TROUBLED DEBT RESTRUCTURINGS (Tables)

6 Months Ended

Jun. 30, 2016

TROUBLED DEBT RESTRUCTURINGS [Abstract]

TDRs for which Allowance for Loan Losses Measured

For the three and six months ended June 30, 2016, the following table presents loans modified during the period that were considered to be troubled debt restructurings. For the three and six months ended June 30, 2015, no loans were modified that were considered to be troubled debt restructurings.

	For the three months ended June 30, 2016						For the six months ended June 30, 2016
	Number of Contracts		Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment		Number of Contracts		Pre- Modification Outstanding Recorded Investment		Post- Modification Outstanding Recorded Investment
Troubled Debt Restructurings
Construction and development		-	$	-	$	-		-	$	-	$	-
1-4 Family residential		1		137,472		137,472		1		137,472		137,472
Nonfarm, nonresidential		-		-		-		-		-		-
Commercial and industrial		2		41,435		41,435		2		41,435		41,435