X0201 42003-07-280 0000831001 CITIGROUP INC C 0001225708 WILLUMSTAD ROBERT B C/O CITIGROUP INC. CORPORATE LAW DEPT. 425 PARK AVENUE, 2ND FLOOR NEW YORK NY 10043 1100PresidentCommon Stock2003-07-284M01700535.09A1489432.5DCommon Stock2003-07-284F01304845.73D1476384.5DCommon Stock2003-07-284F0162745.73D1474757.5DEmployee Stock Options (Right to Buy)35.092003-07-284M0170050D2003-07-282008-01-28Common Stock170050DEmployee Stock Options (Right to Buy)45.732003-07-284A0146750A2004-01-282008-01-28Common Stock1467514675DIncludes 98,681 shares directly beneficially owned by the Reporting Person in his capacity as trustee of two Grantor Retained Annuity Trusts. In addition, the Reporting Person indirectly beneficially owns 8,594 shares of common stock as of June 30, 2003 under the Issuer's 401(k) Plan.In addition, the Reporting Person directly beneficially owns 1,456,223 employee stock options representing rights to purchase an equivalent number of shares of common stock, which have various exercise prices, exercise dates and expiration dates.Robert B. Willumstad by Glenn S. Gray, Attorney-in-Fact2003-07-30