13. FAIR VALUE OF FINANCIAL INSTRUMENTS (Detail) - (Table 5) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Total Balance Sheet Grouping [Member] | Real Estate, Commercial [Member]
Assets Measured on a Non-Recurring Basis	$ 934,034	$ 1,004,279
Total Balance Sheet Grouping [Member] | Other Real Estate Owned [Member]
Assets Measured on a Non-Recurring Basis	342,867	267,246
Fair Value, Inputs, Level 3 [Member] | Real Estate, Commercial [Member]
Assets Measured on a Non-Recurring Basis	934,034	1,004,279
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member]
Assets Measured on a Non-Recurring Basis	$ 342,867	$ 267,246