X0202 4 2007-02-23 0000101382 UMB FINANCIAL CORP UMBF 0001229021 KING DAVID D 1010 GRAND BLVD. KANSAS CITY MO 64106 0 1 0 0 EVP of Subsidiary Common Stock 2007-02-23 4 A 0 2049 0 A 8529.2294 D Common Stock 1131.7832 I By ESOP Stock Options (Right to buy) 38.84 2007-02-23 4 A 0 5014 0 A 2017-01-01 Common Stock 5014 5014 D On May 30, 2006, the common stock of UMB Financial Corporation split 2-for-1 resulting in additional shares Includes shares acquired through dividend reinvestment of restricted stock shares Options will vest 50% on the third 1/1/2010; 75% on the 1/1/2011; and 100% on 1/1/2012. Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report. John C. Pauls, Attorney in Fact 2007-02-26