X0101 EFFECT 33 LIVE 2021-12-14 16:30:00

S-3

0001223389 CONNS INC 333-261325 0001457441 CAI Credit Insurance Agency, Inc. 333-261325-06 0001457439 CAI Holding, LLC 333-261325-05 0001457438 Conn Appliances, Inc. 333-261325-04 0001457440 Conn Credit Corporation, Inc. 333-261325-03 0001547642 Conn Credit I, LP 333-261325-02 0001547515 Conn Lending, LLC 333-261325-01