13. FAIR VALUE OF FINANCIAL INSTRUMENTS (Detail) - (Table 2) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Available for Sale Securities-Other Assets	$ 106,825,570	$ 108,500,489
FNMA MBS - Residential [Member] \| Total [Member}
Mortgage Backed Securities-Assets	35,005,261	5,189,766
FNMA MBS - Residential [Member] \| Fair Value, Inputs, Level 2 [Member]
Mortgage Backed Securities-Assets	35,005,261	5,189,766
FNMA MBS - Residential [Member]
Available for Sale Securities-Other Assets	35,005,261	5,189,766
GNMA MBS - Residential [Member] \| Total [Member}
Mortgage Backed Securities-Assets	5,230,424	6,976,344
GNMA MBS - Residential [Member] \| Fair Value, Inputs, Level 2 [Member]
Mortgage Backed Securities-Assets	5,230,424	6,976,344
GNMA MBS - Residential [Member]
Available for Sale Securities-Other Assets	5,230,424	6,976,344
Whole Loan MBS - Residential [Member] \| Total [Member}
Mortgage Backed Securities-Assets	490,125	806,616
Whole Loan MBS - Residential [Member] \| Fair Value, Inputs, Level 2 [Member]
Mortgage Backed Securities-Assets	490,125	806,616
Whole Loan MBS - Residential [Member]
Available for Sale Securities-Other Assets	490,125	806,616
Collateralized Mortgage Obligations [Member] \| Total [Member}
Available for Sale Securities-Other Assets	62,081,070	95,527,763
Collateralized Mortgage Obligations [Member] \| Fair Value, Inputs, Level 2 [Member]
Available for Sale Securities-Other Assets	62,081,070	95,527,763
Collateralized Debt Obligations [Member] \| Total [Member}
Available for Sale Securities-Other Assets	1,000,000
Collateralized Debt Obligations [Member] \| Fair Value, Inputs, Level 3 [Member]
Available for Sale Securities-Other Assets	1,000,000
Collateralized Debt Obligations [Member]
Available for Sale Securities-Other Assets	1,000,000
Debt Securities, Other [Member] \| Total [Member}
Available for Sale Securities-Other Assets	3,018,690
Debt Securities, Other [Member] \| Fair Value, Inputs, Level 2 [Member]
Available for Sale Securities-Other Assets	3,018,690
Debt Securities, Other [Member]
Available for Sale Securities-Other Assets	3,018,690
Total [Member} \| Total [Member}
Available for Sale Securities-Other Assets	106,825,570	108,500,489
Total [Member} \| Fair Value, Inputs, Level 2 [Member]
Available for Sale Securities-Other Assets	105,825,570	108,500,489
Total [Member} \| Fair Value, Inputs, Level 3 [Member]
Available for Sale Securities-Other Assets	$ 1,000,000

This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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