OTHER REAL ESTATE OWNED AND OTHER REPOSSESSED ASSETS (Tables)

12 Months Ended

Dec. 31, 2024

Banking And Thrift Disclosure [Abstract]

Schedule for Changes in Other Real Estate Owned And Other Repossessed Assets

Changes in other real estate owned and other repossessed assets for the years ended December 31, 2024 and 2023 were as follows.

December 31, 2024	Other Real Estate Owned			Other Repossessed Assets			Total
Beginning of year	$	1,833		$	380		$	2,213
Transfers in		4,478			5,454			9,932
Net (loss) gain on sales		8,688			(95	)		8,593
Proceeds from sales		(9,397	)		(928	)		(10,325	)
		5,602			4,811			10,413
Additions to valuation reserve		(829	)		—			(829	)
Capitalized cost		—			—			—
Lease termination		—			—			—
Right-of-use asset amortization		—			—			—
Recorded investment	$	4,773		$	4,811		$	9,584
December 31, 2023	Other Real Estate Owned			Other Repossessed Assets			Total
Beginning of year	$	4,409		$	46		$	4,455
Transfers in		1,086			505			1,591
Net (loss) gain on sales		(78	)		(61	)		(139	)
Proceeds from sales		(1,874	)		(110	)		(1,984	)
		3,543			380			3,923
Additions to valuation reserve		(201	)		—			(201	)
Capitalized cost		562			—			562
Lease termination		(1,852	)		—			(1,852	)
Right-of-use asset amortization		(219	)		—			(219	)
Recorded investment	$	1,833		$	380		$	2,213

Summary of Other Real Estate Owned Expense And Other Repossessed Assets

Expenses related to other real estate owned and other repossessed assets for the years ended December 31, 2024, 2023, and 2022 were as follows.

December 31, 2024	Other Real Estate Owned			Other Repossessed Assets			Total
Net loss (gain) on sales	$	(8,688	)	$	95		$	(8,593	)
Gain on initial valuation of collateral		(47	)		—			(47	)
Provision for unrealized losses		829			—			829
Operating expenses, net of rental income		169			117			286
Total	$	(7,737	)	$	212		$	(7,525	)
December 31, 2023	Other Real Estate Owned			Other Repossessed Assets			Total
Net loss (gain) on sales	$	78		$	61		$	139
Gain on initial valuation of collateral		(61	)		(3	)		(64	)
Provision for unrealized losses		201			—			201
Operating expenses, net of rental income		324			17			341
Total	$	542		$	75		$	617
December 31, 2022	Other Real Estate Owned			Other Repossessed Assets			Total
Net loss (gain) on sales	$	(260	)	$	(345	)	$	(605	)
Gain on initial valuation of collateral		(162	)		—			(162	)
Provision for unrealized losses		502			—			502
Operating expenses, net of rental income		509			3			512
Total	$	589		$	(342	)	$	247