10. REGULATORY MATTERS (Detail)	24 Months Ended
	Dec. 31, 2012
Description of Regulatory Requirements, Capital Adequacy Purposes	accordance with the New York State Banking Law and the New York State Superintendent of Financial Services Regulations, the Bank credits 10% of quarterly net income to regulatory surplus and is required to do so until such time as shareholders' equity is equal to 10% of amounts due to depositors. As of December 31, 2012, regulatory surplus equals 10% of deposits.
Tier One Leverage Capital to Average Assets	9.97%
Tier One Risk Based Capital to Risk Weighted Assets	27.05%
Capital to Risk Weighted Assets	28.30%