Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income
Loans and fees on loans	$ 2,574,613	$ 2,726,346	$ 7,795,380	$ 8,161,796
Federal funds sold	696	389	1,601	1,168
Investment securities, taxable	14,020	12,517	40,820	38,935
Investment securities, dividends	3,694		9,715
Deposits with banks	18,681	11,370	57,384	35,176
Total interest income	2,611,704	2,750,622	7,904,900	8,237,075
Interest expense
Deposits	291,280	329,792	890,412	1,049,473
Fed funds purchased			80	150
Short-term debt			38,543
Long-term debt	73,472	73,382	217,990	225,236
Total interest expense	364,752	403,174	1,147,025	1,274,859
Net interest income	2,246,952	2,347,448	6,757,875	6,962,216
Provision for loan losses	12,317	41,384	148,113	780,372
Net interest income after provision for loan losses	2,234,635	2,306,064	6,609,762	6,181,844
Noninterest income
Service charges on deposit accounts	215,170	229,368	652,230	691,098
Gain on sale of government guaranteed loans			229,130
Realized gains on the sale of securities			5,297
Fees on loans delivered to correspondents	31,496	32,788	66,816	103,022
Other service charges and fees	150,787	136,411	422,731	413,115
Other operating income	215,709	184,613	691,977	608,033
Total noninterest income	613,162	583,180	2,068,181	1,815,268
Noninterest expense
Salaries and employee benefits	911,334	885,633	2,782,830	2,674,154
Occupancy expense	102,167	105,938	320,925	331,151
Equipment expense	59,488	66,642	180,123	184,254
Data processing	99,878	98,871	312,171	281,290
Foreclosed assets, net	4,895	9,368	29,200	41,662
Postage, printing and supplies	46,371	51,434	145,304	148,667
Professional fees	71,173	72,968	283,744	279,641
FDIC insurance premiums	28,826	25,728	75,694	110,233
Other expense	353,845	337,885	1,068,569	1,080,267
Total noninterest expense	1,677,977	1,654,467	5,198,560	5,131,319
Net income before income taxes	1,169,820	1,234,777	3,479,383	2,865,793
Income tax expense	433,937	459,934	1,290,881	1,059,312
Net income	735,883	774,843	2,188,502	1,806,481
Preferred stock dividends	(46,233)	(46,106)	(137,190)	(137,316)
Net income available to common stockholders	$ 689,650	$ 728,737	$ 2,051,312	$ 1,669,165
Basic earnings per common share	$ 0.19	$ 0.21	$ 0.58	$ 0.47
Diluted earnings per common share	$ 0.18	$ 0.19	$ 0.52	$ 0.43
Basic weighted average common shares outstanding	3,542,984	3,542,984	3,542,984	3,540,220
Diluted weighted average common shares outstanding	4,176,919	4,176,919	4,176,919	4,174,155