-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Qx9C2NQ0EF+ymQ5wDdimoK4rVHMzoNk5F7wI7mTcrv51keEIaLcRK7rWS/CzSPX/ K0eK2Gx1wLuLNi03r46Lsg== 0001056404-03-001663.txt : 20030911 0001056404-03-001663.hdr.sgml : 20030911 20030911122024 ACCESSION NUMBER: 0001056404-03-001663 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20030825 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20030911 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ALTERNATIVE LOAN TRUST MORT PASS THROUGH CERT SERIES 2003-4 CENTRAL INDEX KEY: 0001234577 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-101500-14 FILM NUMBER: 03891433 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 8-K 1 baa03004_aug.txt AUGUST 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2003 BANK OF AMERICA ALT LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-101500-14 54-2114686 Pooling and Servicing Agreement) (Commission 54-2114687 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On August 25, 2003 a distribution was made to holders of BANK OF AMERICA ALT LOAN TRUST, Mortgage Pass-Through Certificates, Series 2003-4 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-4 Trust, relating to the August 25, 2003 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANK OF AMERICA ALT LOAN TRUST Mortgage Pass-Through Certificates, Series 2003-4 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 9/6/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2003-4 Trust, relating to the August 25, 2003 distribution. EX-99.1
Bank of America Alternative Loan Trust Mortgage Pass-Through Certificates Record Date: 7/31/03 Distribution Date: 8/25/03 BAA Series: 2003-4 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 05948XJK8 SEN 5.50000% 19,625,433.42 89,949.90 181,184.23 1-A2 05948XJL6 SEN 5.00000% 182,850,981.59 761,879.09 1,688,101.06 1-A3 05948XJM4 SEN 1.60000% 36,570,195.53 48,760.26 337,620.20 1-A4 05948XJN2 SEN 6.40000% 0.00 195,041.04 0.00 1-A5 05948XJP7 SEN 5.50000% 2,404,894.22 11,022.43 (11,022.43) 1-A6 05948XJQ5 SEN 5.50000% 29,000,000.00 132,916.67 0.00 A-PO 05948XJW2 PO 0.00000% 1,084,252.64 0.00 4,611.65 1-AR 05948XJT9 SEN 5.50000% 0.00 0.00 0.00 1-ALR 05948XJU6 SEN 5.50000% 0.00 0.05 0.00 1-AWIO 05948XJR3 IO 0.44005% 0.00 94,771.68 0.00 2-A1 05948XJV4 SEN 5.00000% 266,192,585.54 1,109,135.77 3,869,223.29 1-B1 05948XJX0 SUB 5.50000% 6,509,163.60 29,833.66 6,479.27 1-B2 05948XJY8 SUB 5.50000% 2,892,296.25 13,256.36 2,879.01 1-B3 05948XJZ5 SUB 5.50000% 1,446,148.12 6,628.18 1,439.51 1-B4 05948XKE0 SUB 5.50000% 1,447,146.15 6,632.75 1,440.50 1-B5 05948XKF7 SUB 5.50000% 1,012,004.28 4,638.35 1,007.36 1-B6 05948XKG5 SUB 5.50000% 1,157,813.73 5,306.65 1,152.50 2-B1 05948XKA8 SUB 5.00000% 2,615,102.38 10,896.26 10,043.60 2-B2 05948XKB6 SUB 5.00000% 963,667.71 4,015.28 3,701.08 2-B3 05948XKC4 SUB 5.00000% 962,675.26 4,011.15 3,697.27 2-B4 05948XKH3 SUB 5.00000% 550,809.04 2,295.04 2,115.45 2-B5 05948XKJ9 SUB 5.00000% 274,908.30 1,145.45 1,055.82 2-B6 05948XKK6 SUB 5.00000% 413,851.12 1,724.38 1,589.44 2-AWIO 05948XJS1 IO 0.57032% 0.00 116,151.14 0.00 SES 05948XKD2 SEN 0.00000% 0.00 92,995.65 0.00 Totals 557,973,928.88 2,743,007.19 6,106,318.81
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 19,444,249.19 271,134.13 0.00 1-A2 0.00 181,162,880.53 2,449,980.15 0.00 1-A3 0.00 36,232,575.33 386,380.46 0.00 1-A4 0.00 0.00 195,041.04 0.00 1-A5 0.00 2,415,916.66 0.00 0.00 1-A6 0.00 29,000,000.00 132,916.67 0.00 A-PO 0.00 1,079,641.00 4,611.65 0.00 1-AR 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.05 0.00 1-AWIO 0.00 0.00 94,771.68 0.00 2-A1 0.00 262,323,362.25 4,978,359.06 0.00 1-B1 0.00 6,502,684.33 36,312.93 0.00 1-B2 0.00 2,889,417.23 16,135.37 0.00 1-B3 0.00 1,444,708.62 8,067.69 0.00 1-B4 0.00 1,445,705.65 8,073.25 0.00 1-B5 0.00 1,010,996.92 5,645.71 0.00 1-B6 0.00 1,156,661.24 6,459.15 0.00 2-B1 0.00 2,605,058.78 20,939.86 0.00 2-B2 0.00 959,966.63 7,716.36 0.00 2-B3 0.00 958,977.99 7,708.42 0.00 2-B4 0.00 548,693.59 4,410.49 0.00 2-B5 0.00 273,852.48 2,201.27 0.00 2-B6 0.00 412,261.67 3,313.82 0.00 2-AWIO 0.00 0.00 116,151.14 0.00 SES 0.00 0.00 92,995.65 0.00 Totals 0.00 551,867,610.09 8,849,326.00 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 20,000,000.00 19,625,433.42 22,212.71 158,971.52 0.00 0.00 1-A2 186,340,834.00 182,850,981.59 206,956.76 1,481,144.30 0.00 0.00 1-A3 37,268,166.00 36,570,195.53 41,391.35 296,228.85 0.00 0.00 1-A4 0.00 0.00 0.00 0.00 0.00 0.00 1-A5 2,383,000.00 2,404,894.22 0.00 0.00 (11,022.43) 0.00 1-A6 29,000,000.00 29,000,000.00 0.00 0.00 0.00 0.00 A-PO 1,094,946.00 1,084,252.64 3,630.89 980.76 0.00 0.00 1-AR 50.00 0.00 0.00 0.00 0.00 0.00 1-ALR 50.00 0.00 0.00 0.00 0.00 0.00 1-AWIO 0.00 0.00 0.00 0.00 0.00 0.00 2-A1 270,784,000.00 266,192,585.54 1,022,341.26 2,846,882.03 0.00 0.00 1-B1 6,522,000.00 6,509,163.60 6,479.27 0.00 0.00 0.00 1-B2 2,898,000.00 2,892,296.25 2,879.01 0.00 0.00 0.00 1-B3 1,449,000.00 1,446,148.12 1,439.51 0.00 0.00 0.00 1-B4 1,450,000.00 1,447,146.15 1,440.50 0.00 0.00 0.00 1-B5 1,014,000.00 1,012,004.28 1,007.36 0.00 0.00 0.00 1-B6 1,160,097.00 1,157,813.73 1,152.50 0.00 0.00 0.00 2-B1 2,635,000.00 2,615,102.38 10,043.60 0.00 0.00 0.00 2-B2 971,000.00 963,667.71 3,701.08 0.00 0.00 0.00 2-B3 970,000.00 962,675.26 3,697.27 0.00 0.00 0.00 2-B4 555,000.00 550,809.04 2,115.45 0.00 0.00 0.00 2-B5 277,000.00 274,908.30 1,055.82 0.00 0.00 0.00 2-B6 417,000.00 413,851.12 1,589.44 0.00 0.00 0.00 2-AWIO 0.00 0.00 0.00 0.00 0.00 0.00 SES 0.00 0.00 0.00 0.00 0.00 0.00 Totals 567,189,143.00 557,973,928.88 1,333,133.78 4,784,207.46 (11,022.43) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 181,184.23 19,444,249.19 0.97221246 181,184.23 1-A2 1,688,101.06 181,162,880.53 0.97221246 1,688,101.06 1-A3 337,620.20 36,232,575.33 0.97221246 337,620.20 1-A4 0.00 0.00 0.00000000 0.00 1-A5 (11,022.43) 2,415,916.66 1.01381312 (11,022.43) 1-A6 0.00 29,000,000.00 1.00000000 0.00 A-PO 4,611.65 1,079,641.00 0.98602214 4,611.65 1-AR 0.00 0.00 0.00000000 0.00 1-ALR 0.00 0.00 0.00000000 0.00 1-AWIO 0.00 0.00 0.00000000 0.00 2-A1 3,869,223.29 262,323,362.25 0.96875503 3,869,223.29 1-B1 6,479.27 6,502,684.33 0.99703838 6,479.27 1-B2 2,879.01 2,889,417.23 0.99703838 2,879.01 1-B3 1,439.51 1,444,708.62 0.99703839 1,439.51 1-B4 1,440.50 1,445,705.65 0.99703838 1,440.50 1-B5 1,007.36 1,010,996.92 0.99703838 1,007.36 1-B6 1,152.50 1,156,661.24 0.99703839 1,152.50 2-B1 10,043.60 2,605,058.78 0.98863711 10,043.60 2-B2 3,701.08 959,966.63 0.98863711 3,701.08 2-B3 3,697.27 958,977.99 0.98863710 3,697.27 2-B4 2,115.45 548,693.59 0.98863710 2,115.45 2-B5 1,055.82 273,852.48 0.98863711 1,055.82 2-B6 1,589.44 412,261.67 0.98863710 1,589.44 2-AWIO 0.00 0.00 0.00000000 0.00 SES 0.00 0.00 0.00000000 0.00 Totals 6,106,318.81 551,867,610.09 0.97298691 6,106,318.81
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 20,000,000.00 981.27167100 1.11063550 7.94857600 0.00000000 1-A2 186,340,834.00 981.27167119 1.11063558 7.94857610 0.00000000 1-A3 37,268,166.00 981.27167111 1.11063555 7.94857600 0.00000000 1-A4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A5 2,383,000.00 1009.18767100 0.00000000 0.00000000 (4.62544272) 1-A6 29,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-PO 1,094,946.00 990.23389281 3.31604481 0.89571541 0.00000000 1-AR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 1-AWIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 270,784,000.00 983.04399647 3.77548622 10.51347949 0.00000000 1-B1 6,522,000.00 998.03183073 0.99344833 0.00000000 0.00000000 1-B2 2,898,000.00 998.03183230 0.99344720 0.00000000 0.00000000 1-B3 1,449,000.00 998.03182885 0.99345066 0.00000000 0.00000000 1-B4 1,450,000.00 998.03182759 0.99344828 0.00000000 0.00000000 1-B5 1,014,000.00 998.03183432 0.99345168 0.00000000 0.00000000 1-B6 1,160,097.00 998.03182837 0.99345141 0.00000000 0.00000000 2-B1 2,635,000.00 992.44872106 3.81161290 0.00000000 0.00000000 2-B2 971,000.00 992.44872297 3.81161689 0.00000000 0.00000000 2-B3 970,000.00 992.44872165 3.81161856 0.00000000 0.00000000 2-B4 555,000.00 992.44872072 3.81162162 0.00000000 0.00000000 2-B5 277,000.00 992.44873646 3.81162455 0.00000000 0.00000000 2-B6 417,000.00 992.44872902 3.81160671 0.00000000 0.00000000 2-AWIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per 1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 9.05921150 972.21245950 0.97221246 9.05921150 1-A2 0.00000000 9.05921168 972.21245951 0.97221246 9.05921168 1-A3 0.00000000 9.05921155 972.21245956 0.97221246 9.05921155 1-A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A5 0.00000000 (4.62544272) 1,013.81311792 1.01381312 (4.62544272) 1-A6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-PO 0.00000000 4.21176021 986.02214173 0.98602214 4.21176021 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-AWIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A1 0.00000000 14.28896571 968.75503076 0.96875503 14.28896571 1-B1 0.00000000 0.99344833 997.03838240 0.99703838 0.99344833 1-B2 0.00000000 0.99344720 997.03838164 0.99703838 0.99344720 1-B3 0.00000000 0.99345066 997.03838509 0.99703839 0.99345066 1-B4 0.00000000 0.99344828 997.03837931 0.99703838 0.99344828 1-B5 0.00000000 0.99345168 997.03838264 0.99703838 0.99345168 1-B6 0.00000000 0.99345141 997.03838558 0.99703839 0.99345141 2-B1 0.00000000 3.81161290 988.63710816 0.98863711 3.81161290 2-B2 0.00000000 3.81161689 988.63710608 0.98863711 3.81161689 2-B3 0.00000000 3.81161856 988.63710309 0.98863710 3.81161856 2-B4 0.00000000 3.81162162 988.63709910 0.98863710 3.81162162 2-B5 0.00000000 3.81162455 988.63711191 0.98863711 3.81162455 2-B6 0.00000000 3.81160671 988.63709832 0.98863710 3.81160671 2-AWIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 SES 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 20,000,000.00 5.50000% 19,625,433.42 89,949.90 0.00 0.00 1-A2 186,340,834.00 5.00000% 182,850,981.59 761,879.09 0.00 0.00 1-A3 37,268,166.00 1.60000% 36,570,195.53 48,760.26 0.00 0.00 1-A4 0.00 6.40000% 36,570,195.53 195,041.04 0.00 0.00 1-A5 2,383,000.00 5.50000% 2,404,894.22 11,022.43 0.00 0.00 1-A6 29,000,000.00 5.50000% 29,000,000.00 132,916.67 0.00 0.00 A-PO 1,094,946.00 0.00000% 1,084,252.64 0.00 0.00 0.00 1-AR 50.00 5.50000% 0.00 0.00 0.00 0.00 1-ALR 50.00 5.50000% 0.00 0.00 0.00 0.00 1-AWIO 0.00 0.44005% 258,436,402.43 94,771.68 0.00 0.00 2-A1 270,784,000.00 5.00000% 266,192,585.54 1,109,135.77 0.00 0.00 1-B1 6,522,000.00 5.50000% 6,509,163.60 29,833.67 0.00 0.00 1-B2 2,898,000.00 5.50000% 2,892,296.25 13,256.36 0.00 0.00 1-B3 1,449,000.00 5.50000% 1,446,148.12 6,628.18 0.00 0.00 1-B4 1,450,000.00 5.50000% 1,447,146.15 6,632.75 0.00 0.00 1-B5 1,014,000.00 5.50000% 1,012,004.28 4,638.35 0.00 0.00 1-B6 1,160,097.00 5.50000% 1,157,813.73 5,306.65 0.00 0.00 2-B1 2,635,000.00 5.00000% 2,615,102.38 10,896.26 0.00 0.00 2-B2 971,000.00 5.00000% 963,667.71 4,015.28 0.00 0.00 2-B3 970,000.00 5.00000% 962,675.26 4,011.15 0.00 0.00 2-B4 555,000.00 5.00000% 550,809.04 2,295.04 0.00 0.00 2-B5 277,000.00 5.00000% 274,908.30 1,145.45 0.00 0.00 2-B6 417,000.00 5.00000% 413,851.12 1,724.38 0.00 0.00 2-AWIO 0.00 0.57032% 244,392,850.95 116,151.14 0.00 0.00 SES 0.00 0.00000% 557,973,930.44 0.00 0.00 0.00 Totals 567,189,143.00 2,650,011.50 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 89,949.90 0.00 19,444,249.19 1-A2 0.00 0.00 761,879.09 0.00 181,162,880.53 1-A3 0.00 0.00 48,760.26 0.00 36,232,575.33 1-A4 0.00 0.00 195,041.04 0.00 36,232,575.33 1-A5 0.00 0.00 11,022.43 0.00 2,415,916.66 1-A6 0.00 0.00 132,916.67 0.00 29,000,000.00 A-PO 0.00 0.00 0.00 0.00 1,079,641.00 1-AR 0.00 0.00 0.00 0.00 0.00 1-ALR 0.00 0.00 0.05 0.00 0.00 1-AWIO 0.00 0.00 94,771.68 0.00 256,259,906.42 2-A1 0.00 0.00 1,109,135.77 0.00 262,323,362.25 1-B1 0.00 0.00 29,833.66 0.00 6,502,684.33 1-B2 0.00 0.00 13,256.36 0.00 2,889,417.23 1-B3 0.00 0.00 6,628.18 0.00 1,444,708.62 1-B4 0.00 0.00 6,632.75 0.00 1,445,705.65 1-B5 0.00 0.00 4,638.35 0.00 1,010,996.92 1-B6 0.00 0.00 5,306.65 0.00 1,156,661.24 2-B1 0.00 0.00 10,896.26 0.00 2,605,058.78 2-B2 0.00 0.00 4,015.28 0.00 959,966.63 2-B3 0.00 0.00 4,011.15 0.00 958,977.99 2-B4 0.00 0.00 2,295.04 0.00 548,693.59 2-B5 0.00 0.00 1,145.45 0.00 273,852.48 2-B6 0.00 0.00 1,724.38 0.00 412,261.67 2-AWIO 0.00 0.00 116,151.14 0.00 240,772,110.40 SES 0.00 0.00 92,995.65 0.00 551,867,611.64 Totals 0.00 0.00 2,743,007.19 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 20,000,000.00 5.50000% 981.27167100 4.49749500 0.00000000 0.00000000 1-A2 186,340,834.00 5.00000% 981.27167119 4.08863196 0.00000000 0.00000000 1-A3 37,268,166.00 1.60000% 981.27167111 1.30836221 0.00000000 0.00000000 1-A4 0.00 6.40000% 981.27167111 5.23344884 0.00000000 0.00000000 1-A5 2,383,000.00 5.50000% 1009.18767100 4.62544272 0.00000000 0.00000000 1-A6 29,000,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000 A-PO 1,094,946.00 0.00000% 990.23389281 0.00000000 0.00000000 0.00000000 1-AR 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 50.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 1-AWIO 0.00 0.44005% 984.57450567 0.36105510 0.00000000 0.00000000 2-A1 270,784,000.00 5.00000% 983.04399647 4.09601664 0.00000000 0.00000000 1-B1 6,522,000.00 5.50000% 998.03183073 4.57431309 0.00000000 0.00000000 1-B2 2,898,000.00 5.50000% 998.03183230 4.57431332 0.00000000 0.00000000 1-B3 1,449,000.00 5.50000% 998.03182885 4.57431332 0.00000000 0.00000000 1-B4 1,450,000.00 5.50000% 998.03182759 4.57431034 0.00000000 0.00000000 1-B5 1,014,000.00 5.50000% 998.03183432 4.57430966 0.00000000 0.00000000 1-B6 1,160,097.00 5.50000% 998.03182837 4.57431577 0.00000000 0.00000000 2-B1 2,635,000.00 5.00000% 992.44872106 4.13520304 0.00000000 0.00000000 2-B2 971,000.00 5.00000% 992.44872297 4.13520082 0.00000000 0.00000000 2-B3 970,000.00 5.00000% 992.44872165 4.13520619 0.00000000 0.00000000 2-B4 555,000.00 5.00000% 992.44872072 4.13520721 0.00000000 0.00000000 2-B5 277,000.00 5.00000% 992.44873646 4.13519856 0.00000000 0.00000000 2-B6 417,000.00 5.00000% 992.44872902 4.13520384 0.00000000 0.00000000 2-AWIO 0.00 0.57032% 982.38851444 0.46689396 0.00000000 0.00000000 SES 0.00 0.00000% 983.75283861 0.00000000 0.00000000 0.00000000 (5) All classes are per 1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 4.49749500 0.00000000 972.21245950 1-A2 0.00000000 0.00000000 4.08863196 0.00000000 972.21245951 1-A3 0.00000000 0.00000000 1.30836221 0.00000000 972.21245956 1-A4 0.00000000 0.00000000 5.23344884 0.00000000 972.21245956 1-A5 0.00000000 0.00000000 4.62544272 0.00000000 1013.81311792 1-A6 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 986.02214173 1-AR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-ALR 0.00000000 0.00000000 1.00000000 0.00000000 0.00000000 1-AWIO 0.00000000 0.00000000 0.36105510 0.00000000 976.28263014 2-A1 0.00000000 0.00000000 4.09601664 0.00000000 968.75503076 1-B1 0.00000000 0.00000000 4.57431156 0.00000000 997.03838240 1-B2 0.00000000 0.00000000 4.57431332 0.00000000 997.03838164 1-B3 0.00000000 0.00000000 4.57431332 0.00000000 997.03838509 1-B4 0.00000000 0.00000000 4.57431034 0.00000000 997.03837931 1-B5 0.00000000 0.00000000 4.57430966 0.00000000 997.03838264 1-B6 0.00000000 0.00000000 4.57431577 0.00000000 997.03838558 2-B1 0.00000000 0.00000000 4.13520304 0.00000000 988.63710816 2-B2 0.00000000 0.00000000 4.13520082 0.00000000 988.63710608 2-B3 0.00000000 0.00000000 4.13520619 0.00000000 988.63710309 2-B4 0.00000000 0.00000000 4.13520721 0.00000000 988.63709910 2-B5 0.00000000 0.00000000 4.13519856 0.00000000 988.63711191 2-B6 0.00000000 0.00000000 4.13520384 0.00000000 988.63709832 2-AWIO 0.00000000 0.00000000 0.46689396 0.00000000 967.83418556 SES 0.00000000 0.00000000 0.16395880 0.00000000 972.98690830 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage APO_1 0.00000% 0.00 0.00 361,546.49 360,987.32 98.94617797% APO_2 0.00000% 0.00 0.00 722,706.15 718,653.67 98.43033691% SES_1 0.00000% 285,277,624.88 283,066,784.50 0.00 0.00 97.65973959% SES_2 0.00000% 272,696,305.56 268,800,827.14 0.00 0.00 96.92135497%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8,873,969.82 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8,873,969.82 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 24,643.82 Payment of Interest and Principal 8,849,326.00 Total Withdrawals (Pool Distribution Amount) 8,873,969.82 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 23,248.91 Trustee Fee 1,394.91 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 24,643.82
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 25 0 0 0 25 3,283,413.92 0.00 0.00 0.00 3,283,413.92 60 Days 2 0 0 0 2 229,577.57 0.00 0.00 0.00 229,577.57 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 27 0 0 0 27 3,512,991.49 0.00 0.00 0.00 3,512,991.49 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.536251% 0.000000% 0.000000% 0.000000% 0.536251% 0.594964% 0.000000% 0.000000% 0.000000% 0.594964% 60 Days 0.042900% 0.000000% 0.000000% 0.000000% 0.042900% 0.041600% 0.000000% 0.000000% 0.000000% 0.041600% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.579151% 0.000000% 0.000000% 0.000000% 0.579151% 0.636564% 0.000000% 0.000000% 0.000000% 0.636564%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 9 0 0 0 9 1,719,895.41 0.00 0.00 0.00 1,719,895.41 60 Days 1 0 0 0 1 101,693.89 0.00 0.00 0.00 101,693.89 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 10 0 0 0 10 1,821,589.30 0.00 0.00 0.00 1,821,589.30 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.502793% 0.000000% 0.000000% 0.000000% 0.502793% 0.607594% 0.000000% 0.000000% 0.000000% 0.607594% 60 Days 0.055866% 0.000000% 0.000000% 0.000000% 0.055866% 0.035926% 0.000000% 0.000000% 0.000000% 0.035926% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.558659% 0.000000% 0.000000% 0.000000% 0.558659% 0.643519% 0.000000% 0.000000% 0.000000% 0.643519% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 16 0 0 0 16 1,563,518.51 0.00 0.00 0.00 1,563,518.51 60 Days 1 0 0 0 1 127,883.68 0.00 0.00 0.00 127,883.68 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 17 0 0 0 17 1,691,402.19 0.00 0.00 0.00 1,691,402.19 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.557103% 0.000000% 0.000000% 0.000000% 0.557103% 0.581664% 0.000000% 0.000000% 0.000000% 0.581664% 60 Days 0.034819% 0.000000% 0.000000% 0.000000% 0.034819% 0.047576% 0.000000% 0.000000% 0.000000% 0.047576% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.591922% 0.000000% 0.000000% 0.000000% 0.591922% 0.629240% 0.000000% 0.000000% 0.000000% 0.629240%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 25,922.11
COLLATERAL STATEMENT Collateral Description Fixed Weighted Average Gross Coupon 5.952216% Weighted Average Pass-Through Rate 5.699216% Weighted Average Maturity(Stepdown Calculation ) 355 Beginning Scheduled Collateral Loan Count 4,689 Number Of Loans Paid In Full 27 Ending Scheduled Collateral Loan Count 4,662 Beginning Scheduled Collateral Balance 557,973,930.44 Ending Scheduled Collateral Balance 551,867,611.64 Ending Actual Collateral Balance at 31-Jul-2003 551,867,611.64 Monthly P &I Constant 4,099,433.76 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 8,620,122.68 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 551,867,611.64 Scheduled Principal 1,331,782.45 Unscheduled Principal 4,774,536.35
Miscellaneous Reporting Class 1-A6 Priority % 10.178436%
Group Level Collateral Statement Group Group 1 Group 2 Total Collateral Description Fixed 30 Year Fixed 15 Year Fixed Weighted Average Coupon Rate 6.144680 5.750874 5.952216 Weighted Average Net Rate 5.894680 5.500873 5.702216 Weighted Average Maturity 355 171 355 Beginning Loan Count 1,798 2,891 4,689 Loans Paid In Full 8 19 27 Ending Loan Count 1,790 2,872 4,662 Beginning Scheduled Balance 285,277,624.88 272,696,305.56 557,973,930.44 Ending scheduled Balance 283,066,784.50 268,800,827.14 551,867,611.64 Record Date 07/31/2003 07/31/2003 07/31/2003 Principal And Interest Constant 1,744,813.23 2,354,620.53 4,099,433.76 Scheduled Principal 284,030.24 1,047,752.21 1,331,782.45 Unscheduled Principal 1,926,810.14 2,847,726.21 4,774,536.35 Scheduled Interest 1,460,782.99 1,306,868.32 2,767,651.31 Servicing Fees 59,432.84 56,811.77 116,244.61 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 713.17 681.74 1,394.91 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,400,636.98 1,249,374.81 2,650,011.79 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.891680 5.497874 5.699216
Miscellaneous Reporting Group Group 1 Subordinate % 5.076784% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 94.923216% Group Group 2 Subordinate % 2.125583% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 97.874417%
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