802		4.667230		87,753		0.00%		-27.62%
2009		0.00%		20,984		6.448641		135,318		0.00%		-32.86%
2008		0.00%		194,213		9.604362		1,865,292		0.84%		24.69%
2007		0.00%		33,112		7.702478		255,044		3.78%		5.37%
2006		0.00%		31,834		7.310059		232,708		1.74%		-11.95%
Variable Trust: Inverse S&P 500 Strategy Fund (RUF)
2010		0.00%		83,300		6.366789		530,354		0.00%		-16.96%
2009		0.00%		31,555		7.666947		241,931		0.00%		-27.55%
2008		0.00%		40,032		10.582340		423,632		0.17%		39.25%
2007		0.00%		60,634		7.599743		460,803		2.23%		0.83%
2006		0.00%		100,746		7.537297		759,353		7.68%		-7.50%
Variable Trust: Japan 2x Strategy Fund (RLCJ)
2010		0.00%		21,949		12.891151		282,948		0.00%		15.72%
2009		0.00%		17,004		11.139540		189,417		0.62%		23.68%
2008		0.00%		12,134		9.007103		109,292		0.54%		-32.97%
2007		0.00%		16,262		13.438383		218,535		1.89%		-11.23%
2006		0.00%		57,286		15.138532		867,226		4.87%		5.14%

(Continued)

43

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Variable Trust: Leisure Fund (RLF)
2010		0.00%		52,764	$	14.315965	$	755,368		0.10%		30.34%
2009		0.00%		4,926		10.983316		54,104		0.00%		36.72%
2008		0.00%		451		8.033169		3,623		0.00%		-49.09%
2007		0.00%		1,742		15.779861		27,489		0.00%		-2.54%
2006		0.00%		16,964		16.190743		274,660		0.00%		23.47%
Variable Trust: Mid-Cap 1.5x Strategy Fund (RMED)
2010		0.00%		24,069		17.237806		414,897		0.00%		37.55%
2009		0.00%		44,146		12.532015		553,238		0.09%		52.40%
2008		0.00%		31,809		8.223375		261,577		0.00%		-54.83%
2007		0.00%		29,858		18.207116		543,628		1.40%		3.60%
2006		0.00%		39,476		17.575073		693,794		0.32%		10.46%
Variable Trust: Multi-Cap Core Equity Fund (RVCEQ)
2009		0.00%		4,656		7.787403		36,258		0.00%		26.98%
2008		0.00%		3,055		6.132847		18,736		5.09%		-38.96%
2007		0.00%		2,278		10.048001		22,889		0.40%		-5.26%
2006		0.00%		1,818		10.606110		19,282		0.05%		6.06%	5/1/2006
Variable Trust: Multi-Hedge Strategies Fund (RVARS)
2010		0.00%		12,712		8.924117		113,443		0.00%		6.18%
2009		0.00%		43,872		8.404584		368,726		1.37%		-3.28%
2008		0.00%		14,173		8.689885		123,162		0.33%		-18.72%
2007		0.00%		25,526		10.691335		272,907		2.15%		3.84%
2006		0.00%		34,066		10.296439		350,758		1.53%		2.96%	5/1/2006
Variable Trust: NASDAQ-100(R) 2x Strategy Fund (RVF)
2010		0.00%		266,759		13.718727		3,659,594		0.00%		36.90%
2009		0.00%		234,893		10.021130		2,353,893		0.00%		117.80%
2008		0.00%		63,731		4.600967		293,224		0.04%		-72.60%
2007		0.00%		180,778		16.790237		3,035,305		0.39%		28.20%
2006		0.00%		96,492		13.096608		1,263,718		0.08%		4.86%
Variable Trust: NASDAQ-100(R) Fund (ROF)
2010		0.00%		36,327		15.397297		559,338		0.00%		18.48%
2009		0.00%		98,137		12.995293		1,275,319		0.00%		52.00%
2008		0.00%		147,663		8.549537		1,262,450		0.03%		-41.91%
2007		0.00%		316,054		14.718309		4,651,780		0.06%		17.82%
2006		0.00%		85,150		12.491870		1,063,683		0.00%		5.77%
Variable Trust: Nova Fund (RNF)
2010		0.00%		15,731		12.059271		189,704		0.10%		19.96%
2009		0.00%		40,801		10.052347		410,146		1.16%		35.51%
2008		0.00%		24,503		7.418303		181,771		0.24%		-54.47%
2007		0.00%		44,842		16.294539		730,680		1.59%		1.13%
2006		0.00%		37,858		16.113126		610,011		1.45%		19.27%
Variable Trust: Precious Metals Fund (RPMF)
2010		0.00%		88,888		23.623650		2,099,859		0.01%		38.08%
2009		0.00%		77,742		17.109193		1,330,103		0.00%		49.24%
2008		0.00%		120,975		11.464027		1,386,861		0.00%		-38.56%
2007		0.00%		98,254		18.660048		1,833,424		0.00%		19.55%
2006		0.00%		74,170		15.607933		1,157,640		0.00%		21.43%
Variable Trust: Real Estate Fund (RREF)
2010		0.00%		41,152		14.851026		611,149		3.30%		24.86%
2009		0.00%		17,884		11.893825		212,709		3.26%		25.27%
2008		0.00%		23,348		9.494752		221,683		0.72%		-41.64%
2007		0.00%		8,272		16.268963		134,577		1.30%		-19.12%
2006		0.00%		22,910		20.114577		460,825		2.34%		30.72%

(Continued)

44

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Variable Trust: Retailing Fund (RRF)
2010		0.00%		48,818	$	13.616270	$	664,719		0.00%		25.14%
2009		0.00%		7,109		10.881002		77,353		0.00%		44.22%
2008		0.00%		2,887		7.544562		21,781		0.00%		-32.95%
2007		0.00%		152		11.251641		1,710		0.00%		-12.60%
2006		0.00%		1,530		12.873816		19,697		0.00%		10.08%
Variable Trust: Russell 2000(R) 1.5x Strategy Fund (RMEK)
2010		0.00%		118,795		14.960021		1,777,176		0.00%		37.85%
2009		0.00%		143,052		10.852768		1,552,510		0.00%		33.31%
2008		0.00%		28,290		8.140814		230,304		0.06%		-51.36%
2007		0.00%		32,980		16.738584		552,039		1.48%		-6.74%
2006		0.00%		230,052		17.947904		4,128,951		0.53%		20.85%
Variable Trust: S&P 500 2x Strategy Fund (RTF)
2010		0.00%		148,122		10.464476		1,550,019		0.00%		25.47%
2009		0.00%		192,146		8.340509		1,602,595		0.81%		46.38%
2008		0.00%		30,314		5.697971		172,728		0.00%		-67.98%
2007		0.00%		90,754		17.796913		1,615,141		1.40%		0.61%
2006		0.00%		38,340		17.688405		678,173		1.33%		23.70%
Variable Trust: S&P 500 Pure Growth Fund (RVLCG)
2010		0.00%		83,235		12.998953		1,081,968		0.00%		25.03%
2009		0.00%		32,661		10.396588		339,563		0.00%		47.24%
2008		0.00%		36,824		7.061111		260,018		0.00%		-39.82%
2007		0.00%		25,586		11.734222		300,232		0.00%		4.91%
2006		0.00%		60,544		11.184753		677,170		0.00%		5.40%
Variable Trust: S&P 500 Pure Value Fund (RVLCV)
2010		0.00%		34,526		12.193922		421,007		0.91%		20.32%
2009		0.00%		24,930		10.134944		252,664		2.48%		51.26%
2008		0.00%		7,606		6.700509		50,964		0.90%		-48.65%
2007		0.00%		10,646		13.049584		138,926		0.66%		-5.37%
2006		0.00%		29,590		13.789694		408,037		0.55%		17.66%
Variable Trust: S&P MidCap 400 Pure Growth Fund (RVMCG)
2010		0.00%		56,274		17.960420		1,010,705		0.00%		32.58%
2009		0.00%		29,948		13.547085		405,708		0.00%		56.82%
2008		0.00%		22,604		8.638795		195,271		0.00%		-36.14%
2007		0.00%		46,060		13.528764		623,135		0.00%		8.45%
2006		0.00%		39,714		12.474351		495,406		0.00%		3.13%
Variable Trust: S&P MidCap 400 Pure Value Fund (RVMCV)
2010		0.00%		26,172		14.615431		382,515		0.78%		20.13%
2009		0.00%		43,407		12.166397		528,107		1.51%		55.25%
2008		0.00%		12,832		7.836481		100,557		0.00%		-43.63%
2007		0.00%		8,884		13.901532		123,501		1.19%		-4.85%
2006		0.00%		22,946		14.609575		335,231		1.45%		17.08%
Variable Trust: S&P SmallCap 600 Pure Growth Fund (RVSCG)
2010		0.00%		104,953		14.605070		1,532,846		0.00%		25.40%
2009		0.00%		22,776		11.646893		265,270		0.00%		33.97%
2008		0.00%		7,515		8.693613		65,333		0.00%		-34.32%
2007		0.00%		6,010		13.235997		79,548		0.00%		-0.11%
2006		0.00%		39,338		13.250290		521,240		0.00%		7.73%
Variable Trust: S&P SmallCap 600 Pure Value Fund (RVSCV)
2010		0.00%		38,941		13.320181		518,701		0.00%		25.10%
2009		0.00%		19,640		10.647792		209,123		2.07%		62.27%
2008		0.00%		16,432		6.561795		107,823		1.09%		-43.50%
2007		0.00%		5,192		11.613051		60,295		0.36%		-20.36%
2006		0.00%		16,374		14.581618		238,759		0.91%		19.21%

(Continued)

45

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Variable Trust: Strengthening Dollar 2x Strategy Fund (RVSDL)
2010		0.00%		26,628	$	7.452053	$	198,433		0.00%		-4.51%
2009		0.00%		22,977		7.803674		179,305		0.00%		-15.84%
2008		0.00%		10,248		9.272246		95,022		0.00%		5.56%
2007		0.00%		8,566		8.783542		75,240		0.00%		-10.89%
2006		0.00%		788		9.856941		7,767		0.89%		-1.43%	5/1/2006
Variable Trust: Technology Fund (RTEC)
2010		0.00%		18,535		12.294931		227,887		0.00%		12.03%
2009		0.00%		16,853		10.974406		184,952		0.00%		55.60%
2008		0.00%		6,064		7.052840		42,768		0.00%		-45.41%
2007		0.00%		22,122		12.919655		285,809		0.00%		10.38%
2006		0.00%		9,496		11.704717		111,148		0.00%		5.89%
Variable Trust: Telecommunications Fund (RTEL)
2010		0.00%		11,113		13.259497		147,353		4.28%		14.51%
2009		0.00%		1,756		11.579354		20,333		0.28%		28.68%
2008		0.00%		10,244		8.998273		92,178		0.47%		-45.34%
2007		0.00%		9,704		16.461176		159,739		0.12%		9.23%
2006		0.00%		14,842		15.070863		223,682		1.75%		19.51%
Variable Trust: Transportation Fund (RTRF)
2010		0.00%		21,629		15.179116		328,309		0.00%		24.13%
2009		0.00%		10,728		12.228150		131,184		0.62%		17.39%
2008		0.00%		11,708		10.416860		121,961		0.00%		-25.26%
2007		0.00%		4,146		13.937206		57,784		0.00%		-8.75%
2006		0.00%		9,154		15.274190		139,820		0.00%		7.38%
Variable Trust: Utilities Fund (RUTL)
2010		0.00%		12,812		16.487660		211,240		3.36%		6.88%
2009		0.00%		9,411		15.426213		145,176		5.41%		13.80%
2008		0.00%		9,772		13.556034		132,469		0.25%		-29.57%
2007		0.00%		13,404		19.248677		258,009		1.13%		12.86%
2006		0.00%		28,552		17.054864		486,950		3.40%		20.96%
Variable Trust: Weakening Dollar 2x Strategy Fund (RVWDL)
2010		0.00%		6,738		10.933970		73,673		0.00%		-5.61%
2009		0.00%		12,129		11.583505		140,496		0.04%		6.61%
2008		0.00%		60,277		10.865629		654,948		0.00%		-12.24%
2007		0.00%		45,758		12.380762		566,519		20.29%		18.12%
2006		0.00%		20,884		10.481591		218,898		4.51%		4.82%	5/1/2006
NVIT Mid Cap Growth Fund - Class I (obsolete) (SGRF)
2008		0.00%		239		8.721409		2,084		0.00%		-46.11%
2007		0.00%		262		16.184105		4,240		0.00%		9.01%
2006		0.00%		282		14.845789		4,187		0.00%		9.91%
NVIT Mid Cap Growth Fund - Class III (obsolete) (SGRF3)
2008		0.00%		2,358		7.574446		17,861		0.00%		-46.10%
2007		0.00%		1,992		14.052648		27,993		0.00%		8.97%
2006		0.00%		1,470		12.895981		18,957		0.00%		9.93%
NVIT Money Market Fund - Class II (NVMM2)
2010		0.00%		1,542,677		10.000013		15,426,790		0.00%		0.00%
2009		0.00%		2,571,518		10.000000		25,715,180		0.00%			12/11/2009
NVIT Money Market Fund II (obsolete) (SAM2)
2008		0.00%		3,034,772		11.286810		34,252,895		1.16%		1.24%
2007		0.00%		1,962,104		11.148704		21,874,917		3.81%		4.25%
2006		0.00%		2,220,642		10.693892		23,747,306		4.02%		4.11%

(Continued)

46

NATIONWIDE VLI SEPARATE ACCOUNT-6 NOTES TO FINANCIAL STATEMENTS December 31, 2010

	Contract Expense Rate*		Units		Unit Fair Value		Contract owners’  equity		Investment Income Ratio**		Total Return***		Inception Date****
Variable Trust: Hedged Equity Fund (obsolete) (RVHEQ)
2008		0.00%		12,746	$	8.029164	$	102,340		0.89%		-23.84%
2007		0.00%		24,228		10.542773		255,430		3.57%		3.16%
2006		0.00%		18,870		10.220049		192,852		2.17%		2.20%	5/1/2006
2010		Contract owners equity:							$	55,640,187
2009		Contract owners equity:							$	55,248,594
2008		Contract owners equity:							$	54,076,325
2007		Contract owners equity:							$	58,069,945
2006		Contract owners equity:							$	49,923,397

* This represents the contract expense rate of the variable account for the period indicated and includes only those expenses that are charged through a reduction in the unit values. Excluded are expenses of the underlying mutual funds and charges made directly to contract owners’ accounts through the redemption of units.

** This represents the ratio of dividends for the period indicated, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by average net assets. The ratios exclude those expenses, such as policy and asset charges, that result in direct reductions to the contract holder accounts through redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccounts invest.

*** This represents the total return for the period. The total return does not include any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Total return is not annualized if the underlying mutual fund option is initially offered, funded, or both, during the period presented.

**** This represents the date the underlying mutual fund option was initially added and funded.

47