COMMITMENTS AND CREDIT RISK (Tables)

12 Months Ended

Dec. 31, 2024

Commitments and Contingencies Disclosure [Abstract]

Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of December 31, 2024 and 2023 were as follows.

	December 31, 2024				December 31, 2023
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to make loans	$	28,758	$	389,370	$	47,465	$	343,715
Mortgage loans in the process of origination		1,345		2,252		4,574		357
Unused lines of credit		162,753		377,091		124,893		355,270

	December 31, 2024				December 31, 2023
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Standby letters of credit	$	15,081	$	27,715	$	18,145	$	30,680