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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities      
Net income (loss) $ 62,621 $ 7,821 $ 57,688
Adjustments to reconcile net income (loss) to net cash from operating activities:      
Stock-based compensation 4,048 3,213 3,325
Depreciation 5,377 4,516 4,466
Amortization of operating lease right-of-use asset 475 604 714
Amortization of cloud computing implementation costs 138 188 188
Provision (reversal) for credit losses 2,546 1,873 125
Net amortization (accretion) of purchase valuation adjustments (1,997) (618) (3,979)
Amortization (accretion) of premiums and discounts on securities (2,480) 4,041 6,302
Amortization of intangible assets 4,408 3,518 4,186
Deferred income taxes 796 (2,435) 2,594
Federal Home Loan Bank stock dividends (1,082) (594) (369)
Loss (gain) on sales and valuation adjustments on other real estate owned (7,906) 218 80
Net loss (gain) on sales and settlements of securities 267 52,013 (79)
Change in unrealized (gains) losses on equity securities (487) (104) 74
Loss (gain) on disposal of premises and equipment (66) (103) (41)
Loss (gain) on lease termination 0 173  
Loss (gain) on sales of foreclosed assets 95 58 (345)
Loss (gain) on sales of loans 54 (472) (1,085)
Originations of loans held for sale (34,506) (24,964) (46,140)
Proceeds from the sale of loans held for sale 37,441 24,967 50,774
Increase in the value of bank-owned life insurance (4,966) (4,059) (3,113)
Change in fair value of derivatives recognized in earnings (95) 522 (1,477)
Gain on acquisition and branch sales (2,131)   (962)
Payments on operating lease payable (612) (915) (771)
Net change in:      
Interest receivable (614) (4,867) (2,973)
Other assets 11,224 6,166 22,466
Interest payable and other liabilities 1,297 5,767 (17,575)
Net cash provided by operating activities 73,845 76,527 74,073
Cash flows (to) from investing activities      
Purchases of available-for-sale securities (183,909) (510,224) (182,036)
Purchases of held-to-maturity securities (3,188) (275) (1,950)
Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities 288,344 789,390 168,409
Proceeds from calls, pay-downs and maturities of held-to-maturity securities 226 17 3
Net change in loans 16,236 (23,715) (181,896)
Purchase of mortgage loans     (1,399)
Purchase of government guaranteed loans (49,086) (1,235) (2,293)
Capitalized construction cost of other real estate owned   (562) (12)
Purchase of premises and equipment (8,493) (15,575) (3,479)
Proceeds from sale of premises and equipment 706 163 164
Proceeds from sale of foreclosed assets 928 110 29,888
Net redemptions (purchases) of Federal Home Loan Bank and Federal Reserve Bank stock (5,863) 1,681 (3,816)
Net redemptions (purchases) of correspondent and miscellaneous other stock (543) (11,855) (4,546)
Proceeds from sale of other real estate owned 9,397 1,874 9,323
Purchase of bank-owned life insurance (60,000)    
Proceeds from bank-owned life insurance death benefits and policy surrenders 56,799 2,376 723
Net cash (used in) provided by investing activities 123,729 232,170 (214,184)
Cash flows (to) from financing activities      
Net increase (decrease) in deposits (163,038) (96,436) (106,330)
Net change in federal funds purchased and retail repurchase agreements (15,934) (2,896) (9,528)
Net borrowings (repayments) on Federal Home Loan Bank line of credit 72,024 (138,864) 138,864
Proceeds from Federal Home Loan Bank term advances 1,200,000 1,366,091 413,973
Principal repayments on Federal Home Loan Bank term advances (1,201,000) (1,266,091) (413,973)
Proceeds from Federal Reserve Bank borrowings 1,000 141,000 1,000
Principal payments on Federal Reserve Bank borrowings (141,000) (1,000) (1,000)
Principal payments on bank stock loan (691)    
Proceeds from issuance of common stock, net 86,980    
Proceeds from exercise of employee stock options 3,506 203 2,011
Proceeds from employee stock purchase plan 726 784 792
Purchase of treasury stock (11,859) (17,900) (33,186)
Net change in contractual obligations (15,748) (12,303) (2,474)
Dividends paid on common stock (7,892) (6,614) (5,564)
Net cash provided by (used in) financing activities (192,926) (34,026) (15,415)
Net change in cash and cash equivalents 4,648 274,671 (155,526)
Cash and cash equivalents, beginning of period 379,099 104,428 259,954
Ending cash and cash equivalents 383,747 379,099 104,428
Supplemental cash flow information:      
Interest paid 116,193 80,807 25,803
Income taxes paid, net of refunds 6,195 3,467 1,218
Supplemental noncash disclosures:      
Other real estate owned acquired in settlement of loans 2,656 1,086 2,369
Other real estate owned transferred from premise and equipment 1,822   2,210
Other repossessed assets acquired in settlement of loans 5,454 505 47
Operating leases recognized 784 690  
Other real estate owned recorded as a result of transferring non-operational branch right-of-use-asset     2,071
Purchase of investments in tax credit structures and resulting contractual obligations 8,500 $ 16,400  
Rockhold [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from acquisition 60,914    
Supplemental noncash disclosures:      
Total fair value of assets acquired, net of cash 301,018    
Total fair value of liabilities acquired 360,632    
KansasLand Bank [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from acquisition 1,261    
Supplemental noncash disclosures:      
Total fair value of assets acquired, net of cash 50,572    
Total fair value of liabilities acquired $ 51,002    
United Bank & Trust [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from branch sale     (22,939)
Supplemental noncash disclosures:      
Total fair value of assets sold, net of cash     29,762
Total fair value of liabilities assumed     52,733
High Plains Bank [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from branch sale     (18,328)
Supplemental noncash disclosures:      
Total fair value of assets sold, net of cash     490
Total fair value of liabilities assumed     $ 19,064