Exhibit 11.0

COMPUTATION OF EARNING PER SHARE

(In Thousands, except for per share data)

	Three months ended March 31, 2013		Three months ended March 31, 2012
Income available to common shareholders	$	2,280	$	1,588
Weighted average shares outstanding		8,492		9,436
Basic earnings per share	$	0.27	$	0.17
Income for diluted earnings per share	$	2,280	$	1,588
Total weighted average common shares and equivalents outstanding for diluted computation (1)		8,494		9,449
Diluted earnings per share	$	0.27	$	0.17

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(1) All related to outstanding stock options.

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