11. EMPLOYEE BENEFITS (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Share-based Compensation, Activity [Table Text Block]

	2012
				Weighted
				Average		Aggregate
				Exercise		Intrinsic
	Shares			Price		Value
Options outstanding at the beginning of the year		123,423		$	14.27
Forfeited		(1,800	)		12.60
Options outstanding at the end of the year		121,623		$	14.62	$	—
Options exercisable at the end of the year		90,393		$	16.12	$	—
Weighted average remaining contractual life of options outstanding at the end of the year					3.6 Years

Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]

Plan Description	Number of Exercisable Shares		Weighted Average Exercise Price		Weighted Average Contractual Life
1998 Director Stock Option Plan		—	$	—		—
1998 Incentive Stock Option Plan		3,250		11.75		4.92
2000 Director Stock Option Plan		—		—		—
2000 Incentive Stock Option Plan		24,850		14.54		2.41
2004 Director Stock Option Plan		60,750		16.51		2.19
2010 Incentive Stock Option Plan		32,773		11.45		7.17
All Plans		121,623	$	14.62		3.64