Finance Charges and Other Revenue (Tables)

6 Months Ended

Jul. 31, 2020

Supplemental Disclosure of Finance Charges and Other Revenue [Abstract]

Schedule of finance charges and other revenues

Finance charges and other revenues consisted of the following:

	Three Months Ended July 31,				Six Months Ended July 31,
(in thousands)	2020		2019		2020		2019
Interest income and fees	$	83,599	$	85,204	$	165,442	$	169,221
Insurance income	3,385		9,590		8,137		16,904
Other revenues	196		203		431		405
Total finance charges and other revenues	$	87,180	$	94,997	$	174,010	$	186,530