3. INVESTMENT SECURITIES, AVAILABLE FOR SALE (Detail) - (Table 1) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Available for Sale Securities	$ 104,144,167	$ 105,638,308
Available for Sale Securities	2,714,163	2,862,183
Available for Sale Securities	(32,760)	(2)
Available for Sale Securities	106,825,570	108,500,489
FNMA MBS - Residential [Member]
Available for Sale Securities	34,168,335	5,080,697
Available for Sale Securities	869,590	109,069
Available for Sale Securities	(32,664)
Available for Sale Securities	35,005,261	5,189,766
GNMA MBS - Residential [Member]
Available for Sale Securities	5,074,518	6,748,239
Available for Sale Securities	155,906	228,105
Available for Sale Securities	5,230,424	6,976,344
Whole Loan MBS - Residential [Member]
Available for Sale Securities	473,273	786,085
Available for Sale Securities	16,852	20,531
Available for Sale Securities	490,125	806,616
Collateralized Mortgage Backed Securities [Member]
Available for Sale Securities	60,483,873	93,023,287
Available for Sale Securities	1,597,293	2,504,478
Available for Sale Securities	(96)	(2)
Available for Sale Securities	62,081,070	95,527,763
Collateralized Debt Obligations [Member]
Available for Sale Securities	1,000,000
Available for Sale Securities	1,000,000
Debt Securities, Other [Member]
Available for Sale Securities	2,944,168
Available for Sale Securities	74,522
Available for Sale Securities	$ 3,018,690

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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- Definition

This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.

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