CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jan. 31, 2017	Jan. 31, 2016
Current assets:
Cash and cash equivalents	$ 23,566	$ 12,254
Restricted cash (all held by the VIE)	110,698	78,576
Customer accounts receivable, VIE Balance	702,162	743,931
Other accounts receivable	69,286	95,404
Inventories	164,856	201,969
Income taxes receivable	2,150	10,774
Prepaid expenses and other current assets	14,955	20,092
Total current assets	1,087,673	1,163,000
Long-term portion of customer accounts receivable, net of allowance (includes VIE balance of $320,382 and $331,254 as of January 31, 2017 and January 31, 2016, respectively)	615,904	631,645
Property and equipment, net	159,202	151,483
Deferred income taxes	71,442	70,219
Other assets	6,913	8,953
Total assets	1,941,134	2,025,300
Current liabilities:
Current maturities of capital lease obligations	849	799
Accounts payable	101,612	86,797
Accrued compensation and related expenses	13,325	9,337
Accrued expenses	26,456	30,037
Income taxes payable	3,318	2,823
Deferred revenues and other credits	21,821	16,332
Total current liabilities	167,381	146,125
Deferred rent	87,957	74,559
Long-term debt and capital lease obligations (includes VIE balance of $745,581 and $699,515 as of January 31, 2017 and 2016, respectively)	1,144,393	1,248,879
Other long-term liabilities	23,613	17,456
Total liabilities	1,423,344	1,487,019
Commitments and contingencies
Stockholders' equity:
Preferred stock ($0.01 par value, 1,000 shares authorized; none issued or outstanding)	0	0
Common stock ($0.01 par value, 100,000 shares authorized; 30,962 and 30,630 shares issued and outstanding, respectively)	310	306
Additional paid-in capital	90,276	85,209
Retained earnings	427,204	452,766
Total stockholders' equity	517,790	538,281
Total liabilities and stockholders' equity	$ 1,941,134	$ 2,025,300