Consolidated Statements of Operations (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME:
Loans receivable	$ 5,902,637	$ 5,683,399
Investment securities	2,988,980	3,797,049
Other interest income	115,098	66,713
Total interest income	9,006,715	9,547,161
INTEREST EXPENSE:
Deposits	796,025	858,766
Total interest expense	796,025	858,766
Net interest income	8,210,690	8,688,395
PROVISION FOR LOAN LOSSES	355,000	595,000
Net interest income after provision for loan losses	7,855,690	8,093,395
NON-INTEREST INCOME:
Deposit service fees	2,110,240	2,122,267
Other income	318,733	349,811
Total non-interest income	2,428,973	2,472,078
NON-INTEREST EXPENSES:
Salaries and employee benefits	3,821,060	3,902,334
Occupancy and equipment	1,521,501	1,474,792
Data processing service fees	253,241	267,519
Legal fees	259,982	215,519
Professional fees	338,980	291,301
Director fees	267,950	254,700
FDIC and NYSBD assessments	235,500	235,500
Supplies and service	312,549	350,959
Checkbook charges	161,571	139,743
Other	922,015	804,595
Total non-interest expenses	8,094,349	7,936,962
INCOME BEFORE INCOME TAXES	2,190,314	2,628,511
PROVISION/(BENEFIT) FOR INCOME TAXES:
Current	1,351,205	1,610,151
Deferred	(349,091)	(426,091)
Total income taxes	1,002,114	1,184,060
NET INCOME	1,188,200	1,444,451
Basic (in Dollars per share)	$ 0.67	$ 0.80
Diluted (in Dollars per share)	$ 0.67	$ 0.80
Comprehensive income	$ 1,090,128	$ 1,558,171