Consolidated Statements of Financial Condition (USD $)	Sep. 30, 2011	Dec. 31, 2010
Assets:
Cash and due from banks	$ 47,214,664	$ 28,764,987
Investment securities, available for sale	113,007,622	121,307,907
Loans receivable	82,116,879	81,538,224
Allowance for loan loss	(1,312,575)	(1,277,220)
Loans receivable, net	80,804,304	80,261,004
Bank premises and equipment, net	2,395,254	2,732,229
Accrued interest receivable	594,314	673,967
Other assets	1,359,936	1,513,605
Total assets	245,376,094	235,253,699
Deposits:
Demand and checking	78,222,827	66,407,225
NOW	27,965,016	35,138,867
Money market	27,504,535	27,057,632
Savings	17,063,848	14,938,440
Time	64,779,169	63,644,963
Total deposits	215,535,395	207,187,127
Escrow deposits	327,141	219,530
Accounts payable and accrued expenses	1,871,918	1,802,186
Total liabilities	217,734,454	209,208,843
Stockholders’ equity:
Common stock ($.0001 par value, 10,000,000 shares authorized, 1,989,509 issued, 1,824,909 outstanding at September 30, 2011 and 1,825,009 outstanding at December 31, 2010)	199	199
Additional paid in capital	9,270,285	9,249,600
Retained earnings	18,519,067	17,563,435
Treasury stock, at cost (164,600 shares at September 30, 2011 and 164,500 shares at December 31, 2010)	(1,644,942)	(1,643,797)
Unearned Employee Stock Ownership Plan shares	(436,785)	(563,594)
Accumulated other comprehensive income, net of taxes of $1,630,822 and $1,213,545, respectively	1,933,816	1,439,013
Total stockholders’ equity	27,641,640	26,044,856
Total liabilities and stockholders’ equity	$ 245,376,094	$ 235,253,699