-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BvaY7JAAH+5hhWTcL6v7xn2kL4JxCCfNGtQIz1F3BTL3SMCj1Y5Q0W9555BqVIh9
 hbHh4xOgqsnwjOKZHa9ngw==

<SEC-DOCUMENT>0001179110-04-018801.txt : 20040928
<SEC-HEADER>0001179110-04-018801.hdr.sgml : 20040928
<ACCEPTANCE-DATETIME>20040928115055
ACCESSION NUMBER:		0001179110-04-018801
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040927
FILED AS OF DATE:		20040928
DATE AS OF CHANGE:		20040928

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MCCORMACK ROBERT J
		CENTRAL INDEX KEY:			0001225788

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14745
		FILM NUMBER:		041048861

	MAIL ADDRESS:	
		STREET 1:		88 WEDGEWOOD GARDENS
		CITY:			LEWISBURG
		STATE:			PA
		ZIP:			17837

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUN BANCORP INC
		CENTRAL INDEX KEY:			0000713975
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232233584
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 57
		STREET 2:		2-16 SOUTH MARKET ST
		CITY:			SELINSGROVE
		STATE:			PA
		ZIP:			17870
		BUSINESS PHONE:		5703741131

	MAIL ADDRESS:	
		STREET 1:		P O BOX 57
		STREET 2:		2-16 SOUTH MARKET ST
		CITY:			SELINSGROVE
		STATE:			PA
		ZIP:			17870
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>FORM 4 -
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-09-27</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000713975</issuerCik>
        <issuerName>SUN BANCORP INC</issuerName>
        <issuerTradingSymbol>SUBI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001225788</rptOwnerCik>
            <rptOwnerName>MCCORMACK ROBERT J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>88 WEDGEWOODS GARDEN</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>LEWISBURG</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>17837</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>President &amp; CEO</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Sun Bancorp, Inc.</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>50</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>20.02</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>22785.84</value>
                    <footnoteId id="F1"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Sun Bancorp, Inc.</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>5</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>20.02</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>22790.84</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Sun Bancorp, Inc.</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>633</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>20.02</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>23423.84</value>
                    <footnoteId id="F3"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Sun Bancorp, Inc.</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>647</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>20.02</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>24070.84</value>
                    <footnoteId id="F4"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Sun Bancorp, Inc.</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>12500.00</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>16.00</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>36570.84</value>
                    <footnoteId id="F5"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Sun Bancorp, Inc.</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>10000.00</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>16.83</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>46570.84</value>
                    <footnoteId id="F6"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <footnotes>
        <footnote id="F1">1)  Robert-IRA- 2,843.00 shares;  2) Robert -401(k)- 6,677.9616 shares;  3) Robert &amp; Theresa (wife) - 1193.9509 shares;  4) Robert-11,007.7425 shares;  5) Robert &amp; David Good (nephew)-8.5229 shares;  6) Robert &amp; Jennifer McCormack (niece)-10.6559 shares;  7) Robert &amp; Kelly McCormack (daughter)-810.00 shares;  8) Robert &amp; Katherine McCormack (daughter)-234.00 shares.  Note:  On September 27, 2004, Robert McCormack purchased 50 shares from the 2001 Employee Stock Purchase Plan of Sun Bancorp, Inc.</footnote>
        <footnote id="F2">1)  Robert-IRA- 2,843.00 shares;  2) Robert -401(k)- 6,677.9616 shares;  3) Robert &amp; Theresa (wife) - 1198.9509 shares;  4) Robert-11,007.7425 shares;  5) Robert &amp; David Good (nephew)-8.5229 shares;  6) Robert &amp; Jennifer McCormack (niece)-10.6559 shares;  7) Robert &amp; Kelly McCormack (daughter)-810.00 shares;  8) Robert &amp; Katherine McCormack (daughter)-234.00 shares.  Note:  On September 27, 2004, Robert McCormack purchased 5 shares from the 2002 Employee Stock Purchase Plan of Sun Bancorp, Inc.</footnote>
        <footnote id="F3">1)  Robert-IRA- 2,843.00 shares;  2) Robert -401(k)- 6,677.9616 shares;  3) Robert &amp; Theresa (wife) - 1,831.9509 shares;  4) Robert-11,007.7425 shares;  5) Robert &amp; David Good (nephew)-8.5229 shares;  6) Robert &amp; Jennifer McCormack (niece)-10.6559 shares;  7) Robert &amp; Kelly McCormack (daughter)-810.00 shares;  8) Robert &amp; Katherine McCormack (daughter)-234.00 shares.  Note:  On September 27, 2004, Robert McCormack purchased 633 shares from the 2003 Employee Stock Purchase Plan of Sun Bancorp, Inc.</footnote>
        <footnote id="F4">1)  Robert-IRA- 2,843.00 shares;  2) Robert -401(k)- 6,677.9616 shares;  3) Robert &amp; Theresa (wife) - 2,478.9509 shares;  4) Robert-11,007.7425 shares;  5) Robert &amp; David Good (nephew)-8.5229 shares;  6) Robert &amp; Jennifer McCormack (niece)-10.6559 shares;  7) Robert &amp; Kelly McCormack (daughter)-810.00 shares;  8) Robert &amp; Katherine McCormack (daughter)-234.00 shares.  Note:  On September 27, 2004, Robert McCormack purchased 647 shares from the 2004 Employee Stock Purchase Plan of Sun Bancorp, Inc.</footnote>
        <footnote id="F5">1)  Robert-IRA- 2,843.00 shares;  2) Robert -401(k)- 6,677.9616 shares;  3) Robert &amp; Theresa (wife) - 14,978.9509 shares;  4) Robert-11,007.7425 shares;  5) Robert &amp; David Good (nephew)-8.5229 shares;  6) Robert &amp; Jennifer McCormack (niece)-10.6559 shares;  7) Robert &amp; Kelly McCormack (daughter)-810.00 shares;  8) Robert &amp; Katherine McCormack (daughter)-234.00 shares.  Note:  On September 27, 2004, Robert McCormack purchased 12,500 shares from the 2000 Stock Incentive Purchase Plan of Sun Bancorp, Inc.</footnote>
        <footnote id="F6">1)  Robert-IRA- 2,843.00 shares;  2) Robert -401(k)- 6,677.9616 shares;  3) Robert &amp; Theresa (wife) - 24,978.9509 shares;  4) Robert-11,007.7425 shares;  5) Robert &amp; David Good (nephew)-8.5229 shares;  6) Robert &amp; Jennifer McCormack (niece)-10.6559 shares;  7) Robert &amp; Kelly McCormack (daughter)-810.00 shares;  8) Robert &amp; Katherine McCormack (daughter)-234.00 shares.  Note:  On September 27, 2004, Robert McCormack purchased 10,000 shares from the 2001 Stock Incentive Purchase Plan of Sun Bancorp, Inc.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Robert J. McCormack</signatureName>
        <signatureDate>2004-09-28</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----