CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Apr. 30, 2020	Jan. 31, 2020
Current assets:
Cash and cash equivalents	$ 287,337	$ 5,485
Restricted cash (includes VIE balances of $71,188 and $73,214, respectively)	73,455	75,370
Customer accounts receivable - current	752,960
Accounts Receivable, Allowance for Credit Loss, Current	204,791
Customer accounts receivable, net of allowances (includes VIE balances of $288,330 and $393,764, respectively)	548,169	673,742
Other accounts receivable	52,864	68,753
Inventories	204,923	219,756
Income taxes receivable	22,397	4,315
Prepaid expenses and other current assets	7,725	11,445
Total current assets	1,196,870	1,058,866
Long-term portion of customer accounts receivable, net of allowances (includes VIE balances of $252,013 and $420,454, respectively)	530,385	663,761
Property and equipment, net	186,655	173,031
Operating lease assets	264,230	242,457
Deferred income taxes	46,746	18,599
Other assets	12,400	12,055
Total assets	2,237,286	2,168,769
Current liabilities:
Current finance lease obligations	772	605
Accounts payable	61,437	48,554
Accrued compensation and related expenses	10,066	10,795
Accrued expenses	65,329	52,295
Operating lease liability - current	31,367	35,390
Income taxes payable	3,187	2,394
Deferred revenues and other credits	13,221	12,237
Total current liabilities	185,379	162,270
Operating lease liability - non current	355,868	329,081
Long-term debt and finance lease obligations (includes VIE balances of $607,920 and $768,121, respectively)	1,172,987	1,025,535
Other long-term liabilities	27,243	24,703
Total liabilities	1,741,477	1,541,589
Commitments and contingencies
Stockholders’ equity:
Preferred stock ($0.01 par value, 1,000,000 shares authorized; none issued or outstanding)	0	0
Common stock ($0.01 par value, 100,000,000 shares authorized; 32,493,973 and 32,125,055 shares issued, respectively)	325	321
Treasury Stock, Value	(66,290)	(66,290)
Additional paid-in capital	123,831	122,513
Retained earnings	437,943	570,636
Total stockholders’ equity	495,809	627,180
Total liabilities and stockholders’ equity	$ 2,237,286	$ 2,168,769