13. FAIR VALUE OF FINANCIAL INSTRUMENTS (Detail) - (Table 1) (USD $)	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Cash and cash equivalents	$ 77,728,426	$ 48,107,673	$ 28,764,987
Investment securities, available for sale	106,825,570	108,500,489
Investment securities, available for sale	106,825,570	108,500,489
Loans receivable	80,218,050	80,567,970
Accrued interest receivable	617,833	582,942
Total Financial Assets	269,704,371	241,846,455
Deposits	240,701,206	213,222,905
Total Financial Liabilities	241,950,400	214,744,195
Financial Instruments [Member] | Fair Value, Inputs, Level 1 [Member]
Deposits	81,881,173	72,687,621
Total Financial Liabilities	81,881,173	72,687,621
Financial Instruments [Member] | Fair Value, Inputs, Level 2 [Member]
Deposits	158,706,059	140,454,934
Accrued interest payable	13,920	17,011
Total Financial Liabilities	158,719,979	140,471,945
Financial Instruments [Member]
Deposits	240,701,206	213,222,905
Deposits	240,587,232	213,142,555
Accrued interest payable	13,920	17,011
Accrued interest payable	13,920	17,011
Total Financial Liabilities	240,715,126	213,239,916
Total Financial Liabilities	240,601,152	213,159,566
Financial Instruments [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	3,723,131	3,384,186
Total Financial Assets	3,723,131	3,384,186
Financial Instruments [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	74,005,295	44,723,487
Investment securities, available for sale	105,825,570	108,500,489
Accrued interest receivable	262,577	315,760
Total Financial Assets	180,093,442	153,539,736
Financial Instruments [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities, available for sale	1,000,000
Loans receivable	80,432,242	81,722,136
Accrued interest receivable	355,256	267,182
Total Financial Assets	81,787,498	81,989,318
Financial Instruments [Member]
Cash and cash equivalents	77,728,426	48,107,673
Cash and cash equivalents	77,728,426	48,107,673
Investment securities, available for sale	106,825,570	108,500,489
Investment securities, available for sale	106,825,570	108,500,489
Loans receivable	80,218,050	80,567,970
Loans receivable	80,432,242	81,722,136
Accrued interest receivable	617,833	582,942
Accrued interest receivable	617,833	582,942
Total Financial Assets	265,389,879	237,759,074
Total Financial Assets	$ 265,604,071	$ 238,913,240