COMMITMENTS AND CREDIT RISK (Tables)

6 Months Ended

Jun. 30, 2024

Commitments and Contingencies Disclosure [Abstract]

Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of June 30, 2024, and December 31, 2023, were as follows.

	June 30, 2024				December 31, 2023
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to make loans	$	40,581	$	436,837	$	47,465	$	343,715
Mortgage loans in the process of origination		4,736		1,477		4,574		357
Unused lines of credit		150,696		411,962		124,893		355,270

The contractual amounts of standby letters of credit as of June 30, 2024, and December 31, 2023, were as follows.

	June 30, 2024				December 31, 2023
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Standby letters of credit	$	16,990	$	31,348	$	18,145	$	30,680