Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 5,007,649	$ 5,973,042
Interest-bearing deposits with banks	35,331,449	32,366,318
Federal funds sold	1,211,320	710,588
Investment securities available for sale	4,528,656	3,502,852
Restricted equity securities	676,739	738,324
Loans, net of allowance for loan losses of $3,299,860 at September 30, 2013 and $3,403,098 at December 31, 2012	178,519,116	173,577,565
Property and equipment, net	4,439,435	4,543,738
Foreclosed assets	88,441	491,424
Accrued income	1,011,371	979,098
Goodwill	120,000	120,000
Bank owned life insurance	5,420,346	5,298,354
Other assets	2,989,334	1,611,129
Total assets	239,343,856	229,912,432
Deposits:
Noninterest-bearing	43,451,729	36,979,419
Interest-bearing	150,243,341	150,843,618
Total deposits	193,695,070	187,823,037
Long-term debt	7,750,000	7,750,000
Dividends payable	46,233	46,106
Accrued interest payable	204,172	135,801
Other liabilities	3,345,311	1,920,187
Total liabilities	205,040,786	197,675,131
Commitments and contingencies (Note 4)
Stockholders' equity
Common stock, 10,000,000 shares authorized at no par value; 3,542,984 shares issued and outstanding at September 30, 2013 and December 31, 2012	12,061,153	12,061,153
Retained earnings	18,418,499	16,367,187
Accumulated other comprehensive loss	(45,389)	(59,846)
Total stockholders' equity	34,303,070	32,237,301
Total liabilities and stockholders' equity	239,343,856	229,912,432
Preferred Stock Series A [Member]
Stockholders' equity
Preferred stock	2,620,325	2,620,325
Preferred Stock Series D [Member]
Stockholders' equity
Preferred stock	$ 1,248,482	$ 1,248,482