XML 50 R40.htm IDEA: XBRL DOCUMENT v3.7.0.1
Segment Reporting (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Jul. 31, 2017
USD ($)
state
Jul. 31, 2016
USD ($)
Jul. 31, 2017
USD ($)
segment
state
Jul. 31, 2016
USD ($)
Segment Reporting Information [Line Items]        
Number of Operating Segments | segment     2  
Revenues [Abstract]        
Product sales $ 259,593 $ 299,723 $ 510,955 $ 586,213
Repair service agreement commissions 23,519 28,310 48,215 56,495
Service revenues 3,301 3,966 6,528 7,833
Revenue, Net 286,413 331,999 565,698 650,541
Finance charges and other 80,234 66,158 156,775 136,729
Total revenues 366,647 398,157 722,473 787,270
Cost and expenses        
Cost of goods sold, including warehousing and occupancy costs 172,306 208,869 344,256 413,335
Selling, general and administrative expense 111,632 119,846 218,169 233,093
Provision for bad debts 49,449 60,196 105,379 118,414
Quarterly Financial Information, Quarterly Charges and Credits, Amount Affecting Comparability 4,068 2,895 5,295 3,421
Total cost and expenses 337,455 391,806 673,099 768,263
Operating income 29,192 6,351 49,374 19,007
Interest expense 20,039 24,138 44,047 50,034
Loss on extinguishment of debt 2,097 0 2,446 0
Income before income taxes $ 7,056 (17,787) $ 2,881 (31,027)
Estimated annual rate of reimbursement (in hundredths)     2.50%  
Number of States in which Entity Operates | state 14   14  
Allocation of overhead by operating segments $ 7,700 6,500 $ 14,200 12,200
Retail [Member]        
Revenues [Abstract]        
Product sales 259,593 299,723 510,955 586,213
Repair service agreement commissions 23,519 28,310 48,215 56,495
Service revenues 3,301 3,966 6,528 7,833
Revenue, Net 286,413 331,999 565,698 650,541
Finance charges and other 92 437 172 931
Total revenues 286,505 332,436 565,870 651,472
Cost and expenses        
Cost of goods sold, including warehousing and occupancy costs 172,306 208,869 344,256 413,335
Selling, general and administrative expense 78,667 84,838 152,614 164,821
Provision for bad debts 165 127 395 525
Quarterly Financial Information, Quarterly Charges and Credits, Amount Affecting Comparability 4,068 2,895 5,295 3,421
Total cost and expenses 255,206 296,729 502,560 582,102
Operating income 31,299 35,707 63,310 69,370
Interest expense 0 0 0 0
Loss on extinguishment of debt 0 0 0 0
Income before income taxes 31,299 35,707 63,310 69,370
Credit [Member]        
Revenues [Abstract]        
Product sales 0 0 0 0
Repair service agreement commissions 0 0 0 0
Service revenues 0 0 0 0
Revenue, Net 0 0 0 0
Finance charges and other 80,142 65,721 156,603 135,798
Total revenues 80,142 65,721 156,603 135,798
Cost and expenses        
Cost of goods sold, including warehousing and occupancy costs 0 0 0 0
Selling, general and administrative expense 32,965 35,008 65,555 68,272
Provision for bad debts 49,284 60,069 104,984 117,889
Quarterly Financial Information, Quarterly Charges and Credits, Amount Affecting Comparability 0 0 0 0
Total cost and expenses 82,249 95,077 170,539 186,161
Operating income (2,107) (29,356) (13,936) (50,363)
Interest expense 20,039 24,138 44,047 50,034
Loss on extinguishment of debt 2,097 0 2,446 0
Income before income taxes (24,243) (53,494) (60,429) (100,397)
Furniture and Mattress [Member]        
Revenues [Abstract]        
Product sales 95,297 105,562 189,740 210,868
Furniture and Mattress [Member] | Retail [Member]        
Revenues [Abstract]        
Product sales 95,297 105,562 189,740 210,868
Furniture and Mattress [Member] | Credit [Member]        
Revenues [Abstract]        
Product sales 0 0 0 0
Home Appliance [Member]        
Revenues [Abstract]        
Product sales 89,085 101,359 169,207 189,263
Home Appliance [Member] | Retail [Member]        
Revenues [Abstract]        
Product sales 89,085 101,359 169,207 189,263
Home Appliance [Member] | Credit [Member]        
Revenues [Abstract]        
Product sales 0 0 0 0
Consumer Electronics [Member]        
Revenues [Abstract]        
Product sales 52,946 65,735 108,699 131,600
Consumer Electronics [Member] | Retail [Member]        
Revenues [Abstract]        
Product sales 52,946 65,735 108,699 131,600
Consumer Electronics [Member] | Credit [Member]        
Revenues [Abstract]        
Product sales 0 0 0 0
Home Office [Member]        
Revenues [Abstract]        
Product sales 17,862 21,701 34,650 44,174
Home Office [Member] | Retail [Member]        
Revenues [Abstract]        
Product sales 17,862 21,701 34,650 44,174
Home Office [Member] | Credit [Member]        
Revenues [Abstract]        
Product sales 0 0 0 0
Other Products [Member]        
Revenues [Abstract]        
Product sales 4,403 5,366 8,659 10,308
Other Products [Member] | Retail [Member]        
Revenues [Abstract]        
Product sales 4,403 5,366 8,659 10,308
Other Products [Member] | Credit [Member]        
Revenues [Abstract]        
Product sales 0 0 0 0
Intersegment Eliminations [Member]        
Revenues [Abstract]        
Total revenues $ 9,200 $ 9,600 $ 18,700 $ 19,400