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<div> <p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>Note 19 – Acquisitions</b></font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">On October 14, 2011, the Company acquired all of the outstanding common shares of Allegiance Community Bank ("Allegiance") and thereby acquired all of Allegiance Community Bank's two branch locations. Under the terms of the merger agreement, Allegiance stockholders received 0.35 of a share of BCB Bancorp, Inc. common stock at a price of $9.57 per share in exchange for each share of Allegiance common stock, resulting in BCB Bancorp, Inc. issuing 644,434 common shares of BCB Bancorp, Inc. common stock with an acquisition date fair value of $6.2 million.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">In connection with the merger, the consideration paid and the net assets acquired were recorded at the estimated fair value on the date of acquisition, as summarized in the following table, (In thousands).</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;">Consideration paid</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt; width: 70%;">BCB Community Bancorp, Inc. common stock issued</td>
<td style="width: 10%;"> </td>
<td style="text-align: left; width: 1%;">$</td>
<td style="text-align: right; width: 18%;">6,167</td>
<td style="text-align: left; width: 1%;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt;">Cash paid on fractional shares</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">1</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right;">6,168</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;">Estimated amounts of identifiable assets acquired and liabilities assumed, at fair value</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Cash and cash equivalents</td>
<td> </td>
<td style="text-align: left;">$</td>
<td style="text-align: right;">5,902</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Investment securities</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">34,969</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Loans receivable</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">88,911</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Federal Home Loan Bank of New York stock</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">819</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Premises and equipment</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,618</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Interest Receivable</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">443</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Deferred income taxes</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,418</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Other assets</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,057</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Deposits</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">(111,365</td>
<td style="text-align: left;">)</td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Borrowings</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">(15,458</td>
<td style="text-align: left;">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt;">Other liabilities</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">(984</td>
<td style="text-align: left; padding-bottom: 1pt;">)</td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt;">Total identifiable net assets</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">7,330</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-bottom: 2.5pt; padding-left: 11pt;">Gain on bargain purchase recognized in non-interest income</td>
<td style="padding-bottom: 2.5pt;"> </td>
<td style="border-bottom: black 3px double; text-align: left;">$</td>
<td style="border-bottom: black 3px double; text-align: right;">1,162</td>
<td style="text-align: left; padding-bottom: 2.5pt;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The above amounts for loans receivable and deferred income taxes are estimates only. The Company is currently in the process of obtaining fair market values for the above categories which may have a direct impact on the gain on bargain purchase.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">ASC 805 "Business Combinations," permits the use of provisional amounts for the assets acquired and liabilities assumed when the information at acquisition date is incomplete. During the measurement period, which is one year from the acquisition date, amounts provisionally assigned to the acquisition may be adjusted based on new information obtained during the measurement period. Under no circumstances may the measurement period exceed one year from the acquisition date.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><strong> </strong> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The securities portfolio acquired consisted primarily of FHLMC and FNMA mortgage backed securities which were valued as of October 14, 2011 based on matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">We estimated the fair value for most loans acquired from Allegiance by utilizing a methodology wherein loans with comparable characteristics were aggregated by type of collateral, remaining maturity and repricing terms. Cash flows for each pool were estimated using an estimate of future credit losses and an estimated rate of prepayments. Projected monthly cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. To estimate the fair value of the remaining loans, we analyzed the value of the underlying collateral of the loans, assuming the fair values of the loans are derived from the eventual sale of the collateral. The value of the collateral was based on recently completed appraisals adjusted to the valuation date based on recognized industry indicies. We discounted these values using market derived rates of return with consideration given to the period of time and costs associated with the foreclosure and disposition of the collateral. There was no carryover of Allegiance's allowance for credit losses associated with the loans we acquired in accordance with applicable accounting guidance. Information about the acquired Allegiance loan portfolio as of October 14, 2011 is as follows (in thousands):</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt; width: 70%;">Contractually required principal and interest at acquisition</td>
<td style="width: 10%;"> </td>
<td style="text-align: left; width: 1%;">$</td>
<td style="text-align: right; width: 18%;">107,760</td>
<td style="text-align: left; width: 1%;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;">Contractual cash flows not expected to be collected (nonaccretabale discount)</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">(1,531</td>
<td style="text-align: left; padding-bottom: 1pt;">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;">Expected cash flows at acquisition</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">106,229</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;">Interest component of expected cash flows (accretable discount)</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">17,318</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;">Fair value of acquired loans</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right;">88,911</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of the office buildings and land is based upon independent third-party appraisals of the properties.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of savings and transaction deposit accounts acquired from Allegiance was assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand. Certificates of deposit accounts were valued by calculating the discounted cash flow. The discounted cash flows, at an individual account level, were then aggregated together by category type to determine the market value of each time deposit category. The market values of all time deposit categories were added together to determine the total market value of the time deposit portfolio. The discount rate utilized for the discounted cash flow of each time deposit category was calculated based upon the median interest rate for market time deposits nearest the weighted average remaining maturity for that time deposit category.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of borrowings assumed was determined by estimating projected future cash outflows and discounting them at the current market rate of interest for similar type of borrowings.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><strong> </strong> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Direct costs related to the acquisition were expensed as incurred. During the year ended December 31, 2011, we incurred $538,000 in merger related expenses related to the transaction, including $533,000 in professional services and $5,000 in other non-interest expenses.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">On July 6, 2010, the Company acquired all of the outstanding common shares of Pamrapo Bancorp, Inc. ("Pamrapo"), the parent company of Pamrapo Savings Bank, and thereby acquired all of Pamrapo Savings Bank's 10 branch locations. Under the terms of the merger agreement, Pamrapo stockholders received 1.0 share of BCB Bancorp, Inc. common stock in exchange for each share of Pamrapo common stock, resulting in us issuing 4.9 million common shares of BCB Bancorp, Inc. common stock with an acquisition date fair value of $38.6 million. Also under the terms of the merger agreement, Pamrapo stock options were converted to BCB Bancorp, Inc. stock options. There were 28,000 Pamrapo options outstanding that had a fair value of $0.00 on the date of acquisition. The strike price of the options acquired ranged from $18.41-$29.25.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The merger with Pamrapo presents a unique opportunity to merge with a leading community financial institution that will strengthen the earning power of BCB Bancorp, as well as the added scale to undertake and solidify leadership positions in key business lines.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The results of Pamrapo's operations are included in our Consolidated Statement of Income from the date of acquisition. In connection with the merger, the consideration paid and the net assets acquired were recorded at estimated fair value on the date of acquisition, as summarized in the following table, (in thousands).</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;">Consideration paid</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt; width: 70%;">BCB Community Bancorp, Inc. common stock issued</td>
<td style="padding-bottom: 1pt; width: 10%;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 18%;">38,645</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;">Recognized amounts of identifiable assets acquired and liabilities assumed, at fair value</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Cash and cash equivalents</td>
<td> </td>
<td style="text-align: left;">$</td>
<td style="text-align: right;">22,979</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Investment securities</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">86,770</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Loans receivable</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">412,142</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Federal Home Loan Bank of New York stock</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">2,878</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Property held for sale</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,017</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Premises and equipment</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">5,938</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Other real estate owned</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">789</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Interest receivable</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,905</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Deferred income taxes</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,820</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Other assets</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">1,264</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Deposits</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">(435,810</td>
<td style="text-align: left;">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt;">Borrowings</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">(43,815</td>
<td style="text-align: left;">)</td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt;">Other liabilities</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">(6,650</td>
<td style="text-align: left; padding-bottom: 1pt;">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt;">Total identifiable net assets</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">51,227</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 2.5pt; padding-left: 11pt;">Gain on bargain purchase recognized in non-interest income</td>
<td style="padding-bottom: 2.5pt;"> </td>
<td style="border-bottom: black 3px double; text-align: left;">$</td>
<td style="border-bottom: black 3px double; text-align: right;">12,582</td>
<td style="text-align: left; padding-bottom: 2.5pt;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><strong> </strong> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b> </b></font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The securities portfolio acquired consisted primarily of FHLMC and FNMA mortgage backed securities which were valued as of July 6, 2010 based on matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">We estimated the fair value for most loans acquired from Pamrapo by utilizing a methodology wherein loans with comparable characteristics were aggregated by type of collateral, remaining maturity and repricing terms. Cash flows for each pool were estimated using an estimate of future credit losses and an estimated rate of prepayments. Projected monthly cash flows were then discounted to present value using a risk-adjusted market rate for similar loans. To estimate the fair value of the remaining loans, we analyzed the value of the underlying collateral of the loans, assuming the fair values of the loans are derived from the eventual sale of the collateral. The value of the collateral was based on recently completed appraisals adjusted to the valuation date based on recognized industry indicies. We discounted these values using market derived rates of return with consideration given to the period of time and costs associated with the foreclosure and disposition of the collateral. There was no carryover of Pamrapo's allowance for credit losses associated with the loans we acquired in accordance with applicable accounting guidance. Information about the acquired Pamrapo loan portfolio as of July 6, 2010 is as follows (in thousands):</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt; width: 70%;">Contractually required principal and interest at acquisition</td>
<td style="width: 10%;"> </td>
<td style="text-align: left; width: 1%;">$</td>
<td style="text-align: right; width: 18%;">649,871</td>
<td style="text-align: left; width: 1%;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;">Contractual cash flows not expected to be collected (nonaccretabale discount)</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">(7,924</td>
<td style="text-align: left; padding-bottom: 1pt;">)</td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt;">Expected cash flows at acquisition</td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;">641,947</td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;">Interest component of expected cash flows (accretable discount)</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right;">229,805</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;">Fair value of acquired loans</td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right;">412,142</td>
<td style="text-align: left; padding-bottom: 1pt;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of the office buildings and land is based upon independent third-party appraisals of the properties.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of other real estate owned is based upon independent third-party appraisals of the properties.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of savings and transaction deposit accounts acquired from Pamrapo was assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand. Certificates of deposit accounts were valued by calculating the discounted cash flow. The discounted cash flows, at an individual account level, were then aggregated together by category type to determine the market value of each time deposit category. The market values of all time deposit categories were added together to determine the total market value of the time deposit portfolio. The discount rate utilized for the discounted cash flow of each time deposit category was calculated based upon the median interest rate for market time deposits nearest the weighted average remaining maturity for that time deposit category.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The fair value of borrowings assumed was determined by estimating projected future cash outflows and discounting them at the current market rate of interest for similar type of borrowings.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><strong> </strong> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Direct costs related to the acquisition were expensed as incurred. During the twelve months ended December 31, 2010, we incurred $644,000 in merger related expenses related to the transaction, including $622,000 in professional services and $22,000 in other non-interest expenses.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The following table presents unaudited pro forma information, (in thousands), as if the acquisition of Allegiance had occurred on January 1, 2010. This pro forma information gives effect to certain adjustments, including purchase accounting fair value adjustments, amortization of fair value adjustments and related income tax effects. The pro forma information does not necessarily reflect the results of operations that would have occurred had the Company merged with Allegiance at the beginning of 2011 or 2010. In particular, potential cost savings are not reflected in the unaudited pro forma amounts.</font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<table style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0" align="center">
<tr style="vertical-align: bottom;"><td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: center;" colspan="6"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Pro forma</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="border-bottom: black 0.75pt solid; text-align: center;" colspan="6"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Twelve months ended</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="border-bottom: black 0.75pt solid; text-align: center; font-weight: bold;" colspan="2"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">December 31, 2011</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="border-bottom: black 0.75pt solid; text-align: center;" colspan="2"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">December 31, 2010</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: center;" colspan="6"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: justify; padding-left: 12.1pt; width: 46%;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Net interest income</font></td>
<td style="text-align: justify; width: 5%; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>$</b></font></td>
<td style="text-align: right; width: 17%; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>41,734</b></font></td>
<td style="text-align: justify; width: 4%;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify; width: 4%;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify; width: 10%;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">$</font></td>
<td style="text-align: right; width: 13%;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">28,363</font></td>
<td style="text-align: justify; width: 1%;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: justify; padding-left: 12.1pt;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Noninterest income</font></td>
<td style="text-align: justify; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: right; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>2,452</b></font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: right;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">15,480</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: justify; padding-left: 12.1pt;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Noninterest expense</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: right; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>30,864</b></font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: right;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">25,203</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: justify; padding-left: 12.1pt;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Net income</font></td>
<td style="text-align: justify; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: right; font-weight: bold;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>6,237</b></font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td>
<td style="text-align: right;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">14,475</font></td>
<td style="text-align: justify;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">The amounts of revenue and earnings attributable to Allegiance since the acquisition date included in the consolidated statement of income for the year ended December 31, 2011 are not disclosed due to the fact that the information is impracticable to provide.</font></p> </div>
22979000
5901000
6761000
67347000
121127000
117087000
60586000
53780000
-4040000
22065000
8692000
<div> <p style="text-indent: -40.5pt; margin: 0in 0in 0pt 40.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 15- Commitments and Contingencies</font></b></p>
<p style="text-indent: -40.5pt; margin: 0in 0in 0pt 40.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments primarily include commitments to extend credit. The Bank's exposure to credit loss, in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Outstanding loan related commitments were as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Loan origination</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">39,133</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,038</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Standby letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,538</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,018</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction loans in process</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,588</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,180</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Unused lines of credit</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">29,261</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">33,747</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">73,520</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">43,983</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer's creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management's credit evaluation of the counterparty. Collateral held varies but primarily includes residential real estate properties.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company and its subsidiaries also have, in the normal course of business, commitments for services and supplies. Management does not anticipate losses on any of these transactions.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company and its subsidiaries, from time to time, may be party to litigation which arises primarily in the ordinary course of business. In the opinion of management, the ultimate disposition of such litigation should not have a material effect on the consolidated financial statements. As of December 31, 2011, the Company and its subsidiaries were not parties to any material litigation.</font></p> </div>
0.48
0.48
0.48
0.064
0.064
20000000
20000000
10144830
10817901
9383695
9520056
649000
692000
3886000
14318000
4759000
<div> <p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 17- Comprehensive Income (Loss)</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">The components of accumulated other comprehensive income (loss) included in stockholders' equity are as follows:</font></b></p>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">At December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net unrealized gain (loss) on securities available for sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(52</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Tax effect</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">21</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net of tax amount</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(31</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit plan adjustments</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(2,124</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Tax effect</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">868</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> </td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt"> (3</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net of tax amount</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(1,256</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Accumulated other comprehensive income (loss)</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(1,287</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The components of other comprehensive income (loss) and related tax effects are presented in the following table:</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31,</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2009</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Unrealized holding (losses) gains on securities available for sale: </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(53</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(21</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">231</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Unrealized holding (losses) gains arising during the year</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Defined benefit pension plan and SERP Plan:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Pension Gains (Losses)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(2,106</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">11</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">SERP Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(25</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(4</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net change in benefit plans accrued expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(2,131</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other comprehensive income (loss) before tax effect</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(2,184</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(14</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">231</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Tax effect</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">892</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(93</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other comprehensive income (loss)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(1,292</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(8</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">138</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table> </div>
<div> <p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 18- Parent Only Condensed Financial Information</font></b></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="9">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">STATEMENTS OF FINANCIAL CONDITION</font></b></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="9">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Assets</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Cash and due from banks</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">355</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Investment in subsidiaries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">104,088</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">102,546</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Restricted common stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">124</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other assets</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">36</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">131</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total Assets</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">104,248</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">103,156</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 40pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Liabilities and Stockholders' Equity</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 40pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Liabilities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Long-term debt</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,124</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other liabilities</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">76</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">58</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total Liabilities</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,200</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,182</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Stockholders' Equity</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">100,048</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">98,974</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total Liabilities and Stockholders' Equity</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">104,248</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">103,156</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="13">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">STATEMENTS OF INCOME</font></b></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended in December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2009</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Dividends from subsidiary</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,611</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,334</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,547</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total Income</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,611</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,334</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,547</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest expense, borrowed money</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">120</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">122</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">146</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(17</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">60</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total Expense</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">103</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">182</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">146</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Income before Income Tax Benefit and Equity in Undistributed Earnings (Loss) of Subsidiaries</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,508</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,152</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Income tax expense (benefit)</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">97</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">120</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> </td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(17</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Income before Equity in Undistributed Earnings of Subsidiaries</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,411</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,032</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,418</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Equity in undistributed earnings (losses) of subsidiaries</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(3,360</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">9,294</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,330</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Income</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">6,051</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,326</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,748</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="12">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">STATEMENTS OF CASH FLOW </font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31, </font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2009</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Cash Flows from Operating Activities</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net income</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">6,051</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,326</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,748</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Adjustments to reconcile net income to net cash provided by operating activities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 40pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Equity in undistributed (earnings) losses of subsidiaries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,360</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(9,294</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(1,330</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 40pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Decrease (increase) in other assets</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">95</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 40pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Increase (decrease) in other liabilities</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">18</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(129</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">96</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Cash Provided By Operating Activities</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,524</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,074</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,509</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Cash Flows from Investing Activities</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Cash acquired in acquisition</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">31</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Purchases of securities available for sale</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(227</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Cash Provided By (Used in) Investing Activities</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">31</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(227</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Cash Flows from Financing Activities</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Proceeds from issuance of common stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">237</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">73</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">63</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Cash dividends paid</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(4,549</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(3,412</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(2,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Purchase of treasury stock</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(5,567</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(1,806</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(39</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Cash (Used in) Financing Activities</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(9,879</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(5,145</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(2,210</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net (Decrease) increase in Cash and Cash Equivalents</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(355</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(40</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Cash and Cash Equivalents - Beginning</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">355</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">395</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">323</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Cash and Cash Equivalents - Ending</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">355</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">395</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Non-Cash Items:</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Transfer of securities available for sale to treasury stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">235</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table> </div>
<div> <div>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 10 - Short-Term Borrowings and Long-Term Debt</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Long-term debt consists of the following:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2"> </td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="13">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="5">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Weight Average Rate</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Amount</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Weight Average Rate</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Amount</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><u><font style="font-size: 10pt;" class="_mt">Maturing by December 31,</font></u></b><b><font style="font-size: 10pt;" class="_mt"> </font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Federal Home Loan Bank Advances:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 24%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 19%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="top" width="19%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">2016</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4.28</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">57,000,000</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4.28</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$ 55,000,000</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">2017</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4.37</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">56,500,000</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4.39</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">55,000,000</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">2018</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2.51</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,500,000</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">% </font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4.17</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">124,000,000</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4.33</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">110,000,00</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Fair Value Adjustments: (1)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,406,986</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">125,406,986</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$110,000,000</font></b></p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Beginning September 7, 2010, the Federal Home Loan Bank of New York ("FHLBNY") replaced the existing Overnight Repricing Advance Program and its associated companion products, the Overnight Line of Credit ("OLOC"), OLOC Plus, OLOC Companion, and OLOC Companion Plus with the new Overnight Advance. The new Overnight advance permits the Bank to borrow overnight up to its maximum borrowing capacity at the FHLBNY. The Bank is no longer restricted to the previous borrowing limits of 10% (OLOC) or up to 20% (OLOC Plus) of total assets. At December 31, 2011, the Bank's total credit exposure cannot exceed 50% of its total assets, or $608,454,000, based on the borrowing limitations outlined in the Federal Home Loan Bank of New York's member products guide. The total credit exposure limit of 50% of total assets is recalculated each quarter.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="5">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Coupon Rate</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Amount</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Coupon Rate</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Amount</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><u><font style="font-size: 10pt;" class="_mt">Maturing by December 31,</font></u></b><b><font style="font-size: 10pt;" class="_mt"> </font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 24%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 19%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="19%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Trust preferred junior subordinated debenture:</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">2034</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3.21</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,124,000</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2.95</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$4,124,000</font></p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Trust Preferred floating rate junior subordinated debenture matures on June 17, 2034; interest rate adjusts quarterly to LIBOR plus 2.65%, the rate paid as of December 31, 2011 was 3.21%.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Fair value adjustments represents the difference between the fair market value of the FHLB advances acquired from Allegiance Community Bank acquisition based on pricing from the Federal Home Loan Bank of New York at date of acquisition. This adjustment is being amortized over the life of the acquired advances.</font></p>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The trust preferred debenture became callable, at the Company's option, on June 17, 2009, and quarterly thereafter.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Additional information regarding short-term borrowings is as follows:</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom"> </td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31, </font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2009</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="9">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Average balance outstanding during the year</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">38</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Highest month-end balance during the year</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Average interest rate during the year</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">0.51</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Weighted average interest rate at year-end</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011 and 2010 cash and securities held to maturity with carrying values of approximately $139.2 million and $145.2 million, respectively, were pledged to secure the above noted Federal Home Loan Bank of New York borrowings. In addition, there was a blanket pledge on the residential mortgage portfolio at December 31, 2011.</font></p></div> </div>
-598000
-341000
-1845000
5785000
9940000
<div> <p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;">Note 9 - Deposits</p>
<p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">December 31,</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="padding-bottom: 1pt;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="6">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;">Demand:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt; width: 56%;">Non-interest bearing</td>
<td style="width: 8%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 12%; font-weight: bold;">78,589</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 8%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 12%; font-weight: normal;">69,471</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 22pt;">NOW</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">112,605</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">80,775</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Money market</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">67,592</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">55,676</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">258,786</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">205,922</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Savings and club</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">265,546</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">245,951</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;">Certificates of deposit</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">453,291</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">434,415</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">977,623</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">886,288</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: left; margin: 0px; font: 10pt Times New Roman, Times, Serif;">At December 31, 2011 and 2010, certificates of deposit of $100,000 or more totaled approximately $255.2 million and $236.1 million respectively.</p>
<p style="text-align: left; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">The scheduled maturities of certificates of deposit at December 31, 2011, were as follows (in thousands):</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 90%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0" align="center">
<tr style="vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Amount</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt; width: 70%;">2012</td>
<td style="width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 18%; font-weight: bold;">321,789</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">2013</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">56,999</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;">2014</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">43,169</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">2015</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">14,857</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;">2016</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">16,241</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;">Thereafter</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">236</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">453,291</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td></tr></table> </div>
886288000
977623000
363000
642000
1055000
2234000
2234000
3412000
3412000
4549000
4549000
0.81
2.06
0.64
0.80
2.05
0.64
15000
15000
12000
12000
2124000
3293000
4301000
<div> <p style="text-indent: -67.5pt; margin: 0in 0in 0pt 67.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 16 - Fair Value Measurements and Fair Values of Financial Instruments</font></b></p>
<p style="text-indent: -67.5pt; margin: 0in 0in 0pt 67.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Management uses its best judgment in estimating the fair value of the Company's financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective year-ends and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year-end.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">ASC Topic 820, <i>Fair Value Measurements and Disclosures</i>, establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: -40.5pt; margin: 0in 0in 0pt 49.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">Level 1</font></i><font style="font-size: 10pt;" class="_mt">: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.</font></p>
<p style="text-align: justify; text-indent: -40.5pt; margin: 0in 0in 0pt 49.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: -40.5pt; margin: 0in 0in 0pt 49.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">Level 2</font></i><font style="font-size: 10pt;" class="_mt">: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability.</font></p>
<p style="text-align: justify; text-indent: -40.5pt; margin: 0in 0in 0pt 49.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: -40.5pt; margin: 0in 0in 0pt 49.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">Level 3</font></i><font style="font-size: 10pt;" class="_mt">: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).</font></p>
<p style="text-align: justify; text-indent: -40.5pt; margin: 0in 0in 0pt 49.5pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">An asset's or liability's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">For assets and liabilities measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy are as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Description</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1) Quoted Prices in Active Markets for Identical Assets</font></b></p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2) Significant Other Observable Inputs</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3)<br />Significant Unobservable<br />Inputs</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
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<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">As of December 31, 2011</font></b></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
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<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; width: 36%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="36%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Securities available for sale-Equity Securities</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,045</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,045</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">As of December 31, 2010</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Securities available for sale-Equity Securities</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,098</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,098</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">For assets and liabilities measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy are as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31, 2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)<br />Quoted<br />Prices<br />in Active Markets<br />for Identical<br />Assets</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2) Significant<br />Other<br />Observable<br />Inputs</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3) Significant Unobservable Inputs</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; width: 36%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="36%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">23,007</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">23,007</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Real estate owned</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">300</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">300</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31, 2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)<br />Quoted<br />Prices<br />in Active Markets for Identical<br />Assets</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2) Significant<br />Other<br />Observable<br />Inputs</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3) Significant Unobservable Inputs</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; width: 36%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="36%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,617</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,617</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Real estate owned</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">513</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">513</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company's financial instruments at December 31, 2011 and 2010:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Cash and Cash Equivalents (Carried at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The carrying amounts reported in the consolidated statements of financial condition for cash and short-term instruments approximate those assets' fair values.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Securities</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Loans Held for Sale (Carried at Lower of Cost or Fair Value)</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The fair value of loans held for sale is determined, when possible, using quoted secondary-market prices. If no such quoted prices exist, the fair value of a loan is determined using quoted prices for a similar loan or loans, adjusted for specific attributes of that loan. Loans held for sale are carried at their cost.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Loans Receivable (Carried at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The fair values of loans, except for certain impaired loans, are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Impaired Loans (Generally Carried at Fair Value)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Impaired loans are those for which the Company has measured and recorded an impairment generally based on the fair value of the loan's collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. The fair value at December 31, 2011 and 2010 consists of the loan balances of $26,398,000 and $19,724,000, net of a valuation allowance of $3,391,000 and $2,107,000, respectively.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">FHLB of New York Stock (Carried at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The carrying amount of restricted investment in bank stock approximates fair value, and considers the limited marketability of such securities.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Interest Receivable and Payable (Carried at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The carrying amount of interest receivable and interest payable approximates its fair value.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Deposits (Carried at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Long-Term Debt (Carried at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Fair values of long-term debt are estimated using discounted cash flow analysis, based on quoted prices for new long-term debt with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Off-Balance Sheet Financial Instruments (Disclosed at Cost)</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Fair values for the Bank's off-balance sheet financial instruments (lending commitments and unused lines of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties' credit standing. The fair value of these commitments was deemed immaterial and is not presented in the accompanying table.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The carrying values and estimated fair values of financial instruments were as follows at December 31, 2011 and 2010:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Carrying Value</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Fair Value</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Carrying Value</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Fair Value</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; width: 40%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="40%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Cash and cash equivalents</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">117,087</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">117,087</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">121,127</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">121,127</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Securities available for sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,045</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,045</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,098</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,098</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Securities held to maturity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">206,965</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">213,903</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">165,572</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">166,785</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Loans held for sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5,856</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">6,020</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,572</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">840,763</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">890,215</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">773,101</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">779,858</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">FHLB of New York stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,498</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,498</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,723</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,723</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,997</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,997</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,203</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,203</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">977,623</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">982,500</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">886,288</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">890,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Long-term debt</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">129,531</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">141,108</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">114,124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">126,895</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">813</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">813</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">787</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">787</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table> </div>
1137000
1204000
1181000
6723000
7498000
657000
907000
846000
-124000
18000
225000
295000
887000
12582000
1162000
13000
-345000
-498000
165572000
206965000
166785000
213903000
-18000
592000
592000
6369000
15831000
9424000
<div> <p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 14 - Income Taxes</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The components of income tax expense (benefit) are summarized as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2009</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Current income tax expense:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 30pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Federal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,382</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,982</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,730</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 30pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">State</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">836</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(136</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">489</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5,218</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,846</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,219</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Deferred income tax benefit:</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Federal</font></p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(1,592</font></b></p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">State</font></p></td>
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<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 40pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt"> Total Income Taxes</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,373</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,505</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,621</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The tax effects of existing temporary differences that give rise to significant portions of the deferred income tax assets and deferred income tax liabilities are as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Deferred income tax assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Allowance for loan losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,822</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,362</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Depreciation</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">199</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">137</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other than temporary impairment on security</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,191</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,164</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Non-accrual interest</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">397</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">41</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit Plans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,530</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,829</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit Plan-accumulated other comprehensive loss</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">868</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Valuation adjustment on loans receivable acquired</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,677</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,993</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Valuation adjustment on time deposits acquired</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">347</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">200</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Valuation adjustment on borrowings acquired</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">575</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net operating loss</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">345</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Unrealized loss on securities available for sale</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">21</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">318</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">99</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">12,290</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,825</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Deferred income tax liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit Plan-accumulated other comprehensive income</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Valuation adjustment on securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">748</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,288</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Valuation adjustment on premises and equipment acquired</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,602</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,749</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,350</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,040</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Deferred Tax Asset</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,940</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,785</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011, the Company had a net operating loss carry forward of approximately $987,000, expiring in the year 2031 for federal tax purposes. The net operating loss carry forward was acquired in our acquisition of Allegiance Community Bank and is subject to limitations pertaining to Section 382 of the Internal Revenue Code.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table presents a reconciliation between the reported income tax expense and the income tax expense which would be computed by applying the normal federal income tax rate of 35% in 2011 and 34% in 2010 and 2009 to income before income tax expense:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2009</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Federal income tax expense at statutory rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,298</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,382</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,165</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Increases (reductions) in income taxes resulting from:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">State income tax (benefit), net of federal income tax effect</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">380</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">236</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Merger related items</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(219</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(4,066</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">208</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Other items, net</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(86</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">507</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 30pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Effective Income Tax</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,373</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,505</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,621</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Effective Income Tax Rate</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">35.8</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">9.5</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">41.2</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p> </div>
3220000
2252000
4549000
2621000
1505000
3373000
-85000
-501000
-649000
2000000
53235000
-13260000
-20030000
-120000
-239000
26000
2607000
1207000
-5227000
88000
-1159000
-937000
15114000
13907000
13271000
34378000
40100000
52879000
27349000
34502000
45023000
816817000
899034000
99062000
108395000
14994000
13668000
13297000
4976000
5206000
5007000
877000
938000
849000
10018000
8462000
8290000
1157000
1304000
1020000
7984000
6220000
6421000
<div> <p style="text-indent: -0.25in; margin: 0px 0px 0px 0.25in; font: bold 10pt Times New Roman, Times, Serif;">Note 8 - Interest Receivable</p>
<p style="text-indent: -0.25in; margin: 0px 0px 0px 0.25in; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">December 31,</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="6">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="6"> </td>
<td style="font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt; width: 56%;">Loans</td>
<td style="width: 8%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 12%; font-weight: bold;">4,181</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 8%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 12%; font-weight: normal;">4,340</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;">Securities</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">816</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">863</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">4,997</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt;"> </td>
<td style="border-bottom: black 3px double; text-align: left;">$</td>
<td style="border-bottom: black 3px double; text-align: right;">5,203</td>
<td style="text-align: left; padding-bottom: 2.5pt;"> </td></tr></table> </div>
17834000
23982000
35482000
19384000
26432000
39582000
47000
117000
87000
6982000
5457000
7720000
24000
49000
5203000
4997000
<div> <div>
<p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;">Note 4 - Securities Available for Sale</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="14">December 31, 2011</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Gross Unrealized Gains</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Gross Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="14">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt; width: 40%;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt;">Equity securities- Financial institutions</td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">1,097</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">70</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">122</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">1,045</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td></tr></table>
<p style="text-indent: -0.25in; margin: 0px 0px 0px 0.25in; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="14">December 31, 2010</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Gross Unrealized Gains</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Gross Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: center; font-weight: normal;" colspan="14">(In Thousands)</td>
<td style="font-weight: normal;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt; width: 40%;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="text-align: right; width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt;">Equity securities- Financial institutions</td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">1,097</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">32</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">31</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">1,098</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">The unrealized losses, categorized by the length of time of continuous loss position, and fair value of related securities available for sale were as follows:</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">Less than 12 Months</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">More than 12 Months</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">Total</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="22">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt; font-weight: bold;">December 31, 2011</td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 22pt; width: 40%;">Equity securities</td>
<td style="padding-bottom: 2.5pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; width: 6%; font-weight: bold;">878</td>
<td style="text-align: left; padding-bottom: 2.5pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; width: 6%; font-weight: bold;">122</td>
<td style="text-align: left; padding-bottom: 2.5pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; width: 6%; font-weight: bold;">—</td>
<td style="text-align: left; padding-bottom: 2.5pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; width: 6%; font-weight: bold;">—</td>
<td style="text-align: left; padding-bottom: 2.5pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; width: 6%; font-weight: bold;">878</td>
<td style="text-align: left; padding-bottom: 2.5pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; width: 6%; font-weight: bold;">122</td>
<td style="text-align: left; padding-bottom: 2.5pt; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">December 31, 2010</td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 22pt;">Equity securities</td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">65</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">31</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">65</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">31</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td></tr></table>
<p style="margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: left; margin: 0px 0px 0px 0.25in; font: 10pt Times New Roman, Times, Serif;">At December 31, 2011, management concluded that the unrealized loss above (which relate to one financial equity issue) is temporary in nature and does not believe that the unrealized loss represents an other-than-temporary impairment as it was primarily related to market interest rates and not related to the underlying credit quality of the issuer of the security. Additionally, the Company has the ability, and the management has the intent, to hold this security for the time necessary to recover its cost and does not have the intent to sell the security, and it is more likely than not that it would have to sell the security before recovery to its cost.</p></div> </div>
<div> <p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;">Note 5 - Securities Held to Maturity</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="14">December 31, 2011</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Amortized Cost</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Gross Unrealized Gains</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Gross Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="14">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;">U.S. Government Agencies:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt; width: 40%;">Due within one year</td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">3,315</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">38</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">—</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">3,353</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,000</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">12</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,012</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,315</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">50</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,365</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Residential mortgage-backed securities:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due within one year</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">9</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">9</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 22pt;">Due after one year through five years</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">1,325</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">32</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">3</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">1,354</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due after five years through ten years</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">37,034</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">417</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">44</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">37,407</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">160,509</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,464</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">73</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">166,900</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">198,877</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,913</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">120</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">205,670</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Municipal Obligations:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due after five to ten years</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">391</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">30</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">421</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 22pt;">Due after ten years</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">979</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">59</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">1,038</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;">Trust originated preferred security:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">403</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">—</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">409</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">206,965</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">7,058</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">120</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">213,903</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">The amortized cost and carrying values shown above are by contractual final maturity. Actual maturities will differ from contractual final maturities due to scheduled monthly payments related to mortgage–backed securities and due to the borrowers having the right to prepay obligations with or without prepayment penalties. As of December 31, 2011 and December 31, 2010, all residential mortgage backed securities held in the portfolio were Government Sponsored Enterprise securities.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">During the second quarter of 2011, management decided to sell its collateralized mortgage obligations that were issued by the Federal National Mortgage Association ("FNMA") and the Federal Home Loan Mortgage Corporation ("FHLMC"). While these securities were classified as held to maturity, ASC 320 (formerly FAS 115) allows sales of securities so designated, provided that a substantial portion (at least 85%) of the principal balance has been amortized prior to the sale. During the year ended December 31, 2011, proceeds from sales of securities held to maturity totaled approximately $2,438,000 and resulted in gross gains of approximately $25,000 and gross losses of approximately $7,000.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">There were no sales of securities held to maturity for the years ended December 31, 2010 and 2009.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="14">December 31, 2010</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Amortized Cost</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Gross Unrealized Gains</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Gross Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: center; font-weight: normal;" colspan="14">(In Thousands)</td>
<td style="font-weight: normal;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;">U.S. Government Agencies:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt; width: 40%;">Due after one through five years</td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">3,315</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">180</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">—</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">3,495</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">27,523</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">14</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">62</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">27,475</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">30,838</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">194</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">62</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">30,970</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Residential mortgage-backed securities:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due within one year</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">6</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">6</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 22pt;">Due after one year through five years</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">775</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">24</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">798</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due after five years through ten years</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">54,629</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">374</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">357</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">54,646</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">71,545</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">1,552</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">493</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">72,604</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">126,955</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">1,950</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">851</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">128,054</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Subordinated notes:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due within one year</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">6,000</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">6,000</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Municipal Obligations:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt;">Due after ten years</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1,376</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">21</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1,355</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Trust originated preferred security:</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">403</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">406</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">165,572</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">2,147</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">934</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">166,785</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">The unrealized losses, categorized by the length of time of continuous loss position, and fair value of related securities held to maturity were as follows:</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">Less than 12 Months</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">More than 12 Months</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">Total</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="22">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="22"> </td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-indent: 0in; font-weight: bold;">December 31, 2011:</td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 1pt; text-indent: 0in; padding-left: 11pt; width: 40%;">Residential mortgage-backed securities</td>
<td style="padding-bottom: 1pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 6%; font-weight: bold;">16,949</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 6%; font-weight: bold;">82</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 6%; font-weight: bold;">5,942</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 6%; font-weight: bold;">38</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 6%; font-weight: bold;">22,891</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; width: 2%; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; width: 6%; font-weight: bold;">120</td>
<td style="text-align: left; padding-bottom: 1pt; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 1.45pt;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 1.45pt; font-size: 9pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">16,949</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">82</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">5,942</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">38</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">22,891</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">120</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="6">Less than 12 Months</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="6">More than 12 Months</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="6">Total</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: center; font-weight: normal;" colspan="22">(In Thousands)</td>
<td style="font-weight: normal;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: center; font-weight: normal;" colspan="22"> </td>
<td style="font-weight: normal;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt; font-weight: bold;">December 31, 2010:</td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 22pt; width: 40%;">U.S. Government Agencies</td>
<td style="width: 2%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 6%; font-weight: normal;">20,328</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 2%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 6%; font-weight: normal;">62</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 2%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 6%; font-weight: normal;">—</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 2%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 6%; font-weight: normal;">—</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 2%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 6%; font-weight: normal;">20,328</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 2%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 6%; font-weight: normal;">62</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 22pt;">Residential mortgage-backed securities</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">74,899</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">851</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">74,899</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">851</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 22pt;">Municipal Obligations</td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">1,355</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">21</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-size: 9pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 9pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-size: 9pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 9pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">1,355</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">21</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: right; font-size: 9pt; font-weight: bold;"> </td>
<td style="text-align: left; font-size: 9pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt; font-size: 9pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">96,582</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">934</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">—</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">96,582</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: normal;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: normal;">934</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: normal;"> </td></tr></table>
<p style="margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">At December 31, 2011, management concluded that the unrealized losses above (which related to 47 mortgage-backed securities) are temporary in nature since they are related to interest rate fluctuations rather than any underlying credit quality of the issuers. Additionally, the Company has not decided to sell these securities and has concluded that it is unlikely it would be required to sell these securities prior to the anticipated recovery of the unrealized losses.</p> </div>
5403000
10785000
12680000
1007914000
1116860000
1106888000
1216908000
8417000
10509000
773101000
840763000
<div> <div>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 6 - Loans Receivable and Allowance for Loan Losses</font></b></p>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table presents the recorded investment in loans receivable at December 31, 2011 and December 31, 2010 by segment and class.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Real estate mortgage:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">218,085</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">234,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">472,424</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">410,212</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">17,000</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,848</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">707,509</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">662,495</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Business loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">30,290</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">13,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Lines of credit</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">44,283</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">40,228</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">74,573</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">54,160</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Passbook or certificate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">809</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,004</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity lines of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">18,923</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,228</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">50,152</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">53,375</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Automobile</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">103</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">178</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Personal</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">301</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">554</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">70,288</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">65,339</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Deposit overdrafts</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">95</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">80</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 33pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total Loans</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">852,465</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">782,074</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Deferred loan fees, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(1,193</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(556</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Allowance for loan losses</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(10,509</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(8,417</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(11,702</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(8,973</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">840,763</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">773,101</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="letter-spacing: -0.1pt; font-size: 10pt;" class="_mt"> </font><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011 and 2010, loans serviced by the Bank for the benefit of others, which consist of participation interests in loans originated by the Bank, totaled approximately $6.3 million and $2.8 million.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table presents the unpaid principal balance and the related recorded investment of acquired loans included in our Consolidated Statements of Financial Condition.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Unpaid principal balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">410,057</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">378,004</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Recorded investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">405,951</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">374,057</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table presents changes in the accretable discount on loans acquired for the year ended December 31, 2011 and 2010:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Balance – Beginning</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">205,491</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Acquisitions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">17,318</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">229,805</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Accretion</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(42,087</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(24,314</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Balance - Ending</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">180,722</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">205,491</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">No interest income is being recognized on loans acquired where the fair value of the loan was based on the cash flows expected to be received from the foreclosure and sale of the underlying collateral. The carrying value of these loans at December 31, 2011 and December 31, 2010 was $13.3 million and $11.7 million.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Bank grants loans to its officers and directors and to their associates. Related party loans are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons and do not involve more than normal risk of collectibility. The activity with respect to loans to directors, officers and associates of such persons, is as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Balance – beginning</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,270</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,232</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Loans originated</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">613</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,837</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Changes in related party status</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,105</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">190</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Collections of principal</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(479</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(1,989</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Balance - ending</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">8,509</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7,270</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="letter-spacing: -0.1pt; font-size: 10pt;" class="_mt"> </font><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="letter-spacing: -0.1pt; font-size: 10pt;" class="_mt">Allowance for Loan Losses</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="letter-spacing: -0.1pt; font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; text-indent: 33pt; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Management reviews the adequacy of the allowance on at least a quarterly basis to ensure that the provision for loan losses has been charged against earnings in an amount necessary to maintain the allowance at a level that is adequate based on management's assessment of probable estimated losses. The Company's methodology for assessing the adequacy of the allowance for loan losses consists of several key elements. These elements include a general allocated reserve for impaired loans, a specific reserve for impaired loans and an unallocated portion.</font></p>
<p style="text-align: justify; text-indent: 33pt; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 33pt; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company consistently applies the following comprehensive methodology. During the quarterly review of the allowance for loan losses, the Company considers a variety of factors that include:</font></p>
<p style="text-align: justify; text-indent: 33pt; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="top" width="7%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; padding-top: 0in;" valign="top" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 88%; padding-right: 0in; padding-top: 0in;" valign="top" width="88%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">General economic conditions.</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Trends in charge-offs.</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Trends and levels of delinquent loans.</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Trends and levels of non-performing loans, including loans over 90 days delinquent.</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Trends in volume and terms of loans.</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Levels of allowance for specific classified loans.</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">·</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Credit concentrations.</font></p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; text-indent: 0.55in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The methodology includes the segregation of the loan portfolio into two divisions. Loans that are performing and loans that are impaired. Loans which are performing are evaluated homogeneously by loan class or loan type. The allowance of performing loans is evaluated based on historical loan experience, including consideration of peer loss analysis, with an adjustment for qualitative factors due to economic conditions in the market. Impaired loans are loans which are more than 90 days delinquent or troubled debt restructured. These loans are individually evaluated for loan loss either by current appraisal, estimated economic factor, or net present value. Management reviews the overall estimate for feasibility and bases the loan loss provision accordingly.</font></p>
<p style="text-align: justify; text-indent: 0.55in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The portfolio of performing loans is segmented into the following loan types, where the risk level for each type is analyzed when determining the allowance for these loans:</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Residential single family real estate loans involve certain risks such as interest rate risk and risk of non-repayment. Adjustable-rate residential family real estate loans decreases the interest rate risk to the Bank that is associated with changes in interest rates but involve other risks, primarily because as interest rates rise, the payment by the borrower rises to the extent permitted by the terms of the loan, thereby increasing the potential for default. At the same time, the marketability of the underlying property may be adversely affected by higher interest rates. Repayment risk can be affected by job loss, divorce, illness and personal bankruptcy of the borrower.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Construction lending is generally considered to involve a high risk due to the concentration of principal in a limited number of loans and borrowers and the effects of the general economic conditions on developers and builders. Moreover, a construction loan can involve additional risks because of the inherent difficulty in estimating both a property's value at completion of the project and the estimated cost (including interest) of the project. The nature of these loans is such that they are generally difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not necessarily pre-sold and thus pose a greater potential risk to the Bank than construction loans to individuals on their personal residence.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family real estate lending entails significant additional risks as compared with residential family property lending. Such loans typically involve large loan balances to single borrowers or groups of related borrowers. The payment experience on such loans is typically dependent on the successful operation of the real estate project. The success of such projects is sensitive to changes in supply and demand conditions in the market for commercial real estate as well as economic conditions generally.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Commercial business lending is generally considered higher risk due to the concentration of principal in a limited number of loans and borrowers and the effects of general economic conditions on the business. Commercial business loans are primarily secured by inventories and other business assets. In most cases, any repossessed collateral for a defaulted commercial business loans will not provide an adequate source of repayment of the outstanding loan balance.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Home equity lending entails certain risks such as interest rate risk and risk of non-repayment. The marketability of the underlying property may be adversely affected by higher interest rates, decreasing the collateral securing the loan. Repayment risk can be affected by job loss, divorce, illness and personal bankruptcy of the borrower.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Home equity line of credit lending entails securing an equity interest in the borrower's home. The risk associated with this type of lending is the marketability of the underlying property may be adversely affected by higher interest rates. Repayment risk can be affected by job loss, divorce, illness and personal bankruptcy of the borrower. This type of lending is often priced on an adjustable rate basis with the rate set at or above a predefined index. Adjustable-rate loans decreases the interest rate risk to the Bank that is associated with changes in interest rates but involve other risks, primarily because as interest rates rise, the payment by the borrower rises to the extent permitted by the terms of the loan, thereby increasing the potential for default.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Consumer loans generally have more credit risk because of the type and nature of the collateral and, in certain cases, the absence of collateral. Consumer loans generally have shorter terms and higher interest rates than other lending. In addition, consumer lending collections are dependent on the borrower's continuing financial stability, and thus are more likely to be adversely effected by job loss, divorce, illness and personal bankruptcy. In most cases, any repossessed collateral for a defaulted consumer loan will not provide an adequate source of repayment of the outstanding loan.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company also maintains an unallocated allowance. The unallocated allowance is used to cover any factors or conditions which may cause a potential loan loss but are not specifically identifiable. It is prudent to maintain an unallocated portion of the allowance because no matter how detailed an analysis of potential loan losses is performed, these estimates lack some element of precision. Management must make estimates using assumptions and information that is often subjective and changing rapidly.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Classified Assets.</font></b><font style="font-size: 10pt;" class="_mt"> Our policies provide for a classification system for problem assets. Under this classification system, problem assets are classified as "substandard," "doubtful," "loss" or "special mention." An asset is considered substandard if it is inadequately protected by its current net worth and paying capacity of the borrower or of the collateral pledged, if any. Substandard assets include those characterized by the "distinct possibility" that "some loss" will be sustained if the deficiencies are not corrected. Assets classified as doubtful have all the weaknesses inherent in those classified substandard with the added characteristic that the weakness present makes "collection or liquidation in full" on the basis of currently existing facts, conditions, and values, "highly questionable and improbable." Assets classified as loss are those considered "uncollectible" and of such little value that their continuance as assets without the establishment of a specific loss reserve is not warranted, and the loan, or a portion thereof, is charged-off. Assets may be designated special mention because of potential weaknesses that do not currently warrant classification in one of the aforementioned categories.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">When we classify problem assets, we may establish general allowances for loan losses in an amount deemed prudent by management. General allowances represent loss allowances which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been allocated to particular problem assets. A portion of general loss allowances established to cover possible losses related to assets classified as substandard or doubtful may be included in determining our regulatory capital. Specific valuation allowances for loan losses generally do not qualify as regulatory capital. As of December 31, 2011, we had $576,000 in assets classified as loss, all of which is considered impaired, $7.1 million in assets classified as doubtful, of which $4.3 million was classified as impaired, $36.5 million in assets classified as substandard, of which $24.3 million was classified as impaired and $28.2 million in assets classified as special mention, of which $15.5 million was classified as impaired. The loans classified as substandard represent primarily commercial loans secured either by residential real estate, commercial real estate or heavy equipment. The loans that have been classified substandard were classified as such primarily because either updated financial information has not been timely provided, or the collateral underlying the loan is in the process of being revalued.</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company's internal credit risk grades are based on the definitions currently utilized by the banking regulatory agencies. The grades assigned and definitions are as follows, and loans graded excellent, above average, good and watch list (risk ratings 1-4) are treated as "pass" for grading purposes:</font></p>
<p style="text-align: justify; text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">5 – Special Mention- </font></i><font style="font-size: 10pt;" class="_mt">Loans currently performing but with potential weaknesses including adverse trends in borrower's operations, credit quality, financial strength, or possible collateral deficiency.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">6 – Substandard</font></i><font style="font-size: 10pt;" class="_mt">- Loans that are inadequately protected by current sound worth, paying capacity, and collateral support. Loans on "nonaccrual" status. The loan needs special and corrective attention.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">7 – Doubtful</font></i><font style="font-size: 10pt;" class="_mt">- Weaknesses in credit quality and collateral support make full collection improbable, but pending reasonable factors remain sufficient to defer the loss status.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt">8 – Loss</font></i><font style="font-size: 10pt;" class="_mt">- Continuance as a bankable asset is not warranted. However, this does not preclude future attempts at partial recovery.</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table sets forth the activity in the Bank's allowance for loan losses for the year ended December 31, 2011 and recorded investment in loans receivable at December 31, 2011. The table also details the amount of total loans receivable, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan class (In Thousands):</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Commercial & Multi-family</font></p></td>
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<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Commercial Business <b><sup>(1)</sup></b></font></p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Home equity <b><sup>(2)</sup></b></font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
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<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unallocated</font></p></td>
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<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Allowance for credit losses:</font></b></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
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<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; width: 28%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Beginning balance</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">171</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">6,179</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">426</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,286</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">204</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">18</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">133</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">8,417</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Charge-offs</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">122</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,173</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">687</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">24</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">27</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,033</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">25</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">25</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Provisions</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,630</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">767</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">565</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(221</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">473</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">19</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(133</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,100</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,679</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5,798</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">304</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,041</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">677</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,509</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: individually evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">550</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,674</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">95</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">72</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,391</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: collectively evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,548</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,654</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">189</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">792</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">572</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5,765</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">581</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">470</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">115</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">154</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">33</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,353</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Loans receivables:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">218,085</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">472,424</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">17,000</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">74,573</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">69,075</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,308</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">852,465</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: individually evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">14,006</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">39,461</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,513</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,307</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,850</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">61,137</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: collectively evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">194,862</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">429,355</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">13,236</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">70,012</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">66,613</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,308</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">775,386</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">9,217</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,608</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,251</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">254</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">612</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">15,942</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table sets forth the Bank's allowance for credit losses and recorded investment in financing receivables for the year ended December 31, 2010. The following table also details the amount of total loans receivable, that are evaluated individually, and collectively, for impairment, and the related portion of allowance for loan losses that is allocated to each loan type.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Commercial & Multi-family</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Commercial Business <b><sup>(1)</sup></b></font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Home equity <b><sup>(2)</sup></b></font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Unallocated</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Allowance for credit losses:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; width: 28%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">171</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,179</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">426</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,286</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">204</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">18</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">133</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,417</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: individually evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,656</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">449</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,107</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: collectively evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">171</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,523</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">426</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">837</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">202</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">18</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">133</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,310</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Loans receivables:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">234,435</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">410,212</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,848</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">54,160</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">63,603</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,816</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">782,074</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: individually evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">27,422</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,809</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">372</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">33,602</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: collectively evaluated for impairment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">219,795</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">379,907</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,938</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">51,275</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">63,231</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,816</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">730,962</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance: loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">14,551</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,883</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">76</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,510</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table sets forth an analysis of the Bank's allowance for loan losses, for the years ended December 31, 2011, 2010, and 2009.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2009</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="10">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Dollars in Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Balance at beginning of period</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">8,417</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,644</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,304</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Charge-offs</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,033</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">689</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">212</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">25</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Net charge-offs </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,008</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">677</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">210</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Provisions charged to operations</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,100</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,450</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,550</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Ending balance</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,509</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,417</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">6,644</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The table below sets forth the amounts and types of non-accrual loans in the Bank's loan portfolio, at December 31, 2011. Loans are placed on non-accrual status when they become more than 90 days delinquent, or when the collection of principal and/or interest become doubtful. As of December 31, 2011, non-accrual loans differed from the amount of total loans past due greater than 90 days due to troubled debt restructuring of loans which are maintained on non-accrual status for a minimum of six months until the borrower has demonstrated its ability to satisfy the terms of the restructured loan.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years Ended December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Dollars in Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="border-bottom: black 1px solid; text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Non-accruing loans:</font><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">15,511</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">15,115</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,040</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,773</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,265</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">861</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">22,280</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">21,147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,729</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,632</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">283</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 33pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">47,825</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">41,811</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font><font style="font-size: 8pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font><font style="font-size: 8pt;" class="_mt"> </font></p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table summarizes information in regards to impaired loans by loan portfolio class for the year ended December 31, 2011 and average recorded investment and actual interest income recognized for the twelve months ended December 31, 2011 (In Thousands):</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Recorded Investment</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Unpaid Principal Balance</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Related Allowance</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Average Recorded Investment</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Interest Income Recognized</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="left"><font style="font-size: 10pt;" class="_mt">With no related allowance recorded:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 35%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="35%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">6,142</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">6,142</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,370</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="9%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">157</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and Multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">23,417</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">23,417</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">22,910</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">793</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,513</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,513</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,415</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">19</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial Business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,366</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,366</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,653</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">94</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home Equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,301</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,301</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">711</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">52</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">With an allowance recorded:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,864</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,864</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">550</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,945</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">303</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and Multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">16,044</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">16,044</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,674</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">15,447</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">582</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">330</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial Business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,941</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,941</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">95</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,019</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">24</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home Equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">549</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">549</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">72</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">411</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">19</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential Mortgages</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">14,006</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">14,006</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">550</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,315</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">460</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and Multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">39,461</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">39,461</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,674</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">38,357</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,375</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,513</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,513</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,745</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">19</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial Business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,307</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,307</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">95</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,672</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">118</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home Equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,850</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,850</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">72</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,121</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">71</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table summarizes information in regards to impaired loans by loan type as of December 31, 2010:</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Recorded Investment</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Unpaid Principal Balance</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Related Allowance</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="left"><font style="font-size: 10pt;" class="_mt">With no related allowance recorded:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">9,709</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">9,709</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">981</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">981</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">189</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">189</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">With an allowance recorded:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,713</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,713</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,656</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,828</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,828</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">449</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">183</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">183</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">27,422</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">27,422</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,656</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,809</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,809</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">449</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">372</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">372</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 22pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table summarizes information in regards to troubled debt restructurings for the year ended December 31, 2011, (In thousands):</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Number of Contracts</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Pre-Modification Outstanding Recorded Investments</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Post-Modification Outstanding Recorded Investments</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Troubled Debt Restructurings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,985</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,985</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,368</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,368</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">470</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">470</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The loans included above are considered TDRs as a result of the Bank implementing one or more of the following concessions: granting a material extension of time, issuing a forbearance agreement, adjusting the interest rate, accepting interest only for a period of time or a change in amortization period. As of December 31, 2011, TDRs totaled $11.8 million. All TDRs were considered impaired and therefore were individually evaluated for impairment in the calculation of the allowance for loan losses. The adoption of (ASU) No. 2011-02 did not result in any additional TDR's being identified when retrospectively applied to the beginning of the year 2011.</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table summarizes information in regards to troubled debt restructurings for which there was a payment default for the year ended December 31, 2011, which occurred within twelve months of restructuring, (In thousands):</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Number of Contracts</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Recorded Investment</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Troubled Debt Restructurings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">That Subsequently Defaulted</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">506</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,429</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011 and 2010, non-accrual loans for which the accrual of interest had been discontinued totaled approximately $47,825,000 and $41,811,000, respectively. Had non-accrual loans been performing in accordance with their original terms, the interest income recognized for the years ended December 31, 2011, 2010 and 2009 would have been approximately $4,384,000, $1,949,000 and $1,064,000, respectively. Interest income recognized on such loans was approximately $968,000, $280,000 and $282,000 respectively. The Bank is not committed to lend additional funds to the borrowers whose loans have been placed on a nonaccrual status. At December 31, 2011 and 2010, there were no loans which were more than ninety days past due and still accruing interest.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011 and 2010, impaired loans were $61,137,000 and $33,602,000, respectively, and the related specific allocation of allowance for loan losses totaled $3,391,000 and $2,107,000 respectively. There were impaired loans totaling $34,739,000 which did not have a specific allocation of the allowance for loan losses at December 31, 2011. There were impaired loans totaling $13,878,000 which did not have a specific allocation of the allowance for loan losses at December 31, 2010. During the years ended December 31, 2011, 2010, and 2009, the average balance of impaired loans was $53,210,000, $29,472,000 and $8,662,000, and respectively, and interest income recognized during the period of impairment totaled $2,043,000, $2,114,000 and $464,000 respectively.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table sets forth the delinquency status of total loans receivable at December 31, 2011.</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="26">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">As of December 31, 2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">30-59 Days Past Due</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">60-89 Days Past Due</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Greater than 90 Days</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total Past Due</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Current</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total Loans Receivables</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Loans Receivable>90 Days and Accruing</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="26">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Dollars in Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="26">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 37%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,272</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,381</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,473</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">15,126</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">202,959</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">218,085</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">11,112</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,839</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">19,866</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">32,817</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">439,607</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">472,424</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">130</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,660</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,790</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">13,210</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">17,000</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">536</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">499</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,286</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,321</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">72,252</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">74,573</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,738</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">242</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,099</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,079</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">65,996</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">69,075</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,298</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,308</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">16,798</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">3,961</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">36,384</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">57,143</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">795,322</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">852,465</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table sets forth the delinquency status of total loans receivable at December 31, 2010.</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="26">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">As of December 31, 2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">30-59 Days Past Due</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">60-89 Days Past Due</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Greater than 90 Days</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total Past Due</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Current</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total Loans Receivables</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Loans Receivable>90 Days and Accruing</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="26">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Dollars in Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="26">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 37%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="37%">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,010</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,706</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">15,115</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">23,831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">210,604</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">234,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20,071</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5,391</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">21,147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">46,609</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">363,603</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">410,212</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,889</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,773</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,662</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">13,186</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,848</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,377</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">861</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2,694</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">51,466</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">54,160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">870</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">694</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,632</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,196</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">60,407</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">63,603</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt"> Consumer</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">106</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">283</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">394</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,422</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,816</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">29,323</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10,252</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">41,811</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">81,386</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">700,688</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">782,074</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table presents the loan portfolio types summarized by the aggregate pass rating and the classified ratings of special mention, substandard, doubtful, and loss within the Company's internal risk rating system as of December 31, 2011:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Pass</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Special Mention</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Substandard</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Doubtful</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Loss</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 40%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="40%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">203,317</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5,316</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,632</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,437</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">383</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">218,085</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">426,983</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">19,620</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">23,618</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,203</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">472,424</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">13,697</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,619</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">684</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">17,000</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">67,593</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,827</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,245</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,784</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">124</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">74,573</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">67,126</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">468</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,412</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">69</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">69,075</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,308</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,308</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">780,024</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">28,231</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">36,526</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">7,108</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">576</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">852,465</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following table presents the loan portfolio types summarized by the aggregate pass rating and the classified ratings of special mention, substandard, doubtful, and loss within the Company's internal risk rating system as of December 31, 2010:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Pass</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Special Mention</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Substandard</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Doubtful</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Loss</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 40%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="40%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">217,459</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,930</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,874</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="6%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">234,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial and multi-family</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">349,219</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">30,538</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,760</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12,578</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">117</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">410,212</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12,763</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">689</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,005</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">391</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">17,848</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Commercial business<sup>(1)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">50,248</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,113</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">25</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">54,160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Home equity<sup>(2)</sup></font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">61,682</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">807</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">488</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">510</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">116</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">63,603</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,673</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">136</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1,816</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">693,044</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">40,084</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">31,466</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">16,812</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">668</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">782,074</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(1) Includes business lines of credit.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(2) Includes home equity lines of credit.</font></p></div> </div>
5572000
5856000
114124000
129531000
49025000
-62220000
-29894000
11551000
118391000
11619000
10000
-2391000
14235000
3748000
3748000
14326000
14326000
6051000
6051000
514523000
129235000
486275000
127807000
69471000
78589000
12396000
22013000
28008000
395000
553000
689000
931000
13862000
1950000
36000
423000
251000
1122000
1932000
3039000
<div> <div>
<p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;">Note 1 - Organization and Stock Offerings</p>
<p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">BCB Bancorp, Inc. (the "Company") is incorporated in the State of New Jersey and is a bank holding company. The common stock of the Company is listed on the Nasdaq Electronic Bulletin Board and trades under the symbol "BCBP."</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">On November 20, 2007, the Company announced a stock repurchase plan which provided for the repurchase of 5% or 234,002 shares of the Company's common stock. This plan was completed during 2010. On July 14, 2010, the Company announced a stock repurchase plan to repurchase 5% or 479,965 shares of the Company's common stock. This plan was completed during 2010. On December 20, 2010, the Company entered into an agreement with a broker to administer a Rule 10b5-1 trading plan on behalf of the Company. The Rule 10b5-1 trading plan will permit the broker to purchase up to 450,000 shares of Company common stock at designated prices during periods when the Company would otherwise be unable to purchase its common stock. The Board authorized the Rule 10b5-1 trading plan on December 16, 2010. On December 14, 2011, the Company announced a stock repurchase plan to repurchase 5% or 462,225 shares of the Company's common stock. During 2011, 2010 and 2009, a total of 536,710, 193,383 and 4,072 shares of the Company's common stock was repurchased at a cost of approximately $5.6 million, $1.8 million, and $39,000 or $10.37, $9.34 and $9.58 per share, respectively.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">The Company's primary business is the ownership and operation of BCB Community Bank (the "Bank"). The Bank is a New Jersey commercial bank which, as of December 31, 2011, operated at eleven locations in Bayonne, Hoboken, Jersey City, Monroe Township, South Orange, and Woodbridge New Jersey, and is subject to regulation, supervision, and examination by the New Jersey Department of Banking and Insurance and the Federal Deposit Insurance Corporation. The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with borrowed funds, to invest in securities and to make loans collateralized by residential and commercial real estate and, to a lesser extent, consumer loans. BCB Holding Company Investment Corp. (the "Investment Company") was organized in January 2005 under New Jersey law as a New Jersey investment company primarily to hold investment and mortgage-backed securities. Pamrapo Service Corporation was organized in 1975 under New Jersey law to engage in the purchase and sale of real estate. In the 1990's, the Service Corporation was engaged in the business of selling non-financial products, (annuities, mutual funds and stocks) to the public. The Pamrapo Service Corporation has been inactive since May 2010.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">On July 6, 2010, the Company acquired all of the outstanding common shares of Pamrapo Bancorp, Inc. ("Pamrapo"), the parent company of Pamrapo Savings Bank, and thereby acquired all of Pamrapo Savings Bank's 10 branch locations. Under the terms of the merger agreement. Pamrapo stockholders received 1.0 share of BCB Bancorp, Inc. common stock in exchange for each share of Pamrapo common stock, resulting in us issuing 4.9 million common shares of BCB Bancorp, Inc. common stock with an acquisition date fair value of $38.6 million. See Note 19 for further details.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">On October 14, 2011, the Company acquired all of the outstanding common shares of Allegiance Community Bank ("Allegiance") and thereby acquired all of Allegiance Community Bank's two branch locations. Under the terms of the merger agreement, Allegiance stockholders received 0.35 of a share of BCB Bancorp, Inc. common stock at a price of $9.57 per share in exchange for each share of Allegiance common stock, resulting in BCB Bancorp, Inc. issuing 644,434 common shares of BCB Bancorp, Inc. common stock with an acquisition date fair value of $6.2 million. See Note 19 for further details.</p></div> </div>
6729000
2611000
4000
4000
-1261000
-1261000
3000
-868000
138000
138000
-12000
-12000
-31000
-31000
93000
9000
-21000
7502000
9706000
829000
2486000
3894000
3602000
6570000
19576000
26142000
31950000
-22000
-1869000
-44000
-4202000
-39551000
-10325000
39000
1806000
5567000
2234000
3412000
4549000
227000
147647000
104997000
95537000
1744000
2292000
95000
704000
2246000
<div> <p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 12 - Benefits Plans</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Pension Plan</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company acquired through the merger with Pamrapo Bancorp, Inc. a non-contributory defined benefit pension plan covering all eligible employees of Pamrapo Savings Bank. Effective January 1, 2010, the defined benefit pension plan ("Pension Plan"), was frozen by Pamrapo Savings Bank. All benefits for eligible participants accrued in the Pension Plan to the freeze date have been retained. The benefits are based on years of service and employee's compensation. The Pension Plan is funded in conformity with funding requirements of applicable government regulations. Prior service costs for the Pension Plan generally are amortized over the estimated remaining service periods of employees.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following tables set forth the Plan's funded status at December 31, 2011 and 2010 and components of net periodic pension cost for the year ended December 31, 2011 and 2010:</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Change in Benefit Obligation:</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Benefit obligation, beginning of year</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">8,723</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit obligation, at date of merger</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,673</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">469</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">245</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Actuarial loss</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,807</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">369</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefits paid</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(503</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Settlements</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(158</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(311</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Benefit obligation, ending</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,338</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,723</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Change in Plan Assets:</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Fair value of assets, beginning of year</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,746</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fair value of assets, at date of merger</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Actual return on plan assets</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">76</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">561</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Employer contributions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">812</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefits paid</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(503</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Settlements</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(158</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(311</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Fair value of assets, ending</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,973</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4,746</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Reconciliation of Funded Status:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Accumulated benefit obligation</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,338</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,723</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Projected benefit obligation</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">10,338</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8,723</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fair value of assets</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(4,973</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(4,746</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Funded status, included in other liabilities</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(5,365</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(3,977</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Valuation assumptions used to determine benefit obligation at period end:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Discount rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4.40</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5.54</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Salary Increase Rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">N/A</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt"> N/A</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Periodic Pension Expense:</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">2010</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(469</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(245</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Expected return on assets</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">375</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">181</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Periodic Pension Cost</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(94</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(64</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Valuation assumptions used to determine net periodic benefit cost for the year:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Discount rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5.54</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5.50</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Long term rate of return on plan assets</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">8.00</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8.00</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Salary Increase Rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">N/A</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3.50</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011 and December 31, 2010, unrecognized net gain (loss) of $(1,239,000) and $6,811, respectively, was included in accumulated other comprehensive (loss) income in accordance with ASC 715-20 and ASC 715-30. None of the unrecognized net loss is expected to be recognized in net periodic pension expense for the year ended December 31, 2011.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Plan Assets</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><u><font style="font-size: 10pt;" class="_mt">Investment Policies and Strategies</font></u></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><u><font style="font-size: 10pt;" class="_mt"> </font></u></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The primary long-term objective for the Plan is to maintain assets at a level that will sufficiently cover future beneficiary obligations. The Plan will be structured to include a volatility reducing component (the fixed income commitment) and a growth component (the equity commitment).</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">To achieve the Plan Sponsor's long-term investment objectives, the Trustee will invest the assets of the Plan in a diversified combination of asset classes, investment strategies, and pooled vehicles. The asset allocation guidelines in the table below reflect the Bank's risk tolerance and long-term objectives for the Plan. These parameters will be reviewed on a regular basis and subject to change following discussions between the Bank and the Trustee.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Initially, the following asset allocation targets and ranges will guide the Trustee in structuring the overall allocation in the Plan's investment portfolio. The Bank or the Trustee may amend these allocations to reflect the most appropriate standards consistent with changing circumstances. Any such fundamental amendments in strategy will be discussed between the Bank and the Trustee prior to implementation.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Based on the above considerations, the following asset allocation ranges will be implemented:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Asset Allocation Parameters by Asset Class</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Minimum</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Target</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Maximum</font></p></td>
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<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Equity</font><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 46%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="46%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Large-Cap U.S.</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">26</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="11%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mid/Small-Cap U.S.</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Non-U.S</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total-Equity</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">40</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">50</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">60</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fixed Income</font><font style="font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Long Duration</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">47</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Money Market/Certificates of Deposit</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Total-Fixed Income</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">40</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">50</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">60</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The parameters for each asset class provide the Trustee with the latitude for managing the Plan within a minimum and maximum range. The Trustee will have full discretion to buy, sell, invest and reinvest in these asset segments based on these guidelines which includes allowing the underlying investments to fluctuate within the stated policy ranges. The Plan will maintain a cash equivalents component (not to exceed 3% under normal circumstances) within the fixed income allocation for liquidity purposes.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Trustee will monitor the actual asset segment exposures of the Plan on a regular basis and, periodically, may adjust the asset allocation within the ranges set forth above as it deems appropriate. Periodic reallocations of assets will be based on the Trustee's perception of the changing risk/return opportunities of the respective asset classes.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><u><font style="font-size: 10pt;" class="_mt">Determination of Long-Term Rate–of Return</font></u></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The long-term rate-of-return-on assets assumption was set based on historical returns earned by equities and fixed income securities, adjusted to reflect expectations of future returns as applied to the plan's target allocation of asset classes. Equities and fixed income securities were assumed to earn real rates of return in the ranges of 5-9% and 2-6%, respectively. The long-term inflation rate was estimated to be 3%. When these overall return expectations are applied to the Plan's target allocation, the result is an expected rate of return of 7% to 11%.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The fair values of the Company's pension plan assets at December 31, 2011, by asset category (see Note 16 for the definitions of levels), are as follows:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Asset Category</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Total</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 1)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 2)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(Level 3)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="14">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mutual funds-Equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; width: 40%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="40%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Large-Cap Value (a)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">266,863</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">266,863</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Large-Cap Core (b)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">327,673</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">327,673</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mid-Cap Core (c)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Small-Cap Core (d)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">158,806</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">158,806</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">International Cap (e)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">277,059</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">277,059</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Mutual Funds-Fixed Income</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">US Core (f)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">519,981</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">519,981</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Core Plus (g)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Common/Collective Trusts-Equity</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Large-Cap Value (i)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">286,944</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">286,944</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Large-Cap Growth (j)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">525,035</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">525,035</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">International Core (k)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">272,948</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">272,948</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Exchange Traded Funds</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fixed Income (h)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">537,986</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">537,986</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">BCB Common Stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">494,410</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">494,410</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
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<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Cash Equivalents</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Money Market</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">14,637</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">14,637</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">BCB Bank CD</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,290,457</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">1,290,457</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4,972,799</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,597,415</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">2,375,384</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<table style="width: 100%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; padding-top: 0in;" valign="top" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5%; padding-right: 0in; padding-top: 0in;" valign="top" width="5%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(a)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 90%; padding-right: 0in; padding-top: 0in;" valign="top" width="90%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of a mutual fund holding 100-160 stocks, designed to track and outperform the Russell 1000 Value Index.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(b)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category contains stocks of the S&P 500 Index. The stocks are maintained in approximately the same weightings as the index.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(c)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category contains stocks of the MSCI U.S. Mid Cap 450 Index. The stocks are maintained in approximately the same weightings as the index.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(d)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of 400 or more small and micro-cap companies, with as much as 25% invested in non-U.S. equities.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(e)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of investments with long-term growth potential located primarily in Europe and the Pacific Basin, with a smaller portion located in developing economies.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(f)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of mutual funds that invest in long-term treasury and investment grade corporate bond securities with a dollar-weighted average maturity of 15 to 30 years.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(g)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of a diversified portfolio of bonds and other fixed income securities, including mortgage-related and asset backed securities. Up to 15% may be invested in below investment grade domestic and foreign securities.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(h)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of an exchange traded fund (ETF) that seeks to approximate the total rate of return of the Barclays Capital U.S. 20+ Year Treasury Bond Index.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(i)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category contains large-cap stocks with above-average yield. The portfolio typically holds between 60 and 70 stocks.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(j)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of a portfolio of between 45 and 65 stocks that will typically overweight technology and health care.</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">(k)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">This category consists of a portfolio of over 200 stocks in non-U.S. domiciled companies, with up to 35% invested in emerging markets.</font></p></td></tr></table>
<p style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company expects to contribute, based upon actuarial estimates, approximately $586,000 to the pension plan in 2012.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Benefit payments are expected to be paid for the years ended December 31 as follows (In thousands):</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 50%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="50%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 49%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="49%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 21%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="21%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 4%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="4%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 25%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="25%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">586</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">606</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2014</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">612</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2015</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2016</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">618</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2017-2021</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3,059</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Supplemental Executive Retirement Plan</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company acquired through the merger with Pamrapo Bancorp, Inc. a supplemental executive retirement plan ("SERP") in which certain former employees of Pamrapo Bank are covered. A SERP is an unfunded non-qualified deferred retirement plan. Participants who retire at the age of 65 (the "Normal Retirement Age"), are entitled to an annual retirement benefit equal to 75% of compensation reduced by their retirement plan annual benefits. Participants retiring before the Normal Retirement Age receive the same benefits reduced by a percentage based on years of service to the Company and the number of years prior to the Normal Retirement Age that participants retire.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The following tables set forth the SERP's funded status and components of net periodic SERP cost:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Change in Benefit Obligation:</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Benefit obligation, beginning of year</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">596</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit obligation, at date of merger</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">680</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">29</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Actuarial loss</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">25</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefits paid</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(139</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(108</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefit obligation, ending</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">511</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">596</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Change in Plan Assets</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fair value of assets, beginning of year</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Employer contributions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">139</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">108</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Benefits paid</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">(139</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">)</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(108</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fair value of assets, ending</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">—</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Reconciliation of Funded Status:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Accumulated benefit obligation</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">511</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">596</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Projected benefit obligation</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">511</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">596</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fair value of assets</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">—</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Funded status, included in other liabilities</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">511</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">596</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Valuation assumptions used to determine benefit obligation at period end:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Discount rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">4.400</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5.540</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Salary Increase Rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">N/A</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt"> N/A</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Periodic SERP Expense:</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">December 31,</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2011</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">2010</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">(In Thousands)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; width: 56%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="56%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Interest Cost</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">29</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 8%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="8%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; width: 12%; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="12%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Net Periodic SERP Cost</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">29</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Valuation assumptions used to determine net periodic benefit cost for the year:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Discount rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5.54</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">%</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5.50</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Rate of increase in compensation</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">N/A</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt"> N/A</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">At December 31, 2011 and December 31, 2010, unrecognized net loss of $17,000 and $3,000, respectively, was included in accumulated other comprehensive income in accordance with ASC 715-20 and ASC 715-30. None of the unrecognized net loss is expected to be recognized in net periodic SERP cost for the year ended December 31, 2011.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company expects to contribute, based upon actuarial estimates, approximately $74,000 to the SERP plan in 2012.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Benefit payments are expected to be paid for the years ended December 31 as follows</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">(In thousands):</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 50%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="50%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 70%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="70%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 18%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="18%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">74</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">62</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2014</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">62</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2015</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">62</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2016</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">62</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">2017-2021</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">248</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Stock Options</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company has three stock-related compensation plans, the 2002 Stock Option Plan, 2003 Stock Option Plan, and the 2011 Stock Option Plan (the "Plans"). All stock options granted have a ten year term. For the 2002 Stock Option Plan and the 2003 Stock Option Plan all shares granted have vested and all but 8,116 options authorized under the Plans have been granted as of December 31, 2011. For the 2011 Stock Option Plan, stock option awards vest at a rate of 10% per year, over ten years commencing on the first anniversary of the grant date. As of December 31, 2011, 60,000 options had been granted, with 840,000 shares authorized under the Plan remaining to be granted. During the year ended December 31, 2011, the Company recorded $12,000 as stock option compensation expense. During the years ended December 31, 2010 and 2009, the Company recorded no share-based compensation expense.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">A summary of stock option activity, adjusted to retroactively reflect subsequent stock dividends, follows:</font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 1pt; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Number of Option Shares</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Range of Exercise Prices</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Weighted Average<br />Exercise Price</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Weighted Average Remaining Contractual<br />Term</font></b></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Aggregate Intrinsic<br />Value (000's)</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 40%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="40%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Outstanding at December 31, 2009</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">279,500</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$5.29-$15.65</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">10.38</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="10%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3.0 years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">148</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options forfeited</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(4,210</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7.72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7.72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options exercised</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(13,677</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5.29</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">5.29</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">50</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options added through merger</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">28,000</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">18.41-29.25</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">24.22</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Outstanding at December 31, 2010</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">289,613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">$5.29-$29.25</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">12.00</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options forfeited</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(3,000</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">29.25</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">29.25</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 20pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options exercised</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">(28,637</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8.26</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8.26</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">70</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 1pt; padding-left: 20pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Options granted</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">60,000</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8.93</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">8.93</font></p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 1pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Outstanding at December 31, 2011</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">317,976</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5.29-$29.25</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">11.61</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">3.46 years</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">231</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr>
<tr><td style="padding-bottom: 2.5pt; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">Exercisable at December 31, 2011</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">262,976</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">5.29-$29.25</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-size: 10pt;" class="_mt">$</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><b><font style="font-size: 10pt;" class="_mt">12.21</font></b></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">2.0 years</font></p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 2.5pt; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">168</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> <b> </b></font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The key valuation assumptions and fair value of stock options granted during the year ended December 31, 2011 were:</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<table style="width: 50%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="50%">
<tr><td style="padding-bottom: 0in; padding-left: 8.8pt; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Expected life</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">7.25 years</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 60%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="60%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Risk-free interest rate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 14%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="14%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 22%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="22%">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1.44</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Volatility</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">29.80</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Dividend yield</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">4.71</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Fair value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="right"><font style="font-size: 10pt;" class="_mt">1.49</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: white; padding-top: 0in;" valign="bottom">
<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td></tr></table>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">It is Company policy to issue new shares upon share option exercise. Expected future compensation expense relating to the 55,000 unexercised options outstanding as of December 31, 2011 is $78,000 over a weighted average period of 9.75 years.</font></p> </div>
10000000
10000000
0
0
0
0
0
0
2438000
16948000
19433000
30884000
511000
307000
1260000
2722000
63000
73000
237000
465000
780000
1287000
<div> <p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;">Note 7 - Premises and Equipment</p>
<p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="6">December 31,</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="padding-bottom: 1pt;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="6">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="6"> </td>
<td style="font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt; width: 56%;">Land</td>
<td style="width: 8%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 12%; font-weight: bold;">1,837</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 8%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 12%; font-weight: normal;">1,560</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Buildings and improvements</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">11,080</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">8,425</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;">Leasehold improvements</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">1,053</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1,186</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;">Furniture, fixtures and equipment</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,462</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,315</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">17,432</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">14,486</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;">Accumulated depreciation and amortization</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">(3,856</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">(3,127</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: normal;">)</td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td>
<td> </td>
<td style="text-align: left;"> </td>
<td style="text-align: right;"> </td>
<td style="text-align: left;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-bottom: 2.5pt; padding-left: 11pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">13,576</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="padding-bottom: 2.5pt;"> </td>
<td style="border-bottom: black 3px double; text-align: left;">$</td>
<td style="border-bottom: black 3px double; text-align: right;">11,359</td>
<td style="text-align: left; padding-bottom: 2.5pt;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="letter-spacing: -0.1pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">Buildings and improvements include a building constructed on property leased from a related party (see Note 3).</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">Rental expenses related to the occupancy of premises and related shared costs for common areas totaled $987,000, $693,000 and $425,000 for the years ended December 31, 2011, 2010, and 2009, respectively. The minimum obligation under non-cancelable lease agreements expiring through April 30, 2031, for each of the years ended December 31 is as follows (in thousands):</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 90%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0" align="center">
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt; width: 70%;">2012</td>
<td style="width: 10%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 18%; font-weight: bold;">1,142</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">2013</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">864</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;">2014</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">827</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">2015</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">538</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;">2016</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">361</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;">Thereafter</td>
<td style="padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">2,640</td>
<td style="text-align: left; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="padding-bottom: 2.5pt; font-weight: bold;"> </td>
<td style="border-bottom: black 3px double; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 3px double; text-align: right; font-weight: bold;">6,372</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-weight: bold;"> </td></tr></table> </div>
11359000
13576000
1550000
2450000
4100000
<div> <p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>Note 20 - Quarterly Financial Data (Unaudited)</b></font></p>
<p style="text-indent: 0in; margin: 0px; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="14">Year Ended December 2011</td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>First Quarter</b></font></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>Second Quarter</b></font></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>Third Quarter</b></font></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>Fourth Quarter</b></font></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"><b> </b></td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"><b> </b></td>
<td style="text-align: center; font-weight: bold;"><b> </b></td>
<td style="text-align: center; font-weight: bold;" colspan="14"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>(In Thousands)</b></font></td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="text-align: center; font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="14"> </td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt; width: 40%;">Interest income</td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">13,054</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">13,250</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">12,728</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td>
<td style="width: 3%; font-weight: bold;"> </td>
<td style="text-align: left; width: 1%; font-weight: bold;">$</td>
<td style="text-align: right; width: 10%; font-weight: bold;">13,847</td>
<td style="text-align: left; width: 1%; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 11pt;">Interest expense</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,382</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,368</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,334</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">3,213</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt; font-weight: bold;">Net Interest Income</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">9,672</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">9,882</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">9,394</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">10,634</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 11pt;">Provision for loan losses</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">350</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">450</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">800</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">2,500</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 20pt; font-weight: bold;">Net Interest Income after Provision for loan losses</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">9,322</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">9,432</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">8,594</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">8,134</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Non-interest income</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">453</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">429</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">182</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">886</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Non-interest expense</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,629</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,557</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">6,748</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">8,074</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt; font-weight: bold;">Income before Income Taxes</td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">3,146</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">3,304</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">2,028</td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: left; font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;">946</td>
<td style="text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 11pt;">Income taxes</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">1,225</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">1,352</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">840</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">(44</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">)</td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 20pt; font-weight: bold;">Net Income</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">1,921</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">1,952</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">1,188</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">990</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Net income per common share:</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 20pt;">Basic</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.20</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.21</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.13</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.10</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 20pt;">Diluted</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.20</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.21</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.13</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.10</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Dividends per common share</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"> </font></p>
<table style="width: 100%; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="14">
<p> </p>
<p>Year Ended December 2010</p></td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">First Quarter</td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Second Quarter</td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Third Quarter</td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; font-weight: bold;" colspan="2">Fourth Quarter</td>
<td style="text-align: center; padding-bottom: 1pt; font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="text-align: center; padding-left: 11pt;"> </td>
<td style="text-align: center; font-weight: bold;"> </td>
<td style="text-align: center; font-weight: bold;" colspan="14">(In Thousands)</td>
<td style="font-weight: bold;"> </td></tr>
<tr style="vertical-align: bottom;"><td style="padding-left: 11pt;"> </td>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold;" colspan="2"> </td>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="text-align: right; font-weight: bold;" colspan="2"> </td>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold;" colspan="2"> </td>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold;" colspan="2"> </td>
<td style="font-weight: bold;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 11pt; width: 40%;">Interest income</td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">7,960</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">7,718</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">11,993</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td>
<td style="width: 3%; font-weight: normal;"> </td>
<td style="text-align: left; width: 1%; font-weight: normal;">$</td>
<td style="text-align: right; width: 10%; font-weight: normal;">12,429</td>
<td style="text-align: left; width: 1%; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 11pt;">Interest expense</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,218</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,027</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,888</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,535</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt; font-weight: bold;">Net Interest Income</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">4,742</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">4,691</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">8,105</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">8,894</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 11pt;">Provision for loan losses</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">450</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">300</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">800</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">900</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 20pt; font-weight: bold;">Net Interest Income after Provision for loan losses</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">4,292</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">4,391</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">7,305</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">7,994</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Non-interest income</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">241</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">304</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">12,976</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">341</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Non-interest expense</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,269</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">3,179</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">8,638</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">6,927</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 20pt; font-weight: bold;">Income before Income Taxes</td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1,264</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1,516</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">11,643</td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="font-weight: normal;"> </td>
<td style="text-align: left; font-weight: normal;"> </td>
<td style="text-align: right; font-weight: normal;">1,408</td>
<td style="text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 11pt;">Income taxes</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">546</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">594</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">(299</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">)</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">664</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; text-align: left; padding-left: 20pt; font-weight: bold;">Net Income</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">718</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">922</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">11,942</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">744</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Net income per common share:</td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: bold;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: bold;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 20pt;">Basic</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.15</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.20</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">1.28</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.43</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: rgb(204,238,255); vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 20pt;">Diluted</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.15</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.20</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">1.28</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.42</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr>
<tr style="background-color: white; vertical-align: bottom;"><td style="border-bottom: black 1pt solid; padding-left: 11pt;">Dividends per common share</td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; font-weight: normal;"> </td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;">$</td>
<td style="border-bottom: black 1pt solid; text-align: right; font-weight: normal;">0.12</td>
<td style="border-bottom: black 1pt solid; text-align: left; font-weight: normal;"> </td></tr></table> </div>
<div> <p style="text-indent: -0.25in; margin: 0px 0px 0px 0.25in; font: bold 10pt Times New Roman, Times, Serif;">Note 11 - Regulatory Matters</p>
<p style="margin: 0px; font: bold 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Holding Company's capital adequacy guidelines are not materially different than the capital adequacy guidelines for the Bank.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">Quantitative measures, established by regulation to ensure capital adequacy, require the Bank to maintain minimum amounts and ratios of Total and Tier 1 capital (as defined in the regulations), to risk-weighted assets, (as defined), and of Tier 1 capital to average assets (as defined). The following table presents information as to the Bank's capital levels.</p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<table style="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif;" cellspacing="0" cellpadding="0">
<tr><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt; vertical-align: top;"> </td>
<td style="text-align: center; padding-bottom: 1pt; vertical-align: bottom;"> </td>
<td style="border-bottom: black 1pt solid; text-align: center; padding-bottom: 1pt; vertical-align: bottom;" colspan="3"><b> Actual</b></td>
<td style="text-align: center; padding-bottom: 1pt; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom;" colspan="3"><b>For Capital Adequacy Purposes</b></td>
<td style="text-align: center; padding-bottom: 1pt; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; vertical-align: bottom;" colspan="3"><b>To be Well Capitalized under Prompt Corrective Action Provisions</b></td>
<td style="text-align: center; padding-bottom: 1pt; vertical-align: bottom;"><b> </b></td></tr>
<tr><td style="text-align: center; padding-bottom: 1pt; padding-left: 11pt; width: 33%; vertical-align: top;"><b> </b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 1%; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 9%; vertical-align: bottom;"><b>Amount</b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 1%; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 7%; vertical-align: bottom;"><b>Ratio</b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 3%; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 9%; vertical-align: bottom;"><b>Amount</b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 1%; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 13%; vertical-align: bottom;"><b>Ratio</b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 3%; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 9%; vertical-align: bottom;"><b>Amount</b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 1%; vertical-align: bottom;"><b> </b></td>
<td style="border-bottom: black 1pt solid; text-align: center; width: 7%; vertical-align: bottom;"><b>Ratio</b></td>
<td style="text-align: center; padding-bottom: 1pt; width: 3%; vertical-align: bottom;"><b> </b></td></tr>
<tr><td style="text-align: center; padding-left: 11pt; vertical-align: top;"><b> </b></td>
<td style="text-align: center; vertical-align: bottom;"><b> </b></td>
<td style="text-align: center; vertical-align: bottom;" colspan="11"><b>(Dollars in Thousands)</b></td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr><td style="text-align: center; padding-left: 11pt; vertical-align: top;"> </td>
<td style="text-align: center; vertical-align: bottom;"> </td>
<td style="text-align: center; vertical-align: bottom;" colspan="11"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr><td style="text-align: justify; padding-left: 11pt; vertical-align: top;"><b>As of December 31, 2011:</b></td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr style="background-color: rgb(204,238,255);"><td style="text-align: justify; padding-left: 22pt; vertical-align: top;">Total capital (to risk-weighted assets)</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">$112,802</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">16.42</td>
<td style="text-align: justify; vertical-align: bottom;">%</td>
<td style="text-align: right; vertical-align: bottom;">$<font style="font-family: Symbol;" class="_mt">³</font>54,960</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>8.00</td>
<td style="text-align: justify; vertical-align: bottom;">%</td>
<td style="text-align: right; vertical-align: bottom;">$<font style="font-family: Symbol;" class="_mt">³</font>68,699</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>10.00</td>
<td style="text-align: justify; vertical-align: bottom;">%</td></tr>
<tr style="background-color: white;"><td style="text-align: justify; padding-left: 22pt; vertical-align: top;">Tier 1 capital (to risk-weighted assets)</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">105,376</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">15.34</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>27,480</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font> 4.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>41,219</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font> 6.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr style="background-color: rgb(204,238,255);"><td style="text-align: justify; padding-left: 22pt; vertical-align: top;">Tier 1 capital (to average assets)</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">105,376</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">8.66</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>48,646</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>4.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>60,808</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font> 5.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr style="background-color: white;"><td style="text-align: justify; padding-left: 11pt; vertical-align: top;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr style="background-color: rgb(204,238,255);"><td style="text-align: justify; padding-left: 11pt; vertical-align: top;">As of December 31, 2010:</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr style="background-color: white;"><td style="text-align: justify; padding-left: 22pt; vertical-align: top;">Total capital (to risk-weighted assets)</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">$109,032</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">15.89</td>
<td style="text-align: justify; vertical-align: bottom;">%</td>
<td style="text-align: right; vertical-align: bottom;">$<font style="font-family: Symbol;" class="_mt">³</font>54,882</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>8.00</td>
<td style="text-align: justify; vertical-align: bottom;">%</td>
<td style="text-align: right; vertical-align: bottom;">$<font style="font-family: Symbol;" class="_mt">³</font>68,602</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>10.00</td>
<td style="text-align: justify; vertical-align: bottom;">%</td></tr>
<tr style="background-color: rgb(204,238,255);"><td style="text-align: justify; padding-left: 22pt; vertical-align: top;">Tier 1 capital (to risk-weighted assets)</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">102,541</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">14.95</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>27,441</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font> 4.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>41,161</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font> 6.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr>
<tr style="background-color: white;"><td style="text-align: justify; padding-left: 22pt; vertical-align: top;">Tier 1 capital (to average assets)</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">102,541</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;">9.16</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>44,761</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>4.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font>55,952</td>
<td style="text-align: right; vertical-align: bottom;"> </td>
<td style="text-align: right; vertical-align: bottom;"><font style="font-family: Symbol; font-size: 10pt;" class="_mt">³</font> 5.00</td>
<td style="text-align: justify; vertical-align: bottom;"> </td></tr></table>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;">As of December 31, 2011, the most recent notification from the Bank's regulators categorized the Bank as "well capitalized" under the regulatory framework for prompt corrective action. There are no conditions or events occurring since that notification that management believes have changed the Bank's category.</p> </div>
<div> <p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><b>Note 3 - Related Party Transactions</b></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px 0px 0px 0.25in; font: 10pt Times New Roman, Times, Serif;">The Bank leases a property from NEW BAY LLC ("NEW BAY"), a limited liability corporation 100% owned by a majority of the Directors and officers of the Bank. In conjunction with the lease, NEW BAY substantially removed the pre-existing structure on the site and constructed a new building suitable to the Bank for its banking operations. Under the terms of the lease, the cost of this project was reimbursed to NEWBAY by the Bank. The amount reimbursed, which occurred during the year 2000, was $943,000, and is included in property and equipment under the caption "Building and improvements" (see Note 7).</p>
<p style="text-align: justify; margin: 0px 0px 0px 0.25in; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px 0px 0px 0.25in; font: 10pt Times New Roman, Times, Serif;">On May 1, 2006, the Company renegotiated the lease to a twenty-five year term. The Company paid NEW BAY $165,000 a year ($13,750 per month) for the first 60 months which is included in the consolidated statements of income for 2011, 2010, and 2009 within occupancy expense of premises. The rent shall be reset every five years thereafter at the fair market rental value at the end of each preceding five year period. The Company expects to pay NEW BAY $165,000 for the year 2012.</p> </div>
43815000
<div> <p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b>Note 13 - Dividend Restrictions</b></font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"> </p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt"><b> </b></font></p>
<p style="text-align: justify; margin: 0px; font: 10pt Times New Roman, Times, Serif;"><font style="font: 10pt Times New Roman, Times, Serif;" class="_mt">Payment of cash dividends is conditional on earnings, financial condition, cash needs, the discretion of the Board of Directors, and compliance with regulatory requirements. State and federal law and regulations impose substantial limitations on the Bank's ability to pay dividends to the Company. Under New Jersey law, the Bank is permitted to declare dividends on its common stock only if, after payment of the dividend, the capital stock of the Bank will be unimpaired and either the Bank will have a surplus of not less than 50% of its capital stock or the payment of the dividend will not reduce the Bank's surplus. During 2011, 2010 and 2009, the Bank paid the Company total dividends of $9,611,000, $5,334,000, and $2,547,000 respectively. The Company's ability to declare dividends is dependent upon the amount of dividends declared by the Bank.</font></p> </div>
23753000
25255000
<div> <div>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Note 2 - Summary of Significant Accounting Policies</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Basis of Consolidated Financial Statement Presentation</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The consolidated financial statements which include the accounts of the Company and its wholly-owned subsidiaries, the Bank, the Investment Company and Pamrapo Service Corporation, have been prepared in conformity with accounting principles generally accepted in the United States of America. All significant intercompany accounts and transactions have been eliminated in consolidation.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated statement of financial condition and revenues and expenses for the periods then ended. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change relates to the determination of the allowance for loan losses, identification of other-than-temporary impairment of securities and fair value estimates in connection with acquisitions. Management believes that the allowance for loan losses is adequate and that no securities in unrealized loss positions are other-than-temporarily impaired. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions in the market area. Management's assessment regarding impairment of securities is based on future projections of cash flow which are subject to change. The fair value estimate of assets acquired and liabilities assumed in acquisitions were estimated utilizing various methodologies and assumptions. Actual results could differ from these assumptions.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for loan losses. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In preparing these consolidated financial statements, the Company evaluated the events that occurred between December 31, 2011 and the date these consolidated financial statements were issued.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Cash and Cash Equivalents</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Cash and cash equivalents include cash and amounts due from depository institutions and interest-bearing deposits in other banks having original maturities of three months or less.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Securities Available for Sale and Held to Maturity</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Investments in debt securities that the Company has the positive intent and ability to hold to maturity are classified as held to maturity securities and reported at amortized cost. Debt and equity securities that are bought and held principally for the purpose of selling them in the near term are classified as trading securities and reported at fair value, with unrealized holding gains and losses included in earnings. Debt and equity securities not classified as trading securities or as held to maturity securities are classified as available for sale securities ("AFS") and reported at fair value, with unrealized holding gains or losses, net of applicable deferred income taxes, reported in the accumulated other comprehensive income (loss) component of stockholders' equity.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">If the fair value of a security is less than its amortized cost, the security is deemed to be impaired. Management evaluates all securities with unrealized losses quarterly to determine if such impairments are "temporary" or "other-than-temporary" in accordance with Accounting Standards Codification ("ASC") Topic 320, <i>Investments – Debt and Equity Securities.</i> Accordingly, temporary impairments are accounted for based upon the classification of the related securities as either available for sale or held to maturity. Temporary impairments on available for sale securities are recognized, on a tax-effected basis, through Other Comprehensive Income ("OCI") with offsetting entries adjusting the carrying value of the securities and the balance of deferred taxes. Conversely, the carrying values of held to maturity securities are not adjusted for temporary impairments. Information concerning the amount and duration of temporary impairments on both available for sale and held to maturity securities is disclosed in the notes to the consolidated financial statements.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Other-than-temporary impairments are accounted for based upon several considerations. First, other-than-temporary impairments on equity securities and on debt securities that the Company has decided to sell as of the close of a fiscal period, or will, more likely than not, be required to sell prior to the full recovery of fair value to a level equal to or exceeding amortized cost, are recognized in earnings. If neither of these conditions regarding the likelihood of the sale of debt securities are applicable, then the other-than-temporary impairment is bifurcated into credit-related and noncredit-related components. A credit-related impairment generally represents the amount by which the present value of the cash flows that are expected to be collected on a debt security fall below its amortized cost. The noncredit-related component represents the remaining portion of the impairment not otherwise designated as credit-related. Credit-related, other-than-temporary impairments are recognized in earnings and noncredit-related, other-than-temporary impairments are recognized in OCI. Equity securities on which there is an unrealized loss that is deemed other-than-temporary are written down to fair value with the write-down recognized in earnings.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Premiums and discounts on all securities are amortized/accreted to maturity using the interest method. Interest and dividend income on securities, which includes amortization of premiums and accretion of discounts, are recognized in the consolidated financial statements when earned. Gains or losses on sales are recognized based on the specific identification method.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Loans Held For Sale</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Loans held for sale consist primarily of residential mortgage loans intended for sale and are carried at the lower of cost or estimated fair market value using the aggregate method. These loans are generally sold with servicing rights released. Gains and losses recognized on loan sales are based upon the cash proceeds received and the cost of the related loans sold.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Loans Receivable</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Loans receivable are stated at unpaid principal balances, less net deferred loan origination fees and the allowance for loan losses. Loan origination fees and certain direct loan origination costs are deferred and amortized/accreted, as an adjustment of yield, over the contractual lives of the related loans.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The accrual of interest on loans that are contractually delinquent more than ninety days is discontinued and the related loans placed on nonaccrual status. Income is subsequently recognized only to the extent that cash payments are received until delinquency status is reduced to less than ninety days, in which case the loan is returned to accrual status.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Acquired Loans</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Loans that were acquired in acquisitions subsequent to January 1, 2009 are recorded at fair value with no carryover of the related allowance for credit losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows expected to be collected on the loans and discounting those cash flows at a market rate of interest.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent decreases to the expected cash flows require an evaluation to determine the need for an allowance for credit losses. Subsequent improvements in expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount that is recognized into interest income over the remaining life of the loan using the interest method. The evaluation of the amount of future cash flows that is expected to be collected is performed in a similar manner as that used to determine our allowance for credit losses. Charge-offs of the principal amount on acquired loans would be first applied to the nonaccretable discount portion of the fair value adjustment.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Acquired loans that met the criteria for nonaccrual of interest prior to the acquisition may be considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if we can reasonably estimate the timing and amount of the expected cash flows on such loans and if we expect to fully collect the new carrying value of the loans. As such, we may no longer consider the loan to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable discount. We have determined that we cannot reasonably estimate future cash flows on any such acquired loans that are past due 90 days or more and continue to treat them as non-accrual.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Allowance for Loan Losses</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The allowance for loan losses is increased through provisions charged to operations and by recoveries, if any, on previously charged-off loans and reduced by charge-offs on loans which are determined to be a loss in accordance with Bank policy.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The allowance for loan losses is maintained at a level considered adequate to absorb loan losses. Management, in determining the allowance for loan losses, considers the risks inherent in its loan portfolio and changes in the nature and volume of its loan activities, along with the general economic and real estate market conditions. The Bank utilizes a two tier approach: (1) identification of impaired loans and establishment of specific loss allowances on such loans; and (2) establishment of general valuation allowances on the remainder of its loan portfolio. The Bank maintains a loan review system which allows for a periodic review of its loan portfolio and the early identification of potentially impaired loans. Such a system takes into consideration, but is not limited to, delinquency status, size of loans, types and value of collateral, and financial condition of the borrowers. Specific loan loss allowances are established for impaired loans based on a review of such information and/or appraisals of the underlying collateral. General loan loss allowances are based upon a combination of factors including, but not limited to, actual loan loss experience, composition of the loan portfolio, current economic conditions, and management's judgment.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Although management believes that adequate specific and general allowances for loan losses are established, actual losses are dependent upon future events and, as such, further additions to the level of specific and general loan loss allowances may be necessary.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Impaired loans are measured based on the present value of expected future cash flows discounted at the loan's effective interest rate, or as a practical expedient, at the loan's observable market price or the fair value of the collateral if the loan is collateral dependent. A loan evaluated for impairment is deemed to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. The Bank does not aggregate such loans for evaluation purposes. Payments received on impaired loans are applied first to accrued interest receivable and then to principal.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Concentration of Risk</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Financial instruments which potentially subject the Company and its subsidiaries to concentrations of credit risk consist of cash and cash equivalents, investment and mortgage-backed securities and loans.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Cash and cash equivalents include amounts placed with highly rated financial institutions. Securities include securities backed by the U.S. Government and other highly rated instruments. The Bank's lending activity is primarily concentrated in loans collateralized by real estate in the State of New Jersey. As a result, credit risk related to loans is broadly dependent on the real estate market and general economic conditions in the State.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Premises and Equipment</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Land is carried at cost. Buildings, building improvements, leasehold improvements and furniture, fixtures and equipment are carried at cost, less accumulated depreciation and amortization. Significant renovations and additions are charged to the property and equipment account. Maintenance and repairs are charged to expense in the period incurred. Depreciation charges are computed on the straight-line method over the following estimated useful lives of each type of asset.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
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<table style="width: 90%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="90%">
<tr><td style="padding-bottom: 0in; padding-left: 11pt; width: 56%; padding-right: 0in; padding-top: 0in;" valign="top" width="56%">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; width: 16%; padding-right: 1.45pt; padding-top: 0in;" valign="top" width="16%">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 1.45pt; width: 28%; padding-right: 1.45pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" width="28%">
<p style="text-align: center; line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><b><font style="font-size: 10pt;" class="_mt">Years</font></b><font style="font-size: 10pt;" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; padding-top: 0in;" valign="bottom">
<p style="text-align: center; line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"> </p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Buildings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: #cceeff; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: center; line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">40</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Building improvements</font></p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: white; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: center; line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">7 - 40</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: #cceeff; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Furniture, fixtures and equipment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: #cceeff; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: #cceeff; padding-top: 0in;" valign="bottom">
<p style="text-align: center; line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">3 - 5</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 11pt; padding-right: 0in; background: white; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-size: 10pt;" class="_mt">Leasehold improvements</font></p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: white; padding-top: 0in;" valign="top">
<p style="line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p></td>
<td style="padding-bottom: 0in; padding-left: 1.45pt; padding-right: 1.45pt; background: white; padding-top: 0in;" valign="bottom">
<p style="text-align: center; line-height: 12pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal" align="center"><font style="font-size: 10pt;" class="_mt">Shorter of useful life or term of lease</font></p></td></tr></table></div>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Federal Home Loan Bank ("FHLB") of New York Stock</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Federal law requires a member institution of the FHLB system to hold stock of its district FHLB according to a predetermined formula. Such stock is carried at cost.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Management evaluates the FHLB of New York stock for impairment in accordance with guidance on accounting by certain entities that lend to or finance the activities of others. Management's determination of whether this investment is impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB of New York as compared to the capital stock amount for the FHLB of New York and the length of time this situation has persisted, (2) commitments by the FHLB of New York to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB of New York, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB of New York.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">No impairment charges were recorded related to the FHLB of New York stock during 2011, 2010, or 2009.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Real Estate Owned</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Assets acquired through, or in lieu of, loan foreclosures are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed. At December 31, 2011, the Bank owned fifteen properties totaling $6,570,000. During the year 2011, $382,000 for one property was transferred to real estate owned from property held for sale.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Interest Rate Risk</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with other funds, to make loans secured by real estate and to purchase securities. The potential for interest-rate risk exists as a result of the difference in duration of the Bank's interest-sensitive liabilities compared to its interest-sensitive assets. For this reason, management regularly monitors the maturity structure of the Bank's interest-earning assets and interest-bearing liabilities in order to measure its level of interest-rate risk and to plan for future volatility.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Income Taxes</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company and its subsidiaries file a consolidated federal income tax return. Income taxes are allocated to the Company and its subsidiaries based upon their respective income or loss included in the consolidated income tax return. Separate state income tax returns are filed by the Company and its subsidiaries.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Federal and state income tax expense has been provided on the basis of reported income. The amounts reflected on the tax returns differ from these provisions due principally to temporary differences in the reporting of certain items for financial reporting and income tax reporting purposes. The tax effect of these temporary differences is accounted for as deferred taxes applicable to future periods. Deferred income tax expense or (benefit) is determined by recognizing deferred tax assets and liabilities for the estimated future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in earnings in the period that includes the enactment date. The realization of deferred tax assets is assessed and a valuation allowance provided, when necessary, for that portion of the asset which is not more likely than not to be realized.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company accounts for uncertainty in income taxes recognized in the consolidated financial statements in accordance with ASC Topic 740, <i>Income Taxes</i>, which prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return, and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that has a likelihood of being realized on examination of more than 50 percent. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. Under the "more-likely-than-not" threshold guidelines, the Company believes no significant uncertain tax positions exist, either individually or in the aggregate, that would give rise to the non-recognition of an existing tax benefit. The Company recognizes interest and penalties on unrecognized tax benefits in income taxes expense in the Consolidated Statement of Income. The Company did not recognize any interest in 2011, however the Company did recognize $11,000 for penalties assessed during an audit of prior periods. The Company did not recognize any interest and penalties for the years ended December 31, 2010 and 2009. The tax years subject to examination by the taxing authorities are the years ended December 31, 2010, 2009, and 2008.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Net Income per Common Share</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">Basic net income per common share is computed by dividing net income by the weighted average number of shares of common stock outstanding. The diluted net income per common share is computed by adjusting the weighted average number of shares of common stock outstanding to include the effects of outstanding stock options, if dilutive, using the treasury stock method. For the years ended December 31, 2011, 2010, and 2009, the difference in the weighted average number of basic and diluted common shares was due solely to the effects of outstanding stock options. No adjustments to net income were necessary in calculating basic and diluted net income per share. For the years ended December 31, 2011, 2010, and 2009, the weighted average number of outstanding options considered to be anti-dilutive was 209,441, 243,884, and 196,418.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Stock-Based Compensation Plans</font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company, under plans approved by its stockholders in 2011, 2003 and 2002, has granted stock options to employees and outside directors. See note 12 for additional information as to option grants. Compensation expense recognized for all option grants is net of estimated forfeitures and is recognized over the awards' respective requisite service periods. The fair values relating to all options granted are estimated using a Black-Scholes option pricing model. Expected volatilities are based on historical volatility of our stock and other factors, such as implied market volatility using this options expected term. The Company used the mid-point of the original vesting period and original option life to estimate the options' expected term, which represents the period of time that the options granted are expected to be outstanding. The risk-free rate for periods within the contractual life of the option is based on the U.S. Treasury yield curve in effect at the time of grant. The Company recognizes compensation expense for the fair values of these option awards, which have graded vesting, on a straight-line basis over the requisite service period of these awards.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Benefit Plans</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company acquired through the merger with Pamrapo Bancorp, Inc. a non-contributory defined benefit pension plan covering all eligible employees of Pamrapo Savings Bank. Effective January 1, 2010, the defined benefit pension plan (the "Pension Plan"), was frozen by Pamrapo Savings Bank. All benefits for eligible participants accrued in the "Pension Plan" to the freeze date have been retained. The benefits are based on years of service and employee's compensation. The defined benefit plan is funded in conformity with funding requirements of applicable government regulations. Prior service costs for the defined benefit plan generally are amortized over the estimated remaining service periods of employees. Additionally, with the merger with Pamrapo Bancorp, Inc., certain former employees of Pamrapo Bank are covered under a Supplemental Executive Retirement Plan ("SERP"), an unfunded non-qualified deferred retirement plan. Participants who retire at the age of 65 (the "Normal Retirement Age"), are entitled to an annual retirement benefit equal to 75% of compensation reduced by their retirement plan annual benefits. Participants retiring before the Normal Retirement Age receive the same benefits reduced by a percentage based on years of service to the Company and the number of years prior to the Normal Retirement Age that participants retire.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Comprehensive Income</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">The Company records unrealized gains and losses, net of deferred income taxes, on securities available for sale in accumulated other comprehensive income (loss). Realized gains and losses, if any, are reclassified to non-interest income upon sale of the related securities or upon the recognition of an impairment loss. Accumulated other comprehensive income (loss) also includes benefit plan amounts recognized in accordance with ASC 715, <i>Compensation-Retirement Benefits</i>, which reflect, net of tax, the unrecognized gains (losses) on the benefit plans. The Company has elected to report the effects of other comprehensive income in the consolidated statements of changes in stockholders' equity.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt">Recent Accounting Pronouncements</font></b></p>
<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In April 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-02, <i>Receivables (Topic 310): A Creditor's Determination of Whether a Restructuring Is a Troubled Debt Restructuring</i> The ASU clarifies which loan modifications constitute troubled debt restructurings. It is intended to assist creditors in determining whether a modification of the terms of a receivable meets the criteria to be considered a troubled debt restructuring, both for purposes of recording an impairment loss and for disclosure of troubled debt restructurings. In evaluating whether a restructuring constitutes a troubled debt restructuring, a creditor must separately conclude that both of the following exist: (<i>a</i>) the restructuring constitutes a concession; and (<i>b</i>) the debtor is experiencing financial difficulties. The amendments to FASB<i> </i>Accounting Standards Codification Topic 310, <i>Receivables,</i> clarify the guidance on a creditor's evaluation of whether it has granted a concession and whether a debtor is experiencing financial difficulties. For public companies, the new guidance is effective for interim and annual periods beginning on or after June 15, 2011, and applies retrospectively to restructurings occurring on or after the beginning of the fiscal year of adoption. This guidance became effective for us with our September 30, 2011 interim financial statements and was applied retrospectively to the beginning of 2011 and is not expected to have a significant impact on the Company's consolidated financial statements.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font> </p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In April 2011, the FASB issued Accounting Standards Updates (ASU) No. 2011-03, <i>Transfers and Servicing: Reconsideration of Effective Control for Repurchase Agreements</i>. The ASU is intended to improve financial reporting of repurchase agreements ("repos") and other agreements that both entitle and obligate a transferor to repurchase or redeem financial assets before their maturity. In a typical repo transaction, an entity transfers financial assets to a counterparty in exchange for cash with an agreement for the counterparty to return the same or equivalent financial assets for a fixed price in the future. FASB <i>Accounting Standards Codification</i> (Codification) Topic 860, <i>Transfers and Servicing</i>, prescribes when an entity may or may not recognize a sale upon the transfer of financial assets subject to repo agreements. That determination is based, in part, on whether the entity has maintained effective control over the transferred financial assets. The amendments to the Codification in this ASU are intended to improve the accounting for these transactions by removing from the assessment of effective control the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets. The guidance in the ASU is effective for the first interim or annual period on or after December 15, 2011. The guidance should be applied prospectively to transactions or modifications of existing transactions that occur on or after the effective date. Early adoption is not permitted. The Company does not expect that the adoption of this ASU will have a material impact on the Company's consolidated financial statements.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In May 2011, the FASB issued ASU No. 2011-04, Fair Value Measurement (Topic 820): Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs. The amendments in this update result in common fair value measurement and disclosure requirements in U.S. GAAP and International Financial Reporting Standards (IFRS). Consequently, the amendments change the wording used to describe many of the requirements in U.S. GAAP for measuring fair value and for disclosing information about fair value measurements. Some of the amendments in this update clarify the FASB's intent about the application of existing fair value measurement requirements. Other amendments change a particular principle or requirement for measuring fair value or for disclosing information about fair value measurements. This update is effective during interim and annual periods beginning on or after December 15, 2011 and is to be applied prospectively and early adoption is not permitted. The Company does not anticipate the adoption of this update will impact its consolidated financial condition or results of operations.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><b><font style="font-size: 10pt;" class="_mt"> </font></b><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In June 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-05, <i>Comprehensive Income. </i>The ASU eliminates the option to present components of other comprehensive income as part of the statement of changes in stockholders' equity and will require it be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The single statement format would include the traditional income statement and the components of total other comprehensive income as well as total comprehensive income. In the two statement approach, the first statement would be the traditional income statement which would be immediately followed by a separate statement which includes the components of other comprehensive income, total other comprehensive income and total comprehensive income. The amendments in this ASU will be applied retrospectively. For public companies, they are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011. Early adoption is permitted. Adoption of ASU 2011-05 is not expected to have a significant impact on the Company's consolidated financial statements. In December, 2011, the FASB issued ASU 2011-12, <i>Deferral of the Effective Date to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in Accounting Standards Update 2011-05. </i>In response to stakeholder concerns regarding the operational ramifications of the presentation of these reclassifications for current and previous years, the FASB has deferred the implementation date of this provision to allow time for further consideration. The requirement in ASU 2011-05, <i>Presentation of Comprehensive Income,</i> for the presentation of a combined statement of comprehensive income or separate, but consecutive, statements of net income and other comprehensive income is still effective for fiscal years and interim periods beginning after December 15, 2011 for public companies, and fiscal years ending after December 15, 2011 for nonpublic companies. The adoption of this ASU is not expected to have a significant impact on the Company's consolidated financial statements.</font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><i><font style="font-size: 10pt;" class="_mt"> </font></i><font style="font-size: 10pt;" class="_mt"> </font></p>
<p style="text-align: justify; margin: 0in 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 12pt;"><font style="font-size: 10pt;" class="_mt">In September 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-08, <i>Intangibles-Goodwill and Other (Topic 350). </i>The amendments in the ASU is intended to reduce complexity and costs by allowing an entity the option to make a qualitative evaluation about the likelihood of goodwill impairment to determine whether it should calculate the fair value of a reporting unit. The amendments also improve previous guidance by expanding upon the examples of events and circumstances that an entity should consider between annual impairment tests in determining whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. Also, the amendments improve the examples of events and circumstances that an entity having a reporting unit with a zero or negative carrying amount should consider in determining whether to measure an impairment loss, if any, under the second step of the goodwill impairment test. The amendments are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted, including for annual and interim goodwill impairment tests performed as of a date before September 15, 2011, if an entity's financial statements for the most recent annual or interim period have not yet been issued or, for nonpublic entities, have not yet been made available for issuance. Adoption of ASU 2011-08 is not expected to have a significant impact on the Company's consolidated financial statements.</font></p></div> </div>
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EX-101.CAL
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bcbp-20111231_cal.xml
XBRL CALCULATION FILE
EX-101.DEF
12
bcbp-20111231_def.xml
XBRL DEFINITION FILE
EX-101.LAB
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bcbp-20111231_lab.xml
XBRL LABEL FILE
Document and Entity Information
Document and Entity Information
Statement [Table]
Statement [Line Items]
Document Type
Amendment Flag
Document Period End Date
Entity Registrant Name
Entity Central Index Key
Current Fiscal Year End Date
Entity Filer Category
Entity Common Stock, Shares Outstanding
Document Fiscal Year Focus
Document Fiscal Period Focus
Entity Current Reporting Status
Entity Public Float
Entity Voluntary Filers
Entity Well-known Seasoned Issuer
Consolidated Statement of Financial Condition
ASSETS
Cash and amounts due from depository institutions
Cash and Due from Banks, Total
Interest-earning deposits
Total cash and cash equivalents
Cash and Cash Equivalents, at Carrying Value, Ending Balance
Cash and Cash Equivalents, at Carrying Value, Beginning Balance
Total cash and cash equivalents
Cash and cash equivalents-ending
Cash and cash equivalents-begininng
Total cash and cash equivalents
Available-for-sale Securities, Equity Securities
Securities available for sale
Securities held to maturity, fair value $161,928 and $133,050
Securities held to maturity, fair value $213,903 and $166,785; respectively
Held-to-maturity Securities, Total
Loans Receivable Held-for-sale, Net
Loans Receivable Held-for-sale, Net, Ending Balance
Loans Receivable Held-for-sale, Net, Beginning Balance
Loans held for sale
Loans Receivable Held-for-sale, Net, Total
Loans receivable, net of allowance for loan losses of $7,517
Loans receivable, net of allowance for loan losses of $10,509 and $8,417; respectively
Loans and Leases Receivable, Net Reported Amount, Total
Loans and Leases Receivable, Net Reported Amount
Property, Plant and Equipment, Net
Property, Plant and Equipment, Net, Ending Balance
Property, Plant and Equipment, Net, Beginning Balance
Premises and equipment
Property, Plant and Equipment, Net, Total
Business Acquisition, Purchase Price Allocation, Assets Held-for-Sale
Property held for sale
Federal Home Loan Bank of New York Stock
Interest Receivable Standard Label
Interest receivable
Other Real Estate and Foreclosed Assets
Other real estate owned
Other Real Estate and Foreclosed Assets, Total
Deferred income taxes
Deferred Tax Assets, Net, Total
Other assets
Other Assets, Total
Total Assets
Total Assets
Liabilities[Abstract]
LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities
LIABILITIES
Non-interest bearing deposit
Non-interest bearing deposits
Noninterest-bearing Deposit Liabilities, Total
Interest bearing deposit
Interest bearing deposits
Interest-bearing Deposit Liabilities, Total
Total deposits
Total Deposits
Long-term Debt
Long-term Debt
Long-term Debt, Total
Other Liabilities
Other Liabilities, Total
Total Liabilities
Total Liabilities
Stockholders' Equity Attributable to Parent [Abstract]
STOCKHOLDERS' EQUITY
Preferred Stock, Value, Issued
Preferred Stock, Value, Issued, Ending Balance
Preferred Stock, Value, Issued, Beginning Balance
Preferred stock: 10,000,000 shares authorized; none issued and outstanding
Preferred Stock, Value, Issued, Total
Common stock, stated value $0.064; 20,000,000 shares authorized; 10,144,877 and 5,195,658 shares respectively, issued; 9,563,166 and 4,657,906, shares respectively, outstanding
Common Stock, Value, Issued, Ending Balance
Common Stock, Value, Issued, Beginning Balance
Common stock, stated value $0.064; 20,000,000 shares authorized, 10,817,901 and 10,144,830 shares respectively, issued; 9,520,056 shares and 9,383,695 shares, respectively, outstanding
Common Stock, Value, Issued, Total
Additional paid-in capital, common stock
Additional Paid in Capital, Common Stock, Ending Balance
Additional Paid in Capital, Common Stock, Beginning Balance
Paid-in capital
Treasury stock, at cost, 581,711 and 537,752 shares
Treasury stock, at cost, 1,297,845 and 761,135 shares, respectively
Treasury Stock, Value, Ending Balance
Treasury Stock, Value, Beginning Balance
Treasury stock, at cost, 581,711 and 537,752 shares, respectively in 2010 and 2009
Retained Earnings
Retained Earnings (Accumulated Deficit), Ending Balance
Retained Earnings (Accumulated Deficit), Beginning Balance
Retained Earnings
Retained Earnings (Accumulated Deficit), Total
Accumulated other comprehensive income, net of taxes
Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance
Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance
Accumulated other comprehensive income (loss), net of taxes
Accumulated Other Comprehensive Income (Loss), Net of Tax, Total
Total Stockholder's Equity
Balances
Balances
Balances at December 31, 2009
Total Stockholders' equity
Total Liabilities and Stockholder's equity
Total Liabilites and Stockholders' equity
Held-to-maturity Securities, Fair Value
Loans and Leases Receivable, Allowance
Loans and Leases Receivable, Allowance, Ending Balance
Loans and Leases Receivable, Allowance, Beginning Balance
Loans and Leases Receivable, Allowance, Total
Preferred Stock, Shares Authorized
Preferred Stock, Shares Issued
Preferred Stock, Shares Issued, Total
Preferred Stock, Shares Outstanding
Preferred Stock, Shares Outstanding, Ending Balance
Preferred Stock, Shares Outstanding, Beginning Balance
Common Stock, Par or Stated Value Per Share
Common Stock, Shares Authorized
Common Stock, Shares, Issued
Common Stock, Shares, Issued, Total
Common Stock, Shares, Outstanding
Common Stock, Shares, Outstanding, Ending Balance
Common Stock, Shares, Outstanding, Beginning Balance
Treasury Stock, Shares
Treasury Stock, Shares, Ending Balance
Treasury Stock, Shares, Beginning Balance
Consolidated Statements of Income
Consolidated Statements of Income for the three and nine months ended September 30, 2010 and 2009
Consolidated Statements of Income for the three and nine months ended September 30, 2010 and 2009 [Abstract]
Consolidated Statements of Income for the three and nine months ended September 30, 2010 and 2009
Interest income:
Interest and Fee Income, Loans and Leases
Loans
Interest and Fee Income, Loans and Leases, Total
Interest Income, Securities, Taxable
Investments, taxable
Interest Income, Securities, Tax Exempt
Investment, non-taxable
Interest Income, Other Domestic Deposits
Other interest-earning assets
Interest and Dividend Income, Operating
Total interest income
Interest expense:
Interest Expense, Demand Deposit Accounts
Deposits: Demand
Interest Expense, Savings Deposits
Deposits: Savings and club
Interest Expense, Time Deposits
Deposits: Certificates of deposit
Interest Expense, Time Deposits, Total
Interest Expense, Deposits
Total deposits
Interest Expense, Borrowings
Borrowed money
Interest Expense, Borrowings, Total
Interest Expense
Total interest expense
Interest Income (Expense), Net
Net interest income
Net interest income
Provision for Loan and Lease Losses
Provision for loan losses
Provision for Loan and Lease Losses, Total
Provision for loan losses
Interest Income (Expense), after Provision for Loan Loss
Net interest income after provision for loan losses
Non-interest income:
Fees and Commissions
Fees and service charges
Fees and Commissions, Total
Gain (Loss) on Sales of Loans, Net
Gain on sales of loans originated for sale
Gain on sale of loans originated for sale
Gain (Loss) on Sales of Loans, Net, Total
(Gain) on sale of loans originated for sale
Gains (Losses) on Sales of Other Real Estate
Loss (gain) on sale of real estate owned
(Loss) gain on sale of real estate owned
Loss (Gain) on sale of real estate owned
Gain (Loss) on Disposition of Property
Loss on sale of property held for sale
Loss on sale of property held for sale
Gain (Loss) on Disposition of Property, Total
Impaired Assets to be Disposed of by Method Other than Sale, Amount of Impairment Loss
Loss on write-down of fixed assets
Loss on write-down of fixed assets
Gain (Loss) on Sale of Securities, Net
Gain on sale of securities
Gain (Loss) on Sale of Securities, Net, Total
Gain on Sale of Investments
Gain on bargain purchase
Noninterest Income, Other Operating Income
Other
Noninterest Income
Total non-interest income
Non-interest expense:
Labor and Related Expense
Salaries and employee benefits
Labor and Related Expense, Total
Occupancy, Net
Occupancy expense of premises
Equipment Expense
Equipment
Professional Fees
Professional fees
Noninterest Expense Directors Fees
Director fees
Business Development
Regulatory assessments
Advertising Expense
Advertising
Restructuring Charges
Merger related expenses
Restructuring Charges, Total
Other Noninterest Expense
Other
Other
Noninterest Expense
Total non-interest expense
Total non-interest expenses
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Cumulative Effects of Changes in Accounting Principles, Noncontrolling Interest
Income before income tax provision
Income before Income Taxes
Current Income Tax Expense (Benefit)
Income Taxes
Current Income Tax Expense (Benefit), Total
Net Income
Net Income
Net Income
Net income for the six months ended
Earnings Per Share
Net Income Per Common Share
Earnings Per Share, Basic
Basic
Earnings Per Share, Basic, Total
Earnings Per Share, Diluted
Diluted
Earnings Per Share, Diluted, Total
Weighted Average Number of Common Shares Outstanding
Weighted Average Number of Shares Outstanding, Basic
Basic
Weighted Average Number of Shares Outstanding, Basic, Total
Weighted Average Number of Shares Outstanding, Diluted
Diluted
Weighted Average Number of Shares Outstanding, Diluted, Total
Consolidated Statement of Changes in Stockholders' Equity
Statement, Equity Components [Axis]
Equity Component [Domain]
Equity Component [Domain]
Parent [Member]
Parent [Member]
Common Stock [Member]
Common Stock [Member]
Additional Paid In Capital [Member]
Paid-in Capital [Member]
Treasury Stock [Member]
Treasury Stock [Member]
Retained Earnings [Member]
Retained Earnings [Member]
Accumulated Other Comprehensive Income [Member]
Accumulated Other Comprehensive Income (Loss) [Member]
Stock Issued During Period, Value, Acquisitions
Common Stock issued for the acquisition of a Bank
Stock Issued During Period, Value, Stock Options Exercised
Exercise of stock options
Employee Stock Ownership Plan (ESOP), Compensation Expense
Stock compensation expense
Tax benefit from exercise of stock options
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense
Tax benefit from exercise of stock options
Tax benefit on stock compensation
Tax benefit from exercise of stock options
Treasury Stock, Value, Acquired, Cost Method
Treasury stock purchases
Treasury stock purchases
Purchases of treasury stock
Dividends, Common Stock, Cash
Cash dividend declared
Cash dividend declared
Other Comprehensive Income, Available-for-sale Securities Adjustment, before Tax
Unrealized gain (loss) on securities available for sale, net of income tax
Unrealized gain (loss) on securities available for sale, net of deferred income tax
Other Comprehensive Income, Available-for-sale Securities Adjustment, before Tax, Total
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Adjustment, Net of Tax
Benefit plans, net of deferred income tax
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Adjustment, Net of Tax, Total
Comprehensive Income, Net of Tax, Including Portion Attributable to Noncontrolling Interest
Total Comprehensive income
Total Comprehensive income
Stock Issued During Period, Shares, Acquisitions
Stock Issued During Period Transferred to Treasury, Shares, Acquisitions
Stock Issued During Period Transferred to Treasury, Shares, Acquisitions
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period
Stock Options Shares, Exercised
Treasury Stock, Shares, Acquired
Common Stock, Dividends, Per Share, Cash Paid
Deferred Income Tax on securities available for sale
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Tax
Benefit plans, deferred income tax
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Tax, Total
Consolidated Statements of Cash Flows
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation, Nonproduction
Depreciation of premises and equipment
The net increase(decrease) in interest income from the amortization and accretion of net deferred loan origination fees and cost and premiums and discounts on debt security purchases. The amortization and accretion is recognized using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.
Amortization and accretion, net
Amortization and accretion, net
Amortization (accretion), net
Deferred Income Tax Expense (Benefit)
Deferred income tax benefit
Deferred Income Tax Expense (Benefit), Total
Payments for Origination of Mortgage Loans Held-for-sale
Loans originated for sale
Loans originated for sale
Proceeds from Sale of Mortgage Loans Held-for-sale
Proceeds from sale of loans originated for sale
Impairment of Leasehold
Loss on leasehold improvements on branch closing
The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.
Write down on real estate owned
Available-for-sale Securities, Change in Net Unrealized Holding Gain (Loss) before Taxes
Gain on bargain purchase
Available-for-sale Securities, Change in Net Unrealized Holding Gain (Loss), Total
Held-to-maturity Securities, Sold Security, Realized Gain (Loss), Excluding Other than Temporary Impairments
Gain on sale of securites held to maturity
Stock or Unit Option Plan Expense
Stock compensation expense
Increase (Decrease) in Accrued Interest Receivable, Net
Decrease in interest receivable
Decreaase in interest receivable
Increase (Decrease) in Other Operating Assets
Decrease (increase) in other assets
Decrease (Increase) in other assets
Increase (Decrease) in Other Operating Assets, Total
Increase (Decrease) in Interest Payable, Net
Increase (decrease) in accrued interest payable
Increase (Decrease) in Other Operating Liabilities
(Decrease) increase in other liabilities
Increase (Decrease) in Other Operating Liabilities, Total
Net Cash Provided by (Used in) Operating Activities
Net cash (used in) provided by operating activities
Net Cash Provided by (Used in) Operating Activities
Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]
Cash flows from investing activities:
The cash inflow associated with calls (requests for early payments) of debt securities designated as held to maturity.
Proceeds From Repayments and Calls on Securities Held to Maturity
Proceeds from repayments and calls on securities held to maturity
Payments to Acquire Held-to-maturity Securities
Purchases of securities held to maturity
Purchases of securities held to maturity
Payments to Acquire Available-for-sale Securities
Puchases of securities available for sale
Payments to Acquire Available-for-sale Securities, Total
Proceeds from Sale and Maturity of Available-for-sale Securities
Proceeds from sales of securities held to maturity
Proceeds from Sale and Maturity of Available-for-sale Securities, Total
The cash inflow associated with the sale of participation interest in loans with other institutions.
Proceeds from sales of participation interest in loans
Proceeds from Sale of Other Real Estate
Proceeds from sale of real estate owned
Proceeds from Sale of Other Investments
Proceeds from sale of property held for sale
Payments to Acquire Loans and Leases Held-for-investment
Purchases of loans
Purchases of loans
Payments to Acquire Loans and Leases Held-for-investment, Total
Increase (Decrease) in Receivables
Net Decrease in loans receivable
Net decrease in loans receivable
Increase (Decrease) in Receivables, Total
Cost incurred after acquisition to get real estate owned ready for sale. These costs are expected to be recovered upon sale.
Improvements to other real estate owned
Improvements to real estate owned
Payments to Acquire Other Property, Plant, and Equipment
Additions to premises and equipment
Additions to premises and equipment
Payments to Acquire Property, Plant, and Equipment, Total
Payments for (Proceeds from) Federal Home Loan Bank Stock
Redemption of Federal Home Loan Bank of New York stock
Redemption of FHLB stock
Payments for (Proceeds from) Federal Home Loan Bank Stock, Total
Cash Acquired from Acquisition
Cash acquired in acquisition
Net Cash Provided by (Used in) Investing Activities
Net Cash Provided by Investing Activities
Net Cash Provided by (Used in) Financing Activities, Continuing Operations [Abstract]
Cash flows from financing activities:
Increase (Decrease) in Deposits
Net (Decrease) increase in deposits
Increase (Decrease) in Deposits, Total
Repayments of Long-term Debt
Repayment of long-term debt
Repayment of long-term debt
Repayments of Long-term Debt, Total
Increase (Decrease) in Borrowed Securities
Net change in short-term borrowings
Payments for Repurchase of Other Equity
Purchase of treasury stock
Purchase of treasury stock
Payments of Dividends, Common Stock
Cash dividend paid
Cash dividend paid
Proceeds from Stock Options Exercised
Net proceeds from issuance of common stock
Tax Benefit from Stock Options Exercised
Tax benefit from exercise of stock options
Net Cash Provided by (Used in) Financing Activities
Net Cash (Used In) Provided by Financing Activities
Cash and Cash Equivalents, Period Increase (Decrease)
Net increase in cash and cash equivalents
Cash and Cash Equivalents, Period Increase (Decrease), Total
Net increase in cash and cash equivalents
Net increase in cash and cash equivalents
Net (Decrease) increase in cash and cash equivalents
Supplemental cash flow information cash paid during the year for:
Supplemental Cash Flow Information:
Income Taxes Paid
Cash paid during the year for: Income taxes
Interest and Debt Expense
Cash paid during the year for: Interest
Interest and Debt Expense, Total
Other Noncash Investing and Financing Items [Abstract]
Non-cash items:
Transfer Other Real Estate
Transfer of loans to other real estate owned
Value of loans given by the institution pertaining to the sale of other real estate owned.
Loans to facilitate sale of other real estate owned
Reclassification of loans orginated for sale to held to maturity: The aggregate carrying amounts of loans receivable that was not sold to other entities. Includes mortgage and all other loans (collectively, loans) that were classified as held for sale but were not sold and retained in the institutions loan portfolio as held for investment. Mortgage loans exclude mortgage-backed securities which are considered a debt security (other loan).
Reclassification of loans originated for sale
Reclassification of loans originated for sale to held to maturity
Reclassification of property held for sale to real estate owned. A noncash transactions during the reporting period.
Reclassification of property held for sale of real estate owned
Reclassification of property held for sale to real estate owned
Acquisition of noncash assets and liabilities
Acquisition of noncash assets and liabilities
Noncash or Part Noncash Acquisition, Other Assets Acquired
Assets acquired
Noncash or Part Noncash Acquisition, Other Liabilities Assumed
Liabilities assumed
Organization and Stock Offerings
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]
Organization and Stock Offerings
Summary of Significant Accounting Policies
Significant Accounting Policies [Text Block]
Summary of Significant Accounting Policies
Related Party Transactions
Related Party Transactions Disclosure [Text Block]
Related Party Transactions
Securities Available for Sale
Legal Entity [Axis]
Entity [Domain]
Entity [Domain]
Availableforsale Securities [Member]
Available-for-sale Securities [Member]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]
Securities Available for Sale
Securities Held to Maturity
Securities Held to Maturity
Parent Company [Member]
Parent Company [Member]
Heldtomaturity Securities [Member]
Held-to-maturity Securities [Member]
Loans Receivable and Allowance for Loan Losses
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
Loans Receivable and Allowance for Loan Losses
Premises and Equipment
Property, Plant and Equipment Disclosure [Text Block]
Premises and Equipmentt
Interest Receivable
Interest Income and Interest Expense Disclosure [Text Block]
Interest Receivable
Deposits
Deposit Liabilities Disclosures [Text Block]
Deposits
Short-Term Borrowings and Long-Term Debt
Debt Disclosure [Text Block]
Short-Term Borrowings and Long-Term Debt
Regulatory Matters
Regulatory Capital Requirements under Banking Regulations [Text Block]
Regulatory Matters
Benefit Plans
Pension and Other Postretirement Benefits Disclosure [Text Block]
Pension and Other Postretirement Plans
Benefit Plans
Dividend Restrictions
Restrictions on Dividends, Loans and Advances [Text Block]
Dividend Restrictions
Income Taxes
Income Tax Disclosure [Text Block]
Income Taxes
Commitments and Contingencies
Commitments and Contingencies Disclosure [Text Block]
Commitments and Contingencies
Fair Value Measurements and Fair Values of Financial Instruments
Fair Value Disclosures [Text Block]
Fair Value Measurements and Fair Values of Financial Instruments
Comprehensive Income (Loss)
Comprehensive Income (Loss) Note [Text Block]
Comprehensive Income (Loss)
Parent Only Condensed Financial Information
Condensed Financial Information of Parent Company Only Disclosure [Text Block]
Parent Only Condensed Financial Information
Aquisition
Business Combination Disclosure [Text Block]
Aquisition
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information [Text Block]
Quarterly Financial Data (Unaudited)
EX-101.PRE
14
bcbp-20111231_pre.xml
XBRL PRESENTATION FILE
ZIP
15
0000914317-12-000429-xbrl.zip
IDEA: XBRL DOCUMENT
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