Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,188,200	$ 1,444,451
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	580,253	600,362
Amortization of premium/(accretion of income), net	385,044	184,063
ESOP compensation expense	120,959	128,315
Stock-based compensation expense	101,672	95,952
Provision for loan losses	355,000	595,000
Changes in operating assets and liabilities:
Decrease in prepaid and other assets	50,390	356,385
(Increase)/decrease in accrued interest receivable	(34,891)	91,025
Increase in deferred income taxes	(349,091)	(426,091)
Decrease in accrued expenses, income tax payable and other liabilities	(272,096)	(280,896)
Net cash provided by operating activities	2,125,440	2,788,566
CASH FLOWS FROM INVESTING ACTIVITIES:
Net change in loans receivable	(9,428)	(1,044,357)
Proceeds from repayments and calls of investment securities, available for sale	37,429,264	34,482,147
Purchase of investment securities, available for sale	(36,396,894)	(21,774,024)
Purchases of premises and equipment, net	(344,882)	(200,860)
Net provided by investing activities	678,060	11,462,906
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	27,478,301	5,816,248
Cash dividends paid	(426,571)	(433,235)
Purchase of treasury stock, at cost	(234,477)	(291,799)
Net cash provided by financing activities	26,817,253	5,091,214
NET INCREASE IN CASH AND CASH EQUIVALENTS	29,620,753	19,342,686
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	48,107,673	28,764,987
CASH AND CASH EQUIVALENTS, END OF YEAR	77,728,426	48,107,673
Cash paid during the period for:
Interest	802,539	860,794
Income taxes	1,302,153	1,691,717
SUPPLEMENTAL NONCASH DISCLOSURE:
Transfer from loans to real estate owned	$ 81,075	$ 267,246