Finance Charges and Other Revenue (Tables)

9 Months Ended

Oct. 31, 2020

Supplemental Disclosure of Finance Charges and Other Revenue [Abstract]

Schedule of finance charges and other revenues

Finance charges and other revenues consisted of the following:

	Three Months Ended October 31,				Nine Months Ended October 31,
(in thousands)	2020		2019		2020		2019
Interest income and fees	$	69,996	$	85,903	$	235,438	$	255,124
Insurance income	4,222		9,905		12,359		26,809
Other revenues	168		197		599		602
Total finance charges and other revenues	$	74,386	$	96,005	$	248,396	$	282,535