Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest income
Loans and fees on loans	$ 2,920,977	$ 2,676,839	$ 5,794,040	$ 5,356,148
Federal funds sold	1,334	672	2,600	1,363
Investment securities available for sale, taxable	21,946	17,278	44,728	34,085
Investment securities available for sale, dividends	0	3,885	649	6,119
Deposits with banks	24,311	27,160	55,167	47,997
Total interest income	2,968,568	2,725,834	5,897,184	5,445,712
Interest expense
Deposits	205,072	230,771	417,420	467,168
Fed funds purchased	5	3	5	3
Long-term debt	18,521	57,759	39,388	118,464
Total interest expense	223,598	288,533	456,813	585,635
Net interest income	2,744,970	2,437,301	5,440,371	4,860,077
Provision for (recapture of) loan losses	136,927	70,298	212,741	(43,496)
Net interest income after provision for (recapture of) loan losses	2,608,043	2,367,003	5,227,630	4,903,573
Noninterest income
Service charges on deposit accounts	160,388	208,321	321,365	399,665
Fees on loans delivered to correspondents	49,008	22,162	56,202	27,808
Other service charges and fees	195,190	188,295	375,375	359,488
Gain (loss) on the sale of investment securities			(33,127)	4,376
Income from bank owned life insurance	48,085	36,745	94,095	73,569
Insurance commissions	129,966	131,538	230,877	215,315
Brokerage commissions	21,390	23,419	36,071	102,460
Other operating income	19,140	14,535	80,866	67,568
Bank-owned life insurance death benefit in excess of CSV	315,754	0	315,754	0
Total noninterest income	938,921	625,015	1,477,478	1,250,249
Noninterest expense
Salaries and employee benefits	1,135,671	959,599	2,213,729	1,991,930
Occupancy expense	126,125	119,230	255,218	228,578
Equipment expense	69,401	64,360	137,852	127,256
Data processing	130,007	108,202	259,583	231,208
Foreclosed assets, net	9,050	46,767	43,081	85,611
Postage, printing and supplies	41,539	65,317	85,018	106,641
Professional fees	35,684	106,006	53,387	248,005
FDIC insurance premiums	30,472	32,081	62,987	56,539
Other expense	378,348	335,820	801,031	794,282
Total noninterest expense	1,956,297	1,837,382	3,911,886	3,870,050
Net income before income taxes	1,590,667	1,154,636	2,793,222	2,283,772
Income tax expense	451,846	414,700	877,447	815,402
Net income	1,138,821	739,936	1,915,775	1,468,370
Preferred stock dividends	(45,730)	(45,730)	(90,957)	(90,957)
Net income available to common stockholders	$ 1,093,091	$ 694,206	$ 1,824,818	$ 1,377,413
Basic earnings per common share (in dollars per share)	$ 0.31	$ 0.20	$ 0.51	$ 0.39
Diluted earnings per common share (in dollars per share)	$ 0.27	$ 0.18	$ 0.46	$ 0.35
Basic weighted average common shares outstanding (in shares)	3,549,665	3,549,665	3,549,665	3,549,665
Diluted weighted average common shares outstanding (in shares)	4,183,600	4,187,257	4,183,600	4,187,334