X0206 3 2015-11-23 0 0000101382 UMB FINANCIAL CORP UMBF 0001229021 KING DAVID D 1010 GRAND BLVD. KANSAS CITY MO 64106 1 EVP/Chief Risk Officer Common Stock 6561.1844 D Common Stock 891.0892 I By Esop Stock Option (Right to Buy) 38.84 2010-01-01 2017-01-01 Common Stock 5014 D Stock Option (Right to Buy) 41.37 2012-01-01 2019-01-01 Common Stock 5034 D Stock Option (Right to Buy) 37.84 2013-01-01 2020-01-01 Common Stock 5258 D Stock Option (Right to Buy) 41.71 2014-01-01 2021-01-01 Common Stock 4541 D Stock Option (Right to Buy) 39.97 2015-01-01 2022-01-01 Common Stock 5255 D Stock Option (Right to Buy) 45.58 2016-01-01 2023-01-01 Common Stock 4560 D Stock Option (Right to Buy) 57.40 2017-01-01 2024-01-01 Common Stock 3562 D Stock Option (Right to Buy) 51.42 2018-02-11 2025-02-11 Common Stock 3953 D Stock Option (Right to Buy) 34.84 2009-01-01 2016-01-01 Common Stock 1809 D Options will vest 50% on the third 1/1/2010; 75% on the 1/1/2011; and 100% on 1/1/2012. Options will vest 50% on 1/1/2012, 75% on 1/1/2013, and 100% on 1/1/2014 Options will vest 50% on 1/1/2014, 75% on 1/1/2015 and 100% on 1/1/2015 Options will vest 50% on 1/1/2015, 75% on 1/1/2016 and 100% on 1/1/2017. Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019 Options vest 50% after 3years, 75% after 4 years and 100% after 5 years John C Pauls, Attorney in Fact 2015-12-03