X0201 4 2003-02-19 0 0000818969 PROVIDENT BANKSHARES CORP (PBKS) 0001224739 STARLIPER DENNIS A 114 EAST LEXINGTON STREET BALTIMORE MD 21202 0 1 0 0 CFO and EVP Common Stock 2420.0000 D Common Stock 23288.9495 I By 401(k) Non-Qualified Stock Option (right to buy) 23.51 2003-02-19 4 A 0 15000 0 A 2004-02-19 2013-02-19 Common Stock 15000 15000 D Non-Qualified Stock Option (right to buy) 7.40 1994-02-16 2004-02-16 Common Stock 8069 8069 D Non-Qualified Stock Option (right to buy) 27.76 1998-02-13 2008-02-13 Common Stock 6079 6079 D Non-Qualified Stock Option (right to buy) 18.19 2003-09-21 2009-10-20 Common Stock 6615 6615 D Non-Qualified Stock Option (right to buy) 18.51 2000-12-20 2010-12-20 Common Stock 12600 12600 D Non-Qualified Stock Option (right to buy) 24.68 2003-01-16 2012-01-16 Common Stock 20000 20000 D Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan vest in three equal annual installments commencing on February 19, 2004. Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan are fully vested and exercisable as of February 13, 1998. Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan are fully vested and exercisable as of September 21, 2003. Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan vest as follows: 14,000 are fully vested and 7,000 vest on December 20, 2003. Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan vest in three equal annual installments commencing on January 16, 2003. By: /s/ Robert L. Davis, Power of Attorney 2003-12-08