Consolidated Statements of Financial Condition (USD $)	Dec. 31, 2012	Dec. 31, 2011
Cash and cash equivalents	$ 77,728,426	$ 48,107,673
Investment securities, available for sale	106,825,570	108,500,489
Loans receivable (net of allowance for loan losses of $1,753,521 and $1,343,020, respectively)	80,218,050	80,567,970
Accrued interest receivable	617,833	582,942
Premises and equipment, net	2,097,356	2,332,727
Prepaid and other assets	2,217,136	1,754,654
Total assets	269,704,371	241,846,455
Deposits
Non-interest bearing	81,958,751	72,687,621
Interest bearing	158,742,455	140,535,284
Total deposits	240,701,206	213,222,905
Accounts payable, accrued expenses and other liabilities	1,249,194	1,521,290
Total liabilities	241,950,400	214,744,195
STOCKHOLDERS’ EQUITY
Common stock ($.0001 par value, 10,000,000 shares authorized. 1,989,509 issued, 1,785,309 outstanding at December 31, 2012 and 1,797,809 outstanding at December 31, 2011)	199	199
Additional paid-in capital	9,257,167	9,304,789
Retained earnings	19,336,280	18,574,651
Treasury stock, at cost (204,200 shares at December 31, 2012 and 191,700 shares at December 31, 2011)	(2,068,898)	(1,935,596)
Unearned Employee Stock Ownership Plan shares	(225,438)	(394,516)
Accumulated other comprehensive gains, net of taxes of $1,226,742 and $1,309,447, respectively	1,454,661	1,552,733
Total stockholders’ equity	27,753,971	27,102,260
Total liabilities and stockholders’ equity	$ 269,704,371	$ 241,846,455