Segments (Tables)

3 Months Ended

Mar. 31, 2020

Segments

Reporting information by segment

	Client		Commercial		Total
(Dollars in millions)	Financing		Financing		Segments
For the three months ended March 31, 2020:
Total revenue	$	279	$	58	$	337
Pre-tax income		95		33		128
Depreciation of equipment under operating lease		31		—		31
Interest expense		82		13		94
Provision for credit losses		18		1		19
For the three months ended March 31, 2019:
Total revenue	$	322	$	160	$	482
Pre-tax income		117		76		193
Depreciation of equipment under operating lease		45		—		45
Interest expense		97		53		150
Provision for/(benefit from) credit losses		(1)		5		4