4. LOANS RECEIVABLE, NET (Detail) - (Table 4) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Unsecured Commercial Loan \| Loans Receivable [Member]
Commercial loans:
Commercial loans	$ 16,502,920	$ 12,997,139
Unsecured Commercial Loan \| 30-59 Days Past Due [Member]
Commercial loans:
Commercial loans	4,599	84,529
Unsecured Commercial Loan \| 60-89 Days Past Due [Member]
Commercial loans:
Commercial loans		16,260
Unsecured Commercial Loan \| Total Past Due Loans[Member]
Commercial loans:
Commercial loans	4,599	100,789
Unsecured Commercial Loan \| Loans Not Past Due [Member]
Commercial loans:
Commercial loans	16,498,321	12,896,350
Unsecured Commercial Loan
Commercial loans:
Commercial loans	16,502,920	12,997,139
Secured Commercial Loan \| Loans Receivable [Member]
Commercial loans:
Commercial loans	2,050,728	1,522,639
Secured Commercial Loan \| 60-89 Days Past Due [Member]
Commercial loans:
Commercial loans	91,649
Secured Commercial Loan \| Total Past Due Loans[Member]
Commercial loans:
Commercial loans	91,649
Secured Commercial Loan \| Loans Not Past Due [Member]
Commercial loans:
Commercial loans	1,959,079	1,522,639
Secured Commercial Loan
Commercial loans:
Commercial loans	2,050,728	1,522,639
Commercial Real Estate [Member] \| Loans Receivable [Member]
Real Estate loans
Real Estate	56,698,844	59,376,008
Commercial Real Estate [Member] \| 30-59 Days Past Due [Member]
Real Estate loans
Real Estate	1,946,281	997,740
Commercial Real Estate [Member] \| 60-89 Days Past Due [Member]
Real Estate loans
Real Estate	150,000	359,620
Commercial Real Estate [Member] \| Greater than 90 Days Past Due [Member]
Real Estate loans
Real Estate	5,923,090	8,265,397
Commercial Real Estate [Member] \| Total Past Due Loans[Member]
Real Estate loans
Real Estate	8,019,371	9,622,757
Commercial Real Estate [Member] \| Loans Not Past Due [Member]
Real Estate loans
Real Estate	48,679,473	49,753,251
Residential Real Estate [Member] \| Loans Receivable [Member]
Real Estate loans
Real Estate	2,498,603	2,309,899
Residential Real Estate [Member] \| Greater than 90 Days Past Due [Member]
Real Estate loans
Real Estate		2,200,000
Residential Real Estate [Member] \| Total Past Due Loans[Member]
Real Estate loans
Real Estate		2,200,000
Residential Real Estate [Member] \| Loans Not Past Due [Member]
Real Estate loans
Real Estate	2,498,603	109,899
Construction Loans [Member] \| Loans Receivable [Member]
Real Estate loans
Construction loans	3,112,477	4,610,000
Construction Loans [Member] \| Greater than 90 Days Past Due [Member]
Real Estate loans
Construction loans	467,500	397,500
Construction Loans [Member] \| Total Past Due Loans[Member]
Real Estate loans
Construction loans	467,500	397,500
Construction Loans [Member] \| Loans Not Past Due [Member]
Real Estate loans
Construction loans	2,644,977	4,212,500
Construction Loans [Member]
Real Estate loans
Construction loans	3,112,477	4,610,000
Consumer Loan [Member] \| Loans Receivable [Member]
Real Estate loans
Consumer loans	565,573	602,144
Consumer Loan [Member] \| 30-59 Days Past Due [Member]
Real Estate loans
Consumer loans		678
Consumer Loan [Member] \| 60-89 Days Past Due [Member]
Real Estate loans
Consumer loans	2,903
Consumer Loan [Member] \| Total Past Due Loans[Member]
Real Estate loans
Consumer loans	2,903	678
Consumer Loan [Member] \| Loans Not Past Due [Member]
Real Estate loans
Consumer loans	562,670	601,466
Consumer Loan [Member]
Real Estate loans
Consumer loans	565,573	602,144
Other Loans[Member] \| Loans Receivable [Member]
Real Estate loans
Other loans	768,790	717,261
Other Loans[Member] \| Loans Not Past Due [Member]
Real Estate loans
Other loans	768,790	717,261
Other Loans[Member]
Real Estate loans
Other loans	768,790	717,261
Total Loans [Member] \| Loans Receivable [Member]
Real Estate loans
Total loans	82,197,935	82,135,090
Total Loans [Member] \| 30-59 Days Past Due [Member]
Real Estate loans
Total loans	1,950,880	1,082,947
Total Loans [Member] \| 60-89 Days Past Due [Member]
Real Estate loans
Total loans	244,552	375,880
Total Loans [Member] \| Greater than 90 Days Past Due [Member]
Real Estate loans
Total loans	6,390,590	10,862,897
Total Loans [Member] \| Total Past Due Loans[Member]
Real Estate loans
Total loans	8,586,022	12,321,724
Total Loans [Member] \| Loans Not Past Due [Member]
Real Estate loans
Total loans	$ 73,611,913	$ 69,813,366

This element represents the carrying value of a short-term real estate loan to finance building costs. The funds are disbursed as needed or in accordance with a prearranged plan; generally, a portion of the funds is disbursed at inception and the remainder as construction progresses. The money is repaid on completion of the project, usually from the proceeds of a mortgage loan. The rate is normally higher than the prime rate, and there is usually an origination fee. The effective yield on these loans tends to be high, and the lender has a security interest in the real property. Note that there are separate concepts for the current and noncurrent portions of long-term construction loans.

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Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

- Definition

Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance of other loans and leases not otherwise specified in the taxonomy. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph a

-Article 9

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(a))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5066-111524

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-03.1(c))

-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Statement of Position (SOP)

-Number 01-6

-Paragraph 13

-Subparagraph e

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 60

-Paragraph 47

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Audit and Accounting Guide (AAG)

-Number AAG-DEP

-Paragraph 51, 52, 53

-IssueDate 2006-05-01

-Chapter 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

An amount representing an agreement for an unconditional promise by the maker to pay the Entity (holder) a definite sum of money at a future date(s) within one year of the balance sheet date or the normal operating cycle, whichever is longer. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.

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