XML 64 R50.htm IDEA: XBRL DOCUMENT v3.25.0.1
REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2024
Banking And Thrift Disclosure [Abstract]  
Summary of Company's and Equity Bank's Capital Amounts and Ratios

The Company’s and Equity Bank’s capital amounts and ratios at December 31, 2024 and 2023, are presented in the tables below. Ratios provided for Equity Bancshares, Inc. represent the ratios of the Company on a consolidated basis.

 

 

Actual

 

 

Minimum Required for
Capital Adequacy
Under Basel III

 

 

To Be Well
Capitalized Under
Prompt Corrective
Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

$

720,736

 

 

 

18.07

%

 

$

418,716

 

 

 

10.50

%

$

N/A

 

 

N/A

 

Equity Bank

 

 

607,579

 

 

 

15.27

%

 

 

417,722

 

 

 

10.50

%

 

 

397,830

 

 

 

10.00

%

Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

602,496

 

 

 

15.11

%

 

 

338,961

 

 

 

8.50

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

562,870

 

 

 

14.15

%

 

 

338,156

 

 

 

8.50

%

 

 

318,264

 

 

 

8.00

%

Common equity Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

578,550

 

 

 

14.51

%

 

 

279,144

 

 

 

7.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

562,870

 

 

 

14.15

%

 

 

278,481

 

 

 

7.00

%

 

 

258,590

 

 

 

6.50

%

Tier 1 leverage to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

602,496

 

 

 

11.67

%

 

 

206,442

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

562,870

 

 

 

10.93

%

 

 

206,000

 

 

 

4.00

%

 

 

257,500

 

 

 

5.00

%

 

 

Actual

 

 

Minimum Required for
Capital Adequacy
Under Basel III

 

 

To Be Well
Capitalized Under
Prompt Corrective
Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Amount

 

 

Ratio

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

$

589,131

 

 

 

15.48

%

 

$

399,729

 

 

 

10.50

%

$

N/A

 

 

N/A

 

Equity Bank

 

 

571,938

 

 

 

15.05

%

 

 

399,006

 

 

 

10.50

%

 

 

380,006

 

 

 

10.00

%

Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

470,659

 

 

 

12.36

%

 

 

323,590

 

 

 

8.50

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

526,793

 

 

 

13.86

%

 

 

323,005

 

 

 

8.50

%

 

 

304,004

 

 

 

8.00

%

Common equity Tier 1 capital to risk weighted assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

447,064

 

 

 

11.74

%

 

 

266,486

 

 

 

7.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

526,793

 

 

 

13.86

%

 

 

266,004

 

 

 

7.00

%

 

 

247,004

 

 

 

6.50

%

Tier 1 leverage to average assets

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Equity Bancshares, Inc.

 

 

470,659

 

 

 

9.46

%

 

 

199,112

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Equity Bank

 

 

526,793

 

 

 

10.60

%

 

 

198,782

 

 

 

4.00

%

 

 

248,477

 

 

 

5.00

%