X0306 4 2022-02-08 0000101382 UMB FINANCIAL CORP UMBF 0001229109 KEMPER J MARINER 1010 GRAND BLVD. KANSAS CITY MO 64106 1 1 Chairman and CEO Common Stock 2022-02-08 4 S 0 200 103.98 D 214826.3197 D Common Stock 2022-02-08 4 S 0 83 104.00 D 214743.3197 D Common Stock 2022-02-08 4 S 0 100 104.01 D 214643.3197 D Common Stock 2022-02-08 4 S 0 100 104.115 D 214543.3197 D Common Stock 2022-02-08 4 S 0 100 104.14 D 214443.3197 D Common Stock 2022-02-08 4 S 0 300 104.15 D 214143.3197 D Common Stock 2022-02-08 4 S 0 100 104.18 D 214043.3197 D Common Stock 2022-02-08 4 S 0 96 104.21 D 213947.3197 D Common Stock 2022-02-08 4 S 0 104 104.24 D 213843.3197 D Common Stock 2022-02-08 4 S 0 200 104.28 D 213643.3197 D Common Stock 2022-02-08 4 S 0 3 104.32 D 213640.3197 D Common Stock 2022-02-08 4 S 0 3 104.33 D 213637.3197 D Common Stock 2022-02-08 4 S 0 100 104.38 D 213537.3197 D Common Stock 2022-02-08 4 S 0 7 104.44 D 213530.3197 D Common Stock 2022-02-08 4 S 0 100 104.49 D 213430.3197 D Common Stock 2022-02-08 4 S 0 100 104.55 D 213330.3197 D Common Stock 2022-02-08 4 S 0 200 104.59 D 213130.3197 D Common Stock 2022-02-08 4 S 0 100 104.60 D 213030.3197 D Common Stock 2022-02-08 4 S 0 100 104.61 D 212930.3197 D Common Stock 1000 I By Daughter - Custodial Brokerage Account Common Stock 2132.9316 I By Esop Common Stock 1000 I By Son - Custodial Brokerage Account Common Stock 0 I By Trust - RC Kemper For John Common Stock 53800 I By Trust - TUW RC Kemper For John Mariner Common Stock 12558 I By Trust: Mary S Hunt Trust Common Stock 290397 I Held by Kemper Realty Common Stock 395989 I Held by Pioneer Service Corporation Common Stock 1988606 I By Trust - RC Kemper Irrevocable Trust /s/ John C. Pauls, Attorney-in-fact for Mr. Kemper 2022-02-10