Supplemental Disclosure of Finance Charges and Other Revenue

6 Months Ended

Jul. 31, 2011

Finance Charges And Other Revenue Disclosure [Abstract]

Supplemental Disclosure of Finance Charges and Other Revenue

3.      Supplemental Disclosure of Finance Charges and Other Revenue

The following is a summary of the classification of the amounts included as Finance charges and other for the three and six months ended July 31, 2010 and 2011:

	Three Months Ended				Six Months Ended
	July 31,				July 31,
(Dollars in thousands)	2010		2011		2010		2011
Interest income and fees on customers receivables	$	31,365	$	29,152	$	63,302	$	59,154
Insurance commissions		4,323		4,199		8,213		7,591
Other		217		393		466		618
Finance charges and other	$	35,905	$	33,744	$	71,981	$	67,363