Loans Receivable (Tables)

12 Months Ended

Dec. 31, 2014

Loans Receivable [Abstract]

Major Components of Loans

The major components of loans in the balance sheets at December 31, 2014 and 2013 are below.

	2014			2013
Commercial and industrial	$	56,602,425		$	66,612,984
Real estate:
Construction and land development		10,061,249			6,353,787
Residential, 1-4 families		41,824,806			40,203,978
Residential, 5 or more families		1,109,586			1,515,239
Farmland		3,486,002			2,219,688
Nonfarm, nonresidential		74,275,793			60,316,018
Agricultural		675,474			107,974
Consumer, net of discounts of $11,950 in 2014 and $11,931 in 2013		4,997,023			5,685,407
		193,032,358			183,015,075
Net, deferred loan origination costs (fees)		71,378			269,100
		193,103,736			183,284,175
Allowance for loan losses		(3,554,664	)		(3,375,350	)
	$	189,549,072		$	179,908,825