X0306 4 2012-12-21 0 0000713671 DNB FINANCIAL CORP /PA/ DNBF 0001229037 KOEGEL JAMES J 4 BRANDYWINE AVENUE DOWNINGTOWN PA 19335 1 0 0 0 DNBF Common Stock $1 par value 2012-12-21 4 A 0 500 15.56 A 44901 D The stock certificate will include a restriction stating that the Grantee is not permitted to sell, assign, pledge gift, encumber or otherwise dispose of any of the transferred shares for one (1) year from the vesting date. /s/ Gerald F Sopp for James J Koegel 2012-12-21