XML 62 R45.htm IDEA: XBRL DOCUMENT v3.7.0.1
Finance Charges and Other Revenues (Details) - USD ($)
$ in Thousands
12 Months Ended
Jan. 31, 2017
Jan. 31, 2016
Jan. 31, 2015
Summary of the classification of the amounts as Finance charges and other [Abstract]      
Interest income and fees on customer receivables $ 238,386 $ 238,161 $ 211,063
Insurance commissions 42,422 50,789 50,613
Other 1,569 1,639 2,566
Finance charges and other 282,377 290,589 264,242
Provisions for uncollectible interest 40,600 36,700 27,500
Financing Receivable [Member]      
Summary of the classification of the amounts as Finance charges and other [Abstract]      
Interest income and fees on customer receivables $ 17,300 $ 14,000 $ 9,100