Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities
Net income	$ 2,188,502	$ 1,806,481
Adjustments to reconcile net income to net cash provided by operations:
Depreciation and amortization	185,873	178,088
Gain on sale of property and equipment	(100)	(650)
Gain on the sale of government guaranteed loans	(229,130)
Gain on the sale of investments	(5,297)
Gain on the sale of foreclosed assets	(33,520)	(74,806)
Stock-based compensation, net of tax benefit		16,479
Provision for loan losses	148,113	780,372
Deferred income taxes	5,673	5,308
Accretion of discount on securities, net of amortization of premiums	31	407
Increase in cash surrender value of life insurance	(121,992)	(116,212)
Changes in assets and liabilities:
Accrued income	(32,273)	(81,841)
Other assets	(1,391,473)	(212,008)
Accrued interest payable	68,371	35,790
Other liabilities	1,654,254	1,097,920
Net cash provided by operating activities	2,437,032	3,435,328
Cash flows from investing activities
Net (increase) decrease in interest-bearing deposits with banks	(2,965,131)	12,659,060
Net increase in federal funds sold	(500,732)	(557)
Purchases of investment securities	(2,053,314)	(3,000,481)
Sales and maturities of investment securities	1,054,828	2,005,471
Purchase of Bank Owned Life Insurance		(1,750,000)
Redemption of restricted equity securities	61,800	73,600
Purchase of restricted equity securities	(215)	(2,170)
Net increase in loans	(5,131,864)	(9,111,060)
Proceeds from the sale of foreclosed assets	478,703	573,352
Purchases of property and equipment	(81,570)	(155,477)
Proceeds from the sale of property and equipment	100	650
Net cash provided by (used in) investing activities	(9,137,395)	1,292,388
Cash flows from financing activities
Net increase (decrease) in deposits	5,872,033	(472,463)
Repayments of long-term debt		(350,000)
Dividends paid	(137,063)	(667,951)
Common stock options exercised		30,111
Net cash provided by (used in) financing activities	5,734,970	(1,460,303)
Net increase (decrease) in cash and cash equivalents	(965,393)	3,267,413
Cash and due from banks, beginning	5,973,042	2,269,116
Cash and due from banks, ending	5,007,649	5,536,529
Supplemental disclosures of cash flow information
Interest paid	1,078,654	1,239,069
Taxes paid	1,354,255	500,000
Supplemental disclosures of non-cash transactions
Loans transferred to foreclosed properties	42,200	538,405
Proceeds from the sale of guaranteed loan previously recorded as short term debt	$ 3,743,820